Accounts & headline costs
Sections ↑Philstocks is a Philippine online broker with a ₱5,000 activation amount, research/AI-labelled tools and both online and broker-assisted routes. Its public FAQ also illustrates why dated material matters: a certificate-sale section still mentions an obsolete seller-tax rate, while the current PSE schedule is 0.1%. This profile uses the current exchange figure and leaves the old page as an identified documentation inconsistency.[5][4]
Account and service routes at a glance
| Account / route | Published customer scope | Principal condition |
|---|---|---|
| Online individual account | Self-directed PSE account activated with ₱5,000 | The amount is available for investing rather than described as a continuing minimum balance.Source 5Source 4 |
| Broker-assisted relationship | Orders and service through a licensed representative | Assisted commission and operating arrangements can differ from the online route.Source 5Source 4 |
| Trial access | Seven-day platform trial described by Philstocks | Seven-day platform familiarisation; funded account activation is separate.Source 5Source 4 |
| Certificate-based opening | Eligible physical shares can be lodged if their value meets requirements | Transfer-agent clearance and identity matching apply.Source 5Source 4 |
Headline charges and market-wide layers
| Item | Published basis | Important scope |
|---|---|---|
| Online commission | 0.25% or ₱20, whichever is higher, plus VAT; current PSE/SCCP fees and seller tax apply. | Broker commission is only one layer of a completed transaction.Source 5Source 1 |
| PSE transaction fee | 0.005% of gross value, exclusive of VAT under the current PSE schedule | Applied on both buys and sells.Source 1 |
| SCCP clearing fee | 0.01% of gross value, inclusive of VAT under the current PSE schedule | Applied on both buys and sells.Source 1 |
| Stock transaction tax | 0.1% of gross selling value | Seller-only tax for listed shares; current PSE schedule controls over older broker examples.Source 1 |
| Account events | Transfers, certificates, assisted service or special handling use separate tariffs | These costs can be material when exiting a small account.Source 5Source 1 |
Products & platforms
Sections ↑The service is a Philippine securities account, not a universal multi-market trading app. Product availability, legal ownership, dealing currency and settlement should be read from the selected account rather than inferred from the brand.[5][4][1]
Products and account boundaries
| Product route | Published scope | Boundary |
|---|---|---|
| PSE-listed shares | Online purchase and sale of supported local securities | Board-lot and pre-funding rules apply.Source 5 |
| Physical certificates | Lodgement and upliftment through the transfer-agent process | The FAQ describes 10–15 business days for lodgement; upliftment can take two to three months.Source 5 |
| Research tools | XAVi AI, Dividend AI and Portfolio AI branding | Research output does not guarantee a forecast or return.Source 6 |
Fees & holding costs
Sections ↑The quoted commission is only one component of the economic result. Bid/ask spread, the exchange and clearing charges, seller tax, fund expenses, financing, certificate events and bank/payment costs can matter.[5][1]
Cost layers beyond the headline
| Cost layer | When it applies | Why it matters |
|---|---|---|
| Commission floor | Small orders when the minimum peso commission exceeds the percentage charge | The effective percentage cost can be much higher than 0.25%.Source 5 |
| Exchange and clearing | Every executed buy/sell under the current market schedule | They remain even when a broker promotes low commission.Source 1 |
| Seller tax | Executed sale of listed shares | It reduces sale proceeds and is not charged on the buy side.Source 1 |
| Transfer/certificate event | Portfolio is moved or physical shares are handled | The charge and time are separate from T+2 cash settlement.Source 5Source 1 |
Execution & trading rules
Sections ↑Platform and order controls
| Route / control | Published capability | Operational limit |
|---|---|---|
| Online platform | Orders, market information and portfolio monitoring | 24-hour login availability does not mean the exchange is open.Source 5Source 1 |
| Order status | Matched, cancelled and rejected views | A cancellation must be acknowledged; closing the browser does not cancel an order.Source 5Source 1 |
| Account security | Credential recovery and failed-login controls | Legacy browser guidance should not be treated as a security standard.Source 5Source 1 |
An instruction or trigger is not an execution guarantee. PSE hours, board lots, price bands, available volume, partial fills, order expiry and platform availability can change the result. A cancellation is effective only when acknowledged before the order is matched.[5][1]
Deposits, withdrawals & transfers
Sections ↑Cash funding and withdrawal lifecycle
| Stage | Published route | Constraint |
|---|---|---|
| Initial/additional funding | Follow the current published bank/payment instructions | Use a same-name, traceable route and preserve proof.Source 5Source 1 |
| Cash-out request | Broker process from settled cash | Open orders and T+2 sale settlement reduce available withdrawal.Source 5Source 1 |
| Certificate value | Physical shares can satisfy opening value under stated conditions | Market value can change before lodgement completes.Source 5Source 1 |
Moving an existing portfolio
| Transfer type | Published treatment | Material consequence |
|---|---|---|
| EQ Trade In | Incoming broker transfer using the published form | Account registration and security eligibility must match.Source 5Source 1 |
| EQ Trade Out | Outgoing transfer using the broker form | Transfer fees and receiving-broker requirements apply.Source 5Source 1 |
| Upliftment | ₱168 per stock in the FAQ; original signed forms, signature card and IDs are required. | The transfer office determines requirements; published processing is two to three months.Source 5 |
Buying power, settled cash and withdrawable cash are different quantities. An online broker may allow immediate reuse of sale proceeds while a bank withdrawal remains subject to T+2 settlement, operational cutoff and account review.[5][1]
Protection & regulation
Sections ↑Protection chain
| Layer | Published position | What it does not mean |
|---|---|---|
| Dealer | Philstocks Financial, Inc. | The contracting dealer and account documents control.Source 4Source 1Source 3 |
| Supervision | SEC, PSE and CMIC framework; exchange/depository arrangements apply | A company statement of compliance is not a guarantee of future conduct or returns.Source 4Source 1Source 3 |
| SIPF and custody | Conditional protection and custody treatment according to the account/event | Ordinary market loss is excluded.Source 4Source 1Source 3 |
The useful protection question is which legal entity owes the obligation, how each asset or cash balance is held, and what event activates an investor-protection or complaint mechanism. PSE/SEC/CMIC oversight, clearing/depository arrangements and SIPF eligibility are different from a bank-deposit guarantee and do not cover ordinary market loss.[4][1][3]
Opening an account & support
Sections ↑Application, service and escalation
| Step / route | Use | Boundary |
|---|---|---|
| Digital or documented onboarding | Submit identity, tax and account information under the selected route | Published completion estimates assume acceptable complete evidence.Source 5 |
| Customer support | Use the broker’s official secure/help route for account-specific issues | A general help channel is not necessarily authorised to place an urgent order.Source 9 |
| Trade or platform outage | Use any published dealing channel and preserve timestamps/order details | No source establishes a guaranteed emergency fill or price.Source 5 |
| Formal complaint | Complain to the broker first, then use the relevant CMIC/SEC route where eligible | A regulator report and compensation for an individual loss are separate questions.Source 5Source 3 |
Philstocks customer care
Additional services
Sections ↑Distinctive services
| Service | Function | Condition |
|---|---|---|
| AI-labelled research tools | Screening and portfolio information in the Philstocks interface | The broker’s names do not establish independent predictive accuracy.Source 6 |
| Education and seminars | Stocks and Beyond and related learning routes | Attendance does not alter the customer agreement.Source 6Source 5 |
| Certificate services | Lodgement and upliftment for paper holdings | These are document-heavy transfer-agent processes, not instant online features.Source 5 |
Company background
Sections ↑Philstocks at a glance
| Measure | Value | Context |
|---|---|---|
| Contracting entity | Philstocks Financial, Inc. | The accepted account agreement should carry this legal identity.Source 4Source 5 |
| Primary jurisdiction | Philippines | PSE-listed securities and Philippine market infrastructure are the core scope.Source 4Source 1 |
| Headquarters | Pasig City, Philippines | Public company/contact location; operational desks can differ.Source 6 |
| Founded / lineage | 2001 | Brand, incorporation and predecessor dates should not be treated as interchangeable.Source 6 |
| Platforms | Philstocks web platform; Philstocks mobile access | Eligibility and current feature availability vary by route.Source 6 |
Company and service boundaries
- Headquarters
- Pasig City, Philippines
- Founded
- 2001
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Philstocks Financial, Inc.
No separate licence entry is recorded in this panel.
Sources & further reading
- Investing procedures, settlement, fees and trading hours Philippine Stock Exchange · Accessed 16 Oct 2026
- PSE trading-participant directory Philippine Stock Exchange · Accessed 16 Oct 2026
- Investor complaint and information routes Capital Markets Integrity Corporation · Accessed 16 Oct 2026
- Philstocks Financial participant record Philippine Stock Exchange · Accessed 16 Oct 2026
- Frequently asked questions Philstocks · Accessed 29 Oct 2026
- Trading platform, tools and company information Philstocks · Accessed 29 Oct 2026
- Online securities trading agreement Philstocks · Accessed 16 Oct 2026
- Secure login and account controls Philstocks · Accessed 16 Oct 2026
- Customer contact routes Philstocks · Accessed 16 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.