OYAK Yatırım combines Turkish securities brokerage with overseas share and ETF dealing. Its overseas service requires at least USD 2,500 or EUR 2,500, while its general tariff publishes negotiable maximum commissions. The distinction matters: a worked foreign-share example uses 0.25%, the general ceiling is 0.30%, and the account-maintenance figure on the same live page is expressly for 2024.[2][1]
Broker essentials01
OYAK Yatırım at a glance
| Measure | Value | Context |
|---|---|---|
| Legal entity | OYAK Yatırım Menkul Değerler A.Ş. | Source 8 |
| Overseas opening amount | USD 2,500 or EUR 2,500. | Source 2 |
| Foreign custody | Swissquote’s account at Euroclear, according to OYAK’s overseas FAQ. | Source 2 |
| Published share commission ceiling | 0.30% of transaction value, with applicable tax additional. | Source 1 |
| Investor compensation | Eligible claims: up to TRY 2,065,145 in 2026, subject to statutory scope. | Source 11Source 12 |
| Current register status | SPK lists the firm and its broad-authority certificate as active as checked on 27 October 2026. | Source 14 |
Accounts and eligibility
Sections ↑Account comparison02
Account agreements and overseas eligibility
| Item | Terms |
|---|---|
| Domestic investing | A securities brokerage agreement governs the account and its enabled products.Source 2Source 7 |
| Overseas investing | Requires both the securities brokerage agreement and the overseas capital-market transactions agreement.Source 2Source 7 |
| Overseas minimum | USD 2,500 or EUR 2,500 must be available to start overseas trading.Source 2Source 7 |
| Approval route | Contact the customer representative to complete the overseas documentation.Source 2Source 7 |
Account comparison03
Cash investing and leveraged permissions
| Item | Terms |
|---|---|
| Cash shares and ETFs | Overseas service descriptions cover shares and exchange-traded funds.Source 2Source 1Source 15 |
| VİOP | Domestic exchange-traded derivatives require the relevant agreement and collateral.Source 2Source 1Source 15 |
| Leveraged FX | The SPK activity record includes leveraged dealing; that authorisation does not establish a universal retail spread, leverage setting or minimum for a new account.Source 2Source 1Source 15 |
| Cash currency conversion | The tariff’s separate currency-conversion charge is not the commission for leveraged FX trading.Source 2Source 1Source 15 |
Products and markets
Sections ↑Specifications04
Domestic investment range
| Item | Terms |
|---|---|
| Equities | Borsa İstanbul shares, with short-sale and block-trade tariff categories.Source 1Source 5 |
| Funds | Mutual funds and ETFs; TEFAS services are listed.Source 1Source 5 |
| Fixed income | Government debt, private debt and Eurobond services.Source 1Source 5 |
| Derivatives and money markets | VİOP, OTC derivatives, repo and Takasbank money-market services.Source 1Source 5 |
Specifications05
Overseas venues named by the service
| Item | Terms |
|---|---|
| United States | NYSE and Nasdaq.Source 2 |
| Major European venues | Frankfurt, London, Paris, Amsterdam, Brussels, Italy, Spain and Switzerland.Source 2 |
| Nordic markets | Finland, Copenhagen, Norway and Stockholm.Source 2 |
| Austria | Vienna; the page lists 15 exchanges in total.Source 2 |
Specifications06
Overseas access boundaries
| Item | Terms |
|---|---|
| Available retail instruments | Shares and ETFs on the listed markets.Source 2Source 1Source 7 |
| Foreign IPO participation | The overseas FAQ says IPO participation is unavailable.Source 2Source 1Source 7 |
| Foreign derivatives in the general tariff | A fee category exists, but access and the relevant contract must be arranged separately from the share-and-ETF service.Source 2Source 1Source 7 |
| Market availability | An exchange listing does not guarantee that every instrument is enabled for an individual account.Source 2Source 1Source 7 |
Commissions and other costs
Sections ↑The general disclosure presents maximum charges and allows client-specific pricing. Unless an individual row says otherwise, the listed brokerage amounts exclude applicable banking and insurance transaction tax (BSMV). Some administrative amounts on the page are expressly dated and require an updated account quote.[1]
Pricing & charges07
Maximum domestic brokerage rates
| Item | Terms |
|---|---|
| Shares, short sales and block trades | 0.30% of trade value.Source 1 |
| VİOP | 0.30% of contract value; this is a published maximum, not a percentage of deposited margin.Source 1 |
| Bonds and Treasury auctions | 0.03% of transaction value.Source 1 |
| IPO subscriptions and mutual-fund execution | No separate execution commission in the tariff; fund-level expenses can still reduce returns.Source 1 |
Pricing & charges08
Foreign dealing and cash conversion
| Item | Terms |
|---|---|
| Foreign shares | Maximum 0.30% of transaction value.Source 1 |
| Foreign bonds and Eurobonds | Maximum 1% of transaction value.Source 1 |
| Foreign derivatives and CFDs | Maximum EUR 15 or USD 17 per contract, according to the general schedule.Source 1 |
| Cash currency conversion | Maximum 0.10%; separate from leveraged FX pricing.Source 1 |
Pricing & charges09
A foreign-share commission example
| Item | Terms |
|---|---|
| Rate used in OYAK’s example | 0.25%, rather than the general maximum of 0.30%.Source 2Source 1 |
| USD 30,000 purchase | USD 75 brokerage plus USD 3.75 BSMV at 5% of the commission: USD 78.75.Source 2Source 1 |
| USD 36,000 sale | USD 90 brokerage plus USD 4.50 BSMV: USD 94.50.Source 2Source 1 |
| Scope | An illustration of the example’s rate; it does not establish every client’s agreed tariff.Source 2Source 1 |
Pricing & charges10
Overseas custody and asset transfers
| Item | Terms |
|---|---|
| Custody rate | 0.10% annually, charged quarterly at 0.025%.Source 2Source 1 |
| Foreign securities transfer | USD 50 or EUR 50, depending on the security’s currency.Source 2Source 1 |
| Local infrastructure charges | MKK, Takasbank and relevant custody or corporate-action expenses are passed through under the general tariff.Source 2Source 1 |
| Currency effect | Fees paid in a foreign currency also change in TRY value when exchange rates move.Source 2Source 1 |
Pricing & charges11
Published TRY bank-transfer charges
Pricing & charges12
Statements, foreign transfers and dated account charges
| Item | Terms |
|---|---|
| Foreign-currency bank transfer | The bank’s cost or a charge of at least TRY 500; the minimum is subject to annual revision.Source 1 |
| Paper statement | TRY 200 monthly, expressly inclusive of BSMV.Source 1 |
| Maintenance amount on the page | The page identifies TRY 15 monthly as the 2024 charge and provides for annual revision. Obtain the applicable current amount with the account tariff.Source 1 |
| Historical-document requests | The page gives a maximum TRY 200 amount subject to annual revision; obtain the current quote.Source 1 |
Pricing & charges13
Financing and FX costs
| Item | Terms |
|---|---|
| Share financing | The schedule links financing to a multiple of its specified BIST benchmark; a current borrowing rate requires an account quote.Source 1 |
| Default interest | A separate, higher benchmark-linked ceiling is disclosed; financing and default interest are distinct.Source 1 |
| Leveraged FX | No separate brokerage commission is stated, but spread mark-ups and overnight swap charges can apply.Source 1 |
| Idle cash | The page includes an undated repo-rate table. Its figures should not be treated as a current executable yield.Source 1 |
Pricing & charges14
Foreign taxes require market-specific rates
| Item | Terms |
|---|---|
| French qualifying share purchases | The statutory financial transaction tax is 0.40% from 1 April 2025; OYAK’s 0.30% example is outdated.Source 2Source 10 |
| Dividends | The overseas page’s blanket European withholding percentage does not establish the rate for each country, security or investor.Source 2Source 10 |
| Personal tax reporting | Foreign income and gains can create a Turkish declaration obligation; thresholds depend on the tax year and circumstances.Source 2Source 10 |
| Account quote | Separate brokerage, custody, market taxes and any withholding when estimating total cost.Source 2Source 10 |
Trading and order handling
Sections ↑Process15
Trading channels
| Item | Terms |
|---|---|
| Sanal Şube | Web access, including overseas share trading.Source 2Source 4Source 7 |
| OYAK Pro Trader | A downloadable desktop platform with market data, order entry and position monitoring.Source 2Source 4Source 7 |
| Representative-assisted orders | Written and telephone instructions are contemplated in the published execution policy.Source 2Source 4Source 7 |
| Third-party terminals | The product page lists Matriks, iDeal and Foreks tools; availability and data subscriptions are channel-specific.Source 2Source 4Source 7 |
Process16
Desktop use and software support
| Item | Terms |
|---|---|
| Platform access | The OPT page says OYAK clients can use the application without a platform fee.Source 4 |
| Updated runtime | The page reports an upgrade to .NET Framework 4.8 for TLS 1.2 support.Source 4 |
| Legacy system listing | Older minimum-system text remains on the same page; obtain the supported installer and current compatibility requirements.Source 4 |
| Displayed functions | Real-time data, order submission, positions and unrealised profit or loss are described.Source 4 |
Process17
Order instructions and rejection
| Item | Terms |
|---|---|
| Required detail | Identify the security and all material order terms clearly.Source 7 |
| Priority | Accepted verbal and electronic instructions are recorded in sequence and time order under the policy.Source 7 |
| Acceptance | OYAK may refuse all or part of an order and must notify the client.Source 7 |
| Validity | Venue rules determine the permissible order methods and duration; an instruction is not a guarantee of execution.Source 7 |
Process18
Collateral and unsettled obligations
| Item | Terms |
|---|---|
| Open settlement exposure | Required minimum collateral must be maintained.Source 7Source 1 |
| Shares offered for sale | Must be in the account or supported by a written undertaking and evidence of delivery by settlement.Source 7Source 1 |
| Derivative margin shortfall | Failure to meet a margin call can lead to position closure under the relevant agreement.Source 7Source 1 |
| Market disruption | Limits, trading suspensions and thin liquidity can prevent an order from filling.Source 7Source 1 |
Funding, withdrawals and transfers
Sections ↑Process19
Domestic and foreign-currency deposits
| Item | Terms |
|---|---|
| TRY route | The current FAQ directs deposits to OYAK’s Takasbank account.Source 3Source 2 |
| Foreign-currency route | The FAQ identifies an ING Bank account; the overseas page also lists currency-specific bank instructions.Source 3Source 2 |
| Payment reference | Include the OYAK client number and the account holder’s name.Source 3Source 2 |
| Bank details | Use the current official funding page or a verified representative instruction for the required currency.Source 3Source 2 |
Process20
Settlement and foreign-sale withdrawals
| Item | Terms |
|---|---|
| US shares | The standard US market cycle is T+1 for applicable trades from 28 May 2024.Source 2Source 9 |
| Broker withdrawal wording | OYAK’s overseas FAQ still says sale proceeds can be requested on T+2 by 14:00.Source 2Source 9 |
| Different meanings | The broker’s withdrawal processing instruction should not be read as the current US exchange settlement cycle.Source 2Source 9 |
| Other markets | Settlement and bank holidays depend on the market and transfer route.Source 2Source 9 |
Process21
Foreign currency and custody movements
| Item | Terms |
|---|---|
| Starting currency | The overseas opening requirement is expressed in USD or EUR.Source 2Source 1 |
| Overseas custody chain | Assets are held through Swissquote’s Euroclear account, according to the service FAQ.Source 2Source 1 |
| Transfer price | USD 50 or EUR 50 is quoted for foreign-security transfers.Source 2Source 1 |
| Conversion cost | Cash conversion can attract the separately published maximum 0.10% charge.Source 2Source 1 |
Regulation, custody and protection
Sections ↑Protections & eligibility22
Authorisation and custody model
| Item | Terms |
|---|---|
| Regulator | The SPK current register lists OYAK Yatırım and its broad-authority certificate as active.Source 14Source 15Source 1Source 2 |
| Domestic assets | The disclosure describes client holdings at MKK and banks.Source 14Source 15Source 1Source 2 |
| Foreign assets | Custody is through the contracted overseas institution and its custodian; the named share-service chain is Swissquote and Euroclear.Source 14Source 15Source 1Source 2 |
| Derivatives collateral | Takasbank records client positions and collateral separately from the clearing member’s own portfolio under the disclosed CCP arrangements.Source 14Source 15Source 1Source 2 |
Protections & eligibility23
Investor compensation: scope and limit
| Item | Terms |
|---|---|
| 2026 maximum | TRY 2,065,145 for an eligible investor at the failed investment institution.Source 11Source 12 |
| Aggregation | Accounts, currencies and investment products at the same institution share the limit; it is not a separate allowance for every account.Source 11Source 12 |
| Trigger | An SPK compensation decision following failure to meet eligible money-payment or securities-delivery obligations.Source 11Source 12 |
| Excluded loss | Market-price losses and losses arising from investment advice are outside this protection.Source 11Source 12 |
Protections & eligibility24
Foreign assets and claim conditions
| Item | Terms |
|---|---|
| Foreign-issued securities | Coverage requires the relevant central custody or collateral arrangements at MKK or Takasbank. An overseas product is not automatically covered simply because the intermediary is Turkish.Source 13Source 1 |
| OTC derivatives | Coverage is conditional on the institution having paid the relevant YTM contributions.Source 13Source 1 |
| Claim route | Apply to YTM with evidence of entitlement following the published compensation notice; the regulation sets a one-year limitation from that notice.Source 13Source 1 |
| Separate safeguards | Custody records and statutory compensation do not insure trading returns or replace product-specific collateral obligations.Source 13Source 1 |
Support and service continuity
Sections ↑Process25
Service and dealing contacts
| Item | Terms |
|---|---|
| Call centre | 0850 222 0 414.Source 5Source 8Source 2 |
| General email | [email protected], as listed by KAP.Source 5Source 8Source 2 |
| Account instructions | Use the assigned representative for overseas activation, transfers and account-specific pricing.Source 5Source 8Source 2 |
| Registered headquarters | Vadi İstanbul Park, Ayazağa, Sarıyer, İstanbul; KAP publishes the detailed address.Source 5Source 8Source 2 |
Process26
Failed instructions and access recovery
| Item | Terms |
|---|---|
| Execution problem | The policy requires prompt client notification and efforts to resolve a transmission problem.Source 7Source 5 |
| Alternative channel | Contact the representative or call centre with the instrument, order terms and account details; acceptance remains subject to verification.Source 7Source 5 |
| Fax instructions | Illegible signatures, incomplete details or an unsuitable account can prevent processing.Source 7Source 5 |
| Password recovery | The official site provides a password-recovery route. Verify the account through that route rather than sharing credentials with an unverified contact.Source 7Source 5 |
Research and additional services
Sections ↑Availability27
Research and advice
| Item | Terms |
|---|---|
| Public research | Market commentary, daily notes and research reports are available.Source 5 |
| Portfolio services | The firm lists portfolio management and investment-advisory services.Source 5 |
| Advice distinction | Public commentary is general information; personalised advice requires the relevant relationship and suitability assessment.Source 5 |
| Corporate services | IPO, debt-issuance, corporate-finance and fund-operation services are separately listed.Source 5 |
Availability28
Data and portfolio tools
| Item | Terms |
|---|---|
| Overseas data | The overseas FAQ describes live market data through Sanal Şube.Source 2Source 4Source 1 |
| Desktop tools | OPT displays prices, positions and profit or loss.Source 2Source 4Source 1 |
| Other terminals | Matriks, iDeal and Foreks products appear in the broker’s platform catalogue.Source 2Source 4Source 1 |
| Subscription scope | A platform’s availability does not establish that every exchange-data package is included in the brokerage commission.Source 2Source 4Source 1 |
Company and legal identity
Sections ↑Regional comparison29
Legal identity and public disclosures
| Item | Terms |
|---|---|
| Contracting company | OYAK Yatırım Menkul Değerler A.Ş.Source 8Source 14 |
| Listed company code | OYYAT; KAP also displays the intermediary code OYA.Source 8Source 14 |
| Disclosure venue | KAP carries company reports, governance documents and announcements.Source 8Source 14 |
| Regulatory certificate | The current SPK register identifies broad-authority certificate 002 dated 2 January 2015.Source 8Source 14 |
- Headquarters
- Türkiye
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
OYAK Yatırım Menkul Değerler A.Ş.
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Capital Markets Board of Türkiye (SPK)002 | Authorised | Checked 27 Oct 2026Broad-authority intermediary; precise investment activity permissions are in the current SPK entity list. Product availability remains subject to the relevant account agreement.Source 14Source 15 |
Practical account considerations
Sections ↑Scenarios30
Terms to distinguish before trading
| Item | Terms |
|---|---|
| Maximum versus agreed rate | The general tariff is a ceiling; the foreign example uses a lower rate.Source 1Source 2Source 9 |
| Maintenance versus inactivity | The dated monthly maintenance figure is not described as an inactivity-only charge.Source 1Source 2Source 9 |
| Bank conversion versus leveraged FX | A foreign-currency transfer or conversion does not itself open an OTC derivative position.Source 1Source 2Source 9 |
| Cash availability versus market settlement | The overseas withdrawal instruction and US T+1 settlement describe different stages of the process.Source 1Source 2Source 9 |
Scenarios31
Documents that determine the account economics
| Item | Terms |
|---|---|
| Signed tariff | Confirm the commission and administrative charges agreed for the account.Source 1Source 2Source 7 |
| Product agreement | Overseas shares, VİOP and other derivatives carry distinct terms and collateral requirements.Source 1Source 2Source 7 |
| Foreign holding | Check the security currency, custody charge and any corporate-action or market-tax costs.Source 1Source 2Source 7 |
| Periodic records | Use statements and trade confirmations to reconcile the actual commission, tax and settlement amounts.Source 1Source 2Source 7 |
Sources & further reading
- Capital-market risks, commissions, charges and custody disclosure OYAK Yatırım · Accessed 29 Oct 2026
- Overseas trading: account requirements, exchanges, custody and transfers OYAK Yatırım · Accessed 27 Oct 2026
- Investor FAQ: current domestic and foreign-currency funding instructions OYAK Yatırım · Accessed 27 Oct 2026
- OYAK Pro Trader: desktop platform and software requirements OYAK Yatırım · Accessed 27 Oct 2026
- OYAK Yatırım official services, research and contact channels OYAK Yatırım · Accessed 27 Oct 2026
- OYAK Yatırım authorisation documents OYAK Yatırım · Accessed 27 Oct 2026
- Published minimum website disclosures and order-execution policy OYAK Yatırım · Accessed 27 Oct 2026
- KAP — OYAK Yatırım issuer and registered contact details Public Disclosure Platform (KAP) · Accessed 27 Oct 2026
- SEC: implementation of the T+1 settlement cycle US Securities and Exchange Commission · Accessed 27 Oct 2026
- French financial transaction tax: 0.4% from 1 April 2025 Direction générale des Finances publiques · Accessed 27 Oct 2026
- YTM — investor compensation limits for 2026 Yatırımcı Tazmin Merkezi · Accessed 29 Oct 2026
- YTM — claims eligible for investor compensation Yatırımcı Tazmin Merkezi · Accessed 27 Oct 2026
- Investor compensation and gradual liquidation regulation — consolidated text Yatırımcı Tazmin Merkezi · Accessed 27 Oct 2026
- SPK official current intermediary authorisation register Capital Markets Board of Türkiye · Accessed 27 Oct 2026
- SPK current activity permissions for OYAK Yatırım Capital Markets Board of Türkiye · Accessed 27 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.