Accounts & headline costs
Sections ↑Lloyds Share Dealing is a UK securities service operated by Halifax Share Dealing Limited. The account wrapper, age concession and pension arrangement determine the charging and withdrawal rules. This profile uses GBP prices checked on 11 October 2026 and separates the self-directed service from Lloyds’ Ready-Made Investments.[1][21]
Account comparison01
Main self-directed account choices
| Feature | Share Dealing Account | Share Dealing ISA | Lloyds SIPP |
|---|---|---|---|
| Purpose | General investment account; taxable income/gains may arise | Stocks and Shares ISA; annual subscription rules | Personal pension; restricted access to benefitsSource 1Source 2Source 7 |
| Standard custody/admin | £18 every six months | £18 every six months | 0.25% a year on investments; £16.50 monthly capSource 4 |
| Opening route | Online share-dealing application | Online; existing investors can add an ISA | Existing Lloyds online-banking customer, app or onlineSource 1Source 2Source 7 |
| Cash interest | 0% | 0% | 3% variable advertised; cash-processing conditions belowSource 22Source 7 |
| Withdrawal basis | Available, settled cash | Available cash; ISA transfer rules matter | Pension benefit rules and provider processingSource 17Source 25Source 7 |
Pricing & charges02
Headline dealing prices
| Channel / investment | Published broker charge | Scope |
|---|---|---|
| UK shares, ETFs and other ordinary online securities | £9.50 per trade | Private Banking £8.50; frequent-trader pricing belowSource 1 |
| Online funds | £1.50 per buy or sell | Fund-manager expenses remainSource 2 |
| International online trading | £0 dealing commission | 1% FX rate adjustment; other applicable taxes/charges remainSource 4 |
| Regular investment plan | £0 dealing commission | Eligible purchases from £20; ordinary sales priced separatelySource 10Source 3 |
| Telephone dealing | £35 per trade | Distinct from online tariffSource 5 |
Age concessions and the current opening offer
Pricing & charges03
When the account fee is waived
| Arrangement | Benefit | Conditions |
|---|---|---|
| Invest Wise | No account administration fee at ages 18–25 | Account or ISA; ordinary transaction charges still apply. At 26, £18 every six months becomes payableSource 3 |
| Private Banking | Ordinary account/ISA admin waiver | Relationship Manager supplies a discount code; separate qualificationSource 1 |
| October–November 2026 offer | No qualifying account fee before 1 January 2028 | Open 1 October–30 November 2026; UK resident, 18+; new customers onlySource 6 |
| Offer exclusion | Existing/recently closed Lloyds account not eligible | Cannot already hold the Share Dealing Account/ISA or have closed one within 90 days; SIPP and Ready-Made products excludedSource 6 |
Products & platforms
Sections ↑This is direct investing in securities. A fund’s exposure to currencies or commodities does not turn the account into a leveraged forex or commodity-CFD service. Investment eligibility is checked for the particular account and instrument.[1][2]
Reference table04
Investment range
| Asset | Available form | What to inspect |
|---|---|---|
| UK and overseas shares | Listed company securities | Exchange, currency and trading availabilitySource 1 |
| ETFs and investment trusts | Exchange-traded securities | Portfolio exposure, spread and underlying chargesSource 20Source 10 |
| Funds | Unit trusts/OEICs and other supported funds | Share class, ongoing costs and daily valuation pointSource 13Source 12 |
| Bonds and gilts | Selected government and corporate debt | Coupon, maturity, price, credit risk and liquiditySource 19 |
| Plain Vanilla Listed Bonds | PVLB filter in Bonds & Gilts research | Simple listed-bond classification does not guarantee repayment or an exit priceSource 19 |
Platforms & products05
Platform and operating channels
| Channel | Functions | Material boundary |
|---|---|---|
| Lloyds app | Portfolio management, eligible dealing and corporate-action elections | Current help says debit-card details must be updated through the desktop sitesSource 2Source 23Source 17 |
| Share Dealing website | Trading, funding, withdrawals, forms and account maintenance | Separate authenticated share-dealing controlsSource 17 |
| Telephone team | Account assistance and assisted dealing | Telephone dealing tariff applies; chat cannot execute or amend ordersSource 18 |
| Research centre | Shares/funds research, market news and investment tools | Research information is separate from the price accepted on an orderSource 35Source 13 |
Reference table06
ETF selection tools
| Tool / relationship | Published role | Limit |
|---|---|---|
| ETF Quicklist | Shortlist produced with iShares by BlackRock | Selected BlackRock-managed ETFs; not an independent whole-market rankingSource 20 |
| Themed / featured ETFs | Country, sector and other portfolio themes | A shortlist does not establish suitability for an individualSource 20 |
| ETF education academy | Educational material and quarterly iShares reports | Product and fund charges still require inspectionSource 20 |
The facts07
Fund and bond mechanics
| Measure | Value | Context |
|---|---|---|
| Funds use forward pricing | Orders go to the next applicable valuation point. Most funds use an 11:15 cutoff for noon pricing; the individual fund timetable governs. Completed trades may appear a couple of days later. | Source 13 |
| Bonds have several different numbers | Coupon relates to face value; the price paid and eventual redemption determine the wider return. A displayed income yield is not a promised total return. | Source 19 |
| Cash subscriptions and investment instructions | Funding an account alone does not choose a security. Recurring plans have a separate money subscription and investment selection. | Source 10 |
Fees & holding costs
Sections ↑Account administration, dealing, currency conversion and investment expenses are separate cost layers. The following tables show their charging basis, with worked examples restricted to the stated components.[4][5]
Pricing & charges08
Account and activity charges
| Item | Treatment | Practical effect |
|---|---|---|
| Ordinary account/ISA administration | £18 in April and October | £36 over a full year, before applicable waiverSource 4 |
| New account between billing dates | Charge starts from the next payment date | Opening timing does not create a different permanent tariffSource 1 |
| Frequent UK online dealing | £8 from the eighth trade in a quarter | Tariff lists first seven at £9.50, or £8.50 for Private Banking; not an £8 fee on every first tradeSource 5 |
| Dividends automatically reinvested | 2% of dividend; £10 maximum | Election and sufficient cash/security eligibility matterSource 5 |
| Investment-level expenses | Fund-manager ongoing/transaction costs | Deducted within the investment and additional to broker chargesSource 4 |
Pricing & charges09
Currency conversion and trading taxes
| Cost | Published basis | Scope |
|---|---|---|
| International FX | 1% adjustment to the exchange rate | Charged on conversion associated with overseas dealing; £0 commission does not remove itSource 14 |
| UK stamp duty | 0.5% where applicable | Security and transaction exemptions can applySource 5 |
| Irish stamp duty | 1% where applicable | Relevant Irish securitiesSource 5 |
| Spanish financial transaction tax | 0.2% where applicable | Qualifying Spanish sharesSource 5 |
| PTM levy | £1.50 on qualifying deals above £10,000 | Applies only within the levy’s scopeSource 5 |
Pricing & charges10
SIPP holding and cash charges
| Item | Published treatment | Condition |
|---|---|---|
| Investment custody/admin | 0.25% annually, capped at £16.50 monthly | Cash excluded; value measured on last business day of monthSource 8 |
| Collection | Usually within five business days after month-end | Taken from SIPP cashSource 8 |
| Cash interest | 3% variable currently advertised | Daily calculation, annual March payment; eligible cash £1+Source 7Source 8 |
| Cash in transit | No customer interest in Embark’s central transaction account | Different from cash received in the SIPP trading accountSource 8 |
| Pension access / transfer | No additional drawdown or transfer fee listed | Dealing and third-party costs can still ariseSource 4 |
Less common service charges
Pricing & charges11
Exit, delivery and administration
| Service | Published fee |
|---|---|
| Transfer in or out | £0 broker transfer feeSource 12 |
| CHAPS from account/ISA | £20Source 5 |
| CHAPS from SIPP | £30Source 5 |
| Stock withdrawal through CREST onto certificate | £25 per stockSource 5 |
| Share-certificate sale service | £75Source 5 |
| Copy valuation, cheque, ISA void/repair | £12.50 for each listed serviceSource 5 |
Illustrative broker-charge arithmetic
Pricing & charges12
Calculated examples
| Scenario | Calculation | Selected annual / transaction charge |
|---|---|---|
| Ordinary account, four UK online purchases | £36 + 4 × £9.50 | £74Source 4Source 1 |
| Ordinary account, twelve eligible regular purchases | £36 + 12 × £0 | £36Source 4Source 10 |
| Ordinary account, four online fund trades | £36 + 4 × £1.50 | £42Source 4Source 2 |
| SIPP, constant £40,000 invested for one year | £40,000 × 0.25% | £100 custody/adminSource 7 |
| SIPP, constant £100,000 invested for one year | 12 × min(£100,000 × 0.25% ÷ 12, £16.50) | £198 custody/adminSource 7 |
Execution & trading rules
Sections ↑UK quote-based dealing, overseas order-book execution and daily-priced funds use different processes. A submitted order, an executed trade and withdrawable proceeds are separate stages.[27][14][13]
Reference table13
Execution model
| Order / market | Documented handling | Limit |
|---|---|---|
| UK best-price order | Price polling of market counterparties | Large orders, volatility or absent quotes can require dealer handlingSource 27 |
| Selected UK stocks | May be routed to one counterparty | The policy permits exceptions to general pollingSource 27 |
| International buy | Quantity-based order; 10% extra cash buffer | Buffer is required cash, not borrowed leverageSource 14 |
| International session end | Unfilled balance removed at end of working day | Re-enter a desired residual order for a later sessionSource 14 |
| Out-of-hours instruction | Waits for the market to reopen | Execution price is not locked when submittedSource 13 |
Reference table14
TradePlans
| Control | How it works | Important restriction |
|---|---|---|
| Limit buy / sell | Maximum purchase or minimum sale price | Execution depends on the market reaching a tradable priceSource 15 |
| Stop loss | Triggers an order at the chosen threshold | Not guaranteed; the achieved price can differSource 15 |
| Eligible stocks | CREST-eligible UK investments | Not a universal overseas order facilitySource 15 |
| Cost | No setup charge; ordinary dealing fee when executed | A price trigger does not waive commissionSource 15 |
| Changes | Amend/cancel before expiry under the service rules | Do not assume cancellation after executionSource 15 |
Trading & service hours15
Overseas market sessions
The facts16
Trading and withdrawal balances
| Measure | Value | Context |
|---|---|---|
| Settlement | The trading help page states most UK/European trades settle in two working days and US trades in one. The confirmation supplies the actual date; fund schedules can differ. | Source 13 |
| Unsettled sales | Sale proceeds may be tradable before withdrawal is permitted. Cleared, settled and unallocated cash is the relevant withdrawal balance. | Source 16 |
| Fees or other debts | The agreement permits use of account assets to discharge amounts owed. A fully paid securities account should not be described using a CFD stop-out or negative-balance guarantee. | Source 16 |
Deposits, withdrawals & transfers
Sections ↑The ordinary funding screen moves cash; the transfer service moves an existing investment relationship. Pension contributions and pension benefits use their own provider controls.[17][12][9]
Reference table17
Cash movement
| Operation | Process | Material condition |
|---|---|---|
| Deposit to share dealing | Account management → fund and withdraw → transfer in | Choose amount and registered payment detailsSource 17 |
| Withdraw ordinary cash | Fund and withdraw → withdraw money out | Only the amount shown available to withdrawSource 17 |
| Change bank/debit card | Account management payment controls | Debit-card update currently requires desktop banking/share-dealing siteSource 17 |
| Regular top-up | Set money subscription plus investment plan | Stopping only one component leaves the other instruction separateSource 10 |
| SIPP payment availability | Usually tradable within three working days after receipt | Provider processing precedes dealing availabilitySource 8 |
Reference table18
Moving investments between providers
| Step / asset | Published expectation | Condition |
|---|---|---|
| Initiating transfer in | Open account and request through Transfers | Old provider supplies inventory; Lloyds checks asset acceptanceSource 12 |
| UK shares | Usually two–three weeks | Timing is an estimateSource 12 |
| Overseas shares / funds | Usually six–eight weeks | Asset/provider complexity can extend thisSource 12 |
| Fund classes | May be converted into a transferable class | Lloyds says it then uses its cheapest available classSource 12 |
| Transfer out | New provider initiates; £0 Lloyds transfer fee | Outstanding administration charges must be paidSource 12 |
Reference table19
ISA movement rules
| Instruction | Treatment | Cost / condition |
|---|---|---|
| Move ordinary holdings into ISA | Usually sale and repurchase, except eligible employee-scheme shares | Uses ISA allowance; disposal may create taxable gainsSource 25 |
| Telephone bed-and-ISA | One sale/repurchase instruction | £35 per stock lineSource 25 |
| Move ordinary account cash into ISA | Use the transfer-cash form or assistance | Cash must be available to withdraw; ISA activeSource 25 |
| Move another provider’s ISA | Formal transfer through ISA managers | Online form may require printing/signing; posted form can be requestedSource 25 |
| Ready-Made ISA transfer | Cash transfers only | Existing securities must first be soldSource 25 |
Pension transfer and benefit restrictions
Reference table20
Lloyds SIPP: material restrictions
| Operation | Published condition |
|---|---|
| Eligible opening applicant | Lloyds online customer; UK resident/taxpayer; age 18 to under 75; US persons/residents excludedSource 7 |
| Transfers not accepted | Already-in-drawdown pensions, defined benefits/guarantees, active contributing workplace pensions, non-UK providers and specified legal restrictionsSource 7 |
| In-specie transfer | Permitted for supported investments; dealing unavailable during transferSource 8 |
| Pension ownership | Embark Trustees Limited holds scheme assets for the member’s benefitSource 9 |
| Taking benefits | Usually from 55; normal minimum rises to 57 from 6 April 2028, subject to exceptionsSource 8 |
Protection & regulation
Sections ↑The Lloyds banking brand is shared by several legal entities. Match the name on the actual account agreement to the relevant authorisation and protection scheme.[26][9]
Reference table21
Who provides the service
| Legal entity | Role | Authority identifier |
|---|---|---|
| Halifax Share Dealing Limited | Brokerage, dealing and custody for account/ISA and SIPP investments | FCA 183332; company 03195646Source 31Source 30Source 34 |
| Embark Investment Services Limited | SIPP provider/operator; also provider of current Ready-Made Investments | FCA 737356; company 09955930Source 30Source 9Source 21 |
| Embark Trustees Limited | Trustee holding SIPP scheme assets | Trustee role in pension agreement; not presented as the brokerage licenceSource 9 |
Reference table22
Custody and compensation layers
| Situation | Framework | Limit |
|---|---|---|
| Securities held in nominee custody | Beneficial ownership recorded for customers; pooled holdings possible | Custody structure does not remove shortfall or third-party custody riskSource 16 |
| Eligible failed investment firm | FSCS investment-compensation rules | Up to £85,000 per eligible person per firm; not cover for market lossesSource 32 |
| Eligible failed UK deposit-taking bank | Separate FSCS deposit framework | £120,000 per eligible depositor per authorised institution; shared-bank balances aggregateSource 33 |
| Cash inside share dealing | Client-money arrangement rather than an ordinary personal bank account | Look-through bank protection has eligibility/recordkeeping conditions; not an automatic extra allowanceSource 22Source 33 |
The facts23
Custody details that affect access
| Measure | Value | Context |
|---|---|---|
| Client-money banks | The agreement permits approved third-party banks and pooled accounts. Some notice or term accounts can run to 95 days; normal withdrawals remain separate from insolvency-related delays. | Source 16 |
| Foreign holdings | Overseas custody and local law can give different treatment from UK arrangements. | Source 16 |
| Fraud identity | The FCA warning concerns an impersonator, not wrongdoing by the genuine HSDL firm. Verify contact details through the official service and register. | Source 31 |
Opening an account & support
Sections ↑Applications and support are account-specific. The main share-dealing team can assist with investing operations; pension, Ready-Made and estate matters have separate routes.[18][7]
Reference table24
Opening and maintaining access
| Requirement | Ordinary account / ISA | SIPP |
|---|---|---|
| Application details | Address, debit card and National Insurance number | National Insurance number; pension-provider/policy/value details for transfersSource 1Source 2Source 7 |
| Digital relationship | Share-dealing application available online | Lloyds online-banking relationship requiredSource 1Source 7 |
| Account address | Use verified main residential address | UK eligibility and identity checks applySource 3Source 7 |
| Updating address | Share-dealing change-of-address form; published processing up to ten working days | Use appropriate pension/online account controlsSource 17Source 9 |
Share-dealing and specialist contacts
General enquiries and dealingTelephone
+44 113 279 7518Source 18
Scope Lloyds Share Dealing; published overseas-accessible number
Hours Monday–Friday 08:00–21:00 UK time; market-holiday exceptions apply
General enquiries, UK numberTelephone
+44 345 606 0560Source 18
Scope Lloyds Share Dealing; domestic display 0345 606 0560
Hours Monday–Friday 08:00–21:00 UK time
SIPP enquiries and dealingTelephone
+44 345 835 5392Source 18
Scope Lloyds SIPP support number published on contact page
Hours Monday–Friday 08:00–21:00 UK time
Official support and web chatWebsite
https://www.lloydsbank.com/investing/help-and-guidance/contact-us.htmlSource 18
Scope Account assistance and channel selection
Hours Chat Monday–Friday 08:00–21:00; closed weekends and English bank holidays
Bereavement teamTelephone
+44 800 876 6847Source 24
Scope Investment estate administration
Hours Monday–Friday 08:00–17:00; closed weekends and English bank holidays
Bereavement document emailEmail
[email protected]Source 24
Scope Death-certificate notification; broker says not to send other sensitive information by ordinary email
UK numbers are normalised to international format. No phone, support-response or live-account test was performed.
Reference table25
Support-channel limits
| Channel / situation | Published treatment |
|---|---|
| Web chat | Cannot place/amend trades or TradePlans, or update debit-card detailsSource 18 |
| US bank holidays | Detailed contact schedule says telephone hours 08:00–18:00Source 18 |
| UK bank holidays with US trading | Detailed schedule says 14:00–21:00 for that market service; check the current holiday noticeSource 18 |
| Accessible communication | Large print, Braille/audio and Relay UK routes are availableSource 29 |
Additional services
Sections ↑Additional services include recurring investment, shareholder elections and pension planning tools. Ready-Made Investments is a separate product with its own account and fund charges.[10][23][21]
Account comparison26
Ready-Made Investments: separate from share dealing
| Feature | Published arrangement |
|---|---|
| Provider / fund manager | Embark Investment Services Limited / Scottish Widows Unit Trust Managers LimitedSource 21 |
| Wrappers | Investment ISA or General Investment AccountSource 21 |
| Minimum funding | £500 lump sum or £50 monthlySource 21 |
| Charge at 11 October 2026 | £3 monthly covers an ISA and GIA; 0.10% ongoing fund chargeSource 21 |
| Fund choices | Cautious, Balanced or Adventurous; underlying holdings differSource 21 |
| Eligibility | 18+, UK resident, existing online-banking customer; US persons and US residents excludedSource 21 |
Pricing & charges27
Ready-Made Investments: announced changes
| Item | Future treatment |
|---|---|
| Effective date | Account-fee change starts 10 December 2026Source 11 |
| Account fee | 0.3% annually on the first £100,000; maximum £25 monthlySource 11 |
| Fee basis | Calculated daily on combined ISA/GIA investment valueSource 11 |
| Collection | Monthly around the opening anniversary; investments sold to paySource 11 |
| Fund charge | 0.10% ongoing fund charge continuesSource 11 |
| Exit before new fee | Formal cash ISA transfer or closure must complete before 10 December; transfer-out charge remains £0Source 11 |
| Funding minima announced separately | One-off £1 and monthly £20 described as forthcoming; the announcement does not give those minima an exact start dateSource 11 |
Reference table28
Shareholder and research services
| Service | Useful function | Condition |
|---|---|---|
| Corporate actions | Elect online/app or by post; amend up to advice date | Missed deadlines cannot be acceptedSource 23 |
| Company reporting | Registrar reports and independent Investor Meet Company access | Lloyds does not notify customers of investment-related class actionsSource 23 |
| Investment research | Shares Centre, Funds Centre, market news and learning material | Tools support self-selection, rather than a personal recommendationSource 35Source 13 |
| Pension tools | SIPP Builder and Start-Up Fund routes | Use their product information and applicable chargesSource 7 |
Statements and estate administration
Reference table29
Records and life-event services
| Item | Published handling |
|---|---|
| Portfolio statements | Quarterly investment/cash valuation and annual costs-and-charges statementSource 22 |
| Tax certificate | Normally produced after tax-year end, usually MaySource 22 |
| Book cost | Original cost including charges, adjusted after sales; transfers/corporate actions can affect itSource 22 |
| Book-cost correction | Transfer/certificate errors can be raised by chat/telephone; email not acceptedSource 22 |
| Estate notification | Death certificate, appropriate executor form and identity checks before asset releaseSource 24 |
| Estate transfer or liquidation | Instructions and verification govern timing; broker sends the relevant formsSource 24 |
Company background & evidence
Sections ↑The legal operator’s history and the bank group’s history are different dates. Current legal records are the appropriate starting point when checking who owes the brokerage obligations.[34][9]
The facts30
Corporate identity
| Measure | Value | Context |
|---|---|---|
| Brokerage company | Halifax Share Dealing Limited is an active UK private limited company, incorporated 8 May 1996. | Source 34 |
| Registered office | Trinity Road, Halifax, West Yorkshire, HX1 2RG. Operational correspondence is generally directed to 12 Wellington Place, Leeds LS1 4AP. | Source 34Source 18 |
| Group relationship | The current SIPP agreement places HSDL and Embark Investment Services within Embark Group and Lloyds Banking Group. | Source 9 |
| ISA manager | HMRC’s list identifies HSDL as a Stocks and Shares ISA manager, reference Z1025. Approval does not guarantee an investment’s return. | Source 30 |
Reference table31
Evidence and commercial relationships
| Document / relationship | What it establishes | What it does not establish |
|---|---|---|
| Companies House and HMRC | Company identity and listed ISA-manager references | A current balance-sheet solvency guaranteeSource 34Source 30 |
| Order execution policy | Published price-polling and exception framework | Measured fills or market-outage resilienceSource 27 |
| Conflicts policy | Group connections and employee incentives recognised as potential conflicts | Proof that every possible conflict is eliminatedSource 28 |
| ETF Quicklist relationship | BlackRock product-selection and educational role | A market-wide independent product rankingSource 20 |
- Headquarters
- Halifax, United Kingdom (HSDL registered office)
- Founded
- 1996 (Halifax Share Dealing Limited incorporation)
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Halifax Share Dealing Limited
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Conduct Authority183332 | Authorised | Checked 11 Oct 2026Brokerage and custody; authority identity corroborated by FCA genuine-firm notice and current HMRC listing.Source 31Source 30Source 1 |
Embark Investment Services Limited
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Conduct Authority737356 | Authorised | Checked 11 Oct 2026Pension provider/operator and current Ready-Made account provider; HSDL supplies SIPP stockbroking.Source 30Source 9 |
Additional Information
Sections ↑Choose self-selected investments, a recurring plan or the separate Ready-Made offer. The wrapper governs tax administration and access.[10][21][25]
Reference table32
Complaint and account-exit process
| Need | Published route | Important distinction |
|---|---|---|
| Raise a complaint | Telephone, authenticated chat/online form, or Customer Relations by post | Broker aims to resolve before its eight-week response deadlineSource 29 |
| Escalate unresolved eligible complaint | Financial Ombudsman Service after first raising it with the firm | Complaint review differs from FSCS compensation after a firm failureSource 29Source 32 |
| Close empty account | Telephone, or signed written instruction if no cash/stock remains | Selling, transferring and closing are separate instructionsSource 22 |
| Keep an ISA wrapper while switching | Use the receiving manager’s transfer process | Ordinary withdrawal can lose tax shelterSource 12 |
The facts33
Practical points before placing the first order
| Measure | Value | Context |
|---|---|---|
| Check the charging route | A recurring purchase, real-time UK trade, overseas trade and telephone instruction use different tariffs. | Source 10Source 4 |
| Keep service boundaries clear | The SIPP provider, stockbroker and Ready-Made manager have separate roles even when accessed in the same app. | Source 9Source 21 |
| Inspect the actual instrument | Confirm currency, fund class, dealing timetable and available order controls in the selected account. | Source 13Source 12 |
Sources & further reading
- Share Dealing Account: account and transaction charges Lloyds Bank · Accessed 11 Oct 2026
- Share Dealing ISA: account and eligibility Lloyds Bank · Accessed 11 Oct 2026
- Invest Wise: accounts for ages 18–25 Lloyds Bank · Accessed 11 Oct 2026
- Share Dealing charges: current standard schedule Lloyds Bank · Accessed 11 Oct 2026
- Direct Investments costs and charges PDF Lloyds Bank · Accessed 11 Oct 2026
- Account-fee offer: opening 1 October–30 November 2026 Lloyds Bank · Accessed 11 Oct 2026
- Lloyds SIPP: current account, eligibility and cash interest Lloyds Bank · Accessed 11 Oct 2026
- Lloyds SIPP key features: provider, transfers and cash mechanics Lloyds Bank · Accessed 11 Oct 2026
- Lloyds SIPP terms effective 24 August 2026 Lloyds Bank · Accessed 11 Oct 2026
- Regular investments: eligible assets and stopping a plan Lloyds Bank · Accessed 11 Oct 2026
- Ready-Made Investments: announced fee change from 10 December 2026 Lloyds Bank · Accessed 11 Oct 2026
- Transfer process, expected times and certificate deposits Lloyds Bank · Accessed 11 Oct 2026
- Trading support: quotes, fund orders and settlement Lloyds Bank · Accessed 11 Oct 2026
- International trading: markets, tax forms, order buffer and FX Lloyds Bank · Accessed 11 Oct 2026
- Automated trading: limits and non-guaranteed stop losses Lloyds Bank · Accessed 11 Oct 2026
- Share Dealing Account and ISA terms and conditions Lloyds Bank · Accessed 11 Oct 2026
- Existing customer help: funding, payments and maintenance Lloyds Bank · Accessed 11 Oct 2026
- Investment customer support and channel-specific hours Lloyds Bank · Accessed 11 Oct 2026
- Bonds, gilts and Plain Vanilla Listed Bonds Lloyds Bank · Accessed 11 Oct 2026
- ETF Quicklist, BlackRock relationship and recurring purchases Lloyds Bank · Accessed 11 Oct 2026
- Ready-Made Investments: separate offer and provider Lloyds Bank · Accessed 11 Oct 2026
- Statements, book costs, account closure and cash treatment Lloyds Bank · Accessed 11 Oct 2026
- Corporate actions: elections, deadlines and notifications Lloyds Bank · Accessed 11 Oct 2026
- Bereavement and investments: estate processing and contacts Lloyds Bank · Accessed 11 Oct 2026
- Managing an ISA: sale and repurchase and formal transfers Lloyds Bank · Accessed 11 Oct 2026
- Important information and official policy directory Lloyds Bank · Accessed 11 Oct 2026
- Order execution policy: price polling and exceptional handling Lloyds Bank · Accessed 11 Oct 2026
- Conflicts of Interest Policy: group and employee incentives Lloyds Bank · Accessed 11 Oct 2026
- How to complain: internal review and ombudsman referral Lloyds Bank · Accessed 11 Oct 2026
- HMRC registered ISA managers, updated 1 October 2026 HM Revenue & Customs · Accessed 11 Oct 2026
- FCA genuine-firm details for Halifax Share Dealing; historical clone warning Financial Conduct Authority · Accessed 11 Oct 2026
- FSCS investment compensation: eligibility and £85,000 limit Financial Services Compensation Scheme · Accessed 11 Oct 2026
- FSCS bank-deposit protection: £120,000 limit and shared licences Financial Services Compensation Scheme · Accessed 11 Oct 2026
- Halifax Share Dealing Limited: current Companies House record Companies House · Accessed 11 Oct 2026
- Lloyds investment research centre Lloyds Bank · Accessed 11 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.