Born2trade: Standard, ECN and Dynamic accounts across two entities

Born2trade offers leveraged FX and CFDs, with the broadest product range on Standard accounts. ECN and Dynamic concentrate on currencies, gold and silver. The international site currently identifies Saint Lucia as its route; a separately documented Mauritius relationship must be confirmed in the account agreement.[1]

The legal hub excludes, among others, US, Canadian, Russian and Belarusian residents. It describes EU/UK onboarding only through reverse solicitation; this is not a local regulatory permission. Eligibility remains subject to residence and compliance screening.[3]

Verification requires photo ID and residence evidence; phone photographs are accepted. Help allows residence documents up to six months old, while Mauritius terms specify 90 days. Confirm the contracting entity’s requirement at onboarding. Corporate applications go through support.[17][26]

One verified profile can contain several trading accounts. Existing account type, base currency and platform cannot be changed in place: the help instructions require opening another account with the desired settings. This also means that changing the display or depositing in another currency does not itself change the trading account’s denomination.[16]

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The Mauritius execution policy makes Born2trade the principal counterparty and sole execution venue. Transactions take place over the counter, even when the broker hedges exposure with liquidity providers. The ECN account label therefore does not mean that the client becomes a direct participant on an exchange or owns the underlying asset.[28]

The fees page says commissions are charged when opening a position. That timing does not resolve whether a quoted per-lot amount covers one side or the entire round trip. Floating spreads and any applicable overnight financing remain separate components of trading cost.[4]

Stock commission disclosures conflict: the account comparison gives 0.007%, while the stock product page says USD 5 per lot. These are different charging bases. Neither can be converted into a reliable universal stock-trade cost without the account’s live contract specification.[2][23]

The instrument page places daily rollover at server time UTC+0. Its general schedule applies triple swaps to FX/metals Wednesday into Thursday and indices/stocks/commodities Friday into Saturday, with no crypto triple day. Several market pages describe different generic schedules, so the specific symbol and any active promotion take precedence in a cost calculation.[6]

A promotion running to 31 December 2026 advertises positive overnight credits on eligible Dynamic long-gold and long-silver positions and zero swaps on selected Standard index CFDs. Published ceilings are USD 19.99 and USD 2.99 per lot per night respectively, with actual credits variable. It suspends Dynamic gold/silver triple swaps and prohibits offsetting exposure across accounts. This is a conditional promotion, not a permanent account-wide swap exemption.[25]

The fees page currently states no inactivity or maintenance charge. Separately, the Mauritius contract defines inactivity as 12 months without trades, deposits or withdrawals and permits archiving. A future inactivity charge must be published, cannot exceed available funds and cannot create a negative balance. Archiving is therefore distinct from the current fee position.[4][26]

The Mauritius policy supports market orders, buy/sell limits and stops, and stop-limit variants where the platform makes them available. Pending instructions can fail on insufficient free margin. Stop-loss prices are not guaranteed, and large orders may fill in parts. At stop-out, MT5 closes the most unprofitable position first until margin recovers.[28]

Born2trade’s trading help says server-held orders and positions remain active after logout; trailing-stop processing requires a connected platform. Instrument specifications contain size and minimum stop-distance constraints. No universal aggregate order cap or pending-order expiry was established in the public documents reviewed.[18]

The Mauritius agreement requires an alternative when electronic trading fails, giving telephone orders as an example. The contact page identifies no dedicated dealing line or guaranteed outage execution procedure. A support call alone does not establish that a position has closed.[26][13]

Withdrawals start from the selected account’s dashboard. The help centre prioritises the original funding method, requires usable free balance and completed verification, and rejects third-party details. Crypto-funded accounts are described as crypto-withdrawal only. The help page’s generic no-broker-fee and 2–5-day card wording differs from the detailed schedule above; the requested payout’s displayed fee and deadline need confirmation. Payment history is available through Show account details.[12]

Submitting a withdrawal or internal transfer removes active unreleased credit immediately under these promotion terms, even if positions remain open. Own deposited funds, realised profits and already released cash are treated separately. The resulting fall in equity can trigger stop-out, so a displayed equity figure containing bonus credit is not the amount available to withdraw.[32][33][34]

Mauritius risk terms promise a zero reset for negative trading balances on each account, with an exception for abusive trading or payment abuse. The same document warns that segregation does not guarantee recovery after broker, bank or custodian insolvency and permits part of client money to be placed with approved liquidity providers for hedging client exposure. No separate insurance policy, per-client indemnity or aggregate insurance limit was established.[29]

Saint Lucia’s agreement expressly says that entity is not licensed or regulated by a financial-services authority. Its segregation is a contractual commitment; group licences do not extend to it. The contract disclaims access to a statutory investor-compensation scheme or financial ombudsman. Those differences remain relevant even when the two entities share branding and platforms.[27]

For forgotten credentials, the Client Area offers either an emailed one-time login link or a password reset. Registered email or phone changes require support. The public instructions do not establish a fixed post-recovery withdrawal hold or a complete lost-authenticator procedure.[16]

The homepage advertises 24/5 support and says automated assistants may be used during night shifts. Its response-time claim has not been independently tested.[1]

The Mauritius policy gives five business days to acknowledge a formal complaint and 30 business days for a final response, with written explanations for extensions. It identifies the Mauritius Financial Services Ombudsperson and FSC as escalation routes. This process belongs to the Mauritius relationship and should not be carried across to a Saint Lucia account.[30]

Daily and monthly statements are emailed. Trading help describes MT5’s Account History report export, Born2trade X’s download control with a date range and format selection, and account-level history in the Client Area. These records can support tax work, but no jurisdiction-specific tax certificate or tax-filing service was established.[18]

Copy trading is offered only to Saint Lucia clients on MT5. The service lets a follower allocate exposure proportionally or through a multiplier, with provider fees and settlement intervals disclosed in each offer. A provider’s return should not be treated as the follower’s expected net result: allocation, costs and execution differ.[9]

The Mauritius contract permits EAs and ordinary algorithmic tools subject to conduct rules, but requires prior written consent for direct FIX connections and high-frequency or mass-order systems. Public documentation did not establish API key permissions, withdrawal authority or revocation details. Match-Trader separately advertises REST automation; that statement alone does not confer unrestricted access.[26][8]

The documented assisted service is automatic trade copying; the homepage also acknowledges automated support assistants. No broker-specific AI investment agent or authority to place autonomous AI trades was established in the reviewed service and platform material.[1][9]

The website lists Mauritius registration 214572 GBC / BRN C24214572, Saint Lucia company 2025-00375, and Cyprus IT company HE458169. The Cyprus company is described as a technology provider, not a financial-services firm. Management’s advertised industry experience is not a verified founding date for the broker.[15]

The Mauritius licence is disclosed consistently by the company as GB24203511. The FSC public-register route did not return an inspectable firm record during this review, so independent current authorisation status remains unverified. The shared website and separate contracts do not establish that an existing account has been transferred between entities.[3]