LiteFinance combines conventional FX and CFD accounts with a cent-denominated offer, a proprietary copying service and cTrader access on ECN. Its international site and the LiteForex European site publish materially different account conditions. The contracting company and platform therefore determine which deposit threshold, stop-out rule, fee schedule and protection applies.[4][25]
Start with the account and contracting company
Sections ↑Entities & regulation01
Entity and website boundaries
| Route | Contracting scope | Practical distinction |
|---|---|---|
| litefinance.org | LiteFinance Global LLC; SVG incorporation 931 LLC 2021. | Its own entity table reports no regulator or compensation scheme; segregation and negative-balance protection are company commitments.Source 3 |
| litefinance.mu | LiteFinance Investment Limited, Mauritius. | Separate licensed-entity claim; the global SVG agreement is not its account contract.Source 3 |
| liteforex.eu | Liteforex (Europe) Ltd, Cyprus. | CySEC’s named record lists this domain and related European domains.Source 37 |
| Global residency restrictions | The SVG route excludes EEA residents, USA, Israel and Russia, among others. | The Cent page separately lists Russia; its availability list does not resolve that conflict with the company-wide exclusion.Source 2Source 7 |
| European residency scope | The published list includes EEA countries, Switzerland, Marshall Islands and UAE. | Eligibility still depends on onboarding and the applicable service.Source 32 |
Account comparison02
Global live account choices
| Account | Funding and currency | Pricing and platform |
|---|---|---|
| ECN | USD 50 minimum; USD or EUR. | Floating spread from 0.0 advertised points plus instrument commission; MT4, MT5 and cTrader.Source 5 |
| Classic | USD 50 minimum; USD or EUR. | Floating spread from 1.8 advertised points; no separate trading commission; MT4, MT5 and LiteFinance terminal.Source 6 |
| Cent | USD 10 minimum; USD cents or EUR cents. | Floating spread from 3 advertised points; no separate commission; MT4/MT5. Offered in selected countries and by representative request, at broker discretion.Source 7 |
Account comparison03
Order capacity and stop-out differ
| Account | Published order limits | Margin controls |
|---|---|---|
| ECN | 0.01–100 lots per trade; 0.01-lot step; 500 orders. | 100% margin call; 20% stop-out; account leverage up to 1:1000.Source 5 |
| Classic | 0.01–100 lots per trade; 0.01-lot step; 300 orders. | 100% margin call; 20% stop-out; account leverage up to 1:1000.Source 6 |
| Cent | 0.01–100 cent-account lots; 0.01 step; 300 orders. | 100% margin call; 50% stop-out; up to 1:1000, subject to product requirements.Source 7 |
| Discretionary closure | Below 100% margin level, positions may be closed without notice. | Separate from automatic stop-out; most loss-making first.Source 17 |
Contract size and charging units
Sections ↑Pricing & charges04
A lot is not the same exposure on every account
| Instrument or family | Published contract convention | Implication |
|---|---|---|
| EUR/USD | ECN/Classic: 100,000 EUR per lot. Cent: 100,000 eurocents, equivalent to EUR 1,000. | A 0.01-lot Cent order represents EUR 10; this is a calculation from the published cent convention.Source 8 |
| Gold / silver | 100 / 5,000 troy ounces per standard lot. | Do not reuse the FX contract size for metals.Source 9 |
| Oil / natural gas | 10 barrels per standard oil lot; XNGUSD: 10,000 MMBtu. | The small oil lot differs substantially from a 1,000-barrel convention.Source 9 |
| Agricultural examples | COCOA: 112,000 pounds; COFFEE: 10 metric tons; corn, soybeans and wheat: 20,000 bushels. | These are the broker’s published lot definitions; underlying contract multipliers vary.Source 9 |
Pricing & charges05
Global ECN published commissions
| Instrument group | Fee basis | When it is charged |
|---|---|---|
| FX majors / crosses | USD 5 per round lot. | MT4/MT5/LiteFinance: on opening. cTrader: half on opening and half on closing.Source 27 |
| FX minors | USD 6 per round lot. | Same timing convention.Source 27 |
| Metals / natural gas | USD 5 per round lot. | Same timing convention.Source 27 |
| Oil / agriculture | USD 0.50 / USD 2 per round lot. | Same timing convention.Source 27 |
| Share CFDs / ordinary crypto CFDs | 0.1% / 0.12% of opening asset value. | These are percentage charges, not a fixed USD amount per FX lot.Source 5 |
| Index CFDs | USD 3.50 per lot on the ECN instrument schedule. | Non-USD accounts require currency conversion at the applicable rate.Source 10 |
Pricing & charges06
Read the spread and markup labels carefully
| Published item | Interpretation |
|---|---|
| Classic and Cent markup | The May 2026 schedule lists a markup of 10 points on EURUSD; 12 on EURGBP; 14 on XAUUSD; 3 on XAGUSD. These are instrument-specific markups, not complete live spreads.Source 27 |
| Share and crypto markups | The same schedule lists 0.15% for share CFDs and 0.19% for ordinary crypto on Classic/Cent. Special token-related symbols have separate rates.Source 27 |
| Account-card spread floors | The pages label these values “points”; they are account-wide starting claims. They do not establish a sampled EUR/USD spread or a universal pip conversion.Source 4 |
Products, financing and market access
Sections ↑Account comparison07
Available market families
| Family | Published coverage | Ownership or operating distinction |
|---|---|---|
| Currencies | Majors, crosses and selected exotic pairs. | The public catalogue is indicative; available symbols depend on the platform/account.Source 1 |
| Share CFDs | US, European, UK, German and Hong Kong listings appear in the product/fee catalogues. | These are CFD exposures, not a share-custody account.Source 1Source 27 |
| Indices | American, European, Australian and Asian index contracts. | Contract multipliers and margin percentages are instrument-specific.Source 10 |
| Crypto catalogue | BTCUSD and ETHUSD: one underlying unit per lot; XRPUSD: 10,000. Token-related share symbols also appear. | A symbol appearing here does not establish withdrawal of an underlying token or shareholder rights.Source 11 |
Trading & service hours08
Financing and calendar rules
| Scope | Published rule |
|---|---|
| Currency rollover | Calculated at 00:00 trading-server time; triple rollover Wednesday to Thursday. Rates are live, direction-dependent values.Source 8 |
| Index rollover and dividends | Triple rollover Friday to Monday. Long dividend adjustments settle T+2; short adjustments T+0. The page mixes percentage and per-lot financing labels, so its raw rate needs the terminal specification.Source 10 |
| Crypto hours | Advertised 24/7; MT4 has a Saturday-to-Sunday 03:00–04:00 server-time maintenance break.Source 11 |
| Agricultural expiration | Positions close at the listed futures expiry; trading can resume at the next contract price. The current soybean date is 30 October 2026; corn/wheat 27 November 2026.Source 9 |
Protections & eligibility09
Leverage conditions beyond the headline
| Scope | Effect |
|---|---|
| Selected currency pairs | Margin is five times higher for USDTRY, EURTRY, USDZAR, USDMXN, USDDKK, USDNOK, USDSEK, USDSGD, USDCZK, USDHKD, USDHUF, EURPLN and USDPLN.Source 8 |
| Crypto | The catalogue states fixed 1:50, while also reserving instrument-specific/event adjustments. It is not the account’s 1:1000 headline.Source 11 |
| News window under SVG terms | New-position margin/leverage may change during the 30 minutes before and after major news. That clause excludes existing positions; separate exceptional-volatility powers can affect them.Source 26 |
| Credit stop-out | If margin is below bonus credit, close-out can start when equity reaches required margin; otherwise at bonus equity or the normal 20% threshold, 50% for Cent. Bonus credit is not a cash-loss buffer on ordinary terms.Source 17 |
Islamic and discretionary swap-free status
Sections ↑Pricing & charges10
Two separate swap-free arrangements
| Status | Eligibility | Conditions that matter |
|---|---|---|
| Islamic | Fully verified Muslim clients apply through verification. | All existing/new accounts move to Islamic status. Pre-conversion swaps remain. Negative-swap avoidance, arbitrage and carry strategies can trigger reversal and retrospective swaps.Source 28 |
| Non-Islamic swap-free | A discretionary loyalty service for fully verified clients. | Its separate terms identify holding over five days and overnight before triple swap as potential violations. The broker can remove status and back-charge swaps.Source 29 |
| Revocation | Neither arrangement is an unconditional lifetime waiver. | Existing accounts receive five business days before published changes apply; the non-Islamic service can otherwise be terminated at discretion.Source 29 |
Platforms, automation and account administration
Sections ↑Platforms & products11
Platform capabilities
| Platform | Useful facilities | Account distinction |
|---|---|---|
| MT4 | Desktop, mobile and web access; Expert Advisors and strategy testing. | International Classic/ECN/Cent variants follow their own account menu.Source 13 |
| MT5 | Additional order/charting facilities, depth of market and automated trading. | Availability of a platform does not make every listed asset available to every account.Source 14 |
| cTrader | Windows, Mac, web and mobile; level-II depth and algorithmic facilities. | Global ECN supports it; its dormancy and commission timing differ from MetaTrader.Source 12 |
| Request-rate limits | Over 1,000 requests in 300 seconds: read-only; over 10,000 in 3,600 seconds: blocked account. | SVG contractual limits.Source 26 |
Protections & eligibility12
Dormancy and balance treatment
| Scope | Trigger | Treatment |
|---|---|---|
| MetaTrader: FAQ summary | Three months without transactions. Logins and pending orders do not count; trading or balance activity across the profile maintains activity. | USD 10 equivalent every 30 days; zero-balance accounts archive after 40 days.Source 17 |
| cTrader | No trading operations for 60 days and no open trades. Activity on another account does not prevent classification. | USD 10 equivalent every 30 days; charges do not create a shortfall debt.Source 26 |
| Negative-balance correction | Zero reset requires all positions closed. | Bonus credit is removed.Source 26 |
Platforms & products13
Optional VPS subscriptions
| Plan | Monthly price | Published capacity |
|---|---|---|
| 1024 | USD 15 | 1 core; 1,024 MB RAM; 30 GB disk.Source 23 |
| 2048 | USD 25 | 2 cores; 2,048 MB RAM; 50 GB disk.Source 23 |
| 4096 | USD 45 | 3 cores; 4,096 MB RAM; 100 GB disk.Source 23 |
| 8192 | USD 95 | 4 cores; 8,192 MB RAM; 200 GB disk.Source 23 |
| Provision | Windows Server 2022; full verification required. | Ordered in MetaTrader area; misuse can end service without refund.Source 23 |
Copy trading: sizing, fees and stopping
Sections ↑Account comparison14
Four ways to size copied trades
| Method | Position-size rule |
|---|---|
| One-to-one | Copy the provider’s full trade volume.Source 15 |
| Fixed volume | Use a preset lot size for each copied trade.Source 15 |
| Percentage | Copy a chosen percentage of the provider’s volume; published range 1%–100,000%.Source 15 |
| Proportional equity | Scale provider volume by the chosen copying amount divided by the provider’s equity.Source 15 |
Pricing & charges15
Copying economics and operation
| Issue | Published condition |
|---|---|
| Entry amounts | Providers need USD 300 to appear in the ranking; USD 500 is the recommendation. Copiers normally need USD 50, with provider-set minimums possible.Source 16 |
| Performance fee | Provider-set profit share; no additional platform usage fee. Fee increases apply to new attachments, not existing copiers.Source 16 |
| Settlement | Daily at 01:00 platform time; floating-loss changes affect the profit available for fees. A rollover does not itself close trades.Source 16 |
| Changing settings | Copy type, account settings and stop conditions can change; changes apply to future copies, not existing trades.Source 16 |
| Pausing versus ending | Pausing stops new copies; existing copies follow trader closures. Ending copying closes current copied trades at market prices and settles fees automatically.Source 26 |
| Execution difference | Copied trades use market execution and can differ from the provider’s outcome; sufficient funds and trade-size limits remain relevant.Source 16 |
Deposits and withdrawals
Sections ↑Pricing & charges16
Published funding routes
| Route | Minimum | Fee presentation |
|---|---|---|
| Visa / Mastercard | USD 10 | Deposit page shows 0% after the deposit-fee reimbursement arrangement.Source 19 |
| International bank / local bank | USD 100 / USD 1 | Local services depend on representative coverage; method minimums do not replace account-opening minimums.Source 20 |
| STICPAY | USD 10 | 2.5% + USD 0.30 shown before eligible reimbursement.Source 21 |
| Skrill / Volet | USD 10 | Published deposit fee 0%.Source 21 |
| M-Pesa Kenya | USD 1 | Published 0% plus KES 100, with the reimbursement qualification.Source 21 |
Pricing & charges17
Withdrawal processing and automatic limits
| Issue | Condition |
|---|---|
| Manual requests | Published processing within one working day; card settlement commonly 3–5 days and can take 14 business days after transfer.Source 17 |
| Payment security | Proportional return to original funding details/currency; card-funded accounts stay read-only until card and profile verification.Source 26 |
| Automatic withdrawals | Up to five requests totalling USD 5,000 per rolling 24 hours; Kenya/Tanzania limit USD 2,000.Source 18 |
| Automatic eligibility | Fully verified profile, same previously used payment details, and no pending manual withdrawal on that account. Automatic outflow cannot exceed deposits through those details.Source 18 |
| Exceptions | Payment-system limits and broker discretion can reduce or remove automatic access. The ceiling is not guaranteed withdrawal capacity.Source 18 |
Pricing & charges18
ZERO Fees conditions
| Issue | Published treatment |
|---|---|
| Refund destination | Reimbursed deposit fees become account balance funds. Bank fees require a SWIFT/payment proof request within two weeks; other eligible routes are automatic.Source 22 |
| Excluded route | Crypto deposit fees are not reimbursed.Source 22 |
| Possible reversal | Reimbursement can be revised where trading spread/commission paid is below refunded fees and volume is under one lot.Source 22 |
| Qualifying volume | Own-funded trades only; hedging legs, very short trades under 120 seconds and trades below the specified 30-unit profit/loss movement on the quote’s last two digits are excluded. Cent volume requirement is multiplied by 100.Source 22 |
SAFE interest account: restricted availability
Sections ↑Account comparison19
SAFE is a separate conditional service
| Item | Current published terms |
|---|---|
| Residency and currency | Available only to clients from Nigeria and Tanzania; one fully verified USD SAFE account per client.Source 24 |
| Rate | Floating annual rate capped at 20%, driven by completed trading volume in the previous 30 days relative to SAFE funds plus 5%. It is not a fixed deposit rate.Source 24 |
| Accrual | Recomputed daily at 00:00 server time; paid using the preceding day’s minimum balance and a 360-day denominator. Amounts below one cent are unpaid.Source 24 |
| Access and withdrawal | No internal deposit minimum; internal withdrawal minimum one cent. Payment-method minimums/fees still apply; service is discretionary.Source 24 |
| Risk and adjustments | A broker loyalty account. Breaches can trigger recovery of credited interest from principal or other trading accounts.Source 24 |
The European offer is a different schedule
Sections ↑Account comparison20
LiteForex Europe accounts
| Feature | ECN | Classic |
|---|---|---|
| Minimum / balances | USD 50 equivalent; USD, EUR, GBP, PLN. | Same currencies and threshold.Source 25 |
| Platform and orders | MT4/MT5; 0.01-lot minimum; unlimited order count. | MT4/MT5; same stated order conditions.Source 25 |
| Pricing | Floating from 0.0 advertised points plus commission. | Floating from 2.0 advertised points; no separate trading commission.Source 25 |
| Margin | 100% margin call; 50% stop-out. | Same thresholds. Instrument-specific leverage applies.Source 25 |
| Dormancy tariff | EUR 3 monthly. | Same published monthly charge.Source 25 |
Pricing & charges21
European commission and markup differences
| Item | European published terms |
|---|---|
| ECN currencies | Majors USD 10, crosses USD 20 and minors USD 30 per lot. These differ from the global ECN schedule.Source 35 |
| ECN other contracts | Metals USD 20 per lot; oil USD 0.50 per lot; indices USD 5 per contract; shares USD 0.20 per contract.Source 35 |
| Charging-side limitation | The European account page quotes per-lot/per-contract amounts without resolving one-way versus round-trip billing. The international charging convention cannot fill that gap.Source 35 |
| Classic MT5 markup | EURUSD has five digits and a 20-unit minimum markup, with Ask +10 and Bid −10. The PDF labels these “pips”; they are its quotation increments, not a complete observed spread.Source 34 |
Account comparison22
European FX leverage and lot size
Protections & eligibility23
European custody, inactivity and redress
| Issue | Published position |
|---|---|
| Dormancy trigger | General terms specify 180 consecutive days without trades and no open position, excluding pending orders. Five working days’ notice precedes read-only classification. Reactivation requires a client request.Source 30 |
| Negative balance | European terms state a reset to zero so the client owes no debt for a negative account balance.Source 30 |
| Compensation fund | Covered claims are limited to the lower of 90% of cumulative covered claims and EUR 20,000. Eligibility and exclusions apply; ordinary trading loss is not reimbursed.Source 31 |
| Complaints | Initial response generally within five business days; investigation generally two months, with up to one further month explained. The Financial Ombudsman is an external route.Source 33 |
Company background & evidence
Sections ↑Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
LiteFinance Global LLC
Saint Vincent and the GrenadinesSource 2
No separate licence entry is recorded in this panel.
LiteFinance Investment Limited
MauritiusSource 3
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Services Commission, MauritiusGB20025921 | Not verified | Checked 10 Oct 2026Broker-published full-service investment-dealer permission, excluding underwriting. A current named Mauritius authority record was not established in this review.Source 3 |
Liteforex (Europe) Ltd
CyprusSource 37
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Cyprus Securities and Exchange Commission093/08 | Authorised | Checked 10 Oct 2026Named CySEC record confirms this company and approved European domains. It is distinct from LiteFinance Global LLC.Source 37 |
Sources & further reading
- Global instrument catalogue LiteFinance · Accessed 10 Oct 2026
- Legal information LiteFinance · Accessed 10 Oct 2026
- Registered offices and entity protection comparison LiteFinance · Accessed 10 Oct 2026
- Global account comparison LiteFinance · Accessed 10 Oct 2026
- Global ECN account and commissions LiteFinance · Accessed 10 Oct 2026
- Global Classic account LiteFinance · Accessed 10 Oct 2026
- Global Cent account and eligibility LiteFinance · Accessed 10 Oct 2026
- Currency contract specifications LiteFinance · Accessed 10 Oct 2026
- Commodity specifications and expirations LiteFinance · Accessed 29 Oct 2026
- Index contracts, financing and dividends LiteFinance · Accessed 10 Oct 2026
- Cryptocurrency and token-related contract specifications LiteFinance · Accessed 10 Oct 2026
- cTrader platform access LiteFinance · Accessed 10 Oct 2026
- MetaTrader 4 platform LiteFinance · Accessed 10 Oct 2026
- MetaTrader 5 platform LiteFinance · Accessed 10 Oct 2026
- Four copy-trading methods LiteFinance · Accessed 10 Oct 2026
- Copy-trading operational FAQ LiteFinance · Accessed 10 Oct 2026
- Client account, funding and trading FAQ LiteFinance · Accessed 10 Oct 2026
- Automatic withdrawal service LiteFinance · Accessed 10 Oct 2026
- Card deposit conditions LiteFinance · Accessed 10 Oct 2026
- International and local bank transfers LiteFinance · Accessed 10 Oct 2026
- Electronic payment methods LiteFinance · Accessed 10 Oct 2026
- ZERO Fees reimbursement conditions LiteFinance · Accessed 10 Oct 2026
- VPS plans and conditions LiteFinance · Accessed 10 Oct 2026
- SAFE account terms and interest calculation LiteFinance · Accessed 10 Oct 2026
- European account comparison Liteforex (Europe) Ltd · Accessed 10 Oct 2026
- Client Agreement — LiteFinance Global LLC LiteFinance · Accessed 10 Oct 2026
- Markups and Commissions List — effective 19 May 2026 LiteFinance · 19 May 2026 · Accessed 10 Oct 2026
- Islamic Account Terms of Use LiteFinance · 22 Jan 2023 · Accessed 10 Oct 2026
- Swap-Free Account Terms of Use for non-Islamic clients LiteFinance · 25 Jul 2024 · Accessed 10 Oct 2026
- General Business Terms Liteforex (Europe) Ltd · Accessed 10 Oct 2026
- Investor Compensation Fund policy Liteforex (Europe) Ltd · Accessed 10 Oct 2026
- Countries served by Liteforex (Europe) Limited Liteforex (Europe) Ltd · Accessed 10 Oct 2026
- Summary Complaint Procedure Liteforex (Europe) Ltd · Accessed 10 Oct 2026
- MT5 Classic markup schedule Liteforex (Europe) Ltd · Accessed 10 Oct 2026
- European ECN account and instrument commissions Liteforex (Europe) Ltd · Accessed 10 Oct 2026
- Forex CFD Key Information Document — 25 March 2026 Liteforex (Europe) Ltd · 25 Mar 2026 · Accessed 10 Oct 2026
- Liteforex (Europe) Ltd — current investment-firm record Cyprus Securities and Exchange Commission · Accessed 10 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.