ThreeTrader: Raw Zero and Pure Spread accounts, margin tiers and cash rewards

The VFSC lists ThreeTrader Global Limited, licence 40430, as active in Classes A, B and C.[3]

The group website also names Mauritius and British Virgin Islands companies. The contract presented at registration identifies the entity responsible for the account.[1]

Raw Zero suits comparison by spread plus a visible commission. Pure Spread offers simpler spread-only FX charging. Neither quoted spread is an average EUR / USD spread or a guarantee that a trade will receive the lowest displayed price. Selecting an account therefore requires comparing a live executable quote for the same instrument, time and position size.[4][5]

The current account FAQ says an account type or base currency can be changed before the first deposit; after funding, the alternative is another account. The official opening guide describes up to five MT4 and five MT5 accounts. Keep their balances, passwords and history exports separate: another account is a separate ledger, even when the client portal groups them together.[6][23]

Registration involves an application, identity verification and funding. The Japanese opening guide accepts local-language documents while requesting names in Roman characters. Acceptance remains subject to the applicable country and identity checks; the website excludes residents of the United States, Iran, North Korea and Myanmar, as well as jurisdictions where the service would be unlawful.[23][1]

View full spreads & trading costs

Stock-index CFDs provide a basket of equity exposure within the broker’s derivatives service. They do not create direct ownership of the constituent shares.[10]

The FAQ also publishes trading hours for US stock CFDs.[7]

The FAQ defines Raw Zero’s USD 4 commission as round trip per standard lot and separately quotes JPY 400. These are currency-specific tariffs, not a current exchange-rate conversion. Under the USD tariff, 0.10 lot implies USD 0.40 round-trip commission before spread and financing. That is an arithmetic illustration, not a measured execution cost.[7]

Pure Spread removes a separate FX commission, but the spread remains a trading cost. Holding a position overnight can add or subtract financing. Compare a day trade and a multi-day trade separately: the commission advantage of an account says little about the final result of a position held across several rollover dates.[5][27]

The official swap guide says both accounts have used the same swap schedule since 2 September 2024. It describes the usual Wednesday rollover as covering three days, appearing on Thursday morning in Japan, and explains that long and short rates must be checked separately. Its numerical rate examples are older snapshots; use the chosen symbol’s current MT4 / MT5 specification before committing to an overnight position.[27]

A positive swap on one side of a pair does not imply a mirror-image debit on the other. Opening offsetting positions can therefore leave spread, commission and financing costs even where directional exposure is reduced. The relevant comparison is the total amount in account currency over the intended holding period.[27]

The agreement permits a monthly maintenance charge after more than six inactive months if balance is below 500 units of account currency; that clause gives no monthly tariff.[12]

The official read-only guide describes unfunded accounts without maintenance charges. That statement concerns an unfunded state; it should not be applied automatically to a previously funded live account.[19]

An unfunded read-only account can still display information, history and balance, accept a deposit and allow password or leverage changes, but cannot place trades. The official guide says support can archive an unused account on request. Read-only status, a live account’s inactivity clause, a demo expiry and the expiry of reward points should therefore be treated as separate events.[19]

ThreeTrader offers MT4 and MT5, with desktop, browser and mobile access advertised across the account range. Its MT5 announcement adds the newer platform alongside MT4 and highlights more charting tools and order functionality. An existing MT4 login should not be treated as an MT5 login; use the account number and server issued for the selected platform.[22][6]

The schedule makes timing as important as account choice. For example, its oil ratio of 1:20 in the pre-close window corresponds mathematically to 5% initial margin, compared with 0.5% at 1:200. This tenfold difference concerns required collateral for the same notional exposure; it does not make the market price itself ten times more volatile.[9]

MetaTrader’s distinction between a server order and a local trading function also matters. MetaQuotes states that a trailing stop runs in the trading terminal. If that terminal is off, trailing stops stop updating; the most recently placed stop-loss level can remain on the server. This is platform behavior, and it does not turn a stop into a guaranteed execution price.[24]

The execution policy permits slippage and partial fills and describes triggered pending orders becoming market orders.[12]

ThreeTrader publishes no broker deposit or withdrawal fee, while allowing bank charges. Its withdrawal FAQ distinguishes processing, typically within one business day, from receipt through the selected method, generally within three business days. It publishes no fixed maximum withdrawal, although amounts above USD 10,000 or JPY 1 million may be split into several transfers.[14]

The agreement excludes third-party deposits and permits withdrawal holds for margin, liabilities, disputes or legal requirements.[12]

A balance is not automatically available cash. If money went to the wrong external bank destination, the withdrawal FAQ directs the client to the bank for a recall; an incorrect allocation between the client’s own trading accounts can instead be handled through the portal.[14]

The Vanuatu contract has its own regulatory scope. A Mauritius licence appearing elsewhere in the group footer does not determine the protection attached to that agreement.[1]

ThreeTrader says an account falling negative will be reset to zero. This addresses an account deficit after trading; it does not reimburse a loss within the funded balance.[7]

The agreement describes pooled segregated client-money accounts. Segregation does not insure normal trading losses.[12]

The Financial Commission is a private dispute-resolution body. Its current fund rules condition payment on the complaint decision, the member’s failure to comply and claimant verification. Membership should therefore be evaluated as an additional dispute route with a conditional fund, without treating the EUR 20,000 figure as cash insured for every account.[18]

The complaints policy targets resolution within 30 business days and asks clients to approach ThreeTrader before the Financial Commission.[12]

The agreement requires orders through the platform and expressly rejects telephone or other instructions. Contacting support during an outage does not establish an accepted dealing instruction. Contact support if a confirmation is missing after two minutes.[12]

For a missing confirmation or execution fault, retain ticket numbers, volumes, timestamps and screenshots and use the trade-investigation route. Keep the original event and its financial effect clear when discussing the case with support.[15]

The FAQ confirms a MAM service and directs applicants to support for details. Its demo accounts expire after 90 days without activity.[7]

An authorised person requires the broker’s accepted written appointment. Revocation takes effect when the broker receives the signed notice; a manager-connection change is not that contractual procedure. The client remains responsible for the authorised person’s instructions.[12]

Raw Zero’s published account offer permits Expert Advisors. When moving an automated strategy between accounts, confirm the platform, contract size and monetary thresholds. Automation still submits orders under the broker’s execution conditions, and a stopped or disconnected local terminal can interrupt a strategy’s operation.[4]

The ongoing rewards programme is free to join. The published accrual is ten points per lot of FX or bullion and one point per lot of oil, indices / other CFDs or cryptocurrency. Cash redemptions are stated to reach the account within one business day. Points last two years, but the programme also expires all points after twelve months without a transaction.[16]

ThreeTrader’s current official Japanese promotion guide expressly says rewards converted to cashback can be withdrawn. It also says the former JPY 3,000 deposit bonus has ended. Its October 2026 autumn campaign requires entry before funding and trading, uses net deposits and qualifying volume, and permits only the achieved reward rather than cumulative rewards at each tier. The stated cash range runs from JPY 1,000 for JPY 12,000 and ten qualifying lots to JPY 400,000 for JPY 3 million and 3,200 lots; the campaign ends 31 October and coupon redemption ends 7 November. These are Japanese campaign terms, not universal account entitlements.[21]

Reward points and cash already redeemed are different balances. Evaluate the spread, commission and exposure incurred to obtain a reward, and check the point-store conversion rate at redemption. A turnover threshold can be costly to reach and does not make otherwise unwanted trades economically attractive.[16]

The agreement provides monthly statements and confirmations through the platform rather than daily statements. It requires prompt written objections, including a 24-hour confirmation deadline and three-business-day statement / report deadline.[12]

For MT5 records, MetaQuotes documents a trading report opened from the account-history context menu or View menu and export to HTML or PDF. The report separates deposits, withdrawals, swaps, commissions and trading performance; it uses the currently logged-in account. Export each account for the chosen period and reconcile its cash movements with bank records. The platform report is evidence for record keeping, not a promise of a country-specific tax certificate.[25]

For an account with both closed and open positions, distinguish realised results from floating profit or loss. The MT5 report can show them separately alongside the account’s cash movements. A bank withdrawal is a transfer of cash, not by itself the calculation of trading performance. Save the report for the exact period and retain the original exported file when reconciling an apparent discrepancy.[25]

ThreeTrader describes itself as founded in 2021. Its visible proposition combines a relatively short list of account choices, MetaTrader access, low published commission and a reward programme. The account offer is broad across currency, commodity, index and cryptocurrency derivatives, while the operational details matter most for users moving between asset classes or holding exposure around market close.[2]

The important account decision is the combination of legal entity, actual quote, commission currency and margin schedule. Raw Zero’s explicit round-trip tariff makes short-term cost comparisons easier; Pure Spread simplifies the charge structure. Multi-day positions and large or automated orders need a separate review of financing, account limits and whether the terminal remains connected.[4][5]

Headquarters

Profiled account entity: Port Vila, Vanuatu

Founded

2021