Lunaro: UK and UAE accounts, costs, platforms and client protections

The UK site excludes US residents and applies local-law eligibility. Retail, professional and corporate onboarding are separate; elective professionals lose negative-balance protection under the UK terms.[1][5]

View full spreads & trading costs

A currency CFD is a cash-settled price exposure, without possession of the currency underlying the contract. The UK currency KID distinguishes contracts without a fixed maturity from expiring products. Its one-day illustration is a disclosure assumption, not a compulsory holding period.[12]

The UK costs document treats overnight financing separately from spreads. A short position can receive a financing credit only when the relevant deposit rate exceeds the markup; an overnight credit is therefore not automatic. Its conversion mechanism applies a marked-up FX rate when an amount is booked in a different account currency.[4]

The UK execution policy names Lunaro as the sole execution venue, acting as principal or matched principal. It assesses retail outcomes using price and total costs. Positive price improvement is passed on; stops can execute beyond their trigger after a gap. The policy says limit orders will not execute at a worse price, but this does not promise that a limit order will fill.[6]

Rithmic’s published R|API+ capability covers market data and order management, including server-side trailing stops, brackets and OCO orders. The website also describes Diamond and WebSocket/protocol interfaces. It does not establish which retail accounts receive API credentials, their permission scopes or revocation process; the advertised platform functionality is not a blanket API entitlement.[25]

UAE accounts use USD; conversion and third-party funding costs may apply. Exchange contracts cost USD 2.50/side, plus provider platform/data charges. Offline/full-service execution adds USD 1 equivalent.[20]

For eligible UK investment claims, FSCS can pay up to GBP 85,000 per person per failed firm, subject to regulated-activity and eligibility rules. It does not reimburse ordinary poor investment performance. This is an investment-compensation framework; it should not be carried over to the separate Abu Dhabi company.[17]

The UK terms require immediate notice of unauthorised access, followed by suspension and investigation. Objection windows are generally one business day for confirmations and six weeks for annual statements. Export formats and post-closure access were not established.[5]

UK telephone orders require name, account number and requested security details. UAE telephone or registered-email instructions become trades only after the dealer confirms execution verbally or by email.[5][22]

The UK service publishes an Insight Hub, webinars and educational material. It describes execution-only trading, so general market commentary does not establish a personal advisory mandate. The MT5 service supports strategy testing; the UAE platform range adds specialist exchange connectivity. No public retail copy-trading mandate or client-facing AI trading authority was established in the reviewed service documents.[1][7]

For UAE exchange trading, the distinction between the brokerage and the software provider matters: TT is described as a technology provider, while Lunaro provides the regulated service. CQG and Rithmic features and market-data entitlements are therefore subject to the platform package and brokerage arrangement rather than a single universal CFD account specification.[26][24]

The UK prudential disclosure covers the year ended 31 March 2025 under the APM Capital Markets name. It reports GBP 1.536 million of own funds against a GBP 816,145 requirement. Those historical regulatory figures are not a current balance-sheet certification or a measure of money available to reimburse clients.[18]

FSRA’s current company record lists a 13 February 2025 financial-penalty notice concerning Common Reporting Standard and FATCA requirements. The same record currently shows the firm as active. The record establishes a tax-reporting enforcement entry; it does not describe a current licence suspension.[29]

Headquarters

London, United Kingdom; Abu Dhabi, United Arab Emirates

Founded

UK legal predecessor incorporated 22 January 1996