Accounts & headline costs
Sections ↑XTrend Pro markets small cash-sized entries into stock CFDs, including a USD 1 starting investment and fractions of a share’s exposure. That is a trading-size claim, rather than a confirmed minimum payment into an account. The website advertises more than 500 instruments, including US, European and Hong Kong shares.[1]
Account and promotional distinctions
| Route | Published position |
|---|---|
| Live app account | Registration uses an email address or mobile number; identity checks apply. A complete current funding minimum and named account-tier tariff were not established.Source 6Source 7 |
| Unfunded account | Agreement §2.3 treats this as a demo: balances are not claimable. With open positions, seven calendar days without app activity can trigger automatic closure and possible deactivation.Source 15 |
| Free-stock offer | The download page advertises a selected stock worth USD 3–100. Cash conversion, qualifying trades and expiry were not established from an operative promotion schedule.Source 5 |
Products & market access
Sections ↑Published market coverage
| Market | Scope |
|---|---|
| Forex | Currency-pair CFDs appear in the current market navigation.Source 2 |
| Metals | Spot gold and silver; the specification page describes trading five days a week.Source 3 |
| Cryptocurrencies | Crypto CFDs, with a published seven-day trading schedule.Source 4 |
| Energy and indices | Both are listed market categories; a complete current contract-size and expiry schedule was not established.Source 2 |
| Shares | US, European and Hong Kong stock-CFD exposure, including fractional position sizing. This route is not a share-custody account.Source 1 |
The market pages and small-entry advertising do not supply one universal lot size or leverage limit for all symbols. Metal and crypto specifications say leverage depends on the instrument and client assessment. A stock’s quoted price, the cash committed to a CFD and the position’s total exposure are therefore different figures.[3][4]
Costs & pricing
Sections ↑The app advertises zero commission. The cited execution policy’s cost table also says no commissions, while §19.2 specifies commission on share and crypto CFDs without resolving the rate. The applicable instrument tariff therefore remains unclear.[5][16]
Costs that need separate treatment
| Cost | Published basis |
|---|---|
| Spread | Metal and crypto spreads are variable. No measured typical spread or dated average was established.Source 3Source 4 |
| Overnight financing | Agreement: 23:59 server time, Wednesday triple charge. Execution policy: midnight GMT+2. The documents do not establish identical clock settings.Source 15Source 16 |
| Funding | Withdrawal policy states no company deposit fee; payment and transfer charges remain the client’s responsibility.Source 17 |
| Low-trading withdrawals | Agreement allows payment-method charges when deposits and withdrawals occur without trading; no numeric schedule was established.Source 15 |
| Dormancy | No numeric live-account inactivity fee was established.Source 15 |
Platforms, execution & trade controls
Sections ↑The proprietary app is offered for iOS and Android. Its published workflow is to choose an instrument, enter the investment amount and submit the trade. Account management, deposits, transfers, withdrawals, price alerts and push notifications are included. A current MT4, MT5 or standalone public trading API was not established for this Topline route.[5][18]
Order controls and outage instructions
| Item | Published terms and scope |
|---|---|
| Execution-policy controls | The execution policy describes market, limit, stop, stop-limit, OCO and trailing orders, with GTC or GTD validity where supported. Instrument size limits vary. It specifies a 100% margin notification and 50% server-monitored close-out, beginning with the largest losing position; execution prices are not guaranteed.Source 16 |
| Margin warnings | The agreement does not promise margin calls.Source 15 |
| Telephone wording | For outages, the agreement describes telephone brokerage orders, but publishes no dedicated dealing number here.Source 15 |
| Email/verbal wording | The execution policy directs clients to support email for a verbal instruction. This does not identify an unambiguous, authenticated telephone-order route or response deadline.Source 16 |
| Credentials and recovery | App terms make credentials personal, require prompt notification of suspected compromise and restrict account sharing. The privacy policy describes verification when changing a password, linked phone, account access or closure details. It does not establish a fixed recovery hold before withdrawals or promise that a closed mobile app will continue running every local feature.Source 18Source 19 |
Funding, withdrawals & transfers
Sections ↑The published withdrawal workflow is in the app’s Me area. The account holder supplies the request through the online form. Identity and transaction checks must show that the payment method belongs to that same person; submitting a request is distinct from approval and bank receipt.[9][11]
Withdrawal rules and timing
| Stage | Published condition |
|---|---|
| Broker processing | Within one business day under Withdrawal Policy v1.1, provided required information, verified KYC and sufficient free margin are available.Source 17 |
| Return route | Original method and remitter. The policy requires same-name bank wire for amounts above USD 100/equivalent over total net deposits; ask funding to confirm its wording for a specific request.Source 17 |
| Charges | Returned money can be reduced by payment/transfer charges. Extra legitimacy checks can delay or reject the transaction.Source 17 |
| Bank arrival | The help page gives 3–7 working days for cross-border transfers, with some banks taking longer.Source 10 |
The rejection FAQ says profits may go by bank transfer or e-wallet and that inadequate remaining funds, a different remitter or a name mismatch can prevent withdrawal. The separate bank-wire threshold above is narrower than that general wallet statement. Neither page establishes unrestricted withdrawal of margin supporting an open position.[12]
For delayed payments, the help page directs clients to the withdrawal-progress screen and its high-priority-review option. An approved request can still be with the receiving bank. No fixed universal withdrawal minimum or maximum was established from the accessible answers.[10]
Reports and history are available in-platform; agreement §16 also allows requested email, fax or paper reports. These are not tax returns.[15]
Either party can normally terminate on five business days’ written notice. Open positions and liabilities must be settled before the remaining balance is returned.[15]
Regulation & client protection
Sections ↑The FSA directory matches Topline Limited and xtrend.pro. The withdrawal policy identifies Seychelles company 8430685-1 and securities-dealer licence SD106.[21][17]
Client-money and jurisdiction scope
| Item | Published terms and scope |
|---|---|
| Negative balances | Topline’s app promises to reset a negative balance to zero. Its agreement limits losses to available trading-account funds and permits rejection of withdrawals suspected of abusing that protection. This is a contractual balance treatment; it does not prevent the loss of money already committed to trading.Source 5Source 15 |
| Named client-money arrangement | The withdrawal help page calls its segregated-money arrangement the XTrend Pro Client Money Protection Scheme. It does not identify an external insurer or a quantified compensation entitlement.Source 10 |
| Cyprus references | Some specification text refers to CySEC requirements. That wording does not extend Cyprus protection to this Seychelles account. The company’s current legal footer identifies Topline as the FSA-regulated provider; the licence number it publishes is SD106.Source 3Source 8 |
Support & complaints
Sections ↑Published contact routes
Scope General app, account and service enquiries
Hours Hours not established
Scope Signed withdrawal instruction letter where the website/app is not used
Hours Processing remains subject to policy conditions
Scope Published account, trading and payment guidance
Hours Self-service website
Scope Registered Topline company contact; customer-support and funding addresses are listed separately.
Complaint procedure
| Item | Published terms and scope |
|---|---|
| Agreement requirement | The agreement requires an emailed complaint form. A Topline-specific final-response deadline was not established.Source 15 |
| Wrong-entity complaint file | The complaint-policy file retrieved from the document host names Rynat Trading Ltd and CySEC, dated December 2020. Its Cyprus complaint deadlines and ombudsman route are not evidence for a complaint against Topline. Support can be asked for the current Topline form and responsible complaint contact.Source 20Source 13 |
Research, education & additional services
Sections ↑The help centre includes education and a glossary; the app supplies news, price alerts and notifications. The reviewed sources describe information features, without a managed-account or copy-trading fee schedule.[14][5]
The software licence is for personal use and does not permit redistribution or sublicensing. Access to an app should not be treated as evidence of an API for third-party execution or a right to share trading credentials with a signal provider.[18]
Company & legal entities
Sections ↑The current legal disclosures separate Topline Limited from NOVERA TOPLINE LIMITED, an Irish company registered under number 813036. Novera acts as an independent representative including payment services, and the footer says those services do not involve trading terminals. Its Irish registration is not presented here as an Irish investment licence.[8]
The app terms require users to be at least 18 and comply with the rules where they live. A complete current accepted-country list was not established; an old indexed agreement’s exclusions were not carried across to version 2.1 without confirmation. Availability of the website or app does not by itself establish local account eligibility.[18][6]
- Headquarters
- Seychelles
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Topline Limited
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Services Authority, SeychellesSD106 | Authorised | Checked 29 Oct 2026The FSA directory freshly matches the dealer and official brand/domain. The licence number is company-published; this directory view does not display the number.Source 8Source 21Source 17 |
Sources & further reading
- Current stock-CFD and fractional-trading offer XTrend Pro · Accessed 18 Oct 2026
- Published forex, metals, crypto, energy, indices and share markets XTrend Pro · Accessed 18 Oct 2026
- Metal CFD specifications and risk-control description XTrend Pro · Accessed 18 Oct 2026
- Crypto CFD specifications and market hours XTrend Pro · Accessed 18 Oct 2026
- XTrend Pro iOS and Android app features XTrend Pro · Accessed 29 Oct 2026
- Getting started and account eligibility XTrend Pro · Accessed 18 Oct 2026
- Account verification, recovery and closure help index XTrend Pro · Accessed 18 Oct 2026
- Current legal hub and Topline/Novera entity disclosures XTrend Pro · Accessed 18 Oct 2026
- Submitting an app withdrawal request XTrend Pro · Accessed 18 Oct 2026
- Published client-money description and bank arrival times XTrend Pro · Accessed 18 Oct 2026
- Withdrawal identity and payment-ownership checks XTrend Pro · Accessed 18 Oct 2026
- Withdrawal rejection, original-source returns and profits XTrend Pro · Accessed 18 Oct 2026
- Published customer-support email route XTrend Pro · Accessed 18 Oct 2026
- Help centre and trading-glossary access XTrend Pro · Accessed 18 Oct 2026
- Topline Client Agreement, version 2.1 XTrend Pro · Accessed 18 Oct 2026
- Topline Order Execution Policy XTrend Pro · Accessed 18 Oct 2026
- Topline Withdrawal Policy, version 1.1 XTrend Pro · Accessed 29 Oct 2026
- Topline XTrend Pro app terms of use XTrend Pro · Accessed 18 Oct 2026
- Published Topline privacy and account-recovery policy XTrend Pro · Accessed 18 Oct 2026
- Complaint-policy asset naming Rynat Trading Ltd, December 2020 XTrend Pro · Accessed 18 Oct 2026
- FSA directory: Topline Limited and xtrend.pro Financial Services Authority, Seychelles · Accessed 29 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.