Accounts and headline costs
Sections ↑This profile covers DB Invest Limited’s international Seychelles MT5 offer. The dedicated account comparison checked on 12 October 2026 lists the prices below; other group companies do not automatically provide the same account or protection.[1]
Reference table01
Current MT5 account choices
| Attribute | Standard | Raw | Pro | Cent |
|---|---|---|---|---|
| Account style | STP | ECN | ECN | Cent-sized tradingSource 2Source 3 |
| Minimum deposit | USD 10 | USD 10 | USD 5,000 | 1,000 USC ≈ USD 10Source 2Source 3 |
| Spread from | 1.0 pip | 0.0 pips | 0.0 pips | 1.0 pipSource 2Source 3 |
| Commission per side | None | USD 3 per lot | USD 1.50 per lot | NoneSource 2Source 3 |
| Maximum leverage | 1:2000 | 1:1000 | 1:1000 | 1:500Source 2Source 3 |
| Base currencies | USD, EUR, GBP, AED, SAR | USD, EUR, GBP, AED, SAR | USD, EUR, GBP, AED, SAR | USD centsSource 2Source 3 |
| Swap-free option | Available | Available | Available | UnavailableSource 2Source 3 |
| Access | Accepted retail clients | Accepted retail clients | Accepted retail clients | Selected countries and VIP-IB referralsSource 2Source 3 |
The facts02
Account clarifications
| Measure | Value | Context |
|---|---|---|
| Conflicting comparison | Cent’s other-account comparison lists Pro minimum USD 10,000 and Raw zero commission. Confirm which tariff governs the account. | Source 3 |
| Smaller trade scale | The Cent page describes one-hundredth of standard trade size and a 0.01-cent-lot minimum; its larger displayed balance is a denomination change. | Source 3 |
| Changing account type | The Cent guide says to create another account under the verified profile and transfer funds; do not assume an existing Cent position converts automatically. | Source 3 |
Products, contract sizes and platforms
Sections ↑Reference table03
Selected current contract specifications
| Contract | Units per lot | Order size in lots | Published maximum leverage |
|---|---|---|---|
| EURUSD / GBPUSD | 100,000 base-currency units | 0.01–30 | 1:1000Source 7 |
| XAUUSD | 100 units | 0.01–30 | 1:400Source 8 |
| XAUUSD247 | 1 unit; distinct gold contract | 0.01–30 | 1:400Source 8 |
| XAGUSD | 5,000 units | 0.01–30 | 1:400Source 8 |
| AUS200 | 1 unit | 0.1–30 | 1:20Source 9 |
| BRENT | 10 units | 0.1–30 | 1:100Source 10 |
| BTCUSD | 1 unit | 0.01–30 | 1:5Source 11 |
The facts04
Market and platform access
| Measure | Value | Context |
|---|---|---|
| MetaTrader 5 | Desktop, browser and mobile access with charting, order management and account history. The website attributes MT5 to the Seychelles entity. | Source 6Source 1 |
| Wider instrument menu | The specification collection also includes company-share CFDs and separately labelled cash equities. Instrument names alone do not establish custody rights. | Source 13 |
| Real stocks | A separate page promotes share ownership. Custodian, transferability, corporate actions and the governing securities agreement were not established for this CFD-account scope. | Source 12 |
| Sessions | The hours page labels schedules GMT+0. Crypto worksheets show daily access; XAUUSD247 explicitly states 24/7. Holiday and maintenance interruptions can still affect access. | Source 16Source 11Source 8 |
Commissions, financing and account fees
Sections ↑The facts05
Reading the price correctly
| Measure | Value | Context |
|---|---|---|
| EUR/USD spread basis | The worksheet says Floating without an instrument-specific numerical minimum or average. No all-in EUR/USD cost is inferred from account-wide spread marketing. | Source 7 |
| Round-trip commission arithmetic | For one standard lot opened and closed: Raw USD 6; Pro USD 3. This doubles the published per-side rates and excludes spreads, financing and conversion. | Source 2 |
| Share-CFD commission | The trading-conditions page says commission depends on volume and quote currency and is displayed in the trading platform. | Source 14 |
| Financing discrepancy | The generic schedule shows 0.017% of overnight exposure; FX/metals worksheets show −3% annually for long and short positions. Obtain the applicable symbol/account rate. | Source 14Source 7Source 8 |
| Triple financing | General conditions list Wednesday for FX/energy/metals, Thursday for crypto, Friday for indices. The crypto worksheet instead says Wednesday; XAUUSD247 says Thursday. | Source 14Source 11Source 8 |
Reference table06
Swap-free holding periods need reconciliation
| Source | Published rule | Practical consequence |
|---|---|---|
| FAQ | Standard 3 days; Raw 5; Pro 7, then normal swaps | Account-specific confirmation neededSource 17 |
| Swap-Free Policy | Costs may apply beyond 14 consecutive holding days | Administrative charges may also apply; eligibility restrictedSource 28 |
The facts07
Standard trading-account charges
| Measure | Value | Context |
|---|---|---|
| Inactivity | USD 25 monthly per account after 60 days without opening a trade; resumed trading stops future fees, without refund. | Source 18 |
| Compliance costs | Terms allow additional closure/due-diligence charges: up to 10% of deposits with a USD 500 minimum. | Source 18 |
| PAMM distinction | Managed-allocation accounts have separate inactivity, funding and exit rules below. An inactivity charge does not itself confirm account closure. | Source 30 |
Margin, execution and strategy restrictions
Sections ↑Reference table08
Published dynamic leverage brackets
The facts09
Execution permissions matter
| Measure | Value | Context |
|---|---|---|
| Scalping restriction | Terms classify over 10% short-term trades as scalping; permit it only on STP below a 25% ratio. Other-account sub-five-minute trading risks profit forfeiture. | Source 18 |
| Expert advisers | General terms permit EAs only on STP. | Source 18 |
| Abusive-strategy penalties | Prohibited strategies can trigger closure, profit forfeiture and the greater of 10% of deposit or USD 500. | Source 18 |
| Cent marketing conflict | The Cent page advertises EA access; resolve its permission against the STP-only contract restriction before automation. | Source 3 |
| Order quality | The execution policy considers price, cost, speed and likelihood of execution. These are policy commitments, not independently measured fill quality. | Source 29 |
| Stop-out setting | The Cent comparison displays a 30–50% range, not a reconciled account-specific threshold. Check the actual server setting before relying on it. | Source 3 |
Deposits, withdrawals and transfers
Sections ↑Reference table10
Published payment routes
| Route | Examples / currencies | Cost and availability |
|---|---|---|
| Cards | Visa/Mastercard; USD, EUR, GBP, AED, SAR | Listed international route shows zero broker deposit/withdrawal feesSource 19 |
| GCC cards / Apple Pay | AED or SAR routes | Selected routes have a 50 AED or 50 SAR minimumSource 19 |
| Bank payments | Local and international options | Bank/intermediary charges and country access varySource 19 |
| Crypto | USDT, USDC, BTC and ETH on selected providers/networks | Listed broker fees can be zero; network/conversion costs remainSource 19 |
The facts11
Cash withdrawal eligibility and arrival
| Measure | Value | Context |
|---|---|---|
| Request and ownership | Use Funds → Withdraw in the client area. Payment details must match the verified account owner and original funding method. | Source 17 |
| Minimum and review | Wire/card minimum: USD 50 or EUR 50. KYC and available margin govern; ordinary processing up to 48 hours, excluding non-business days. | Source 18 |
| Longer contractual window | A separate payment clause states seven business days; verification or risk checks can delay release. | Source 18 |
| Bank receipt | FAQ: one-hour review target; wire arrival two to three working days, cards up to ten. Approval and receipt are separate stages. | Source 17 |
| Crypto receipt | FAQ describes fast crypto transfer; completion still depends on verification, the chosen network and the receiving wallet/provider. | Source 17 |
| Source-of-funds review | The AML policy permits additional evidence of lawful funding; third-party deposits and withdrawals are restricted. | Source 26 |
Entity licences and protection limits
Sections ↑The facts12
Which company is responsible?
| Measure | Value | Context |
|---|---|---|
| Seychelles | FSA’s current capital-markets directory lists DB Invest Limited, trading as DB Investing, and its website. The company publishes licence SD053. | Source 34Source 1 |
| Mauritius | DB Invest (MY) Limited claims investment-dealer licence GB25204845. A current individual FSC record was not obtained; no Mauritius account terms are substituted here. | Source 5 |
| United Arab Emirates | DBInvest Financial Services LLC claims CMA Category 5 licence 20200000197 for introduction/promotion only; it expressly excludes brokerage and trade execution. Independent current status remains unverified. | Source 5 |
| Other registrations | The group’s ADGM holding registration and DB Pay’s Canadian MSB registration are separate from authorization to operate this retail CFD account. | Source 4 |
| Client money | The company describes segregated client funds. Listed banking relationships and segregation are not guarantees of reimbursement. | Source 21 |
| Negative balances | The FAQ promises protection; the general terms contain bonus-related exceptions that can remove it. Do not assume unconditional coverage. | Source 17Source 18 |
Reference table13
Published insurance claim
| Question | What the company states / evidence limit |
|---|---|
| Covered entity | DB Invest Limited onlySource 20 |
| Trigger | Insolvency of that companySource 20 |
| Per-client ceiling | USD 50,000Source 20 |
| Claimed scope | Available account balance and open CFD positions; automatic enrolmentSource 20 |
| Not independently established | Insurer, certificate, aggregate limit, expiry, deductible and full exclusionsSource 20 |
Account opening, help and complaints
Sections ↑Reference table14
Opening checklist
| Stage | Documents or action |
|---|---|
| Personal identification | Valid passport, national ID or photo driving licenceSource 26 |
| Address evidence | Prepare bank/card or utility statement within three months under AML policy; FAQ says six monthsSource 26Source 17 |
| Financial checks | Source of funds/wealth, occupation and financial information may be requestedSource 26 |
| Client portal | Upload verification documents, create the intended live account, then use its available payment methodsSource 17 |
| Account security | The FAQ describes optional Google Authenticator two-factor verificationSource 17 |
Official service channels
Client supportEmail
Published support telephoneTelephone
Formal complaintsEmail
The facts15
When something goes wrong
| Measure | Value | Context |
|---|---|---|
| Emergency dealing | No authenticated outage-order procedure or guaranteed alternate dealing channel was established in the reviewed execution policy. General support is not proof that an order was accepted. | Source 29 |
| Complaint deadlines | Policy: acknowledge within two business days; aim to respond within 21 business days. Complex matters can extend to 90 days with notice. | Source 33 |
| External escalation | The policy permits escalation to the Seychelles FSA if the client remains dissatisfied with the final response. | Source 33 |
Copying, managed accounts and promotions
Sections ↑Reference table16
Social-trading exit controls
| Action | Effect on copying | Open positions |
|---|---|---|
| Pause | Stops new copying temporarily | Existing positions remain openSource 22 |
| Unsubscribe | Ends the provider relationship | Choose immediate closure or leave positions runningSource 22 |
| Risk threshold | Can pause copying automatically | A pause alone does not flatten positionsSource 22 |
The facts17
Manager selection and authority
| Measure | Value | Context |
|---|---|---|
| Social-provider fees | Provider-specific minimum allocation and performance fees are displayed before subscription. Review each offer rather than treat example performance as verified. | Source 22 |
| MAM mandate | The manager trades under a limited power of attorney. Authority ends when DB receives written revocation; verify remaining orders and positions separately. | Source 27 |
| Manager access to cash | The LPOA does not grant withdrawals without separate written authorization. Agreed manager fees remain the client’s responsibility. | Source 27 |
| PAMM marketing versus contract | The platform advertises flexible withdrawals and no added platform fees. The separate PAMM agreement includes conditional charges and rollover processing. | Source 23 |
Reference table18
PAMM: allocation, exit and charges
| Item | September 2025 agreement |
|---|---|
| Exit with positions | Once each business day, around 12:30 server time; proportional closures may be requiredSource 30 |
| Success fee | High-water mark; first monthly weekend and/or withdrawal. Early-exit penalty follows manager offerSource 30 |
| Card funding | Up to 5%, only where legally permitted; current percentage in client areaSource 30 |
| No-activity withdrawal | Substantially all funds withdrawn with immaterial activity: third-party costs plus administration up to 5% of withdrawn amount, capped USD 100Source 30 |
| 90-day inactivity | No allocation changes, open positions or success-fee accruals: monthly lower of USD 10 or 0.50% of average month-end balance; threshold wording incompleteSource 30 |
| Small dormant balance | Below USD 100 and six months inactive: USD 5 monthlySource 30 |
| Closure / archive | Inactivity-fee exemptions for closure requests/zero balances; archived-manager residual balances may return to wallet with noticeSource 30 |
Reference table19
Bonus credit is different from cash
| Rule | November 2025 bonus programme |
|---|---|
| Losable credit | Can absorb trading losses; cannot be withdrawnSource 31 |
| Leverage credit | Does not absorb losses; cannot be withdrawnSource 31 |
| Qualifying profit | Five instruments required; initially only 20% of single-symbol profits releasable until diversificationSource 31 |
| Trade restrictions | Three-minute minimum; trades opened or closed within three minutes of major news may lose profit eligibilitySource 31 |
| Own funds and withdrawal | Principal remains withdrawable subject to ordinary rules; before qualification, partial withdrawal reduces credit proportionally and full withdrawal removes itSource 31 |
| Margin consequence | Credit removal can cause stop-out; campaign-specific conditions may override general rulesSource 31 |
The facts20
Advertised 8% equity-interest promotion
| Measure | Value | Context |
|---|---|---|
| Qualifying balance and activity | June 2026 terms require cleared free cash of at least USD 1,000 and a qualifying trade on the same day. It is not passive savings interest. | Source 32 |
| Rate and excluded money | 0.0219% daily promotional credit; used margin, unrealised profit, bonus credit and pending withdrawals are excluded. No compounding is promised. | Source 32 |
| Access to the reward | Credit becomes withdrawable only after conditions are met; the firm may change or suspend the programme. No guaranteed return or capital protection is established. | Source 32 |
Company background and evidence scope
Sections ↑The facts21
Background and research limits
| Measure | Value | Context |
|---|---|---|
| Background | The company dates the brand’s start to 2018 and presents it within DB Group Holding Limited. These are company statements, separate from present licence verification. | Source 4 |
| Country availability | The website excludes residents of the European Union and United States and jurisdictions where offering the service is unlawful. Residence-specific approval remains necessary. | Source 1 |
| Entity changes | No reviewed notice establishes a transfer of existing client balances, positions, history or credentials between Seychelles and Mauritius. A group entity listing is not a migration instruction. | Source 4Source 25 |
| Version conflicts | Live account pages, current contract worksheets and linked policies were reviewed. Different leverage, financing, swap-free and payment windows remain explicit where the documents do not reconcile. | Source 25 |
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
DB Invest Limited
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Services Authority SeychellesSD053 | Authorised | Checked 12 Oct 2026Current FSA directory confirms the firm and trade name; licence number is company-published. International MT5 scope.Source 34Source 1 |
DB Invest (MY) Limited
MauritiusSource 5
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Services Commission MauritiusGB25204845 | Not verified | Checked 12 Oct 2026Company claim; current individual authority record not obtained. No Mauritius tariff assumed.Source 5 |
DBInvest Financial Services LLC
United Arab EmiratesSource 5
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Capital Market Authority20200000197 | Not verified | Checked 12 Oct 2026Company claim: Category 5 introduction and promotion only, excluding brokerage/trade execution. Current individual authority status unverified.Source 5 |
Sources & further reading
- Current operating entity and support DB Investing · Accessed 12 Oct 2026
- Current Standard, Raw and Pro comparison DB Investing · Accessed 12 Oct 2026
- Cent account and restricted availability DB Investing · Accessed 12 Oct 2026
- Group companies and background DB Investing · Accessed 12 Oct 2026
- Published entity licences and permitted roles DB Investing · Accessed 12 Oct 2026
- MetaTrader 5 access DB Investing · Accessed 12 Oct 2026
- Official Forex contract worksheet DB Investing · Accessed 12 Oct 2026
- Official Metals contract worksheet DB Investing · Accessed 12 Oct 2026
- Official Indices contract worksheet DB Investing · Accessed 12 Oct 2026
- Official Commodities contract worksheet DB Investing · Accessed 12 Oct 2026
- Official Cryptos contract worksheet DB Investing · Accessed 12 Oct 2026
- Separate real-stock marketing DB Investing · Accessed 12 Oct 2026
- Contract-specification page DB Investing · Accessed 12 Oct 2026
- Trading conditions and financing schedule DB Investing · Accessed 12 Oct 2026
- Published dynamic leverage brackets DB Investing · Accessed 12 Oct 2026
- Instrument trading hours DB Investing · Accessed 12 Oct 2026
- Account, verification, payment and swap-free FAQ DB Investing · Accessed 12 Oct 2026
- Current general client terms DB Investing · Accessed 12 Oct 2026
- Official payment-route guide data DB Investing · Accessed 12 Oct 2026
- Company insurance-coverage claim DB Investing · Accessed 12 Oct 2026
- Client-money disclosures DB Investing · Accessed 12 Oct 2026
- Social-trading controls and exit choices DB Investing · Accessed 12 Oct 2026
- PAMM platform description DB Investing · Accessed 12 Oct 2026
- MAM service DB Investing · Accessed 12 Oct 2026
- Current linked legal documents DB Investing · Accessed 12 Oct 2026
- Anti-money-laundering and KYC policy DB Investing · Accessed 12 Oct 2026
- Limited power of attorney DB Investing · Accessed 12 Oct 2026
- Swap-Free / Islamic Account Policy DB Investing · Accessed 12 Oct 2026
- Orders Execution Policy DB Investing · Accessed 12 Oct 2026
- PAMM Account Agreement v2, September 2025 DB Investing · Accessed 12 Oct 2026
- Bonus Programme v2, November 2025 DB Investing · Accessed 12 Oct 2026
- Real Interest promotional terms, June 2026 DB Investing · Accessed 12 Oct 2026
- Complaints Handling Policy, linked April 2025 file DB Investing · Accessed 12 Oct 2026
- Current capital-markets regulated entities Financial Services Authority Seychelles · Accessed 12 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.