Trading 212 combines commission-free securities investing with tax wrappers, automation tools and a separate CFD account. Its global website is used by several legal companies, so the entity shown in the account documents determines which products and protections apply.[3][1][4]
Business and investing scale
| Measure | Value | Context |
|---|---|---|
| Client assets | £25 billion | Global publisher figure; not a revenue or market-capitalisation number.Source 3 |
| Lifetime funded accounts | 5 million | Global historical count; not necessarily current active users.Source 3 |
| Fractional-share entry | From £1 | Published Invest feature.Source 3 |
| Trading schedule | 24/5 on supported fractional shares | Instrument and venue availability apply.Source 3 |
| Automation | Pies and AutoInvest | Portfolio allocations can be built or selected and funded automatically.Source 3 |
Four UK account purposes
Sections ↑Account routes
| Account | Primary use | Core cost basis |
|---|---|---|
| Invest | General stocks and ETFs | Trading commission and custody free; FX fee can apply.Source 5Source 3 |
| Stocks and Shares ISA | UK tax wrapper | Same Trading 212 fee basis; tax eligibility and allowance rules apply.Source 5 |
| SIPP | Pension investing | Same broker fee basis; pension rules and provider conditions apply.Source 5Source 6 |
| CFD | Leveraged price exposure | Dynamic spread, 0.5% FX fee and overnight interest can apply.Source 7 |
Published investing fees
Sections ↑Invest, ISA and SIPP charges
| Item | Trading 212 charge | External charge example |
|---|---|---|
| Trading commission | Free | Exchange/tax fees can still apply.Source 5 |
| Custody | Free | Does not remove fund or product costs embedded elsewhere.Source 5 |
| Currency conversion | 0.15% | Applied when transaction and account currencies differ.Source 5 |
| UK SDRT | Not a Trading 212 fee | 0.5% on eligible LSE share purchases; ETFs, gilts and bonds are excluded.Source 5 |
| PTM levy | Not a Trading 212 fee | £1.50 on eligible UK orders above £10,000, on purchase and sale.Source 5 |
| French FTT | Not a Trading 212 fee | 0.4% on qualifying purchases under the published conditions.Source 5 |
CFD-account cost categories
| Cost | Published basis | When it matters |
|---|---|---|
| Trading commission | Free | Spread and other costs remain.Source 7 |
| Currency conversion | 0.5% | Where instrument P/L requires conversion.Source 7 |
| Spread | Dynamic | Varies by instrument and market conditions.Source 7 |
| Overnight interest | Position and direction dependent | Applied to positions held beyond the relevant cut-off.Source 7 |
| Custody | Free | CFDs do not create ownership of the referenced asset.Source 7 |
Funding and withdrawals
Sections ↑Published payment charges
| Method / account | Free allowance | Charge after allowance |
|---|---|---|
| Cards, Apple Pay, Google Pay and selected instant methods — Invest/ISA | First €2,000 cumulative deposits | 0.7% after the cumulative free limit.Source 8 |
| Bank transfer / instant bank transfer | Always free from Trading 212 | The client’s bank can charge separately.Source 8 |
| CFD deposits | Free | Method availability still follows the account and region.Source 8 |
| Withdrawals | Free from Trading 212 | Receiving bank or payment-provider treatment can differ.Source 8 |
A free withdrawal fee does not describe the withdrawal process. Cash availability, authentication and the destination payment method remain separate from the charge. Pension withdrawals use SIPP procedures rather than the ordinary cash-withdrawal screen.[10]
Withdrawing cash and closing the account
| Item | Published rule | Practical meaning |
|---|---|---|
| Withdrawal request | Menu → Manage funds → Withdraw funds; confirm password, amount and destination. | Two-factor authentication must be configured. |
| Processing reference | Allow up to three business days. | This is the published service reference, not a same-day guarantee. |
Moving investments to another provider
Sections ↑Portfolio transfer availability follows the account and contracting company. A transfer can preserve eligible holdings without selling them, but the assets remain exposed to market movements while trading and management are restricted during the transfer.[11]
Portfolio transfer rules
| Item | Published rule | Practical meaning |
|---|---|---|
| UK Invest | Eligible stocks and ETFs; in-specie transfers. | Trading 212 charges no transfer fee; the other firm may charge. |
| UK ISA | Stocks, ETFs and cash as applicable; outward transfer must cover the full account. | Use the transfer process rather than an ordinary withdrawal. |
| Fractional holdings | Only whole shares transfer. | A fractional remainder must be sold to move its value as cash. |
| Ownership | Transfers must be between accounts owned by the same person. | Assets cannot be transferred to another person through this feature. |
| Indicative duration | UK Invest: most within 21 calendar days; ISA: aim of 30 calendar days. | Both providers must complete their stages. |
| Germany exception | Unavailable for Trading 212 EU GmbH clients resident in Germany. | The global feature description is not universal availability. |
Account closure, records and complaints
Sections ↑The account-closure control is under My account → Account details. Trading 212 says the process closes the linked account types together: an Invest, CFD or Stocks ISA account cannot simply be retained while another is closed through this control. Its closure guidance requires positions to be closed or securities sold and the remaining balance withdrawn. Complete an intended portfolio transfer before using the closure route.[12][11]
Records available to the account holder
| Item | Published rule | Practical meaning |
|---|---|---|
| Holdings and activity | Confirmation of holdings, activity statements and monthly statements. | Statements can cover selected accounts and periods of up to 18 months. |
| Money movements | Transaction statement records deposits, withdrawals and account value. | Separate from an individual trade confirmation. |
| Costs and exports | Annual costs-and-charges report and CSV trading-data export. | Choose the reporting period and export type in Documents. |
| Tax documents | Annual trading statements and eligible W-8BEN download. | Trading 212 does not generate annual/tax statements for Cash ISA or Stocks ISA. |
Submit a complaint through the Help Centre contact route, giving the registered email, the issue, when it began and the requested resolution. The applicable procedure is in the disclosure notice for the actual Trading 212 company; the UK, Cyprus, German and Australian notices are separately linked.[14]
Protection categories
Sections ↑UK protection references
| Situation | Published ceiling | Important boundary |
|---|---|---|
| Eligible uninvested cash at a failed partner bank | Up to £120,000 per eligible person, per banking licence | Aggregated with other eligible deposits held under that bank licence.Source 6 |
| Eligible claim if Trading 212 UK fails and cannot return assets | Up to £85,000 per eligible person, per firm | Investment compensation is separate from partner-bank deposit protection.Source 6 |
| Client money and assets | Segregated under the UK framework | Segregation does not protect against a market fall.Source 9 |
Selected operating entities
Sections ↑Entity map
Company background & evidence
Sections ↑- Headquarters
- London, United Kingdom — UK operating company; group uses several regional entities
- Founded
- UK company incorporated in 2013; brand has earlier Bulgarian origins
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Trading 212 UK Ltd
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Conduct Authority609146 | Authorised | Checked 9 Oct 2026UK company number 08590005; FCA reference disclosed by Trading 212.Source 1Source 2 |
Trading 212 Markets Ltd
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Cyprus Securities and Exchange Commission398/21 | Authorised | Checked 9 Oct 2026Cyprus company HE 409763 and licence disclosed in official company documentation and help centre.Source 1Source 2 |
Trading 212 AU Pty Ltd
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Australian Securities and Investments Commission541122 | Authorised | Checked 9 Oct 2026Australian Financial Services Licence disclosed by Trading 212.Source 1Source 2 |
Sources & further reading
- Legal documents and global regulatory entities Trading 212 · Accessed 9 Oct 2026
- Who regulates Trading 212? Trading 212 Help Centre · Accessed 9 Oct 2026
- Commission-free investing for everyone Trading 212 · Accessed 9 Oct 2026
- Where can I see which entity my account is registered under? Trading 212 Help Centre · Accessed 9 Oct 2026
- Fees in Invest, ISA and SIPP Trading 212 Help Centre · Accessed 9 Oct 2026
- How is my money protected? Trading 212 Help Centre · Accessed 9 Oct 2026
- Fees in the CFD account Trading 212 Help Centre · Accessed 9 Oct 2026
- Deposit fees Trading 212 Help Centre · Accessed 9 Oct 2026
- Trading 212 UK Ltd funds and assets protection Trading 212 Help Centre · Accessed 9 Oct 2026
- Withdraw funds: authentication and processing Trading 212 · Accessed 15 Oct 2026
- Portfolio transfers: eligibility, fractions and control restrictions Trading 212 · Accessed 15 Oct 2026
- Account closure across account types Trading 212 · Accessed 15 Oct 2026
- Account statements and downloadable documents Trading 212 · Accessed 15 Oct 2026
- Complaints and entity-specific disclosure notices Trading 212 · Accessed 15 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.