OneRoyal: variable and fixed accounts, regional terms, copying and withdrawal costs

For an international account, obtain a written explanation of which protection clause applies before funding. The current international contracts do not support describing the retail FAQ’s promise as an unconditional guarantee. The separate European retail account page expressly lists negative-balance protection.[16][17][5]

Fixed accounts are USD-denominated. Their market matrix covers FX, metals, indices and energy; crypto is listed for Fixed Spread and Fixed Spread Classic, but not Fixed Spread Cent. Shares and ETFs are absent from that fixed-account matrix. The word “fixed” does not turn an account-wide “from” spread into one universal instrument price.[2]

The public product tables did not provide a reconciled commission schedule for every non-FX market. Confirm share, ETF, index and crypto charges on the actual account rather than extending an FX-style per-lot fee to those contracts. Some product pages also repeat the maximum brand leverage; the dedicated leverage schedule below is more specific.[24][20]

The published example allocates the first five EUR/USD lots at 1:1000 and the next five at 1:500. It does not reprice every lot at the final bracket. Different instruments are treated separately. Increasing open exposure can therefore increase required margin even if the account’s selected leverage is unchanged.[19]

Withdraw deposited capital to its original funding method first. After that amount is returned, the help centre permits profits through another available route, subject to the account and country. This is more flexible than the funding page’s bank-wire-first wording, so verify the actual available withdrawal method before depositing.[10]

The current 100% margin-bonus page advertises up to USD 5,000 and requires accepting the terms inside the client portal. The full eligibility, removal and withdrawal conditions were not publicly retrievable in this review. Treat the headline as a conditional promotion, not withdrawable cash or a substitute for adequate margin.[39]

The international negative-balance conflict is the strongest reason to obtain account-specific written terms before funding. Other practical checks are the exact non-FX commission schedule, the swap-free administrative rate, the copy-provider fee offer and the costs shown for the intended withdrawal route.[15][16][17]