LHFX: raw-spread accounts, crypto withdrawals and entity routing

LHFX is an international retail forex and CFD brand with raw-spread pricing and cryptocurrency withdrawal routes. The current offer includes MT5 and LHFX Trade browser access. US citizens and residents are excluded. This profile covers the public English-language service checked on 20 October 2026.[1]

The FAQ permits five active trading accounts; archiving frees a slot. Current wallet choices are USD, EUR and GBP. Account limits and balances should be distinguished from the single client login.[14]

View full spreads & trading costs

The share page describes regular US sessions of 09:30–16:00 Eastern Time, with pre-/post-market access for selected instruments. Gold is listed Sunday 18:00 through Friday 17:00 Eastern Time, with a daily 17:00–18:00 break. Holidays and the selected contract can change availability.[6][7]

Standard pricing combines the variable spread with USD 6 round-trip commission per standard lot. The live fee grid returned dashes for bid/ask values, so those empty cells cannot support measured EUR/USD, USD/JPY or GBP/USD averages. Overnight rates are instrument- and direction-specific; the current platform specification is needed for a multi-day cost.[3]

The commodity page labels gold’s typical spread as USD 0.15, alongside 100 ounces per lot. That implies USD 15 spread cost for one lot before commission, financing and slippage; it is arithmetic using a company-published input, not an observed trade. The live quote cells were blank.[7]

The swap-free variant replaces interest swaps with flat instrument-specific administrative charges after a grace period of up to five calendar days. Some instruments receive shorter or no grace. Charges apply to long and short positions without compounding, and the rates can be revised. The public fee grid did not provide usable current nightly amounts.[4][3]

The USD 10 monthly inactivity fee requires all three tests: account open at least 180 days, no trade for 30 days, and no deposit for 90 days. It is charged on the first of the month, limited by available funds. Logging in alone does not reset trading inactivity.[14]

“Suspend My Account” separately freezes access and money movement. Support handles reactivation; after 90 days the FAQ says permanent closure may follow. That suspension process is distinct from the inactivity charge.[14]

The policy describes orders handled in received sequence using price, cost, speed and liquidity considerations. STP/ECN marketing does not change the client agreement’s principal-counterparty relationship. No execution-speed test was performed.[13]

Clause 12 makes LHFX principal, allows price slippage and restricts cancellation after a fill.[12]

A portal leverage change takes effect immediately, including on existing positions. The published margin call is 100% and stopout 50%, with the largest losing positions closed first. Stopout is an execution mechanism, not proof that every gap-induced debt is waived.[5]

Complete pending-order expiry, freeze-distance and maximum-order settings were not established from the MT5 overview. Its generic platform capabilities should be checked against each server-side symbol specification.[8]

The payment page advertises USD 1,000 daily withdrawals without documents, with the cap removed after KYC. Current wallets are USD/EUR/GBP.[11]

This conflicts with the agreement’s ban on trading, deposits and withdrawals before identity/address verification. Original-source payouts also conflict with crypto-led withdrawals; conversion fees on deposits and cross-currency profit/loss are unquantified.[12]

Unpaid promotional amounts expire 90 days after the qualifying deposit; released cash remains. The terms say customer funds and profits stay withdrawable. One code is allowed per deposit and each offer once per person; reversals, refunds or abuse can cancel the unpaid amount. Challenge Arena trades do not count toward release.[15]

The current FSCA search and Mauritius FSC register replace the obsolete links. A firm-specific official result has not been established here for Longhorn Ltd, LHFX SA or the Anjouan licence claim, so those permissions remain company-attributed. The availability of a register landing page does not establish a firm’s authorisation or the permissions governing the Anjouan account.[22][23]

A 10 December 2025 central-bank notice challenges AOFA’s authority to license banks and financial institutions. It names the licensing body, not LHFX; this qualifies the broker’s regulatory claim.[24]

The agreement provides segregated client accounts at banks within or outside Comoros. Its risk schedule warns losses can exceed the initial deposit. No applicable insurance policy or individual/aggregate payout limit was identified.[12]

After termination, remaining assets must be withdrawn within 14 business days; clause 13.3 otherwise permits transfer to a charity chosen by LHFX. This differs from suspension.[12]

The KYC policy asks for identity evidence and recent address proof, with source-of-funds information or enhanced checks where required. Documents and financial records can be retained for five years after the relationship ends; retention does not itself guarantee continued client portal access.[16]

Clause 12.2 permits telephone order requests if the platform is inaccessible. The current contact page publishes no telephone number, leaving that fallback incomplete.[12][17]

Withdrawals require 2FA. Lost-authenticator recovery goes through support with recovery/account details and phone verification; a post-recovery withdrawal-hold duration was not established.[14]

MT5 Account History offers Save Report/Detailed Report. The FAQ does not establish a tax certificate or a post-closure retrieval period.[14]

The agreement references a complaint procedure, but a usable timetable and independently verified external-redress route were not retrieved.[12]

LHFX’s EA guide permits automated strategies and explains that disconnecting or closing the terminal stops the program while existing positions remain. A VPS can keep the terminal running, but infrastructure failure can still leave trades unmanaged. These are instructions, not proof of strategy performance.[10]

The broker advertises MQL5 Signals subscriptions inside MT5. Its overview does not specify how cancelling a subscription treats existing copied positions, pending orders or accrued provider fees. No LHFX-specific disconnect default was established.[8]

The documented automation route is an MQL5 program authorised inside MT5. A separate LHFX REST/FIX permission model or broker-provided AI agent with independently documented order authority was not identified in the inspected platform and EA material.[9][10]

LHFX identifies CryptoRocket as a payment partner used from its deposit flow. It describes Stampede as a separate company run by the same team, offering simulated prop challenges with separate accounts, funding and support. An LHFX brokerage balance is not a Stampede challenge account.[18]

The CedarFX instructions use the original email, a password reset and the LHFX MT5 server. The LonghornFX guide instead says an unchanged old password may still work. These guides do not reconcile their group-regulation continuity language with the current Anjouan client counterparty or document treatment of every historical promotional credit.[19][21]