Angel One brings Indian securities, derivatives, mutual funds and financed share purchases into its app and trading services. Account route matters: resident, NRI and US securities access have different tariffs and conditions. Its current currency policy is addressed separately below.[1]
Accounts & headline costs
Sections ↑Angel One at a glance
| Measure | Value | Context |
|---|---|---|
| Domestic contracting entity | Angel One Limited; SEBI stock-broker registration INZ000161534. | Source 2 |
| Ordinary account opening | ₹0 opening charge and no mandatory minimum account balance. | Source 3 |
| Investment interfaces | Angel One app and web, SpeedPro and SmartAPI serve different investing and trading workflows. | Source 1 |
| Currency service | The current risk policy describes the currency segment as inactive. | Source 4 |
Domestic account routes
| Customer | Opening requirements and boundary |
|---|---|
| Resident individual | PAN, identity/address and bank verification, with the required digital verification steps. A demat account holds securities; trading and derivative permissions require the appropriate account activation.Source 3 |
| Joint, corporate or minor | Separate account categories are available. A minor uses a guardian; individual signup details do not establish the documents or permitted products for every other category.Source 3 |
| Ordinary product range | Shares, ETFs, IPOs, mutual funds, bonds/NCDs, equity derivatives and commodities appear in the domestic range. NCD means non-convertible debenture, a debt security.Source 3 |
NRI account structure and documents
| Item | Published route |
|---|---|
| Non-resident application | The NRI help page describes signed applications, PAN, passport/visa, overseas address and NRE/NRO bank evidence; OCI evidence applies where relevant. Overseas documents may need permitted attestation.Source 5 |
| Bank linkage | PIS is the Portfolio Investment Scheme route. NRE and NRO mean Non-Resident External and Non-Resident Ordinary bank accounts; bank approval and repatriation conditions depend on the chosen route.Source 5 |
| Contract scope | Dedicated terms cover NRI and eligible OCI customers through PIS or Non-PIS accounts. Residency, bank arrangement and activated segments determine permitted dealings.Source 6 |
The dedicated NRI terms and older NRI help tariffs differ. Obtain the route-specific agreement and low-priced-share threshold before relying on a cost estimate.[6][5]
Global Access route
| Layer | Published arrangement |
|---|---|
| Angel One Limited | Its GIFT City branch discloses IFSCA broker-dealer CMI2026BDK1061 and Global Access Provider IFSCA/GAP/BD/2026-2027/016. A named current authority entry was not independently established; both remain company claims here.Source 32 |
| US account and custody | The terms identify DriveWealth LLC for US execution, clearing and custody, with separate account verification. Resident remittances must satisfy applicable FEMA/LRS rules; crypto and crypto-backed instruments are restricted.Source 32 |
Products & platforms
Sections ↑Platform and service roles
| Service | Published capability |
|---|---|
| SpeedPro | Downloadable desktop platform with market watches, charts, live quotes, news, portfolio views and Excel-linked market-watch features.Source 27 |
| Trade One | The broker’s fee FAQ says the trading interface itself is free; ordinary dealing charges continue.Source 7 |
| SmartAPI | The published guide describes free APIs for orders, positions, holdings, historical data and live feeds, with multiple language SDKs. Account permissions and dataset availability still govern access.Source 28 |
| API order authentication | Registered static IP is mandatory for SmartAPI order access from 1 April 2026. Credentials alone do not establish an approved trading origin.Source 29 |
| Mutual funds | Commission-free platform investing with lump-sum and systematic purchases, fund discovery and portfolio tracking. Check the actual scheme and plan; fund expenses and exit terms remain relevant.Source 30 |
| Broker research | Fundamental and technical reports may reach different conclusions. The disclosure allows broker/affiliate holdings and commercial relationships with covered companies; a report is not a verified performance record.Source 31 |
Fees & holding costs
Sections ↑NRI pricing in the dedicated terms
| Route | Opening and ordinary maintenance | Equity delivery brokerage |
|---|---|---|
| Non-PIS | ₹500 opening; non-BSDA maintenance ₹125 quarterly. | 0.5% of transaction value; ₹0.05 per unit applies below a prescribed share-price threshold that the terms do not quantify.Source 6 |
| PIS | Opening nil; first-year maintenance free, then non-BSDA ₹60 quarterly. | Same 0.5%/low-priced-share basis; applicable statutory charges and GST are additional.Source 6 |
Ordinary executed-order brokerage
| Segment or service | Charge before applicable taxes |
|---|---|
| Equity delivery or intraday | Lower of ₹20 and 0.1% per executed order, subject to ₹5 minimum. Buy and sell executions are separate charging events.Source 7 |
| Futures and options | ₹20 per executed order. Brokerage excludes exchange, statutory and other account charges.Source 7 |
| Phone orders | Call-and-trade help quotes ₹20 plus GST per executed phone order.Source 8 |
| Automatic exits | The help page quotes ₹20 per executed order; the general tariff says ordinary brokerage with no additional penalty. These published descriptions differ; the applicable exit/order confirmation determines the bill.Source 9Source 11 |
| Introductory brokerage offer | The site advertises up to ₹500 of brokerage waived during the first 30 days after onboarding; the allowance or time limit ends the offer.Source 1 |
Principal transaction taxes and levies
| Charge | Published basis |
|---|---|
| STT | Securities transaction tax: delivery shares 0.1% on both sides; intraday shares 0.025% on sales; equity futures 0.05% on sales; equity options 0.15% of sale premium.Source 10 |
| NSE transaction charges | Equity 0.0030699%; futures 0.0018299%; options 0.0355299% of premium. IPFT adds 0.0000001%. BSE rates vary.Source 11 |
| Buy-side stamp duty | Delivery shares 0.015%; intraday 0.003%; futures 0.002%; options 0.003%.Source 11 |
| Regulatory fee and GST | SEBI ₹10 per crore; GST 18% on taxable charges. A crore is ₹10 million.Source 11 |
| Commodity tax | CTT: non-agricultural futures sales 0.01% of turnover; options sales 0.05% of premium.Source 11 |
Demat maintenance and sale debits
| Item | Published treatment |
|---|---|
| Ordinary non-BSDA account | First year free; then ₹60 plus GST quarterly, charged after the first trade in the quarter.Source 12 |
| BSDA bands | Basic Services Demat Account: the help page quotes nil below ₹4 lakh of holdings and ₹100 plus GST annually in the ₹4–10 lakh band. Eligibility matters; NRI terms have their own schedule.Source 12 |
| Delivery-sale depository charge | ₹20 plus 18% GST per ISIN per transaction. An ISIN identifies a security. The fee total is the same for male and female first holders.Source 13 |
| Repeated sales of one stock | The DP FAQ charges two depository fees for two separate sale transactions in the same stock on one day. Quantity does not determine the fee; intraday trades do not debit demat holdings.Source 13 |
| DDPI authorisation | Optional Demat Debit and Pledge Instruction activation: ₹100 plus GST.Source 11 |
Margin Trading Facility terms
| Component | Published MTF treatment |
|---|---|
| Buying power | Up to four times eligible equity-delivery exposure against cash or approved collateral. Actual margin depends on the security and broker approval.Source 14 |
| Interest | 0.041% daily on the borrowed amount, from the purchase day through the day before sale or conversion to fully paid delivery.Source 15 |
| Order fee discrepancy | The MTF page quotes lower of 0.1% and ₹20, with ₹2 minimum. The ordinary cash tariff uses ₹5 minimum; confirm the MTF floor in the applicable order schedule.Source 14Source 7 |
| Promotional interest | The product page advertises zero interest for the first 30 days on borrowing up to ₹1 lakh. Treat this as an eligibility-dependent introductory offer, not the ongoing borrowing rate.Source 14 |
| Holding period | No fixed maximum holding period is advertised, but margin and funding conditions remain in force.Source 15 |
Pledges and shortfall charges
| Item | Charge or consequence |
|---|---|
| Pledge and release requests | ₹20 plus GST per ISIN per pledge or unpledge request. Separate requests can create separate fees even for the same security.Source 16 |
| Cash versus collateral | At least half the required margin must be cash or cash equivalents under the published tariff notice. Non-cash collateral does not eliminate the cash requirement.Source 17 |
| Cash-collateral shortfall | 0.0342% daily on the peak shortfall amount exceeding ₹50,000. The notice applies the charge to the excess, rather than the entire shortfall.Source 17 |
| General debit balance | Delayed-payment charges are 18% annually, calculated daily from T+2 and posted every 15 days. This is separate from MTF interest.Source 18 |
Published US-stock charges
| Component | Current tariff |
|---|---|
| Account and funding | Broker opening, maintenance, deposit and withdrawal fees waived. Bank FX rates and correspondent charges still apply.Source 11 |
| Brokerage | 0.1% per trade, minimum USD 0.99 before GST.Source 11 |
| Published broker tariff | SEC 0.00206% of sales and IFSCA 0.005% per trade; nearest-cent rounding. Its printed FINRA US$0.000195/share, capped US$9.79, is not the current Q4 2026 member assessment.Source 11Source 37Source 38 |
FINRA paused its member-level Trading Activity Fee for transactions from 1 October through 31 December 2026. Angel One’s current pricing page still prints the usual share-based TAF, so that line should not be represented as the regulator’s current assessment. A customer charge or administration levy requires its own contractual basis and trade confirmation. Separately, the SEC Section 31 rate is US$20.60 per US$1 million of covered sales from 4 April 2026, equivalent to the page’s 0.00206%.[37][38][11]
Execution & trading rules
Sections ↑When positions may be closed
| Trigger | Published risk consequence |
|---|---|
| Derivative margin | The policy specifies auto-exit when utilisation exceeds 100% and the shortfall exceeds ₹1,000; the broker can change the threshold. Daily mark-to-market losses are payable by T+1.Source 4 |
| MTF margin call | Normal-call timetables differ within the policy. Volatility permits immediate margin demands; use the actual call rather than assuming a grace period.Source 4 |
| Outstanding liability | Clients remain liable for unpaid losses and charges after collateral is sold.Source 4 |
GTT and basket orders
| Control | Behaviour and limit |
|---|---|
| Good Till Triggered | Up to 50 pending GTT instructions, ordinarily valid for 365 days. Derivative instructions expire with their contract. They generate limit orders; a trigger does not guarantee a fill.Source 19 |
| GTT after triggering | The unfilled exchange order expires at day-end and the instruction must be recreated. Required cash, securities and sell authorisation must be available; corporate actions may cancel instructions.Source 19 |
| Basket size and fees | Up to 50 saved baskets and 20 securities per basket. No additional basket fee; each executed component retains its normal brokerage.Source 20 |
| Basket placement | The help page gives 09:15–15:15 IST for placement; baskets can be prepared separately. GTT orders are excluded. Check each leg’s execution status before treating a strategy as complete.Source 20 |
Published closing controls — Indian Standard Time
| Window | Effect |
|---|---|
| Cash intraday exits | F&O-eligible shares: 15:10; other cash shares: 15:25. Broker exit attempts precede the applicable exchange close.Source 4 |
| Derivative session and exits | From 3 August 2026, the SmartAPI notice gives 09:15–15:40 for NSE/BSE F&O. Robo intraday exits start at 15:05; equity F&O exits at 15:20.Source 21 |
| Closing Auction Session | For eligible shares, API order entry is rejected during 15:15–15:20; market/limit entry opens at 15:20. Market changes/cancellations stop at 15:25, followed by random closure and matching.Source 21 |
| CAS order restrictions | Stop-loss and iceberg orders in eligible shares are blocked during 15:15–15:40. The instrument response identifies CAS eligibility, lot size and tick size; these vary by instrument.Source 21 |
Physical delivery is a separate obligation
| Position or event | Settlement consequence |
|---|---|
| Stock futures and in-the-money options | Long futures, long calls and short puts can require receipt of shares; short futures, short calls and long puts can require delivery. In-the-money means the option has intrinsic value.Source 22 |
| Required funding or holdings | The full contract cash or securities obligation can exceed the initial trading margin. Missing delivery can lead to an auction and additional costs.Source 22 |
| Index contracts | Index derivatives settle in cash rather than through the stock-delivery process.Source 22 |
| Commodity tender | The policy normally closes long positions on the first tender day; delivery is permitted only with the full contract value in the ledger. Confirm acceptance before relying on delivery.Source 4 |
Deposits, withdrawals & transfers
Sections ↑Adding funds and settlement availability
| Step | Published rule |
|---|---|
| Deposit methods | UPI and net banking require a registered bank account in the client’s own name. Third-party deposits and credit cards are not accepted.Source 23 |
| UPI and rejected payments | The help page quotes ₹1 lakh daily for UPI, subject to bank limits. An unregistered-bank payment may take three to four working days to refund.Source 23 |
| Withdrawable balance | Stock-sale proceeds and intraday/F&O profits normally become withdrawable on T+1 after settlement. Money available for trading is not necessarily available for payout.Source 24 |
Regular payout cycle — Indian Standard Time
| Request submitted | Published approximate bank credit |
|---|---|
| Working day 00:00–07:00 | Around 11:30 that working day.Source 25 |
| Working day 07:00–17:30 | Around 23:30 that working day.Source 25 |
| After 17:30 or non-working day | Around 11:30 on the next working day. Weekends and settlement holidays affect the schedule.Source 25 |
| Receipt | These are estimates; approval, available balance and the receiving bank affect actual arrival.Source 25 |
Instant withdrawal conditions
| Item | Published position |
|---|---|
| Amount, time and fee | ₹1–₹150,000 per request, 09:00–15:00 on working weekdays; free, with multiple qualifying requests allowed.Source 26 |
| Account and order exclusions | Non-MTF clients only; no pending, executed or cancelled orders, and no open or closed positions under the stated eligibility checks.Source 26 |
| Settled money only | New deposits and stock-sale proceeds must satisfy the T+1 conditions. Requests failing the instant checks use the regular cycle.Source 26 |
Protection & regulation
Sections ↑Custody protection and dispute boundaries
| Layer | Coverage and limit |
|---|---|
| Standard SIPC protection | SIPC covers eligible missing cash and securities at a failing member broker up to USD 500,000, including USD 250,000 cash. It does not cover market losses; non-US customers are eligible on the same basis.Source 33 |
| DriveWealth excess insurance | The November 2025 notice describes separate excess insurance: up to USD 49 million securities and USD 1 million cash per account, USD 50 million total, with USD 150 million aggregate across all accounts. Policy conditions apply.Source 34 |
| Document inconsistency | Angel’s disclaimer labels the USD 50 million amount as SIPC. DriveWealth identifies it as excess insurance; it should not be presented as the statutory SIPC limit.Source 32Source 34 |
| US-service complaints | Use the Global Access complaint arrangements and applicable foreign-market remedies. The disclaimer excludes IFSC exchange investor protection for this global-access activity.Source 32 |
Domestic investor redress
| Layer | Scope |
|---|---|
| SEBI registration | The named equity-broker register identifies Angel One Limited and INZ000161534 with perpetual validity. Registration is distinct from permission to use every advertised segment.Source 2 |
| NSE default fund | Eligible admitted claims can receive up to ₹35 lakh per investor per defaulted/expelled member when assets are insufficient; the enhanced limit applies to declarations after 13 August 2024.Source 35 |
| Customer support | 18001020 and [email protected]. Published equity/MF hours: Monday–Saturday 08:30–17:30 IST; commodity support: weekdays 08:30–23:30, Saturday 08:30–17:30.Source 36 |
| Escalation | Escalate through customer care, its head, compliance and CEO escalation, preserving the case reference. The contact page links SEBI SCORES and relevant exchange/depository complaint channels.Source 36 |
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Angel One Limited
IndiaSource 2
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Securities and Exchange Board of IndiaINZ000161534 | Registered | Checked 10 Oct 2026Source 2 |
| International Financial Services Centres AuthorityCMI2026BDK1061 | Not verified | Checked 10 Oct 2026Source 32 |
| International Financial Services Centres AuthorityIFSCA/GAP/BD/2026-2027/016 | Not verified | Checked 10 Oct 2026Source 32 |
Sources & further reading
- Online Trading & Stock Broking in India | Angel One Angel One · Accessed 10 Oct 2026
- SEBI equity stock-broker register: Angel One Limited SEBI · Accessed 10 Oct 2026
- Open Demat Account - Free Demat & Trading Account Online | Angel One Angel One · Accessed 10 Oct 2026
- Risk Management Policy Angel One · Accessed 10 Oct 2026
- How to Open an NRI Trading and Demat Account | Angel One Angel One · Accessed 10 Oct 2026
- A Nri Terms Angel One · Accessed 10 Oct 2026
- Guide to Brokerage Charges for Different Securities at Angel One Angel One · Accessed 10 Oct 2026
- Checkout the Charges for Call and Trade in Angel One Angel One · Accessed 10 Oct 2026
- Guide on Auto Square-Off Charges for Angel One Trading Account Angel One · Accessed 10 Oct 2026
- Securities Transaction Tax (STT) Charges on Trading | Angel One Angel One · Accessed 10 Oct 2026
- Brokerage Charges, Transaction & Govt. Charges | Angel One Pricing Angel One · Accessed 15 Oct 2026
- Guidance on Angel One AMC Charges (Account Maintenance Charges) Angel One · Accessed 10 Oct 2026
- DP Charges: Get the Full Breakdown of DP Charges at Angel One Angel One · Accessed 10 Oct 2026
- Margin Trading Facility (MTF): Steps to Avail MTF | Angel One Angel One · Accessed 10 Oct 2026
- Know Angel One’s MTF Trading Charges | Angel One Angel One · Accessed 10 Oct 2026
- Guide on Charges for Stock Pledging and Unpledging at Angel One Angel One · Accessed 10 Oct 2026
- Revised Charges Schedule - Pricing Update | Angel One Angel One · Accessed 10 Oct 2026
- Explore the Penal Delayed Payment Charges at Angel One Angel One · Accessed 10 Oct 2026
- GTT Terms And Conditions | Angel One Angel One · Accessed 10 Oct 2026
- Efficiently Manage and Track Your Basket Orders | Angel One Angel One · Accessed 10 Oct 2026
- SmartAPI documentation: Closing Auction Session Angel One · Accessed 10 Oct 2026
- Settlement of Futures & Options Contract Procedure | Angel One Angel One · Accessed 10 Oct 2026
- Guide to Add Funds in Angel One Account? Secure Online Fund Transfer Angel One · Accessed 10 Oct 2026
- Guide to Check & Manage Withdrawable Balance in Angel One Account Angel One · Accessed 10 Oct 2026
- Guide to Withdraw Funds from Angel One Trading Account? Angel One · Accessed 10 Oct 2026
- Instant withdrawals: current eligibility and ₹1.5 lakh limit Angel One · Accessed 10 Oct 2026
- Download Desktop App for Stock Market: SpeedPro | Angel One Angel One · Accessed 10 Oct 2026
- Introduction to SmartAPI - Features & Different APIs | Angel One Angel One · Accessed 10 Oct 2026
- Mandatory SmartAPI access update: registered static IP Angel One · Accessed 10 Oct 2026
- Mutual Funds - Explore Mutual Fund Plans Online in India | Angel One Angel One · Accessed 10 Oct 2026
- Angel One Research Disclaimer | Risk & Compliance Information Angel One · Accessed 10 Oct 2026
- US Stocks Research Disclaimer | Angel One Angel One · Accessed 10 Oct 2026
- What SIPC Protects SIPC · Accessed 10 Oct 2026
- DriveWealth Releases Enhanced SIPC Insurance Coverage – DriveWealth DriveWealth · Accessed 10 Oct 2026
- Investor Protection Fund Trust NSE · Accessed 10 Oct 2026
- Contact Us - Support Related Queries Angel One · Accessed 10 Oct 2026
- Immediately effective pause of FINRA TAF, October–December 2026 FINRA · Accessed 15 Oct 2026
- Section 31 fee rate from 4 April 2026 US Securities and Exchange Commission · Accessed 15 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.