Skip to content
Broker news. Connected. RSS feed
FXBROKERS

A clearer view of the broker industry.

Broker directoryMulti-asset

QNB Financial Services: Qatar securities, margin and international access

QNBFS cash and margin brokerage, domestic and international securities, retail bonds, commission changes, settlement, transfers and Qatar client safeguards.

By FXBrokers.ai ResearchOperating status: ActiveSources checked Published
Profile scope

Qatar multi-asset securities broker: equities, ETFs, bonds and sukuk. Cash brokerage, international access, retail fixed income and margin financing have separate product and approval conditions.

  • Domestic online trading, international execution and margin finance have separate access requirements.
  • Domestic proportional equity commission has no QAR30 minimum from 16 March 2025.
  • Retail bond access from QAR100,000 is a product threshold, not a minimum for every account.

QNB Financial Services, or QNBFS, is QNB’s Qatar brokerage subsidiary. Its service covers local, regional and international securities.[1]

Accounts & headline costs

Sections ↑

This reference covers QNB Financial Services WLL in Qatar, checked on 17 October 2026. QNB bank accounts support funding, while the brokerage relationship is with the separately identified securities subsidiary.[19][3]

Account comparison01

Account and service routes

Account and service routes
RouteAccess requirementMaterial distinction
Resident individual cash brokerageQNB bank account, Qatar ID and investor number (NIN); expatriates also provide passport and a recent salary certificate.Account-opening approval precedes electronic dealing.Source 3
Minor accountQNB account and NIN; guardian and minor identification, with the guardian present.The guardian handles onboarding.Source 3
Non-resident, corporate or international dealingContact QNBFS for the relevant documents and market access.The resident checklist is not a complete non-resident admission rule.Source 3
Margin serviceSeparate approved finance arrangement.Annual interest applies; the loan rate and collateral terms must be obtained with the offer.Source 4
Domestic retail bondsNIN-holding investors, subject to onboarding; the December 2025 launch quoted entry from QAR100,000.This is a bond-service threshold, not the minimum for every share account.Source 6

View full spreads & trading costs

Products, markets & platforms

Sections ↑
Specifications02

Documented brokerage scope

Documented brokerage scope
ProductRouteScope
Qatar-listed sharesQNBFS web and mobile.Domestic exchange securities.Source 4
Regional sharesDomestic dealing desk.Qatar, GCC markets and Egypt.Source 4
US and European equities / ETFsInternational desk and a global platform offered through the Interactive Brokers relationship.Account permissions and market access require confirmation with QNBFS.Source 4
Domestic government debtListed bond and Treasury-bill execution.Retail bond access was extended in December 2025.Source 6
International fixed incomePrimary and secondary market transactions.Government, corporate and quasi-government bonds and sukuk.Source 4

The multi_asset classification follows actual equities and debt dealing. Purchasing bond or sukuk securities creates exposure to their issuer, price and repayment terms. QNB’s retail-bond announcement documents an executed trade; the service is beyond an unimplemented licence permission.[6]

Reference table03

Trading channels

Trading channels
ChannelVendor-documented capability
QNBFS online systemMarket information, trading and transfers between QNB bank and investment accounts.Source 2
QNBFS Trading for iPhone / iPadQuotes, order placement/amendment/cancellation, trade history, portfolio and account statements.Source 7
QNBFS Trading for AndroidMobile order handling and access to account, market and portfolio information.Source 8
Assisted dealingTelephone or in-person instructions are accepted through QNBFS.Source 5

Trading charges & financing

Sections ↑
Pricing & charges04

Cost basis to distinguish

Cost basis to distinguish
ItemPublished treatment
Domestic equity commission0.275% of traded value on each purchase and each sale. The QAR30 minimum was removed with effect from 16 March 2025.Source 11Source 12
Margin borrowingAnnual interest is charged; QNBFS does not state a numerical rate on its public product page.Source 4
International trades and fixed incomeA complete QNBFS commission schedule, minimum ticket charge and custody tariff were not established from the reviewed public pages. Obtain the product-specific quote.Source 4

Calculated equity example: QAR10,000 × 0.275% gives QAR27.50 for one trade. Buying and later selling QAR10,000 each produces QAR55 of proportional commission. Different sale value, separately agreed services, financing and currency conversion alter the final cost. The old QAR30 floor still shown in the exchange FAQ is superseded by the dated change.[11][12]

For foreign markets, obtain the settlement currency, whether conversion is automatic or requested, and its rate or markup before funding. QNBFS’s public service descriptions do not establish one FX tariff or a universal recurring, inactivity or account-reactivation fee. The Interactive Brokers relationship does not establish that its direct-client prices apply to QNBFS clients.[2]

Order rules, sessions & margin

Sections ↑
Reference table05

Cash-account trading mechanics

Cash-account trading mechanics
ActionDocumented rule
BuyingThe ordinary cash service requires available funds sufficient for the purchase and fees before the order.Source 5
Domestic sessionQSE describes Sunday–Thursday pre-opening from 09:00 and continuous trading from 09:30, with the session ending at 13:15, Qatar time.Source 12
After the sessionQNBFS says orders received after closure are held for the next trading day.Source 5
Amendment and cancellationThe mobile application provides both functions. Confirm the recorded status; the existence of a button does not guarantee an instruction precedes a fill.Source 7

QSE’s January 2026 rulebook permits market, limit, stop and stop-limit orders and several validity qualifiers. DAY expires at market close; GTC expires at the close of the 365th day after submission unless executed or cancelled earlier. These are exchange capabilities: QNBFS’s public material does not establish every qualifier on every device. Increasing size or changing price/type loses the original queue timestamp.[13]

Telephone dealing provides an alternative to online instructions. Ask the desk to reconcile an uncertain order before entering a replacement; no outage-specific execution guarantee is published.[5]

Protections & eligibility06

Margin account safeguards and obligations

Margin account safeguards and obligations
PointScope
Published market thresholdsQSE’s investor guide lists 60% initial margin and 30% maintenance margin. The approved account agreement can impose its own applicable requirements.Source 14
Price declinesThe agreement must explain shortfall notification and replenishment. Failure to cover a shortfall can permit securities to be sold.Source 14
Collateral and transfersSecurities bought on margin are held in the dedicated depository margin account; moving them requires the relevant financier approval under the exchange rules.Source 13
Finance cost and durationThe agreement should identify fees, funding period and finance rate. Public QNBFS pages do not provide a complete personalised margin schedule.Source 14

Deposits, settlement & transfers

Sections ↑
Process07

Moving cash and securities

Moving cash and securities
MovementProcess and limit
Cash inTransfer from a QNB bank account through online banking or use a QNB branch. QNBFS says the online funding route is immediately available for buying.Source 5
Sale proceedsEdaa applies T+2 to domestic trades from 25 March 2024. A sale display therefore should not be treated as an unconditional same-day cash withdrawal.Source 15
Cash withdrawalThe trading-system description supports transfers between QNB bank and investment accounts. A universal withdrawal fee, cutoff and bank-arrival deadline are not published there.Source 2
Incoming holdingsExisting securities must be transferred into QNBFS before being traded through it.Source 5
Outgoing holdingsContact QNBFS by phone or visit the office; the FAQ describes moving the securities to the central depository. It does not publish a transfer completion time or fee.Source 5

Never-traded accounts can close with their cash returned. QNBFS’s public FAQ does not give the complete closure process for accounts with previous trades.[5]

Regulation, custody & complaints

Sections ↑

QFMA’s financial-services directory identifies QNB Financial Services as a full-service broker and gives 1 May 2011 as its initial licensing date. QSE’s current broker directory lists client trading, liquidity provision, market making and margin trading for QNBFS. These permissions belong to the Qatar brokerage business.[9][10]

Protections & eligibility08

Protection framework

Protection framework
ArrangementPractical scope
Client moneyQSE rule 4.1.6 requires broker-received client money in bank accounts separate from the member’s own assets, and prohibits the member borrowing against those accounts.Source 13
Domestic securitiesThe NIN and depository framework identify holdings; margin securities have their own restricted depository account.Source 13
International custodyThe international account documentation should identify the executing and holding entities. The public platform relationship does not establish a universal custody or compensation arrangement.Source 2

The reviewed QNBFS and QFMA materials did not establish a per-client investor-compensation amount or supplemental private-insurance policy for this account. Bank ownership, segregated money and an overseas platform connection are separate facts and cannot establish such a limit.[9][18]

Raise an account complaint with QNBFS through its enquiry form or customer-care team, retaining the issue details and any reference. QFMA provides an external complaint/report route for conduct within its jurisdiction. Neither page promises a compensation award or specifies a universal decision deadline.[17][18]

Onboarding, security & assistance

Sections ↑

The resident account process is handled through the QNBFS office. Submit the applicable identity and investor-number documents, and confirm whether the requested domestic, international or margin access has been approved. A share-account opening does not establish eligibility for every overseas product.[3]

QNBFS service contacts

Customer care and domestic deskTelephone
+974 4476 6666Source 16

Scope QNB Financial Services, Qatar.

Hours Sunday–Thursday 07:15–14:30, Qatar time.

Brokerage enquiriesEmail
[email protected]Source 16

Scope QNBFS account and service support.

Account issue formWebsite
https://www.qnb.com/sites/qnb/qnbfs/page/en/enfeedback.htmlSource 17

Scope ID/passport, mobile number and issue details are requested.

Regulator complaint routeWebsite

The office is at Al Sadd Sports Club, Fareej Al Sudan, Doha. The domestic desk’s service hours extend beyond the exchange session. The international desk publishes Monday–Friday 08:00–23:00 in summer and 08:00–00:00 in winter, Qatar time.[16][4]

The iOS release notes document biometric login, forgotten-password and username recovery functions. Existing account credentials are used for access. The public app description does not set a post-recovery withdrawal hold or prove that every desktop instruction is available on mobile.[7]

Statements, research & specialist services

Sections ↑

The app displays account statements and trading history. Download-file formats and after-closure history access are not specified.[7]

For overseas investments, QNBFS describes daily activity and monthly statements carrying corporate actions; domestic corporate actions are handled through Edaa or the chosen custodian.[5]

QNB’s October 2026 update describes coverage of more than 25 QSE-listed companies, an upgraded online/mobile service and expanded margin lending. Research is information supplied to clients; the announcement does not establish discretionary control of a retail portfolio.[20]

The 2025 report describes direct electronic connections for institutional clients and discusses AI-assisted recommendations as a subject being explored. It does not document a public retail API permission set or a live AI service authorised to move money or place trades.[19]

Company background & national position

Sections ↑

QNBFS was established in the final quarter of 2010 and launched brokerage activities in May 2011. The 2025 group financial statements identify QNB Financial Services WLL as a wholly owned Qatar subsidiary.[2][19]

QNB’s 2025 annual report records a 46% total QSE brokerage share, against 37% in 2024, and 100% of bond and Treasury-bill transaction business. Its retail-investor share was around 10%. The 46% figure measures total brokerage activity, so it should not be read as the retail share. The report also records liquidity/market-making coverage of 39 listed issuers.[19]

Headquarters
Doha, Qatar
Founded
Established 2010; brokerage launched May 2011
The companies behind the brand

Legal entities & licences

These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.

QNB Financial Services WLL

QatarSource 19Source 9

No separate licence entry is recorded in this panel.

Follow the evidence

Sources & further reading

  1. QNBFS profile and brokerage launch QNB Financial Services · Accessed 17 Oct 2026
  2. QNBFS account-opening requirements QNB Financial Services · Accessed 17 Oct 2026
  3. QNBFS products, services and desk hours QNB Financial Services · Accessed 17 Oct 2026
  4. Why QNBFS: customer FAQ, funding, trading, holdings and reporting QNB Financial Services · Accessed 17 Oct 2026
  5. QNBFS Trading app: vendor features, security and recovery release notes Qatar National Bank / Apple App Store · Accessed 17 Oct 2026
  6. QNBFS Trading for Android: vendor product description Qatar National Bank / Google Play · Accessed 17 Oct 2026
  7. QSE broker directory: QNBFS membership services Qatar Stock Exchange · Accessed 17 Oct 2026
  8. QSE announcement: proportional commission without a minimum from 16 March 2025 Qatar News Agency, reporting the Qatar Stock Exchange announcement · Accessed 17 Oct 2026
  9. QSE Rulebook, English version January 2026 Qatar Stock Exchange · Accessed 17 Oct 2026
  10. Edaa: T+2 applies to trades dated 25 March 2024 onward Edaa, Qatar Central Securities Depository · Accessed 17 Oct 2026
  11. Current QNBFS office, customer contacts and working hours QNB Financial Services · Accessed 17 Oct 2026
  12. QNBFS feedback and enquiry form QNB Financial Services · Accessed 17 Oct 2026
  13. QFMA investor complaint and report routes Qatar Financial Markets Authority · Accessed 17 Oct 2026
  14. QNB Group annual report 2025: brokerage review and subsidiary schedule; HKMA-hosted filing QNB Group / Hong Kong Monetary Authority repository · Accessed 17 Oct 2026

This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.

Report an error or submit an update