M4Markets’ legal footer identifies several companies sharing the brand. Start with the contracting entity: the global trading account, European account and UAE introduction service must each be assessed on their own terms.[1]
Account comparison01
Account and service routes at a glance
| Account / service | Contract and customer scope | Platform and principal condition |
|---|---|---|
| USD Cent | Trinota Markets (Global) Limited — Eligible international residents; retail clients | Confirm available terminal at account opening. Live cent-denominated account; published spreads start at 1.6 pips. The dedicated page does not identify its terminal.Source 8Source 2 |
| Dynamic Leverage | Trinota Markets (Global) Limited — Eligible international residents; retail clients | MT4 / MT5. Leverage falls as instrument exposure increases; not a universal account-wide rate.Source 9Source 2 |
| VIP | Harindale Ltd — Eligible European residents; retail clients | cTrader. European retail VIP offer; account approval and product limits apply.Source 19Source 4 |
Which service is the account actually using?
Sections ↑At a glance02
Brand, website and service scope
| Route | Published service | Practical implication |
|---|---|---|
| Global: m4markets.com | Trinota’s forex and CFD offer | The offshore account, promotion and funding tables below belong to this route.Source 1 |
| Europe: m4markets.eu | Harindale’s European investment-firm offer | The CySEC entry confirms this domain; do not use an unrelated similarly named site.Source 4 |
| UAE: m4markets.ae | Oryx Category 4 marketing and introductions | The local presence does not by itself establish that Oryx is the CFD counterparty. Confirm the introduced account’s contract.Source 6 |
The global website excludes the United States, Cuba and North Korea and also excludes jurisdictions where distribution or use would breach local law. A country appearing in a contact-form menu is not proof of account eligibility.[46]
Global live accounts: the published entry conditions
Sections ↑At a glance03
Global account comparison
| Account | Minimum USD / spread from | Maximum leverage / stop-out | Base currencies |
|---|---|---|---|
| Standard | 5 / 1.1 pips | 1:1,000 / 20% | USD, EUR, ZAR, JPYSource 7 |
| Raw Spread | 500 / 0 pips | 1:500 / 40% | USD, EUR, ZAR, JPYSource 7 |
| Premium | 10,000 / 0 pips | 1:500 / 40% | USD, EUR, ZAR, JPYSource 7 |
| Dynamic Leverage | 5 / 1.6 pips | Up to 1:5,000 / 30% | USDSource 7 |
| Cent | 5 / 1.6 pips | 1:1,000 / 20% | See denomination noteSource 7 |
At a glance04
What the cent denomination changes
| Point | Published detail | Meaning |
|---|---|---|
| Cash display | USD 5 is displayed as 500 cents | These are account-denomination units, not a claim that USD 500 has been deposited.Source 8 |
| Live exposure | A funded trading account, with spreads and market risk | The smaller cash denomination does not turn it into a demo account.Source 8 |
| FX contract size | 1 Cent lot = 1,000 base units; 0.01 lot = 10 units | Cent and conventional FX lots differ.Source 7 |
Cent currency labels conflict; confirm denomination. “USDC” does not establish stablecoin support.[7]
Global commission pricing: a published ambiguity remains
Sections ↑At a glance05
Forex and metals commission disclosures
| Account | Account web page | July 2025 costs policy |
|---|---|---|
| Standard / Dynamic | Zero separate commission | Zero separate commissionSource 7Source 12 |
| Cent | Dedicated page: zero separate commission | Not included in the policy’s listed account columnsSource 8Source 12 |
| Raw Spread | USD 7; charging unit/side not stated | USD 3.50, using the wording “each size”Source 7Source 12 |
| Premium | USD 5; charging unit/side not stated | USD 2.50, using the wording “each size”Source 7Source 12 |
The instrument spread page separates minimum and average columns by account. Some widths are expressed as raw quote-price decimals. A headline “from 0” is not an executable all-in price; the published averages are not an independently sampled result in this profile.[10]
Contract size and leverage need an instrument label
Sections ↑At a glance06
Examples from the global specification schedule
| Instrument | One conventional lot | Published instrument ceiling |
|---|---|---|
| Major FX example: AUD/USD | 100,000 base-currency units | 1:1,000; an account’s lower ceiling still constrains accessSource 11 |
| XAU/USD / XAU/EUR | 100 troy ounces | 1:500 / 1:200 respectivelySource 11 |
| XAG/USD or XAG/EUR | 5,000 troy ounces | 1:100Source 11 |
| Palladium / platinum | 100 troy ounces | 1:50Source 11 |
| Selected cash indices | One contract per lot in the examples listed | 1:100 for AUS200, DE30, ES35, F40, EU50 and UK100Source 11 |
At a glance07
Dynamic Leverage: major-FX volume bands
| Open volume, lots | Published maximum leverage |
|---|---|
| Above 0 to 1 | 1:5,000Source 9 |
| Above 1 to 2 | 1:2,000Source 9 |
| Above 2 to 10 | 1:1,000Source 9 |
| Above 10 to 50 | 1:500Source 9 |
| Above 50 to 100 | 1:300Source 9 |
| Above 100 to 200 | 1:200Source 9 |
| Above 200 to 300 | 1:100Source 9 |
| Above 300 to 500 | 1:50Source 9 |
| Above 500 | 1:10Source 9 |
Swaps and Islamic accounts: product and time limits
Sections ↑At a glance08
Overnight funding and swap-free eligibility
| Subject | Current published position | Account consequence |
|---|---|---|
| Ordinary overnight positions | Separate long/short swap schedules by instrument | Read the live symbol’s direction-specific rate before holding through rollover.Source 15 |
| Conversion to swap-free | The August 2026 agreement requires existing positions to be closed first | Changing account status is not described as retroactively waiving an existing position’s funding.Source 13 |
| Time allowance in the agreement | Up to seven business days for major FX; five for minor FX, metals and energies; zero for other instruments | Extended holding may trigger retrospective swaps or closure under the agreement.Source 13 |
| Instrument exclusions on the Islamic page | All indices, shares, crypto and energies; platinum/palladium and specified exotic FX are also excluded | The energy exclusion conflicts with the agreement’s five-day energy allowance. Obtain confirmation before treating energy positions as swap-free.Source 14Source 13 |
Charges away from the spread
Sections ↑At a glance09
Global non-trading charges
| Event | Published charge or rule |
|---|---|
| Three months of inactivity | 40 account-currency units per month under the July 2025 costs policySource 12 |
| Deposit followed by withdrawal without trading | 3% of the withdrawal amount; the funding page also discloses this conditionSource 16 |
| Fraud or unreasonable chargeback investigation | At least 150 account-currency units under the costs policySource 12 |
| Refund request | Erroneous/duplicate payments or verified technical and unauthorised-payment cases may qualify; trading losses and earned service fees do notSource 17 |
At a glance10
Global deposit and withdrawal operation
| Item | Published condition | Timing or restriction |
|---|---|---|
| Wire deposit | Minimum 50 USD/EUR; no headline broker fee | One to three business daysSource 16 |
| Wire withdrawal | Minimum 100 USD/EUR/GBP; no headline broker fee | One to five business daysSource 16 |
| Funding source | Return deposits to the original payer and method; split-method refunds are proportional | Profits may go only to a bank account in the client’s name. Provider charges can remain.Source 16 |
| Payment approval | First payment details require approval | The broker’s usual processing target is not the receiving bank’s arrival time.Source 16 |
| Cancelling a payment request | Possible only while the deposit or withdrawal remains unprocessed | A processed transfer is handled under the applicable refund process.Source 17 |
| Verification review | Identity, address and source-of-funds information may be requested | Missing verification can result in restrictions while the payment is reviewed.Source 18 |
European accounts: a different platform and fee basis
Sections ↑At a glance11
Harindale’s European retail tiers
| Account | Minimum deposit | Published commission | Other account terms |
|---|---|---|---|
| Standard | EUR 100 | USD 60 per USD 1 million traded | USD/EUR; VPS availableSource 19 |
| Premium | EUR 5,000 | USD 40 per USD 1 million traded | USD/EUR; VPS availableSource 19 |
| VIP | EUR 10,000 | USD 20 per USD 1 million traded | USD/EUR; VPS published as freeSource 19 |
At a glance12
European price-document differences
At a glance13
European ongoing charges and payment routing
| Item | Published treatment |
|---|---|
| Inactivity | 10 account-currency units monthly after one year, under the costs policySource 20 |
| Internal transfer across currencies | 0.2% charge plus conversion; same-denomination transfer has no stated internal-transfer feeSource 20 |
| Overnight funding | Instrument swaps apply; policy allows up to 60% markup/markdown on execution-venue valuesSource 20 |
| Wire withdrawal timing | Funding page lists one to three business days; payment-provider timing remains separateSource 21 |
| Original payment source | Deposits return through the funding route; profits go to the client’s own bank accountSource 21 |
At a glance14
European admission and professional classification
| Step | Published requirement |
|---|---|
| Retail verification | Photo identification, recent address evidence, economic profile and appropriateness assessment; account acceptance is separate from paying the minimum depositSource 24 |
| Elective professional assessment | At least two: significant trades averaging ten per quarter over four quarters; portfolio above EUR 500,000; one year of relevant financial-sector employmentSource 23 |
| Opting up | Written request, broker assessment and acknowledgement of lost protections are required; meeting a money threshold alone is insufficientSource 23 |
Products: exposure is through CFDs
Sections ↑At a glance15
Global market range
| Market | What is offered | Detail to check |
|---|---|---|
| Foreign exchange | Major, minor and exotic FX CFDs | Account-specific symbol availability, spread, swap and contract sizeSource 29 |
| Commodities | Precious metals and energy CFDs | Gold, silver and energy contracts have different units and margin schedulesSource 30 |
| Indices | CFDs referencing stock-market indices | Index points, lot multiplier and trading sessionSource 31 |
| Shares | US and European share CFDs | This is derivative price exposure; do not assume a cash-share custody or voting-rights serviceSource 32 |
| Crypto | Cryptocurrency CFDs | Derivative exposure is not an on-chain coin wallet or withdrawal serviceSource 33 |
Trading platforms, automation and the mobile account app
Sections ↑At a glance16
Platform and access map
| Service | Current published scope | Useful distinction |
|---|---|---|
| Global MT4 | MetaTrader platform with MQL4 Expert Advisor support | Check the actual terminal and symbol settings; broad platform marketing is not a contract specification.Source 34 |
| Global MT5 | MQL5 automation, strategy testing and desktop/mobile access | Local automated strategies need the required terminal environment to keep running.Source 35Source 28 |
| European cTrader | Windows, macOS, web, Android and iOS; algorithm development/backtesting and advertised cloud hosting | This is the current European offer, separate from the global MetaTrader account pages.Source 22 |
| M4Markets App | Identity checks, funding, transfers, notifications and account management | It manages MT4/MT5 accounts, while its FAQ limits integrated in-app trading to MT5.Source 36 |
| App access controls | Biometrics, PIN and two-factor authentication are advertised | Feature availability is company-published; no account-security test was performed for this profile.Source 36 |
| Demo | Virtual-funded practice accounts | Useful for familiarisation; the broker’s claim of live-like conditions is not proof of matching live fills.Source 39 |
At a glance17
Copying and managed-account services
| Service | How it is described | Investor-side issue |
|---|---|---|
| M4 Social follower | Choose a mentor and meet that mentor’s minimum requirements | The app may be free while the mentor takes an agreed share of profits.Source 37 |
| M4 Social performance | Mentor results are displayed, but the broker says it does not verify them | Ranking or past returns are not an independent performance audit.Source 37 |
| MAM/PAMM | MT4/MT5 master/subaccounts, allocation and monitoring tools | Manager authority, allocation method and performance fees require their own agreement.Source 38 |
| Managed automation | Expert Advisors are permitted in the described managed-account setup | Platform capability does not remove manager risk or establish that a chosen manager is suitable.Source 38 |
Trading sessions and contractual controls
Sections ↑At a glance18
Operational limits worth keeping beside the account choice
| Issue | Published position | Consequence |
|---|---|---|
| Server clock | UTC+3 in summer and UTC+2 in winter | Calendar dates and daily rollover differ from UTC; use the server’s current session schedule.Source 40 |
| FX session inconsistency | The hours page’s overview and instrument table show different opening/closing minutes | Confirm the terminal’s live trading session instead of relying on one blanket website time.Source 40 |
| Crypto hours | Advertised as 24/7 | This does not establish uninterrupted execution, withdrawals or staffed support.Source 40 |
| News-related balance protection | The global agreement may classify highly leveraged trading near major news as protection abuse, around 15 minutes before and ten after | This is a discretionary protection condition, not a demonstrated blanket prohibition on all news trading.Source 13 |
| Execution-policy restrictions | The agreement restricts latency/price-error exploitation, collusion and other abusive conduct | Do not interpret permission for automated trading as permission for every execution strategy.Source 13 |
Promotions and loyalty credits affect usable equity
Sections ↑At a glance19
Global Credit Bonus: the material mechanics
| Condition | Published terms |
|---|---|
| Size and eligibility | 50% deposit credit, maximum USD 10,000 per client; minimum qualifying deposit USD 50; verified adults on MT4/MT5; MAM/PAMM excludedSource 41Source 42 |
| Conversion into own funds | Qualifying FX/metals trades held at least three minutes convert credit at two account-currency units per lot on Standard or one on Raw/PremiumSource 41 |
| Withdrawal or transfer | Removing original deposited funds removes the associated credit; the terms describe proportional treatment for bonus-account transfersSource 41 |
| Equity threshold | When equity reaches the credit amount, the credit can be cancelledSource 41 |
At a glance20
Loyalty is a separate programme
| Unit or reward | Published role |
|---|---|
| Coins and Points | Reward and tier-status units; they are not ordinary deposited cashSource 43 |
| Diamonds | Noncash, nontransferable reward; one Diamond is awarded on reaching the 10,000-Coin daily earning cap, at most one per daySource 43 |
| Loyalty Trading Credit | Not itself withdrawable; profits are subject to the programme terms. Credit removal can reduce available margin.Source 43 |
Client protection is specific to the entity and product
Sections ↑At a glance21
Protection claims and their limits
| Route | Evidence available | Limit of the claim |
|---|---|---|
| Global balance protection | The global FAQ advertises protection for retail accounts | Contractual conditions and abuse provisions remain; the global footer also warns that losses can exceed deposits.Source 28Source 1 |
| Trinota insurance | Company announcement describes cover up to USD 1 million through Lloyd’s, effective 15 June 2026 | Applies to Trinota clients. No full policy certificate was linked for checking exclusions or whether the limit is per client or aggregate.Source 27 |
| European retail CFD balance protection | Harindale’s risk notice restricts the policy to retail clients and CFD accounts | Do not extend it automatically to professional classification or a different group company.Source 25 |
| European compensation fund | Notice describes 90% of eligible covered claims, capped at EUR 20,000 in aggregate | Eligibility and exclusions apply after covered failure to return assets; market losses are not insured.Source 26 |
Support, complaints and records
Sections ↑At a glance22
Complaint routes differ
| Entity route | Published handling timetable | Escalation |
|---|---|---|
| Trinota global | Acknowledgement within two business days; response within 21 business days; complex cases can extend to 90 business days with notice | [email protected]; unresolved matters may be escalated to Seychelles FSA after the internal processSource 44 |
| Harindale Europe | Acknowledgement within five days; investigation normally within two months, extending to three months from submission | The policy provides a Cyprus Financial Ombudsman route and complaint-reference procedureSource 45 |
Keep the entity agreement, account-type confirmation, symbol specification and payment receipt together. Where the tables identify a conflicting commission, spread or swap-free condition, a written account-specific answer is more useful than assuming the most attractive published figure applies. This profile evaluates the documented offer; it does not report live execution tests or a withdrawal trial.
October 2026 account and disclosure cross-check
Sections ↑The following supplementary details were checked against the broker’s published account or group disclosures for the 22 October 2026 research edition. They should be interpreted within the legal-entity, country and account qualifications explained above.[47][48][49]
Reference table23
22 October research — supplementary checkpoints
| Research area | Dated finding or qualification |
|---|---|
| Account, price or operational terms | The global account range starts at $5, while the Premium account requires $10,000 and the Dynamic account advertises leverage up to 1:5000.Source 47Source 48 |
| Regulation, protection or further conditions | The group lists Seychelles, Dubai and Cyprus entities, so leverage, negative-balance treatment, compensation rights and eligible regions cannot be inferred from the brand name alone.Source 49 |
Company background & evidence
Sections ↑Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Trinota Markets (Global) Limited
SeychellesSource 2
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Services Authority SeychellesSD035 | Authorised | Checked 10 Oct 2026The authority lists Trinota as a regulated capital-markets entity; SD035 is the company-published licence number.Source 3Source 2 |
Harindale Ltd
CyprusSource 4
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Cyprus Securities and Exchange Commission301/16 | Authorised | Checked 10 Oct 2026Current named CySEC entry identifies M4Markets and the approved m4markets.eu domain.Source 4 |
Oryx Finance Ltd
United Arab Emirates — DIFCSource 5
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Dubai Financial Services AuthorityF007051 | Authorised | Checked 10 Oct 2026Named DFSA record: arranging deals in investments.Source 5 |
Sources & further reading
- M4Markets global website and legal footer M4Markets · Accessed 10 Oct 2026
- Group licences and entity disclosures M4Markets · Accessed 10 Oct 2026
- Capital-markets register: Trinota Markets (Global) Limited Financial Services Authority Seychelles · Accessed 10 Oct 2026
- Cypriot investment firms: Harindale Ltd, 301/16 Cyprus Securities and Exchange Commission · Accessed 10 Oct 2026
- Public register: Oryx Finance Ltd, F007051 Dubai Financial Services Authority · Accessed 10 Oct 2026
- M4Markets UAE: Category 4 introducing and marketing scope M4Markets · Accessed 10 Oct 2026
- Global trading-account comparison M4Markets · Accessed 10 Oct 2026
- USD Cent account: denomination and entry conditions M4Markets · Accessed 10 Oct 2026
- Dynamic Leverage account and instrument-volume tiers M4Markets · Accessed 10 Oct 2026
- Global instrument spreads and commissions M4Markets · Accessed 10 Oct 2026
- Global contract specifications, margin and leverage M4Markets · Accessed 10 Oct 2026
- Trinota costs and charges policy, July 2025 M4Markets · Accessed 10 Oct 2026
- Trinota client-services agreement, August 2026 M4Markets · Accessed 10 Oct 2026
- Global Islamic account: instrument exclusions M4Markets · Accessed 10 Oct 2026
- Global instrument swap schedule M4Markets · Accessed 10 Oct 2026
- Global deposits and withdrawals: methods, limits and routing M4Markets · Accessed 10 Oct 2026
- Cancellation and refund policy, August 2025 M4Markets · Accessed 10 Oct 2026
- AML and account-verification policy, May 2025 M4Markets · Accessed 10 Oct 2026
- European Standard, Premium and VIP accounts M4Markets · Accessed 10 Oct 2026
- Harindale costs and charges, October 2025 M4Markets · Accessed 10 Oct 2026
- European deposits and withdrawals M4Markets · Accessed 10 Oct 2026
- European cTrader platform and account opening M4Markets · Accessed 10 Oct 2026
- Harindale client-categorisation policy, September 2025 M4Markets · Accessed 10 Oct 2026
- European support and verification requirements M4Markets · Accessed 10 Oct 2026
- Harindale risk disclosure and retail CFD balance protection M4Markets · Accessed 10 Oct 2026
- Harindale investor-compensation-fund notice M4Markets · Accessed 10 Oct 2026
- Trinota client-fund insurance announcement, effective June 2026 M4Markets · Accessed 10 Oct 2026
- Global support centre: accounts, trading and balance protection M4Markets · Accessed 10 Oct 2026
- Global forex CFD product range M4Markets · Accessed 10 Oct 2026
- Global commodity CFD range M4Markets · Accessed 10 Oct 2026
- Global index CFD range M4Markets · Accessed 10 Oct 2026
- Global share CFD range M4Markets · Accessed 10 Oct 2026
- Global cryptocurrency CFD range M4Markets · Accessed 10 Oct 2026
- Global MetaTrader 4 platform M4Markets · Accessed 10 Oct 2026
- Global MetaTrader 5 platform M4Markets · Accessed 10 Oct 2026
- M4Markets mobile app: management and execution scope M4Markets · Accessed 10 Oct 2026
- M4 Social: follower and mentor arrangements M4Markets · Accessed 10 Oct 2026
- MAM/PAMM: master accounts and investor allocation M4Markets · Accessed 10 Oct 2026
- Global demo accounts and virtual funding M4Markets · Accessed 10 Oct 2026
- Global trading sessions and server time M4Markets · Accessed 10 Oct 2026
- Global Credit Bonus terms, August 2026 M4Markets · Accessed 10 Oct 2026
- Global Credit Bonus promotion: current advertised percentage M4Markets · Accessed 10 Oct 2026
- Global loyalty-programme terms, February 2026 M4Markets · Accessed 10 Oct 2026
- Trinota complaint-handling policy, 2025 M4Markets · Accessed 10 Oct 2026
- Harindale complaint-handling policy, September 2025 M4Markets · Accessed 10 Oct 2026
- Global contact channels and territorial restrictions M4Markets · Accessed 10 Oct 2026
- Trading accounts M4Markets · Accessed 22 Oct 2026
- Dynamic leverage account M4Markets · Accessed 22 Oct 2026
- Group licences and legal entities M4Markets · Accessed 22 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.