Broker directoryMulti-asset

SEB Sweden Share Trading: ISK, International Markets, FX Costs and Transfers

SEB’s Swedish share service combines app and internet banking with an ISK or ordinary securities custody. Digital Nordic brokerage starts at 0.09%, with a SEK 1 minimum, while foreign trading adds a separate currency-conversion cost; settlement dates and the account wrapper affect when proceeds can be moved.

By FXBrokers.ai ResearchOperating status: ActiveSources checked 27 Oct 2026Published 26 Oct 2026 · 09:55 GMT+0000Updated 27 Oct 2026 · 12:48 GMT+0000

Official website Compare brokers

Profile scope

Public-document research checked 27 October 2026. Product, account and entity scope is specified alongside the relevant terms.

Digital Nordic brokerage is 0.09%, minimum SEK 1; European and North American trades have a SEK 10 minimum.
Automatic currency conversion costs 0.25%; a low dealing minimum does not remove FX costs.
US and Canadian securities settle on T+1, compared with T+2 for the stated Nordic and European markets.
Bank deposits and missing custody securities have different Swedish statutory protection limits.

Accounts and eligibility

Sections ↑

Account comparison01

Choosing the account wrapper

Choosing the account wrapper
Item	Details
ISK	Investment savings account with statutory asset restrictions and a standardised tax basis.Source 1 Source 9
Ordinary securities custody	Alternative custody arrangement; the ISK rules do not automatically apply to it.Source 1 Source 9
Trading interface	SEB app and internet banking.Source 1 Source 9

Account comparison02

ISK ownership restrictions

ISK ownership restrictions
Item	Details
Normally eligible	Permitted market-traded financial instruments within the ISK rules.Source 9
Excluded holdings	Certain unlisted instruments, qualifying closely held company shares and holdings reaching the statutory 10% ownership/voting threshold.Source 9
Unexpected ineligible assets	Corporate actions can trigger special disposal or transfer deadlines.Source 9

View full spreads & trading costs

Products and market access

Sections ↑

Specifications03

Domestic and regional shares

Domestic and regional shares
Item	Details
Nordic exchanges	Standard digital rate: 0.09%.Source 2
Spotlight	Separate 0.25% tariff.Source 2
NGM	Separate 0.15% tariff.Source 2

Specifications04

International dealing scope

International dealing scope
Item	Details
Europe and North America	Published digital brokerage schedule applies to supported securities and markets.Source 2
Currency conversion	A transaction in another currency can create an FX charge as well as brokerage.Source 2
Settlement	Country-specific settlement calendars still apply.Source 2

Trading and holding costs

Sections ↑

Pricing & charges05

Digital brokerage minima

Digital brokerage minima
Item	Details
Nordic standard orders	0.09%; minimum SEK 1.Source 2
Europe/North America	0.09%; minimum SEK 10.Source 2
Rounding	Brokerage is rounded to whole kronor.Source 2

Pricing & charges06

Assisted dealing prices

Assisted dealing prices
Item	Details
Nordic branch orders	0.25%; minimum SEK 100.Source 3
Foreign branch orders	0.50%; minimum SEK 350.Source 3
Cost comparison	The branch tariff should not be substituted for app/web pricing.Source 3

Pricing & charges07

Currency and custody charges

Currency and custody charges
Item	Details
Currency exchange	0.25%.Source 2 Source 3
Annual custody fee	SEK 0 under the published custody schedule.Source 2 Source 3
Security conversion	SEK 1,500 for the separate securities-conversion service; this is not the FX percentage.Source 2 Source 3

Pricing & charges08

Special custody services

Special custody services
Item	Details
Settlement service	SEK 2,000 under the applicable service tariff.Source 3
Foreign shareholder meeting	SEK 1,250.Source 3
Older-record investigation	SEK 900/hour for material older than six months.Source 3

Pricing & charges09

Fund-transfer exceptions

Fund-transfer exceptions
Item	Details
Fund-account outbound transfer	SEK 500 per fund company.Source 3
Non-standard fund held in ISK	SEK 500 per fund for the specified transfer service.Source 3
Foreign hedge fund	SEK 2,000 per fund.Source 3

Platforms, orders and execution

Sections ↑

Process10

Order entry and review

Order entry and review
Item	Details
Default validity	A day order expires at the end of its trading day if unfilled.Source 6
Longer validity	A multi-day order can be selected where available.Source 6
Before submission	Check account, instrument, quantity and limit in the order ticket.Source 6

Process11

Changes and queue priority

Changes and queue priority
Item	Details
General rule	Changing an order normally gives it a new queue position.Source 6
Published exceptions	Reducing quantity or extending validity does not normally lose priority under SEB’s explanation.Source 6
Execution risk	A submitted change does not itself prove the original order stopped before execution.Source 6

Process12

Digital market information

Digital market information
Item	Details
Quotes	Real-time market information is available in the share service.Source 1
Analysis	SEB supplies company research and investment information.Source 1
Sustainability	Company information includes sustainability-related material.Source 1

Funding, settlement and transfers

Sections ↑

Process13

Cash funding routes

Cash funding routes
Item	Details
Bank funding	Transfer cash through SEB banking before placing an order requiring available funds.Source 1 Source 4
Recurring saving	Regular transfers can support repeat investing.Source 1 Source 4
Online domestic transfer	SEK 0 in the banking tariff.Source 1 Source 4

Process14

Settlement calendars

Settlement calendars
Item	Details
Nordic/European securities	Normally T+2 under the published market table.Source 2
US/Canadian securities	Normally T+1.Source 2
Interpretation	T means the trade date; settlement uses relevant business days, not elapsed calendar days.Source 2

Process15

Inbound securities

Inbound securities
Item	Details
Price	Inbound transfers and internal moves are free under SEB’s published answer.Source 7
Request route	Use the online move-securities service; contact SEB for the stated ISK procedure.Source 7
Wrapper check	A transfer between different tax wrappers may have separate tax consequences.Source 7

Process16

Bank-transfer service costs

Bank-transfer service costs
Item	Details
Online SEPA transfer	SEK 0.Source 4
Express transfer	SEK 300.Source 4
Assisted telephone transfer	SEK 300 under the listed service tariff.Source 4

Custody and client protection

Sections ↑

Protections & eligibility17

Swedish deposit guarantee

Swedish deposit guarantee
Item	Details
Legal bank	Skandinaviska Enskilda Banken AB.Source 5 Source 10
Ordinary cash limit	SEK 1,150,000 per eligible depositor and institution from 1 January 2026.Source 5 Source 10
Aggregation	Several accounts at the same institution share the institution limit.Source 5 Source 10

Protections & eligibility18

Custody investment protection

Custody investment protection
Item	Details
Covered failure	Eligible securities or investment-service money that cannot be returned.Source 11
Maximum	SEK 250,000 per investor under the scheme rules.Source 11
Excluded risk	Price falls and investment losses; a claim must meet the scheme’s conditions and deadline.Source 11

Support, complaints and records

Sections ↑

Process19

Customer contact

Customer contact
Item	Details
Telephone	0771 365 365.Source 8
Weekdays	08:00–20:00, Swedish local time.Source 8
Weekends/public holidays	10:00–18:00; service hours do not guarantee market execution.Source 8

Process20

Trade confirmations and evidence

Trade confirmations and evidence
Item	Details
Location	History/contract notes in the banking service.Source 6
Contents	Quantity, execution price, charges and the affected account.Source 6
Unclear order status	Check the order record before sending a replacement order.Source 6

Process21

Researching older transactions

Researching older transactions
Item	Details
Routine record	Use the available contract note first.Source 3 Source 6
Older investigation	The published hourly charge can apply to records older than six months.Source 3 Source 6
Cost boundary	An investigation charge is separate from the original brokerage.Source 3 Source 6

Research and additional services

Sections ↑

Availability22

Research and decision support

Research and decision support
Item	Details
Coverage	SEB advertises company analysis covering about 300 companies.Source 1
Use	Research is an input to the investor’s decision.Source 1
Trading authority	The research page does not make a research subscription an automated dealing mandate.Source 1

Availability23

ISK cash access

ISK cash access
Item	Details
Withdrawal	Cash can be withdrawn under the account conditions.Source 9
Unsettled transactions	A recent sale and available bank cash are different stages of a transaction.Source 9
Account eligibility	Withdrawal freedom does not remove restrictions on what securities can be held.Source 9

Company and service history

Sections ↑

Regional comparison24

Verified bank identity

Verified bank identity
Item	Details
Registered name	Skandinaviska Enskilda Banken AB.Source 5
Swedish organisation number	502032-9081.Source 5
Finansinspektionen register	Institution 11102; active bank record checked.Source 5

Regional comparison25

Identifier and geographic scope

Identifier and geographic scope
Item	Details
LEI	F3JS33DEI6XQ4ZBPTN86.Source 5
Profile scope	SEB’s Swedish retail share service.Source 5
Entity boundary	Other SEB-country products require their own account and tariff documents.Source 5

Headquarters: Sweden

The companies behind the brand

Legal entities & licences

These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.

Skandinaviska Enskilda Banken AB

SwedenSource 5

Licences and regulatory records for Skandinaviska Enskilda Banken AB
Issuer & identifier	Recorded status	Date & scope
Finansinspektionen11102	Authorised	Checked 27 Oct 2026Finansinspektionen institution-record identifier for the matched active Swedish bank. This is the register’s institution number, not an invented separate securities-permission number.Source 5

Cost illustrations and practical implications

Sections ↑

Scenarios26

Calculated Nordic order examples

Calculated Nordic order examples
Item	Details
SEK 1,000 order	0.09% = SEK 0.90; the SEK 1 minimum applies.Source 2
SEK 10,000 order	0.09% = SEK 9 before other applicable costs.Source 2
Assumptions	Standard Nordic digital order, excluding tax and product-specific costs.Source 2

Scenarios27

Calculated foreign-order example

Calculated foreign-order example
Item	Details
SEK 10,000 equivalent	SEK 10 brokerage minimum plus about SEK 25 FX = about SEK 35.Source 2
Round trip	A later sale and conversion can create a second set of charges.Source 2
Exclusions	Market movement, spread, taxes and exchange-rate differences are not included.Source 2

Follow the evidence

Sources & further reading

SEB public share-trading product and markets SEB · Accessed 27 Oct 2026
SEB published share commission, currency conversion and settlement examples SEB · Accessed 27 Oct 2026
SEB detailed current retail savings and custody charges SEB · Accessed 27 Oct 2026
SEB current prices for individuals SEB · Accessed 27 Oct 2026
Swedish Finansinspektionen exact company register — SEB AB Swedish Finansinspektionen · Accessed 27 Oct 2026
SEB: placing, changing and checking share orders SEB Sweden — Share Trading · Accessed 27 Oct 2026
SEB: moving securities into SEB SEB Sweden — Share Trading · Accessed 27 Oct 2026
SEB: current customer-service contact hours SEB Sweden — Share Trading · Accessed 27 Oct 2026
SEB: ISK agreement and account conditions SEB Sweden — Share Trading · Accessed 27 Oct 2026
Riksgälden: deposit guarantee limit increased to SEK 1,150,000 from 1 January 2026 Riksgälden · Accessed 27 Oct 2026
Riksgälden: investor protection, eligible non-return claims and exclusions Riksgälden · Accessed 27 Oct 2026

This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.

Report an error or submit an update

ExploreBroker profiles Securities and market access Global markets

Choosing the account wrapper

ISK ownership restrictions

Domestic and regional shares

International dealing scope

Digital brokerage minima

Assisted dealing prices

Currency and custody charges

Special custody services

Fund-transfer exceptions

Order entry and review

Changes and queue priority

Digital market information

Cash funding routes

Settlement calendars

Inbound securities

Bank-transfer service costs

Swedish deposit guarantee

Custody investment protection

Customer contact

Trade confirmations and evidence

Researching older transactions

Research and decision support

ISK cash access

Verified bank identity

Identifier and geographic scope

Legal entities & licences

Calculated Nordic order examples

Calculated foreign-order example

Sources & further reading

Connected coverage