Accounts and opening requirements
Sections ↑Account comparison01
Account and service routes at a glance
| Account / service | Contract and customer scope | Platform and principal condition |
|---|---|---|
| Standard | Tradeco Limited — Eligible international retail clients | MT4. Fixed/floating variants; eligible international accounts.Source 2Source 1Source 26 |
| VIP Zero Spread | Tradeco Limited — Eligible international retail clients | MT4. Confirm commission basis.Source 2Source 1Source 26 |
T4Trade is the international CFD brand of Tradeco Limited in Seychelles. Confirm the signed account’s legal provider.[1]
UK readers: the FCA warning, updated on 3 August 2026, identifies T4Trade as unauthorised in the UK. It says customers do not have Financial Ombudsman Service or FSCS protection when dealing with this firm.[25]
Reference table02
Current account comparison
| Feature | Standard | Premium | Privilege | Cent Standard | STP Swap Free | VIP Zero Spread |
|---|---|---|---|---|---|---|
| Published average spread | 1.8 | 1.6 | 1.1 | 1.8 | 1.2 | 0Source 2 |
| Account currency | USD / EUR / GBP | USD / EUR / GBP | USD / EUR / GBP | USC | USD | USDSource 2 |
| Commission statement | Zero | Zero | Zero | Zero | Basis not established | USD 6; unit/side unstatedSource 2 |
The facts03
Selecting and opening the account
| Measure | Value | Context |
|---|---|---|
| Minimum deposit | Current tier thresholds were not established. Bonus entry deposits are separate. | Source 2 |
| General limits | Advertised leverage up to 1:1,000; instrument and risk limits apply. | Source 2 |
| Proof of address | The FAQ requests a utility bill or bank statement dated within six months; it excludes online statements and mobile-phone bills. Confirm document acceptability before funding. | Source 3 |
| Verification | Individuals over 18; documents require approval. | Source 13 |
| Cent sizing | USD 100 becomes 10,000 US cents. This specifies balance denomination, not underlying lot size. | Source 2 |
| Additional accounts | The portal supports new accounts and internal transfers. Leverage changes require no open positions on the affected account. | Source 3 |
Markets and trading platforms
Sections ↑Reference table04
Product range
| Market | Representative exposure | Trading structure |
|---|---|---|
| Forex | EUR/USD, GBP/USD, USD/JPY; over 80 pairs advertised | Leveraged OTC currency CFDsSource 6 |
| Metals | Gold, silver, palladium and platinum | Precious-metal CFDsSource 7 |
| Indices | FTSE 100, DAX and Australia 200 examples | Index CFDsSource 8 |
| Commodities | Crude oil and the current commodity symbol list | Commodity CFDs; individual contract terms applySource 9 |
| Futures-linked instruments | Commodity, currency and index examples | CFDs referencing futures; not direct exchange-cleared futures accountsSource 10 |
| Shares | Apple, Amazon, Tesla, Microsoft and other named companies | Share CFDs without ownership or shareholder voting rightsSource 11 |
The facts05
Platforms, sizing and trading clock
| Measure | Value | Context |
|---|---|---|
| MetaTrader 4 | Windows, macOS, Android and iOS downloads are linked, alongside browser-based MT4 WebTrader. Desktop automation and trailing-stop features are supported. | Source 12 |
| Contract size | Minimum order: 0.01 lots. Underlying units depend on the symbol. | Source 3 |
| Forex hours | The FX page states Monday–Friday 00:00–24:00 server time, GMT+2 in winter and GMT+3 in summer. Named exotic pairs have narrower sessions. | Source 6 |
| Futures expiry | Use each CFD’s expiry and rollover details. The futures market page’s general description does not establish physical delivery or clearing-house membership for the customer. | Source 10 |
Spreads, financing and non-trading fees
Sections ↑The facts06
Price conditions
| Measure | Value | Context |
|---|---|---|
| Fixed-spread exception | The spreads page says fixed spreads become floating between 23:00 and 02:00 GMT+2. Fixed should not be understood as an unchanged price throughout the trading day. | Source 4 |
| Zero Fixed exception | The separate comparison page quotes three pips on major pairs during 23:00–02:00 GMT+2 for Zero Fixed. It does not clearly establish that this is the same product as the current VIP Zero Spread account. | Source 5 |
| FX rollover | The FX page specifies 23:59 server time, Wednesday-to-Thursday triple swap and conversion into the account currency. Rates depend on the current symbol and direction. | Source 6 |
| Share CFDs | The share page advertises zero MT4 commission; spreads, financing and long/short dividend adjustments can still affect the result. | Source 11 |
Reference table07
Swap-free periods in the account conditions
| Instrument category | Published concession | After the concession |
|---|---|---|
| Major forex | 30 calendar days | Applicable swap or storage-equivalent chargeSource 2 |
| Other eligible instruments | 10 calendar days | Applicable swap or storage-equivalent chargeSource 2 |
| Futures CFDs | Unlimited swap-free period stated | Contract expiry/other costs remain relevantSource 2 |
Reference table08
Charges and archiving are different events
| Event | Current contractual condition |
|---|---|
| One year without funding/trading | USD 50 annually; smaller balances taken and account archivedSource 13 |
| 90 days inactive; balance ≤ one cent | May be archived; residue deductedSource 13 |
| Withdrawal with no/insufficient trading | Administration fee: 3% of deposited fundsSource 13 |
| Chargeback administration | EUR 60Source 13 |
Execution, leverage and close-out rules
Sections ↑Reference table09
Contractual margin close-out thresholds
The facts10
Margin and order handling
| Measure | Value | Context |
|---|---|---|
| Generic FAQ limitation | The FAQ describes a 20% stop-out. The newer contract separately specifies STP thresholds, so the FAQ figure is not a universal account rule. | Source 3 |
| New-position event limits | Friday 21:00–24:00 server time, weekends and selected major news: FX maximum 1:100; gold margin 8× standard; other instruments 4×. | Source 13 |
| Other risk limits | The published risk table gives reduced major/minor FX leverage of 1:200 or 1:100, stock CFDs 1:4 and index CFDs 1:50. Reductions apply to new orders; listed volume caps can also shrink. | Source 20 |
| Volume example | Major FX standard net/gross limits are 200/400 lots, reduced to 100/200 at the stated risk levels. This is a position-limit schedule, not a deposit or guarantee of order acceptance. | Source 20 |
| Execution venue | The order policy describes OTC execution with Tradeco as principal and sole execution venue. Customer orders do not become direct exchange orders merely because the platform displays a futures symbol. | Source 15 |
| Slippage and stops | The policy permits market-price execution and slippage. A normal stop is not a guaranteed-price order. | Source 15 |
| Strategy restrictions | Price-latency arbitrage and specified spot/futures carry hedges permit trade/profit reversal. | Source 13 |
Deposits, withdrawals and payment conditions
Sections ↑Reference table11
Public payment information
| Item | Published condition |
|---|---|
| Available methods | The portal supplies the client’s country-specific options and deposit currenciesSource 3 |
| Deposit timing | Up to 24 hours by method; bank wires up to three working daysSource 3 |
| Deposit charges | No broker deposit fee; bank/payment-provider fees may applySource 3 |
| Currency conversion | Different deposit currencies convert into the account base currency at the prevailing rateSource 3 |
| Withdrawal review | Generally three business days when in good order; bank-transfer minimum USD 100 or equivalentSource 13 |
The facts12
Withdrawal and bonus effects
| Measure | Value | Context |
|---|---|---|
| Destination | Original deposits normally return to source; excess funds may use another company-approved method. | Source 13 |
| Profit-route discrepancy | FAQ: bank-wire profits only. Contract: approved alternatives permitted. Confirm availability. | Source 3Source 13 |
| Open positions | The requested withdrawal plus payment charges must fit within free margin. | Source 3 |
| Bonus removal | Programme terms can remove the whole trading bonus after withdrawal or internal transfer. Do not assume the FAQ’s proportional-removal description controls every promotion. | Source 17Source 18Source 19 |
| Loss-sharing calculation | The Supercharger and Takeoff examples allocate remaining funds between client cash and bonus. The withdrawable amount can be lower than the displayed account balance. | Source 17Source 18 |
| Welcome calculation | The Welcome terms subtract remaining bonus when calculating withdrawal eligibility. A depleted cash portion can leave no withdrawable amount. | Source 19 |
Regulation and client-fund protection
Sections ↑Reference table13
Entity and jurisdiction map
| Company / authority | Evidence | What it means for this account |
|---|---|---|
| Tradeco Limited / Seychelles FSA | Current directory matches Tradeco, T4Trade and t4trade.com; company cites SD029 | Seychelles securities-dealer routeSource 1Source 26 |
| T4Trade / UK FCA | Current warning, updated 3 August 2026 | UK authorisation absent; no FOS or FSCS protection under the warningSource 25 |
| Damadah Holding Limited / Cyprus | Website identifies a payment facilitator | Payment role does not confer Cyprus investment-firm authorisation on this accountSource 1 |
The facts14
Protection and its limits
| Measure | Value | Context |
|---|---|---|
| Negative balance | The Risk Disclosure promises protection per trading account. It is a contractual company protection, not deposit insurance or a guarantee that open-position losses stop at a chosen price. | Source 14 |
| Segregation | The policy describes separate client-money arrangements. It also permits third-party omnibus holdings and warns that insolvency can leave clients without a claim to a specific segregated sum. | Source 14 |
| Where money is held | Client funds can be held inside or outside Seychelles. Different local legal rights and third-party solvency risks can apply. | Source 14 |
| Private insurance | No current private insurance certificate, insurer, policy period or per-client/aggregate compensation limit was established from the reviewed protection and legal disclosures. | Source 24Source 14 |
| Address discrepancy | The current FSA entry lists an Ile du Port office; the broker footer lists Eden Plaza, Eden Island. Use the regulator’s current record and confirm the company’s correspondence address. | Source 26Source 1 |
Support, complaints and account administration
Sections ↑Published support channels
SupportEmail
Live chat / messageWebsite
https://www.t4trade.com/en/t4trade/contact-us/Source 23
Scope Public contact page
Hours Live chat advertised 24/5
Formal complaintEmail
The facts15
Dealing interruptions and complaint handling
| Measure | Value | Context |
|---|---|---|
| Telephone orders | Recorded dealing calls contemplated; emergency number/service unverified. | Source 13Source 23 |
| Dedicated manager | STP and VIP advertise 24/5 account managers. | Source 2 |
| Complaint acknowledgement | The August 2026 policy targets two business days. It then targets a response or holding reply within 21 days; complex cases can take up to 90 days. | Source 16 |
| Escalation | An unsatisfied client can approach the Seychelles FSA with the complaint and final response. The policy asks clients to answer company responses within ten days or the complaint may be treated as resolved. | Source 16 |
| Account security | The security page identifies official t4trade.com email channels and states that the company will not request the client’s password. Verify unsolicited contacts independently. | Source 24 |
TradeCopier, promotions and additional services
Sections ↑Reference table16
TradeCopier mechanics
| Topic | Published condition |
|---|---|
| Participation | Clients can follow strategies or act as strategy providers through the serviceSource 21 |
| Minimum allocation | The public terms leave the minimum deposit to the TradeCopier platform displaySource 22 |
| Provider fees | Performance fees and other costs are provider-defined; review the actual displayed scheduleSource 22 |
| Fee events | Payout intervals and a partial/full withdrawal or exit can trigger fee settlement; calculation may briefly pause the accountSource 22 |
| Provider withdrawal | The terms say a provider’s withdrawal closes following investors’ positionsSource 22 |
| Copy interruption | Copying can pause for small calculated lots, insufficient margin, volatility or technical issuesSource 22 |
| Agreement termination | Five business days’ written notice; the participant must close positions, with broker closure possible after the deadlineSource 22 |
Reference table17
Currently linked deposit-bonus programmes
| Programme | Usual qualifying deposit | Published bonus cap | Nature of benefit |
|---|---|---|---|
| 100% Supercharger | USD 200 | No universal cap established | Non-withdrawable trading creditSource 17 |
| 40% Takeoff | USD 500 | USD 4,000 per client | Non-withdrawable trading creditSource 18 |
| 20% Welcome | USD 100 | USD 2,000 per client | Non-withdrawable trading creditSource 19 |
The facts18
Promotion conditions before accepting credit
| Measure | Value | Context |
|---|---|---|
| Eligible accounts | Eligible live fixed/floating accounts; Cent excluded. Another bonus cannot be combined on the same account. | Source 17Source 18Source 19 |
| Supercharger application | Select the 100% Supercharger account. Qualifying deposits receive credit automatically; trading before credit arrives removes entitlement. | Source 17 |
| Takeoff and Welcome application | Request credit through the portal within five business days of depositing, before trading. | Source 18Source 19 |
| Voluntary removal | The bonus documents require open trades to close before a client-requested removal during trading. Removing credit can change available equity and margin. | Source 17Source 18Source 19 |
| Risk management | The credit balance is not a cash deposit. Review the particular programme’s loss allocation and stop-out effects before treating it as available withdrawal cash. | Source 19 |
| Automation | MT4 offers Expert Advisors and trailing stops. Their platform availability does not override prohibited-strategy terms or transfer responsibility for monitoring open exposure. | Source 12 |
Company, eligibility and document scope
Sections ↑The facts19
Identity and market access
| Measure | Value | Context |
|---|---|---|
| Regional access | The website is not directed at EU residents and excludes the US, Iran, Cuba, Sudan, Syria, North Korea and Myanmar. The UK FCA warning is a separate material restriction. | Source 1Source 25 |
| Operational confirmation | Obtain the actual withdrawal route and emergency dealing instructions before funding. | Source 23 |
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Tradeco Limited
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Seychelles Financial Services AuthoritySD029 | Authorised | Checked 12 Oct 2026Current official directory matches Tradeco Limited, T4Trade and t4trade.com; licence number is company-published.Source 1Source 26 |
Damadah Holding Limited
CyprusSource 1
No separate licence entry is recorded in this panel.
Sources & further reading
- International website and company disclosure T4Trade · Accessed 12 Oct 2026
- Current Standard, Premium, Privilege, Cent, STP and VIP comparison T4Trade · Accessed 12 Oct 2026
- Account opening, funding and platform FAQ T4Trade · Accessed 12 Oct 2026
- Fixed and floating spread conditions T4Trade · Accessed 12 Oct 2026
- Account spread comparison and overnight exception T4Trade · Accessed 12 Oct 2026
- Forex CFD market and contract notes T4Trade · Accessed 12 Oct 2026
- Precious-metal CFD market T4Trade · Accessed 12 Oct 2026
- Index CFD market T4Trade · Accessed 12 Oct 2026
- Commodity CFD market T4Trade · Accessed 12 Oct 2026
- Futures-linked CFDs T4Trade · Accessed 12 Oct 2026
- Share CFDs and commission statement T4Trade · Accessed 12 Oct 2026
- MetaTrader 4 desktop, web and mobile access T4Trade · Accessed 12 Oct 2026
- Client Services Agreement — version 2026_001 T4Trade · Accessed 12 Oct 2026
- Current linked Risk Disclosure T4Trade · Accessed 12 Oct 2026
- Current linked Order Execution Policy T4Trade · Accessed 12 Oct 2026
- Complaint Handling Policy — 6 August 2026 T4Trade · Accessed 12 Oct 2026
- 100% Supercharger Bonus — version 2024-004, currently linked T4Trade · Accessed 12 Oct 2026
- 40% Takeoff Bonus — version 2025_001, currently linked T4Trade · Accessed 12 Oct 2026
- 20% Welcome Bonus — version 2025_001, currently linked T4Trade · Accessed 12 Oct 2026
- Leverage and volume limits T4Trade · Accessed 12 Oct 2026
- TradeCopier service T4Trade · Accessed 12 Oct 2026
- TradeCopier Terms and Conditions — public version 2024.001 T4Trade · Accessed 12 Oct 2026
- Current contact and live-chat page T4Trade · Accessed 12 Oct 2026
- Account and client-fund security disclosures T4Trade · Accessed 12 Oct 2026
- T4Trade warning — updated 3 August 2026 Financial Conduct Authority · Accessed 12 Oct 2026
- Capital-markets directory: Tradeco Limited / T4Trade Seychelles Financial Services Authority · Accessed 12 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.