Money Square’s Japanese service centres on Traripi, a configurable system that repeats linked entry and exit orders across a price range. Customers can also place manual orders. The product choice is between a leveraged FX account and a separate account for five index CFDs; sizing, trading sessions and financing differ.[17][8]
Account comparison01
Account and service routes at a glance
| Account / service | Contract and customer scope | Platform and principal condition |
|---|---|---|
| Traripi FX | 株式会社マネースクエア (MONEY SQUARE, INC.) — Japan residents; retail clients | Money Square proprietary system. Japan-resident retail account; ZAR/JPY, MXN/JPY and NOK/SEK have larger minimums.Source 7Source 1 |
| Traripi CFD | 株式会社マネースクエア (MONEY SQUARE, INC.) — Japan residents; retail clients | Money Square proprietary system. Separate account; contract multiplier, dealing hours and financing vary by instrument.Source 8Source 1 |
Company, residency and opening requirements
Sections ↑At a glance02
Identity and business dates
| Item | Published detail |
|---|---|
| Operating company | 株式会社マネースクエア / MONEY SQUARE, INC., headquartered in Tokyo.Source 1 |
| Business history | Business founded 10 October 2002; the current company was incorporated 20 May 2014.Source 1 |
| Ownership | Wholly owned by Money Square Holdings. The company describes the holding company as an SBI Group consolidated subsidiary and JAL Group equity-method investee.Source 1 |
At a glance03
Who the service accepts
| Applicant | Published criteria |
|---|---|
| Individual | Japan resident aged 20–79, able to understand the Japanese documents and conversations, operate the internet account personally and accept electronic delivery.Source 2 |
| Bank and contact details | A same-name account at a domestic branch of a Japanese bank; a working telephone and email address. Suitability screening applies.Source 2 |
| Corporate | A registered Japanese head office or branch, designated trading official and the required Japanese-language and operational capability.Source 2 |
| Moving abroad | The FAQ requires account closure when the customer relocates overseas.Source 5 |
At a glance04
Opening, funding minimum and authentication
| Stage | Condition |
|---|---|
| Application | Online only; no opening or account-maintenance charge.Source 3 |
| Fast identification | The supported eKYC route can deliver credentials by email as early as the same day after review. This is an earliest timing, not guaranteed approval.Source 3 |
| Conventional document route | Following document review, credentials are posted by registered, non-forwardable mail; the guide indicates around 2–3 business days.Source 3 |
| Adding CFDs | Existing FX customers can use the additional CFD application and may reuse valid documents.Source 3 |
| Opening deposit | No fixed amount is required merely to open the account; orders require sufficient margin.Source 6 |
| Passkeys | Required for online withdrawals, specified personal-information changes and the simplified CFD application.Source 4 |
| If passkey use is unavailable | The customer desk accepts telephone withdrawal requests during its service hours. That alternative is not a general substitute for every passkey-controlled procedure.Source 4 |
FX account: complete instruments and trading quantities
Sections ↑At a glance05
All 18 FX pairs
At a glance06
FX quantity and price conventions
| Scope | Minimum and increment | Other limit |
|---|---|---|
| 15 ordinary pairs | At least 1,000 base units; subsequent increments of 100 units. | Maximum 2 million base units per order.Source 7 |
| ZAR/JPY, MXN/JPY, NOK/SEK | At least 10,000 base units; increments of 1,000. | The same 2-million-unit order cap.Source 7 |
| Smallest quoted change | JPY crosses: JPY 0.001. Other pairs: 0.00001 in the quote currency. | A price tick does not establish a universal lot or pip convention.Source 7 |
CFD account: five index derivatives
Sections ↑At a glance07
Contract references and multipliers
| CFD | Futures reference | One-lot multiplier | Price tick |
|---|---|---|---|
| Japan N225 | Nikkei 225 / CME | Index price × 1 | JPY 1Source 8 |
| US D30 | Dow / CME | Index price × 0.01 | USD 1Source 8 |
| US NQ100 | Nasdaq 100 / CME | Index price × 0.01 | USD 1Source 8 |
| US SP500 | S&P 500 / CME | Index price × 0.1 | USD 0.1Source 8 |
| UK F100 | FTSE 100 / ICE | Index price × 0.01 | GBP 1Source 8 |
At a glance08
CFD quantity and ownership boundaries
| Term | Condition |
|---|---|
| Minimum order | 1 lot, then increments of 0.1 lot; maximum 2,000 lots per order.Source 8 |
| Legal product | Bilateral OTC index CFDs with Money Square; cash-difference settlement in JPY. The reference exchange does not make the customer’s contract an exchange-listed future.Source 13 |
| Underlying ownership | The contract provides price exposure rather than ownership of the index’s constituent shares.Source 13 |
A CFD lot is defined by the contract’s multiplier. Comparing only the displayed lot count across Japan N225, US SP500 and US D30 would conceal substantial differences in exposure.
Pricing and overnight adjustments
Sections ↑At a glance09
Charges common to the offer
| Cost | Published basis |
|---|---|
| Trading commission | No separate dealing commission for FX or CFD trades.Source 9 |
| Bid/ask spread | Variable by instrument and market conditions; the same instrument has the same spread across Traripi, streaming and limit-order methods.Source 10 |
| Quoted spread context | Illiquid periods or important announcements can widen the spread. The official FAQ gives no fixed minimum or measured typical figure suitable for a normalized cost estimate.Source 10 |
At a glance10
FX swap: timing and rounding
| Item | Treatment |
|---|---|
| Trigger | A position must cross New York close; opening and closing before any NY close produces no swap. The calendar uses trading dates, not Japanese calendar dates.Source 14 |
| Variable cash flow | Receipts can become payments, and both long and short sides can be charges. Holidays can produce several days’ allocation at once.Source 14 |
| Public quote unit | The swap page expresses values per 10,000 currency units; the applicable holding size and allocation days still matter.Source 14 |
| Sub-yen amounts | Fractions accumulate while open. On realization, a fractional receipt is rounded down and a fractional payment rounded up.Source 14 |
At a glance11
CFD adjustment mechanics
| Component | Effect |
|---|---|
| Interest adjustment | Funding cost when a position is rolled overnight; variable and capable of becoming a charge on both sides.Source 15 |
| Dividend adjustment | Generally credited to long positions and charged to shorts; combined with interest in the displayed adjustment amount.Source 15 |
| Allocation | Holding at NY close generates an adjustment allocated at the following business day’s NY close. Multi-day and holiday allocations can change.Source 15 |
| Price adjustment | Traripi CFD charges the interest/dividend components, without a separate rollover price-adjustment component.Source 8 |
Accumulated FX swap or CFD adjustments can be realized through a separate transfer while the position stays open. This puts the amount into the cash balance; an actual bank withdrawal remains subject to the withdrawable-balance rules.[16]
Trading sessions and maintenance — all times JST
Sections ↑At a glance12
Regular FX dealing hours
At a glance13
Regular CFD dealing hours
At a glance14
Shared system maintenance
CFD holiday notices can shorten or suspend the relevant session. Outside dealing hours, eligible non-streaming orders can still be entered, changed or cancelled when the system is available; execution waits for the instrument to trade.[13]
Traripi: configuration and exposure
Sections ↑At a glance15
Order methods and configuration
| Method | Customer control |
|---|---|
| Traripi | Choose instrument, buy/sell direction, entry range, number of traps, amount per order and target profit; repeated entry/exit orders operate under those settings.Source 18 |
| Manual dealing | Streaming, limits, stops, OCO and IFD linked entry/exit orders are available; a conventional trailing stop can follow price.Source 19 |
| Portfolio exposure | Several pending entries may fill during a sustained move, increasing open inventory and margin use even while previous exits show realized profits.Source 17 |
At a glance16
Optional profit-exit trailing
| Setting | Published operation |
|---|---|
| Settlement trail | Moves the profit-taking exit after additional favourable movement. The extra activation move can mean an ordinary profit target would have filled first.Source 20 |
| JPY-pair trail steps | ZAR/JPY and TRY/JPY: JPY 0.100; MXN/JPY: JPY 0.050; other JPY pairs: JPY 0.200.Source 20 |
| Other trail steps | Non-JPY FX: 0.00200 quote-currency units. US SP500: 10 index points; other CFDs: 100 points.Source 20 |
| Execution and repeat | Trailing exits can slip, including into a loss, and a new repeat can still follow if margin is sufficient.Source 20 |
At a glance17
Optional range shift
| Requirement | Rule |
|---|---|
| When the range moves | Assessed at the session end after price leaves the range on its profitable side; the range and stop move for the next session. It does not follow every tick.Source 21 |
| Compatible strategy | Created on or after 26 May 2019; at least two traps; no settlement trail; a stop-loss must be set.Source 21 |
| Price and width conditions | Current price must be inside the range when activating it, and the profit width must be smaller than the range-shift width.Source 21 |
| Existing strategy restriction | The trap count must not have been changed. The calculated shift can repeat in steps until the closing price fits the shifted range.Source 21 |
Stopping a strategy can leave positions behind
Sections ↑Traripi has no temporary pause function. Stopping repetition involves cancellation or closing the strategy’s positions, and those choices have different effects on the remaining exposure.[22]
At a glance18
Cancellation and closeout choices
| Choice | What remains |
|---|---|
| Keep positions and closing orders | Repetition ends; positions retain ordinary fixed-price exit orders, with the original stop-loss retained through OCO where set.Source 23 |
| Keep positions; remove closing orders | The exposure remains, without those exit orders. It needs a new exit instruction or manual closure.Source 23 |
| Close positions now | Market closure realizes current profit or loss.Source 23 |
| Keep a trailing strategy’s positions and exits | When cancelling with this choice, positions already meeting the target profit can close immediately at market. Otherwise the remaining exit becomes an ordinary fixed limit.Source 23 |
| After cancellation | The strategy leaves the Traripi management list; remaining positions appear as ordinary positions.Source 23 |
At a glance19
Strategy stop versus account liquidation
| Trigger | Scope |
|---|---|
| Configured Traripi stop-loss | Closes that strategy’s positions, cancels its unfilled orders and ends repetition.Source 24 |
| Account liquidation | Applies to account exposure and pending orders under the margin rules; it can interrupt multiple strategies.Source 24 |
At a glance20
Reopening and maintenance execution rules
| Situation | Published result |
|---|---|
| Weekly opening or resumption after a trading halt | A qualifying limit can fill at the prevailing, better price; a stop can execute at the prevailing, worse price.Source 25 |
| Ordinary daily maintenance ends | A qualifying limit fills at its ordered price even if the market is better; a stop uses the prevailing price when adverse.Source 25 |
| IFD entry stop gaps through its paired profit exit | The opening and paired closing orders are cancelled. A repeating configuration resets the entry as a limit under the specified rule.Source 25 |
| Weekly opening reaches both Traripi entry and stop-loss | The affected configuration is cancelled without further repetition.Source 25 |
Margin, automatic liquidation and debts
Sections ↑At a glance21
Margin by account
| Account | Published requirement | Assessment scope |
|---|---|---|
| Retail FX | At least 4%; maximum 25:1 leverage. | FX account.Source 12 |
| CFD | 10%; maximum 10:1 leverage. | Separate CFD account.Source 8 |
| Corporate FX | Pair-specific risk margin, reviewed through the weekly schedule. | Not a single fixed leverage figure.Source 11 |
| Opposite positions in one pair | Margin uses the larger directional side. | Hedging still incurs spreads and can have net financing costs.Source 28 |
At a glance22
Automatic closeout
| Stage | Rule |
|---|---|
| Maintenance ratio | Effective equity divided by required position margin, multiplied by 100.Source 26 |
| Warning emails | Below 150% and below 120% margin maintenance, normally once per threshold each business day. Delivery is not a guaranteed warning before liquidation.Source 26Source 7 |
| Trigger | Below 100%. FX and CFD are assessed separately.Source 26 |
| FX monitoring | The disclosure specifies valuation every 1–10 seconds. Processing can lag, and execution can differ from the assessment price.Source 12 |
| CFD instruments outside their session | The assessment includes all CFD instruments, but closure/cancellation occurs for those currently trading; closed-session exposure can remain until its market reopens.Source 26 |
| Loss boundary | Market gaps, delayed quotes and execution can produce losses exceeding the account deposit.Source 27 |
At a glance23
Deficit obligations and cross-account recovery
| Event | Contractual treatment |
|---|---|
| Negative balance from trading | Both disclosures require shortfall payment by 17:00 JST next business day. This debt-payment deadline does not defer automatic liquidation.Source 12Source 13 |
| Money in the other account | Money can be transferred between the customer’s FX and CFD accounts without notice to cover deficits; positions can also be closed for recovery.Source 12Source 13 |
| Late payment | The terms provide for late damages at 14.6% annually when the specified payment deadline is missed.Source 12 |
| Margin changes | Changed requirements can apply to both existing and new positions.Source 12 |
Keeping FX and CFD margin calculations separate does not ring-fence the cash against the contract’s recovery rights. A portfolio plan should account for that distinction when using both products.
Deposits and transfers
Sections ↑At a glance24
JPY funding routes
| Route | Cost and minimum | Normal availability |
|---|---|---|
| Quick deposit | Broker fee JPY 0; at least JPY 10,000 per payment. Maximums depend on the bank. | Normally near real-time outside maintenance.Source 30Source 29 |
| Retail internet banks | Japan Post, MUFG, SMBC, Mizuho, Rakuten, PayPay, Docomo SMTB Net, Seven, Resona and Aeon. | The account and transfer name must match.Source 29 |
| Corporate bank eligibility | Bank routes differ; Rakuten and PayPay explicitly support corporate accounts. | Do not assume every retail route supports a corporate payment.Source 29 |
| Ordinary bank transfer | Customer pays the bank fee. | Generally 1–2 hours for confirmed transfers during weekday 08:00–23:30 handling; other times and holidays can roll to a later bank business day.Source 29 |
| Interrupted quick deposit | Bank debit alone does not establish immediate broker credit. | Manual investigation can wait until the next bank business day from 09:00.Source 29 |
At a glance25
Moving money within the service
| Transfer | Condition |
|---|---|
| FX ↔ CFD | Free, normally immediate, available around the clock outside maintenance; only eligible available funds can move.Source 29 |
| Swap/adjustment realization | Can be transferred into the account cash balance while the underlying position remains open.Source 16 |
Withdrawable cash and withdrawal timing
Sections ↑At a glance26
What may be withdrawn
| Balance component | Treatment |
|---|---|
| Cash deposited and realized gains | Included in the starting balance, subject to deductions and existing requests.Source 31 |
| Open and pending positions | Required margin for both open positions and unfilled orders reduces the withdrawable amount.Source 31 |
| Unrealized profit | Does not increase withdrawable cash.Source 31 |
| Unrealized losses and financing | Adverse position P&L and adverse accumulated swap/adjustments reduce the amount; a positive unrealized component does not automatically offset the deduction.Source 31 |
| Minimum | No separate withdrawal amount restriction within the available balance.Source 32 |
At a glance27
Request, authentication and final adjustments
| Item | Procedure |
|---|---|
| Destination and fee | JPY to the registered same-name domestic bank account; broker withdrawal fee JPY 0.Source 29 |
| Normal timing | Generally two bank business days, using NY close as the request-day cutoff; Japanese weekends and holidays affect processing.Source 29 |
| Online authorization | The withdrawal guide updated 5 October 2026 requires passkey authentication; email authentication is not a substitute.Source 33 |
| Cancelling a request | Cancellation is available until the request day’s NY close; after that cutoff it is unavailable.Source 33 |
| Full withdrawal after closing today | Final swap/CFD adjustments are posted the following morning. A positive amount can remain behind; a negative amount can reduce the requested payment.Source 33 |
Platforms, planning tools and performance displays
Sections ↑At a glance28
Working with the proprietary tools
| Tool | Useful function | Limit |
|---|---|---|
| Browser and iPhone/Android app | Quotes, charts, manual orders and Traripi administration. | iPad installation is outside the stated supported environment; PC touch operation is unsupported.Source 34 |
| Funds worksheet | Estimates strategy margin, loss plus margin if all entries fill, and indicative closeout levels. | Excludes swap/CFD adjustments; non-JPY conversion rates can change the result.Source 6 |
| Risk simulation / strategy management | Assesses existing exposure and groups selected strategies for monitoring. | A planning calculation depends on the inputs and outstanding positions.Source 6Source 34 |
| Before opening an account | App prices and charts are viewable without an account. | Trading requires an opened account; this is not evidence of a funded execution test.Source 35 |
At a glance29
Reading the performance calendar
| Display | Meaning |
|---|---|
| Coverage | Three months including the current month; realized trading P&L and related swap/adjustment amounts.Source 34 |
| Omissions and date basis | Excludes unrealized P&L and swap-only transfers. Trade-date reporting can differ from settlement-date account graphs.Source 34 |
Pricing & charges30
Traripi: realised gains and total account equity can diverge
| Hypothetical ledger component | JPY |
|---|---|
| Starting cash | 1,000,000Source 34Source 17Source 23 |
| Realised profit added to cash | +30,000Source 34Source 17Source 23 |
| Loss on positions still open | −80,000Source 34Source 17Source 23 |
| Equity before financing and other adjustments | 950,000Source 34Source 17Source 23 |
A calendar of realized gains should be considered alongside open-position losses, margin consumption and pending orders. Otherwise a repeat-order strategy can appear stronger than its total account result.
Customer support, loyalty and higher-balance services
Sections ↑At a glance31
Education and service channels
| Service | Published access |
|---|---|
| Traripi education | Free interactive Zoom group seminars, FX/CFD strategy explanations and recordings.Source 36 |
| Customer desk | 0120-455-512, weekdays 09:00–17:00 JST excluding Japanese holidays; online forms and FAQ support are also available.Source 41 |
| Complaints | Customer desk or [email protected]; external financial ADR through FINMAC, 0120-64-5005.Source 42 |
At a glance32
JAL mileage-program tiers
| Tier | FX + CFD deposited balance | Qualification context |
|---|---|---|
| Triple Star | At least JPY 10 million | Daily closing deposit balance; status updates around 13:00 the following day.Source 38 |
| Double Star | At least JPY 1 million | Register a JAL Mileage Bank number to receive miles.Source 38 |
| Single Star | No deposit threshold | Separate from the ThreeMillionClub qualification below.Source 38 |
At a glance33
Mileage conditions that affect eligibility
| Reward | Key conditions |
|---|---|
| Daily Traripi reward | Eligible AUD/NZD, EUR/GBP, NOK/SEK or USD/SGD strategy, closing price within its range, profit width at most 50 pips and trap spacing at most 25 pips; no settlement trail or range shift.Source 39 |
| Daily reward count | An eligible day earns the status-based reward; adding eligible strategies does not multiply the daily count.Source 39 |
| Trading miles | Based on qualifying Traripi fills, with instrument-specific quantity conversions. Cancellation, strategy stop-loss and account-liquidation fills are excluded.Source 39 |
At a glance34
ThreeMillionClub — separate concierge qualification
| Measure | Published threshold |
|---|---|
| Assets | At least JPY 20 million total FX/CFD deposits at quarter-end NY close.Source 37 |
| Activity: one of two tests | During the previous quarter, at least 600 ThreeMillionMiles of trading volume or 200 on the average-open-position measure.Source 37 |
| Unit convention | One ThreeMillionMile represents 10,000 FX base units or 100 CFD lots; TRY/JPY, ZAR/JPY, MXN/JPY and NOK/SEK use 100,000 units for that FX equivalent.Source 37 |
| Service and distinction | Strategy/portfolio assistance through the club. ThreeMillionMiles are the club’s internal measure, not JAL miles.Source 37 |
Client-money arrangements and verification scope
Sections ↑At a glance35
Protection differs between FX and CFD
| Scope | Published arrangement |
|---|---|
| FX money | Client-money trusts with SMBC and SBI Clearing Trust; daily calculation, with additional trust funding by the second business day.Source 40 |
| CFD money | The CFD disclosure identifies SBI Clearing Trust as its client-money trustee.Source 13 |
| What the trust does not guarantee | Full return is not assured in every failure scenario. Valuation/funding delays and distribution costs can leave a shortfall; trust banks do not guarantee the trading balance.Source 40 |
The profile reflects official Japanese terms, help articles and registration evidence checked on 10 October 2026. It does not include a funded-account, order-execution or bank-withdrawal test.
Company background & evidence
Sections ↑- Headquarters
- Tokyo, Japan
- Founded
- Business founded 2002; current company incorporated 2014
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
株式会社マネースクエア (MONEY SQUARE, INC.)
JapanSource 1
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Services Agency関東財務局長（金商）第2797号 | Authorised | Checked 10 Oct 2026Named in the FSA register dated 31 August 2026.Source 43 |
Sources & further reading
- Legal entity, ownership and company history Money Square · Accessed 10 Oct 2026
- Individual and corporate account-opening criteria Money Square · Accessed 10 Oct 2026
- Online opening, document routes and additional CFD accounts Money Square · Accessed 10 Oct 2026
- Mandatory passkey procedures and available alternatives Money Square · Accessed 10 Oct 2026
- Account closure when moving overseas Money Square · Accessed 10 Oct 2026
- Initial funding and the Traripi funds worksheet Money Square · Accessed 10 Oct 2026
- FX pairs, quantity increments, margin and trading hours Money Square · Accessed 10 Oct 2026
- Five CFD contracts, sizes, price increments and hours Money Square · Accessed 10 Oct 2026
- FX and CFD commission policy Money Square · Accessed 10 Oct 2026
- Variable spreads and pricing across order types Money Square · Accessed 10 Oct 2026
- Corporate FX risk-margin schedule Money Square · Accessed 10 Oct 2026
- Traripi FX transaction disclosure and deficit obligations Money Square · Accessed 10 Oct 2026
- Traripi CFD transaction disclosure and client-money scope Money Square · Accessed 10 Oct 2026
- FX swap calendar, realization and rounding Money Square · Accessed 10 Oct 2026
- CFD financing and dividend adjustments Money Square · Accessed 10 Oct 2026
- Realizing swap and adjustment balances without closing positions Money Square · Accessed 10 Oct 2026
- Traripi repeat-order structure Money Square · Accessed 10 Oct 2026
- Traripi configuration and order types Money Square · Accessed 10 Oct 2026
- Manual streaming, limit, stop and linked orders Money Square · Accessed 10 Oct 2026
- Profit-exit trailing rules and instrument-specific steps Money Square · Accessed 10 Oct 2026
- Range-shift timing and eligibility conditions Money Square · Accessed 10 Oct 2026
- Why Traripi has no temporary pause function Money Square · Accessed 10 Oct 2026
- Cancellation choices, residual positions and trailing exits Money Square · Accessed 10 Oct 2026
- Strategy stop-loss versus account liquidation Money Square · Accessed 10 Oct 2026
- Order execution at weekly opening and after maintenance Money Square · Accessed 10 Oct 2026
- Margin warnings and separate FX/CFD liquidation assessment Money Square · Accessed 10 Oct 2026
- CFD closeout exposure and gap risk Money Square · Accessed 10 Oct 2026
- Opposite positions and the larger-side margin rule Money Square · Accessed 10 Oct 2026
- Bank deposits, withdrawals and internal transfers Money Square · Accessed 10 Oct 2026
- Quick-deposit minimum and bank maximum limits Money Square · Accessed 10 Oct 2026
- How the withdrawable balance is calculated Money Square · Accessed 10 Oct 2026
- Withdrawal amount limits Money Square · Accessed 10 Oct 2026
- Withdrawal procedure updated 5 October 2026 Money Square · Accessed 10 Oct 2026
- Browser and mobile tools, performance calendar and supported devices Money Square · Accessed 10 Oct 2026
- Quotes and charts before opening an account Money Square · Accessed 10 Oct 2026
- Free Traripi seminars and customer strategy education Money Square · Accessed 10 Oct 2026
- ThreeMillionClub membership and volume definitions Money Square · Accessed 10 Oct 2026
- JAL mileage-program deposit tiers Money Square · Accessed 10 Oct 2026
- JAL trading miles and daily Traripi reward conditions Money Square · Accessed 10 Oct 2026
- FX client-money trusts and repayment limitations Money Square · Accessed 10 Oct 2026
- Customer service channels and hours Money Square · Accessed 10 Oct 2026
- Complaints and FINMAC dispute-resolution route Money Square · Accessed 10 Oct 2026
- Financial-instruments business register, 31 August 2026 Financial Services Agency · Accessed 10 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.