Mobile banking and the separate investment portal
Sections ↑TBC Capital is the Georgian brokerage company listed by the National Bank of Georgia under identification number 204929961 and licence N468, dated 1 October 2015. This profile distinguishes the investment function inside TBC mobile banking from the separate investment portal and dealer-assisted business. A bank login, brokerage agreement and foreign custody arrangement are different parts of the service.[1]
Choosing the relevant service
| Route | What is established | Scope boundary |
|---|---|---|
| Mobile-bank investing | US and UK share access through TBC Mobilebank. | Use the agreement accepted for that mobile service.Source 11 |
| Investment portal | TBC Capital names Infront Finance and Saxo Bank technology. | That technology disclosure is not proof that mobile-bank prices or custody apply here.Source 3 |
| Fund investment through brokerage | TBC Asset Management describes brokerage-account access and dealer assistance. | A fund mandate is not the same product as self-directed share dealing.Source 8 |
Mobile applicants must be adult TBC Mobilebank customers with updated KYC. Residents and non-residents can apply, subject to US-person and sanctions exclusions. The September investment agreement and extended-hours rules remain the governing documents; their complete text was unavailable.[9][4]
Shares, broader-market dealing and fund mandates
Sections ↑Product and service boundaries
| Service | How to interpret the offering |
|---|---|
| Mobile US and UK shares | The mobile service includes US stocks/ETFs and selected London-listed companies.Source 11 |
| Broader investment access | The separate portal is an investment interface with its own dealing workflow, rather than an extension of the mobile share commission schedule.Source 3 |
| Investment funds | The affiliated asset manager describes investment through a brokerage account. The fund documents govern subscriptions, redemptions and underlying investment policy.Source 8 |
Mobilebank added London-listed shares in August 2026. The company announcement describes access to Georgian and international issuers listed in London alongside the US market; the available instrument list remains specific to the platform.[11]
Published mobile charges and conditional cashback
Sections ↑The bank’s current mobile-investing FAQ publishes the charges below. Apply them to that service; the separate investment portal requires its own tariff. Currency conversion, taxes and securities-transfer charges need separate consideration.[9]
Mobile investing: published platform commission
| Activity | Charge |
|---|---|
| Ordinary purchase or sale | 0.30%, capped at USD 40 per transaction.Source 9 |
| Shares priced at USD 5 or below | USD 0.02 per share, minimum USD 0.50.Source 9 |
| Autopilot | No platform commission except the penny-share charge above.Source 9 |
| Account maintenance | No platform charge.Source 9 |
Fourth-quarter 2026 cashback: the material conditions
| Item | Published condition |
|---|---|
| Enrollment | 15–30 September 2026; that window is already closed.Source 6 |
| Qualifying assets | At least USD 10,000 deposited or transferred under the offer; the qualifying balance must be maintained through 31 December.Source 6 |
| Fee period | Eligible US trading commissions from 1 October through 31 December 2026, reimbursed by 15 January 2027.Source 6 |
| Exclusions | Penny shares priced at USD 5 or less, UK transactions and Smart Portfolio are excluded.Source 6 |
Enrollment has closed. The campaign was limited to new users or customers with no balance and no buy/sell trades since 1 March 2026, with registration required by 30 September. Eligible participants receive reimbursement later; commissions are not permanently waived for everyone.[6]
US extended hours and recurring orders
Sections ↑TBC’s 11 September 2026 launch announcement confirms a 16-hour US trading day through Mobilebank, including pre-market and after-hours sessions. Its published Tbilisi-time schedule is 12:00–17:30, 17:30–00:00 and 00:00–04:00 respectively, with seasonal changes. The FAQ also retains older wording about waiting for the ordinary opening; check the instrument’s session and accepted order before submission.[10][9][4]
Autopilot supports daily, weekly or monthly schedules. An underfunded purchase waits until the next scheduled date; cancellation is available from the active task. Confirm the selected funding account and any currency conversion before activation.[9]
Cash availability and securities portability
Sections ↑Separate the three movements
| Movement | Operational distinction |
|---|---|
| Bank cash into investing | The mobile FAQ lists deposits and withdrawals without a platform commission; conversion remains separate.Source 9 |
| Sale proceeds into usable cash | The FAQ states a USD 10,000 daily withdrawal limit and normally one business day after sale for withdrawable proceeds. Use the displayed available amount.Source 9 |
| Securities into or out of the account | The September offer explicitly contemplated incoming US securities. It does not establish the outgoing transfer tariff, supported assets or completion time.Source 6 |
A transfer of shares preserves an investment position; selling first creates a different transaction, with execution costs and market exposure during any subsequent repurchase. The evidence here supports an incoming campaign route, not a general promise that every holding can leave in specie.
Georgian brokerage supervision and the foreign custody layer
Sections ↑TBC’s earlier US mobile-investing explanation identifies DriveWealth LLC as the custody partner for that service. Confirm the custody chain for the particular market and account; the separate Saxo/Infront portal and newer UK share access should not inherit that label without their own contractual evidence.[5]
SIPC protection concerns missing eligible cash or securities when a member brokerage fails. Its ceiling is USD 500,000, including up to USD 250,000 for cash, subject to the statutory account and claim rules. It does not reimburse market declines or bad investment advice. Non-US residency does not itself remove otherwise applicable protection. This is not a guarantee by TBC or a universal insurance limit for every TBC product.[7]
Use the brokerage contact for dealing questions
Sections ↑Official contact routes
| Recipient | Contact | Use |
|---|---|---|
| Mobile investing support | +995 32 227 27 97; [email protected] | Mobile application and account queries.Source 9 |
| TBC Capital investment portal | +995 32 227 27 97; [email protected] | Portal, dealing and account-route clarification.Source 3 |
| National Bank of Georgia | Securities-market supervision and published broker register | Independent entity identification; not a replacement for a trading instruction.Source 1 |
A product support number is not, by itself, an emergency dealing guarantee. The reviewed sources did not establish a binding outage-order process or a brokerage-specific complaint-response deadline. A disputed instruction should identify the account route, time, instrument and requested action; the appropriate contract then determines the formal procedure.
Brokerage, banking and asset management
Sections ↑The register identifies TBC Capital as the Georgian brokerage. TBC Asset Management’s investor guidance refers customers into brokerage access, while the separately branded mobile service uses its own investment documentation. That structure explains why banking, custody and fund-management documents need to be matched, rather than combined into one group-wide set of terms.[1][8]
- Headquarters
- Tbilisi, Georgia
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
TBC Capital LLC
GeorgiaSource 1
No separate licence entry is recorded in this panel.
Sources & further reading
- NBG brokerage-company register: TBC Capital, licence N468 National Bank of Georgia · Accessed 29 Oct 2026
- TBC Capital mobile investment service TBC Capital · Accessed 20 Oct 2026
- TBC Capital investment portal: operator, technology and contact TBC Capital · Accessed 20 Oct 2026
- Investment agreements and current version dates TBC Capital · Accessed 20 Oct 2026
- Mobile investing: automation, cash handling and DriveWealth custody TBC Capital · Accessed 20 Oct 2026
- US trading-fee cashback: September enrollment and fourth-quarter conditions TBC Bank · Accessed 29 Oct 2026
- What SIPC protects and its exclusions Securities Investor Protection Corporation · Accessed 20 Oct 2026
- TBC Asset Management: opening a brokerage account and investment access TBC Asset Management · Accessed 20 Oct 2026
- Mobile investing: eligibility, commissions, funding and operating FAQ TBC Bank · Accessed 29 Oct 2026
- US extended-hours launch, 11 September 2026 TBC Bank · Accessed 29 Oct 2026
- London Stock Exchange mobile access, 5 August 2026 TBC Bank · Accessed 29 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.