TopFX combines a broad CFD range with cTrader, MetaTrader and managed-account services. Its global website now presents Growth, Zero and Pro accounts. The useful comparison is therefore the current account matrix alongside the instrument and legal schedules: older RAW/ZERO material remains online and does not consistently match the new offering.[1][7]
Account comparison01
Account and service routes at a glance
| Account / service | Contract and customer scope | Platform and principal condition |
|---|---|---|
| Growth | TopFX Global Ltd — Eligible global clients; retail clients | cTrader/MT4/MT5. Published variable minimum.Source 2Source 3 |
| Zero | TopFX Global Ltd — Eligible global clients; retail clients | cTrader/MT4/MT5. Current Zero account.Source 2Source 3 |
| Pro | TopFX Global Ltd — Eligible global clients; retail clients | cTrader/MT4/MT5. Published variable minimum.Source 2Source 3 |
Which company and which account terms?
Sections ↑At a glance02
Legal entities and service scope
| Entity | Evidence | Practical scope |
|---|---|---|
| TopFX Global Ltd — Seychelles | Global site; company registration 8424819-1; published dealer licence SD037. | Operator of the account offer described here.Source 3 |
| Topfx Ltd — Cyprus | CySEC 138/11; approved domains topfx.com and topfx.eu. | Separate regulated firm; the Seychelles account does not acquire its regulatory protection.Source 6 |
| Fondex Services Ltd — Cyprus | HE 406965; named payment agent for TopFX Global. | Payment processing role, not a separate brokerage licence.Source 4 |
| Global residence restrictions | United States, North Korea, Myanmar and Iran are excluded, alongside other locally prohibited jurisdictions. | The global site explicitly identifies the non-EU contracting entity; check acceptance for your residence.Source 4 |
Current global accounts
Sections ↑At a glance03
Growth, Zero and Pro
At a glance04
Account operation
| Feature | Published condition | Why it matters |
|---|---|---|
| Currency and terminal | USD/EUR; cTrader, MT4 and MT5. | Check the chosen server and product list before funding.Source 1 |
| FX trade sizing | One lot = 100,000 units; 0.01-lot minimum and step; maximum 100 standard lots per position. | A minimum FX trade represents 1,000 base-currency units. Product contracts can differ.Source 2 |
| Account service | Personal account manager. | Scope agreed with the company.Source 2 |
| Demo and verification | Live and demo applications; upload identity and residence evidence before approval and funding. | Demo availability does not demonstrate live execution quality.Source 3 |
Markets and instrument-specific differences
Sections ↑At a glance05
Product range
| Market | Published coverage | Important distinction |
|---|---|---|
| Forex | More than 60 currency pairs. | The forex page retains RAW/ZERO labels; its older spread and leverage examples do not establish new-account pricing.Source 8 |
| Indices | Fourteen global index CFDs; published leverage up to 1:200. | Check the specific index, session and contract size. The account-wide 1:2,000 headline is not an index entitlement.Source 9 |
| Shares | More than 500 CFDs across US, European and Asia-Pacific shares. | Price exposure without owning shares; the published product ceiling is 1:20.Source 10 |
| Metals | Gold, silver, platinum and palladium; selected USD/EUR quotations. | The metals page advertises up to 1:200; contract units and financing vary by symbol.Source 11 |
| Energies | WTI, Brent crude and natural gas CFDs. | Published product leverage up to 1:200; commodity exposure does not deliver the physical commodity.Source 12 |
| Cryptocurrencies | Bitcoin, Ethereum, Litecoin, Ripple and other crypto CFDs. | Up to 1:10 on the product page; CFD positions do not put coins in a personal wallet.Source 13 |
| ETFs | Eighteen iShares CFDs within a headline range of 600+ CFDs. | The offer is CFD exposure; it does not establish ownership or transferability of ETF units.Source 1 |
At a glance06
Share-CFD commissions are platform-specific
| Platform | Published charge | Reading the schedule |
|---|---|---|
| cTrader | No share-CFD commission. | Spread, financing and adjustments can still affect returns.Source 10 |
| MT4 | 0.30% per share; one lot equals one share. | The footnote does not clearly state whether this is per side or round trip. Obtain the charged schedule before estimating total cost.Source 10 |
Pricing, leverage and closeout
Sections ↑At a glance07
Costs that must be distinguished
| Component | Published position | Decision point |
|---|---|---|
| Older RAW/ZERO conditions | Legacy pages use a different account set and lower maximum leverage. | Do not carry a historical RAW rate into the current Zero account.Source 7 |
| Execution claims | TopFX describes non-dealing-desk execution and rapid processing. | These are company claims; this profile includes no latency, fill-quality or slippage test.Source 7 |
| Stops and market gaps | The risk disclosure warns that liquidity and market conditions can prevent a stop from limiting the loss as intended. | A stop instruction is not evidence of a guaranteed execution price.Source 15 |
At a glance08
Margin rules: unresolved difference between published documents
| Source / platform | Published level or limit | Practical consequence |
|---|---|---|
| Current account matrix | Maximum leverage 1:2,000; margin call 50%; stopout 20%. | Account-page figures.Source 2 |
| April 2025 terms — MT4/MT5 | Discretionary closeout at 60%; automatic closeout at 35%, largest loss first. | Conflicts with the matrix.Source 14 |
| April 2025 terms — cTrader | Automatic Smart Stop Out below 30%; highest-margin position reduced first. | Confirm applicable server rules.Source 14 |
| Friday restriction in terms | 21:00–24:00 server time: discretionary 1:100 maximum for new positions. | Do not assume constant leverage.Source 14 |
The differing closeout thresholds are material because they determine when the broker can reduce exposure. Obtain the current agreement and server specification for the selected account before using the website’s leverage maximum in a margin plan.[7]
Overnight, non-trading and payment charges
Sections ↑At a glance09
Charges outside the quoted spread
| Item | Published condition |
|---|---|
| After 90 days without trading | Monthly 5 USD/EUR/GBP/CHF or JPY 600 per funded account; low balances may be charged and closed.Source 14 |
| One year without activity | Annual USD 25 equivalent maintenance charge; insufficient balances may be exhausted and closed.Source 14 |
| Withdraw before placing any orders | Full payment-processing charges can apply.Source 14 |
| Additional tax statements | EUR 20 per account; the first previous-year statement is free.Source 14 |
At a glance10
Swap-free accounts
| Feature | Published position | Limit |
|---|---|---|
| How to request | The account page provides an Islamic-account request through [email protected]. | Availability is subject to the company’s approval.Source 2 |
| Administrative charges | Terms permit changed fees/grace periods and denial for specified strategies, including EAs, scalping and prolonged holding. | Obtain the actual schedule.Source 14 |
At a glance11
Deposits and account funding
| Item | Published rule | Operational detail |
|---|---|---|
| Bank and electronic funding | Bank-transfer and electronic/QR categories are shown. | Use the methods and currencies actually offered in the verified client area.Source 16 |
| Bank-transfer minimum | Transfers below EUR/USD 100 are returned to their originating bank, with costs borne by the client. | This is a method threshold, not proof of every account’s opening minimum.Source 16 |
| Deposit ownership | Transfers must come from an account in the client’s own name. | Third-party deposits are not accepted.Source 16 |
| Fees and segregation | TopFX advertises no own deposit fee and separation of client money from operating money. | Banks and payment providers may impose their own charges; segregation is not a return guarantee.Source 16 |
At a glance12
Withdrawals
| Question | Published answer |
|---|---|
| How are funds returned? | Normally through the method used to deposit. Choose an available withdrawal route in the client area.Source 17 |
| How long does TopFX take? | The stated processing period is within one business day. Bank or payment-provider arrival can take longer.Source 17 |
| Withdrawal charge | None advertised; full processing charges can apply before any orders. External fees remain.Source 17Source 14 |
Platforms, automation and analysis
Sections ↑At a glance13
Terminal choice
| Platform | Useful capabilities | Scope |
|---|---|---|
| cTrader desktop / web | 54 timeframes, 70+ indicators, varied chart types, one-click/chart trading and advanced stop-loss/take-profit controls. | Pretrade information includes pip value, commission and required margin.Source 18 |
| cTrader mobile | iOS and Android access to trading, history, charts and account monitoring. | The app also provides access to cTrader Copy.Source 19 |
| MT4 | Desktop and mobile; nine timeframes, 30+ desktop indicators, MQL4 EAs and custom indicators. | The dedicated platform page emphasises FX, indices, energies and metals.Source 20 |
| MT5 | Included in all three current account descriptions. | Current instrument availability and server settings should be confirmed; MT4/cTrader specifications are not automatically MT5 specifications.Source 1 |
At a glance14
Trading tools and programmatic access
| Service | What is published | What to establish |
|---|---|---|
| cTrader Automate | Own cBots/custom indicators and strategy backtesting. | An MT4 EA requires conversion or rewriting; it is not a native cBot.Source 18 |
| FIX API | cTrader FIX connectivity for proprietary trading systems. | Confirm permissions, session details and operational requirements for the actual account.Source 18 |
| Trading Central | In-platform trading ideas and chart targets on selected assets. | Research and signals do not remove trading risk or guarantee accuracy.Source 18 |
| MQL Suite | A live-account benefit containing 250 indicators, panels, EAs and other functions. | The published suite includes price-action, volatility, Fibonacci and algorithmic studies.Source 20 |
Copy trading and managed accounts
Sections ↑At a glance15
cTrader Copy: investor controls
| Feature | How TopFX describes it |
|---|---|
| Allocation | Equity-to-equity copying scales position sizes to allocated resources.Source 21 |
| Selection and monitoring | Filter strategies by age, return and copying capital; inspect drawdown, profit factor and trading history.Source 21 |
| Control | Start or stop copying and add or remove allocated funds; view open and closed trades.Source 21 |
| Account eligibility | The instructions still refer to RAW/ZERO. Confirm availability and fees for a newly opened Growth/Zero/Pro account.Source 21 |
At a glance16
cTrader strategy providers
| Item | Published arrangement |
|---|---|
| Set-up | Open, verify and fund a live cTrader account, then activate strategy-provider status.Source 22 |
| Provider compensation | Providers can set performance, volume and management fees and a minimum investment. Inspect the individual offer rather than assuming a universal tariff.Source 22 |
| Distribution | cTrader Copy is described as a cross-broker service; strategy profiles can be embedded outside the platform.Source 22 |
At a glance17
MT4 PAMM
| Item | Published arrangement |
|---|---|
| Trading and allocation | A master account trades for linked subaccounts; profits and losses are allocated proportionately.Source 23 |
| Manager controls | Configure minimum investment, profit-allocation frequency and different investor offers; multiple subaccounts are supported.Source 23 |
| Manager charges | Performance, management, deposit and withdrawal fees can be set. These are separate from trading and payment costs.Source 23 |
| Application documents | PAMM manager agreement, suitability questionnaire and limited power of attorney.Source 23 |
| Investor access | TopFX advertises flexible funding and withdrawals. Confirm the selected manager’s allocation, exit and fee terms before authorising trading.Source 23 |
Promotional credit and client protection
Sections ↑At a glance18
Published deposit-bonus policy
| Feature | Rule |
|---|---|
| Availability | A currently linked policy describes eligible clients’ first two deposits; request participation before trading. Confirm that the offer is active for your account.Source 24 |
| Tiered calculation | 100% of the first USD 500; 50% of the portion above USD 500 through USD 10,000; 25% above USD 10,000. Currency equivalents apply.Source 24 |
| Nature of the benefit | Nonwithdrawable trading credit, limited to one account per client; it cannot be transferred between accounts.Source 24 |
| MT4 withdrawal and margin effects | Withdrawals reduce credit proportionately; margin excluding bonus at 50% or below can remove the full bonus.Source 24 |
| cTrader usable credit | Active bonus is the lesser of total bonus and cash equity; its usable amount can fall as equity falls.Source 24 |
| cTrader cash conversion | The policy allows USD 1 of bonus conversion per USD 100,000 traded, subject to discretionary suspension of that facility.Source 24 |
| Decision before accepting | Review the platform-specific credit-removal rules: a bonus balance is not the same as withdrawable cash or permanent margin support.Source 24 |
At a glance19
Protection and complaints
| Item | Published position |
|---|---|
| Negative balance | Terms apply protection across the client’s accounts, allowing offsets between them rather than protecting each balance independently.Source 14 |
| Risk disclosure | The risk document warns about losses, gaps and possible deficits. Read the operative protection clauses with the risk notice rather than treating margin as a guaranteed maximum loss.Source 15 |
| Customer support | [email protected]; +248 4374705. Verify service hours for the relevant language and time zone.Source 4 |
| Formal complaint | Send the complaint and supporting evidence to [email protected].Source 25 |
| Response timetable | Acknowledgment within two business days; target final response within 21 business days. Complex cases may take up to 90 business days with an explanation.Source 25 |
| Further escalation | The policy directs unresolved complaints to the Seychelles FSA with the company’s final response.Source 25 |
Company background & evidence
Sections ↑Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
TopFX Global Ltd
SeychellesSource 3
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Services Authority SeychellesSD037 | Authorised | Checked 10 Oct 2026Named current dealer listing; SD037 is company-published.Source 5Source 3 |
Topfx Ltd
CyprusSource 6
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Cyprus Securities and Exchange Commission138/11 | Authorised | Checked 10 Oct 2026Named current investment-firm record.Source 6 |
Sources & further reading
- Global retail offering TopFX · Accessed 10 Oct 2026
- Growth, Zero and Pro account comparison TopFX · Accessed 10 Oct 2026
- Global regulation and licences TopFX · Accessed 10 Oct 2026
- Global legal documents and client eligibility TopFX · Accessed 10 Oct 2026
- Capital-markets register: TopFX Global Ltd Financial Services Authority Seychelles · Accessed 10 Oct 2026
- Investment-firm register: Topfx Ltd, 138/11 Cyprus Securities and Exchange Commission · Accessed 10 Oct 2026
- Trading conditions and legacy RAW/ZERO specifications TopFX · Accessed 10 Oct 2026
- Forex product specifications TopFX · Accessed 10 Oct 2026
- Index CFDs and trading conditions TopFX · Accessed 10 Oct 2026
- Share CFDs and platform-specific commissions TopFX · Accessed 10 Oct 2026
- Precious-metal CFDs TopFX · Accessed 10 Oct 2026
- Energy CFDs TopFX · Accessed 10 Oct 2026
- Cryptocurrency CFDs TopFX · Accessed 10 Oct 2026
- Terms of Business, April 2025 TopFX Global Ltd · Accessed 10 Oct 2026
- Risk Disclosure, April 2025 TopFX Global Ltd · Accessed 10 Oct 2026
- Deposits and bank-transfer conditions TopFX · Accessed 10 Oct 2026
- Withdrawal methods and processing TopFX · Accessed 10 Oct 2026
- cTrader desktop, web, automation and FIX API TopFX · Accessed 10 Oct 2026
- cTrader mobile application TopFX · Accessed 10 Oct 2026
- MetaTrader 4 and MQL Suite TopFX · Accessed 10 Oct 2026
- cTrader Copy for copiers TopFX · Accessed 10 Oct 2026
- cTrader strategy-provider service TopFX · Accessed 10 Oct 2026
- MT4 PAMM accounts TopFX · Accessed 10 Oct 2026
- Deposit-bonus terms and conditions TopFX Global Ltd · Accessed 10 Oct 2026
- Complaint-handling policy TopFX Global Ltd · Accessed 10 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.