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TNFX: five account types, Iraqi payment routes and contract terms

TNFX’s current Seychelles offer includes Standard, Cent, Turbo, Zero and VIP accounts on MT4 and MT5. This profile separates account thresholds from payment minimums, explains equity-based Turbo leverage and distinguishes current commercial offers from restrictions in the signed terms.

By FXBrokers.ai ResearchOperating status: ActiveSources checked Published Updated
Profile scope

Main scope: TNFX Ltd under Seychelles FSA SD133. Payment tables are specifically for eligible Iraqi clients; other countries have different rails and restrictions.

TNFX has five live account choices, including the newer Turbo account. Standard and Cent start at USD 100; Zero requires USD 500 and VIP USD 100,000. Account denomination, cost structure and regional payout access also differ.[3][6][4][5][7]

Accounts & headline costs

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Reference table01

Choose the account before funding

Choose the account before funding
AttributeStandardCentTurboZeroVIP
First depositUSD 100USD 100USD 100USD 500USD 100,000Source 3Source 6Source 7Source 4Source 5Source 1
Trading costSpread only; no separate commissionStandard-style spread; no separate commissionSpread only; no per-lot commissionEUR/USD from 0.0 pips plus commissionAdvertised from 0.4 pips; zero commissionSource 3Source 6Source 7Source 4Source 5Source 1
Maximum FX leverage1:5001:5001:3000 at the smallest qualifying equity tier1:5001:100Source 3Source 6Source 7Source 4Source 5Source 1
The facts02

Account denomination and access

Account denomination and access
MeasureValueContext
Cent denominationBalance displayed in centsUSD 100 displays as 10,000 cents. Opening says 1/100-lot scaling; About says 0.10 standard lot. Verify size.Source 6Source 8Source 23
Multiple accountsUp to ten under one client profileDifferent account types can sit within the Traders Room; transfer availability and margin restrictions still apply.Source 8
DemoFree virtual-money alternativeNo real-money deposit is needed to practise.Source 8
VIP classificationCommercial account tierIts name does not establish a legal professional-client election.Source 5
Process03

Opening and verification

Opening and verification
StageWhat the broker requests
Create the profilePhone, email and a WhatsApp verification code; trading credentials are delivered electronically.Source 8
Identify the account holderPassport, national ID or residence card, plus residence evidence such as a recent utility bill or bank statement. Names must match funding ownership.Source 8
Complete verificationDeposits and trading can precede document approval; withdrawal cannot. Clear documents are generally reviewed the same day, according to the opening guide.Source 8
Select account and statusOpen the chosen account, request any swap-free designation and confirm it on that account number before carrying positions overnight.Source 12

View full spreads & trading costs

Products & market access

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Availability04

CFD markets

CFD markets
MarketExamples / contract form
ForexMajor, minor and cross pairs, including EUR/USD.Source 1Source 10
Precious metalsGold, silver, platinum and palladium CFDs.Source 23
IndicesUS and international indices, including US30.Source 1
EnergyWTI, Brent and natural-gas CFDs.Source 23
CryptoBroker lists 13 crypto CFD pairs; these do not deliver cryptocurrency.Source 23
SharesCFDs on global company names; no ownership of the underlying shares.Source 23
The facts05

A standard EUR/USD lot

A standard EUR/USD lot
MeasureValueContext
Contract size100,000 EURThe published specification quotes five decimals: one platform point is 0.00001 USD per EUR, worth USD 1 on a standard lot.Source 10
Gold lot100 troy ouncesA USD 1-per-ounce move changes a one-lot position by USD 100, before costs.Source 27
Minimum size0.01 standard lotsThe published EUR/USD example represents 1,000 EUR of exposure; do not reuse that sizing on Cent without resolving its different denomination.Source 10

Spreads, commission & other charges

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Pricing & charges06

Published FX and gold price examples

Published FX and gold price examples
InstrumentZeroStandard
EUR/USDFrom 0.0 pips, plus commissionFrom 1.0 pip on the price pageSource 9
USD/JPYFrom 0.1 pipsFrom 1.1 pipsSource 9
GBP/USDFrom 0.1 pipsFrom 1.2 pipsSource 9
Gold, XAUUSDFrom USD 0.15 price spreadFrom USD 0.25 price spreadSource 9
US30From 1.0 index pointFrom 2.0 index pointsSource 9

Standard’s minimum differs: 1.0 pip on the price page, 1.2 on About. About defines Zero commission as USD 5 per lot, round turn.[9][23]

The separate USD 7 Zero/USD 12 Standard round-turn examples describe indicative typical conditions. They do not replace the published minimum-spread tariff.[9]

The facts07

Non-spread costs

Non-spread costs
MeasureValueContext
Ordinary deposits and withdrawalsZero broker feeProvider and local conversion costs can remain.Source 13
IQD conversionSeparate deposit and withdrawal ratesThe portal displays the relevant rate and converted amount before confirmation; it is not promised at the interbank mid-rate.Source 15
Ordinary overnight positionsSwap can be charged or creditedSwap-free is an approved account designation, not the default for every live login.Source 12
Approved swap-free accountNo time-based administration replacement advertisedThe broker says ordinary spread and commission do not change. Religious-observance status can be reviewed or withdrawn where financing avoidance is the principal benefit.Source 12
The facts08

Inactivity is different from account closure

Inactivity is different from account closure
MeasureValueContext
Current inactivity chargeFAQ says no inactivity feeThe agreement reserves only separately published charges.Source 2Source 20
Archive triggerZero balance and three months without activityThe contract definition requires no transactions and no login; funded accounts are distinguished in the FAQ.Source 2Source 20
Returning to an archiveAsk support to reactivateSupport can reactivate archived accounts.Source 2

Platforms, execution & margin

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Platforms & products09

Trading permissions and limits

Trading permissions and limits
TopicCurrent policy
PlatformsMT4 and MT5 on separate accounts; desktop, mobile and browser access. EAs require desktop/VPS, not the mobile app or Web Terminal.Source 25
Scalping and news tradingPermitted; no minimum holding time for ordinary scalping. Promotions and loyalty programmes can apply separate eligibility rules.Source 11
HedgingOrdinary opposing positions are allowed, but both legs can occupy margin. Cross-account structures intended to extract a bonus or financing benefit fall under abuse rules.Source 11
EAs / botsPermitted at the user’s risk. Pricing-error exploitation, destabilising requests and abusive coordination remain restricted.Source 19
Execution priceMarket orders can slip in either direction; a quoted spread does not guarantee the fill.Source 11
Stop-outThe signed agreement specifies 20% margin level. Automatic closures can occur before a trader has time to add funds.Source 20
Specifications10

Turbo’s equity-based leverage ladder

Turbo’s equity-based leverage ladder
Account equity, USDFX maximumGold maximum
10–9991:30001:1000Source 7
1,000–2,9991:20001:500Source 7
3,000–4,9991:10001:500Source 7
5,000–49,9991:5001:300Source 7
50,000–99,9991:3001:200Source 7
100,000 or more1:1001:100Source 7
The facts11

Temporary leverage changes

Temporary leverage changes
MeasureValueContext
Scheduled newsFX 1:500 / gold 1:300 stepThe broker specifies 15 minutes on either side of major news, plus market-opening and closing windows.Source 7
Lower limits still matterLower account caps remain relevantThe news wording does not establish extra VIP leverage.Source 23Source 7

Deposits, withdrawals & transfers

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Availability12

Iraqi payment routes and per-transfer minimums

Iraqi payment routes and per-transfer minimums
RouteDeposit minimumWithdrawal minimumWho can use it
OvadotUSD 5USD 50Eligible portal accountsSource 15
Ptop / USDT TRC-20 / PayeerUSD 10USD 50Regional and account approval applySource 15
Local bank / FastPayUSD 10USD 50Iraqi routes; FastPay access can depend on account ageSource 15
Q-Card via OvadotUSD 10Deposit onlyChoose a separate two-way payout routeSource 15
Zain Cash via OvadotUSD 5Deposit onlyNew access follows the Ovadot routeSource 15
Direct Qi CardUSD 10USD 50Legacy eligible clients; not the same service as Q-CardSource 15
The facts13

Why the route shown in the portal can differ

Why the route shown in the portal can differ
MeasureValueContext
Accounts from 9 August 2026Standalone Q-Card, Zain Cash and FastPay restrictedThe Qi Card guide says newer accounts do not receive those standalone methods; Ovadot users see the routed alternatives.Source 16
Direct Qi Card versus Q-CardDifferent withdrawal capabilityExisting direct-Qi clients can have two-way access; the Q-Card deposit route requires another permitted method for payout.Source 16
International cards and wiresUnavailable as direct Iraqi funding routesDo not apply another country’s card or SWIFT options to an Iraqi account.Source 14
ZainCash currencyIQD, converted before creditingThe wallet can charge its own fee even where TNFX’s deposit fee is zero.Source 17
Process14

Withdrawing and transferring

Withdrawing and transferring
RequirementPractical effect
Identity and destinationWithdraw through the Traders Room to a verified method in your own name. A deposit-only source requires another permitted payout route.Source 14
Processing expectationMost local payouts are described as same working day after checks; crypto is typically quicker and bank transfers can take longer. These are company targets.Source 14
Weekend pauseWithdrawals and internal transfers pause Friday 23:45 to Monday 01:15 platform server time; deposits remain open.Source 14
Per-request limitQi Card: USD 1,500 maximum. The regional payment guide lists USD 100,000 for other routes, subject to account availability.Source 15
Pending investigationA ledger mismatch or integrity review can hold a withdrawal. Ask support for the reason, contractual clause and requested documents.Source 19

Client protection & safeguards

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Protections & eligibility15

Protection without overstating the licence

Protection without overstating the licence
IssueEstablished position
Licensed companyThe FSA’s current capital-markets list names TNFX Ltd and tnfx.co. The legal documents identify Seychelles Securities Dealer licence SD133.Source 29Source 20
Negative account balanceClause 26 makes deficits the client’s liability; discretionary relief is not guaranteed.Source 20
Trading investigationsThe fair-trading policy describes human review and proportionate restrictions; it also permits profit adjustments, bonus removal and financing recovery for established abuse.Source 19

Support & complaints

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Published customer contact

Customer supportEmail
[email protected]Source 2Source 22

Scope Account and payment enquiries; also the complaint route under clause 15.

Seychelles telephoneTelephone
+248 437 4030Source 29

Scope Number matched to the current FSA listing.

Traders RoomWebsite
https://my.tnfx.co/Source 1

Scope Account, funding and support access.

The FAQ describes 24/6 support, with Saturday off, including Arabic, English and Kurdish. A support availability claim does not establish continuous telephone order acceptance.
Process16

If trading access or a withdrawal fails

If trading access or a withdrawal fails
SituationWhat the published terms provide
Unable to submit an orderClause 8.4 provides telephone orders through a dealer. A dedicated emergency line and guaranteed acceptance hours were not established.Source 20
Formal complaintEmail support with account details, disputed transactions and the resolution sought. An open complaint does not suspend the duty to manage exposure.Source 22
Account reviewThe fair-trading policy allows an appeal. Request the clause and supporting basis for the decision and provide requested verification promptly.Source 19

Copy trading, managed services & promotions

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Availability17

Services currently available or announced

Services currently available or announced
ServiceCurrent status
Copy tradingProvider histories can be browsed, but the current dedicated page expressly says automatic copying is not live yet. Browsing is free.Source 18
Future follower controlsThe page describes allocation, risk settings and the ability to stop. Fees must be shown before following once activated.Source 18
Stopping future copyingClause 30 leaves existing positions with the client after stopping; disconnecting is not a close-all instruction.Source 20
Managed accountsAbout says no MAM/PAMM, prop challenges or managed-money service.Source 23
The facts18

VPS and calculation tools

VPS and calculation tools
MeasureValueContext
Hosted MetaTraderRequest VPS access in the Traders RoomThe desk supplies connection details. No public fixed hosting price or guaranteed uptime contract was established.Source 24
Risk and cost toolsPip, margin, lot-size and profit calculatorsThe broker defines a conventional EUR/USD pip as 0.0001 and a standard FX lot as 100,000 base units; calculations still depend on the live account specification.Source 26
Process19

Standard deposit bonus: credit and contract restrictions

Standard deposit bonus: credit and contract restrictions
ItemPublished position
Headline offer50% on the first USD 1,000 of cumulative deposits; 20% above. The Standard page currently advertises a USD 10,000 lifetime cap.Source 3
Who qualifiesIraq/Syria registrations; excludes India, Pakistan and Egypt.Source 23
Cash versus creditTNFX-owned margin credit; not withdrawable cash. Policy enrolment is requested through the trading room.Source 21
Cap conflictLinked policy: USD 5,000 maximum. Obtain the applicable offer before relying on USD 10,000.Source 21
Withdrawal / transferProportional removal on withdrawals/transfers; full removal to excluded accounts. Policy minimum profit withdrawal: USD 100.Source 21
Abuse remedy conflictThe bonus PDF permits seizure of capital/profits; the fair-trading page says deposited capital is not confiscated. These statements conflict.Source 21Source 19
Expiry and deficit reliefThree months; deficit-relief requests remove credit and can reduce free margin.Source 21

Company, entities & regional scope

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The facts20

Company and legal identity

Company and legal identity
MeasureValueContext
Brand and formationTNFX; company reports 2019Source 23
Seychelles addressCT House, Office 3A, Providence, MahéThe current FSA listing and bonus-policy address say 3A, while website About/FAQ says 9A. Use the authority entry for verification.Source 29Source 21
Other registrationsLinked SVG terms name TNFX MARKETS LTD.FAQ cites SVG registration 27346; that number was not independently matched to the newer contract name. Dubai references are commercial registrations.Source 28Source 2
Territorial reachIraq and other permitted regional marketsUS and Canada excluded; language support does not establish local authorisation.Source 2
Headquarters
Seychelles registered entity; serves Iraq and other regional markets
Founded
2019, according to the current company profile
The companies behind the brand

Legal entities & licences

These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.

TNFX Ltd

SeychellesSource 29Source 3

Licences and regulatory records for TNFX Ltd
Issuer & identifierRecorded statusDate & scope
Financial Services Authority SeychellesSD133AuthorisedChecked 12 Oct 2026FSA entity list matches TNFX Ltd and tnfx.co; current Standard account page publishes SD133.Source 29Source 3

TNFX MARKETS LTD.

Saint Vincent and the GrenadinesSource 28

No separate licence entry is recorded in this panel.

Follow the evidence

Sources & further reading

  1. Current TNFX accounts and services TNFX · Accessed 12 Oct 2026
  2. Standard account conditions TNFX · Accessed 12 Oct 2026
  3. Zero account conditions TNFX · Accessed 12 Oct 2026
  4. VIP account conditions TNFX · Accessed 12 Oct 2026
  5. Cent account conditions TNFX · Accessed 12 Oct 2026
  6. Opening and verifying an account TNFX · Accessed 12 Oct 2026
  7. EURUSD contract specification TNFX · Accessed 12 Oct 2026
  8. Deposit and withdrawal service policy TNFX · Accessed 12 Oct 2026
  9. Withdrawal process and timing TNFX · Accessed 12 Oct 2026
  10. ZainCash funding and conversion TNFX · Accessed 12 Oct 2026
  11. TNFX Seychelles terms and conditions TNFX · Accessed 12 Oct 2026
  12. TNFX bonus policy, Seychelles TNFX · Accessed 12 Oct 2026
  13. Complaints procedure TNFX · Accessed 12 Oct 2026
  14. VPS access for EAs TNFX · Accessed 12 Oct 2026
  15. MT4/MT5 setup and device limitations TNFX · Accessed 12 Oct 2026
  16. Published Saint Vincent entity terms TNFX · Accessed 12 Oct 2026
  17. Regulated entities: capital markets Financial Services Authority Seychelles · Accessed 12 Oct 2026

This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.

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