The companies, products and regulatory developments shaping the broker industry.
The current policy names Capital Com Group Limited and responds to insolvency caused by defined misconduct. A €1m per-client headline also sits inside €20m and €2m aggregate limits, so it cannot be treated as group-wide general insolvency insurance.
The annual programme flags financial responsibility, supervision, AML, tokenisation and operational resilience; it is a risk-based examination agenda, not a new rulebook.
The FCA’s 25 September announcement linked 21 closures and three pending cancellations to misuse of UK authorisation in overseas business. Its focus is the gap between a brand’s regulatory claims and the entity serving the customer.