Authority and scope
Sections ↑Finansinspektionen is Sweden’s government financial supervisor. It issues rules, monitors financial firms’ compliance and analyses risks to financial stability. Its consumer-protection role concerns how the financial system and its providers operate; it does not turn an investment into a guaranteed return.[1]
What FI oversees
| Area | Practical scope |
|---|---|
| Authorised financial firms | Banks, investment firms, insurers, fund managers and other permissioned financial businesses fall within the supervisory framework.Source 2 |
| Securities markets | Supervision includes investment businesses and key infrastructure such as exchanges, trading venues, central securities depositories and clearing firms.Source 3 |
| Conduct and resilience | FI’s market work addresses transparent pricing, confidence, operational security, consumer information and measures against money laundering.Source 3 |
Registers and permission checks
Sections ↑The register includes both authorised firms and institutions that are only registered. FI explains that these categories are supervised differently. Authorisation generally involves examination of capital, the business plan, owners and management, followed by ongoing risk-based supervision. Registration alone should not be described as permission to provide every financial service.[2]
Reading a company-register result
| Check | Why it matters |
|---|---|
| Formal legal name | Search the company named in the agreement. FI warns that a registered company name can differ from its trading brand.Source 4 |
| Business category and permissions | Use the relevant firm category and permission details; a bank, an insurer and a foreign firm’s branch are distinct records.Source 4 |
| Timing | FI says register updates can lag by up to two days. Record the date of the check when publishing a broker profile.Source 4 |
| Identity and scope | A company’s corporate number, FI institution reference and individual permission descriptions serve different purposes. Match the account provider and permitted activity before relying on a brand-level regulatory claim.Source 4 |
Check the exact legal entity, permissions, current status and scope in the official record. A brand connection in our coverage does not establish authorisation.
Client assets and protection boundaries
Sections ↑Investor protection starts with separation of the customer’s securities from the institution’s own assets. The scheme addresses a failure to return qualifying property if the institution fails; it does not compensate for an investment’s market decline. Identify the institution and the capacity in which it holds the securities or money.[5]
Complaints and dispute resolution
Sections ↑FI directs individual customers to the firm’s complaints officer and, where appropriate, the National Board for Consumer Disputes (ARN) or a court. FI says it cannot intervene in private disputes. An allegation supplied to the supervisor can help identify wider rule breaches without resolving the complainant’s individual claim.[7]
Reporting misconduct and enforcement
Sections ↑Reports to FI should briefly explain the events and suspected violation and include supporting documents. FI may investigate patterns but does not make the reporting individual a party to that investigation or promise progress updates. It also warns that submitted information is public information that can be requested for release; suspected fraud should be reported to the police.[7]
Compensation and firm failure
Sections ↑Two distinct Swedish protections
| Topic | Published position and meaning |
|---|---|
| Investor scheme | Up to SEK250,000 for an eligible claimant’s unreturned securities or funds when the statutory conditions are met. It is not protection against market losses.Source 5 |
| Claims and eligibility | Individuals and companies can qualify, subject to exclusions. The scheme describes a one-year period from bankruptcy for presenting a claim; check the particular failure notice.Source 5 |
| Joint assets | Each owner’s share is considered separately under the scheme’s rules.Source 5 |
| Bank deposits | The ordinary Swedish deposit-insurance limit is SEK1,150,000 per depositor per institution from 1 January 2026. It should not be substituted for the investor-scheme limit.Source 6 |
Official contacts and resources
Sections ↑Published reporting channels
| Topic | Published position and meaning |
|---|---|
| FI email | [email protected]Source 7 |
| FI switchboard | +46 8 408 980 00Source 7 |
| Scheme administrator | Riksgälden, the Swedish National Debt Office, publishes the investor and deposit-scheme explanations and institution checks.Source 5Source 6 |
Use the authority’s official website for current official routes. Purpose-specific resources have not yet been established in this profile.
Sources & further reading
- About Finansinspektionen Finansinspektionen · Accessed 10 Oct 2026
- Authorisation from FI or registration only? Finansinspektionen · Accessed 10 Oct 2026
- Markets: supervision Finansinspektionen · Accessed 10 Oct 2026
- Company register and search guidance Finansinspektionen · Accessed 10 Oct 2026
- Riksgälden: how investor protection works Swedish National Debt Office · Accessed 15 Oct 2026
- Riksgälden: how deposit insurance works Swedish National Debt Office · Accessed 15 Oct 2026
- FI: reports and private complaints Finansinspektionen · Accessed 15 Oct 2026
A documented resource is not a finding of eligibility or compensation coverage. Consult the named body and current official terms for your firm, product and circumstances.
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Covered broker profiles
Profiles connected to this authority in our coverage. This is not a complete official register or a list of approved brokers; see each entity’s dated status.
Avanza
A detailed Sweden-service profile of Avanza’s AF, ISK and capital-insurance accounts, ordinary and Pro tariffs, foreign-currency handling, collateral lending, platforms and withdrawals.
- Operating status
- Active
- Headquarters
- Stockholm, Sweden
- Sources checked
- 10 Oct 2026
Handelsbanken Sweden — Securities Dealing
Handelsbanken’s Swedish service supports digital trading in Nordic, US and selected European shares, with broader assisted dealing. Account choice matters: the published ordinary Depå custody charge differs substantially from the fee-free ISK, and foreign securities require both FX-cost and tax-document checks.
- Operating status
- Active
- Headquarters
- Sweden
- Sources checked
- 27 Oct 2026
Nordnet
A Sweden-specific profile covering direct securities ownership and insurance wrappers, ordinary and segment tariffs, currency conversion, portfolio borrowing, short selling, listed products, funding and investor protection.
- Operating status
- Active
- Headquarters
- Stockholm, Sweden
- Sources checked
- 10 Oct 2026
Scandinavian Capital Markets
Scandinavian Capital Markets SCM AB publishes one core international forex/multi-asset derivative account with MT5 and cTrader, explicit notional commission, optional FIX connectivity and advanced execution infrastructure. Its Swedish FI entry must be described precisely: the official record says registration for “other financial activities”, not an independently confirmed investment-firm dealing licence.
- Operating status
- Active
- Sources checked
- 26 Oct 2026
SEB Sweden — Share Trading
SEB’s Swedish share service combines app and internet banking with an ISK or ordinary securities custody. Digital Nordic brokerage starts at 0.09%, with a SEK 1 minimum, while foreign trading adds a separate currency-conversion cost; settlement dates and the account wrapper affect when proceeds can be moved.
- Operating status
- Active
- Headquarters
- Sweden
- Sources checked
- 27 Oct 2026