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Stopanska Banka Skopje: accounts, trading costs and custody in North Macedonia

North Macedonian bank brokerage with domestic dealing, foreign-order transmission and custody. The reference compares tariff floors, separates banking FX and explains the complaint clock and Skopje/Bitola identity distinction.

By FXBrokers.ai ResearchOperating status: ActiveSources checked Published

Skopje’s bank brokerage, not the similarly named Bitola institution

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This profile covers Stopanska Banka AD Skopje and its securities-and-brokerage service. The exchange identifies the Skopje bank and stb.com.mk separately from the former Stopanska Banka AD Bitola, now displayed as ALTA Banka. The shared historical name is not evidence of one account, one licence or a migration between them.[5][6]

Account comparison01

Onboarding

Onboarding
CustomerPublished requirements
IndividualIdentity card or passport; cash account. A seller without a Stopanska transaction account may use another bank.Source 1
Legal entityNotarised incorporation document no older than three months, signatory records and IDs, dealing decision and cash account.Source 1

Brokerage and custody have separate departments. A bank account alone does not specify securities registration or dealing authority.[1]

View full spreads & trading costs

Local dealing, overseas order transmission and issuer mandates

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At a glance02

Service

Service
ServiceWhat the bank describesPractical distinction
Domestic brokerageClient purchases and sales, plus own-account dealing.Customer execution and bank principal positions are different roles.Source 1
Foreign securitiesAcceptance and transmission of overseas buy/sell orders.Not proof that every foreign exchange is available in E-TRADER.Source 1
Primary bond subscriptionsIute’s 2026 issue identifies Stopanska’s securities division as an authorised intermediary.A dated issuer mandate, not an endorsement of that bond.Source 8

The Iute offer is scheduled from 5 August to 2 November 2026. Its terms use EUR 100 nominal bonds and an exchange auction model. Those issue-specific conditions should not be treated as the entry minimum or pricing method for every Stopanska account.[8]

Domestic and foreign transactions have different schedules

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Pricing & charges03

Domestic share transaction value: MKD

Domestic share transaction value: MKD
Value bandPublished charge
Up to 500,0001.015%; minimum MKD 500.Source 2
500,001–2,000,0000.815%Source 2
2,000,001–5,000,0000.615%Source 2
5,000,001–10,000,0000.515%Source 2
Above 10,000,0000.40%Source 2

A MKD 100,000 share execution gives MKD 1,015; MKD 20,000 hits the MKD 500 floor. The bond schedule’s first 1.015% band extends to MKD 2,500,000. These are published tariff examples, not all-in quotes.[2]

Pricing & charges04

Foreign securities: MKD-equivalent value

Foreign securities: MKD-equivalent value
Value bandCommission plus actual costs
Up to 1,000,0000.60%; minimum MKD 1,000.Source 2
1,000,001–3,000,0000.50%Source 2
3,000,001–5,000,0000.40%Source 2
5,000,001–6,000,0000.30%Source 2
Above 6,000,0000.20%Source 2

At MKD 100,000 equivalent, the foreign commission hits its MKD 1,000 floor before actual costs. Custody is separate: the tariff specifies a minimum MKD 500 plus VAT monthly; the percentage-rate period needs confirmation.[2]

The retrieved table does not establish whether its larger-value bands are applied progressively or as a whole-order rate. No example straddles a boundary. An international quote also needs the conversion rate, external execution charges, custody basis and taxes rather than the headline percentage alone.

E-TRADER, branches and the securities desk

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Instructions may be submitted in person, through branches or electronically through E-TRADER. The source did not establish a complete stop-order menu, order-validity catalogue or guaranteed outage-dealing process.[1]

E-TRADER access should not be confused with the bank’s payment-app login. In particular, accepting a foreign order for onward transmission is a different capability from automatically executing that order on the domestic interface. The customer needs confirmation of the chosen market, limit, validity and acceptance status.

Prefunding securities is different from converting currency

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Purchases must be prefunded. The current sale-proceeds withdrawal and outgoing securities-transfer timetables were not established.[1]

At a glance05

Separate bank FX service

Separate bank FX service
Customer / routePublished condition
IndividualsNegotiated quotes for amounts above EUR 10,000 equivalent.Source 4
Legal entitiesNegotiated quotes for amounts above EUR 3,000 equivalent.Source 4
Dealing windowWeekdays 08:30–16:00, with the bank’s specified instruction channels.Source 4

This is a bank currency-conversion service, not evidence of a leveraged retail FX/CFD platform. A securities purchase funded in another currency needs its own quote and value-date arrangement; the existence of an FX desk does not establish a zero-spread conversion.[4]

Custody administration is not protection against an investment loss

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Custody includes account administration, payment collection and corporate-action notices. Those services do not guarantee issuer payment or investment value.[1]

The exchange issuer record confirms the exact Skopje bank, but an issuer listing is not a blanket authorisation for every overseas service. A separate current permission row and the full foreign custody chain were not retrieved. This reference therefore does not assign an unverified licence number or compensation limit.[5]

Dealer, custodian and complaint channels

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At a glance06

Contact

Contact
ContactFunctionDetails
Securities dealingTrade instructions+389 2 3295 405 / 406 / 407; [email protected].Source 1
CustodyHolding administration+389 2 3295 356; [email protected].Source 1
Contact centre24-hour customer assistance+389 2 3100 109; [email protected].Source 3

The bank accepts customer complaints through its stated contact and branch procedures. Its published response period is 15 business days from receipt. If that cannot be met, it says it will explain the delay and expected response time, no later than 35 business days from the original receipt. These are complaint-response periods, not trade-execution deadlines.[3]

The current office should be checked against older forms

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The bank announced its new headquarters opening on 2 October 2026 and explicitly included brokerage facilities in the building. The exchange’s current issuer page gives Filip Vtori Makedonski Street 6, Skopje. Some older issuer and service documents still show the previous address, so document delivery should be confirmed with the department.[7][5]

Headquarters
Skopje, North Macedonia
The companies behind the brand

Legal entities & licences

These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.

Stopanska Banka AD Skopje

North MacedoniaSource 5Source 1

No separate licence entry is recorded in this panel.

Follow the evidence

Sources & further reading

  1. Stopanska Banka brokerage: documents, execution and custody Stopanska Banka AD Skopje · Accessed 20 Oct 2026
  2. Retail tariff: domestic and foreign securities services Stopanska Banka AD Skopje · Accessed 20 Oct 2026
  3. Customer complaints, response clock and contact centre Stopanska Banka AD Skopje · Accessed 20 Oct 2026
  4. Bank foreign-exchange service and negotiated quotes Stopanska Banka AD Skopje · Accessed 20 Oct 2026
  5. Exchange issuer identity: Stopanska Banka AD Skopje Macedonian Stock Exchange · Accessed 20 Oct 2026
  6. Separate Bitola bank now displayed as ALTA Banka Macedonian Stock Exchange · Accessed 20 Oct 2026
  7. New headquarters opening, 2 October 2026 Stopanska Banka AD Skopje · Accessed 20 Oct 2026

This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.

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