Accounts & headline costs
Sections ↑Account and service routes at a glance
| Account / service | Contract and customer scope | Platform and principal condition |
|---|---|---|
| Cent | Key to Markets International Limited — Eligible Africa and Latin America residents; retail clients | MetaTrader 5. Country acceptance and Cent deposit cap apply.Source 4Source 18 |
| Standard | Key to Markets International Limited — Eligible international clients; retail clients | MetaTrader 4 / 5. Mauritius contract; regional restrictions apply.Source 2Source 18 |
| Pro | Key to Markets International Limited — Eligible international clients; retail clients | MetaTrader 4 / 5. Mauritius contract; instrument charges may differ.Source 3Source 18 |
Key to Markets presents three self-directed CFD accounts plus separate copy-trading, PAMM and corporate services. The current account pages are used in preference to older minimum-deposit references. The public retail offer is attached to the Mauritius business; access remains subject to the customer’s residence, identity checks and the contract supplied at registration.[1]
Published self-directed account comparison
| Attribute | Cent | Standard | Pro |
|---|---|---|---|
| Minimum deposit | USD 10 | USD 50 | USD 50Source 1 |
| Maximum deposit | USD 500 | No published cap | No published capSource 1 |
| Spread from | 1.0 pip | 1.0 pip | 0.0 pipsSource 1 |
| Commission | None | None | USD 7 per lot round-turnSource 1 |
| Platform | MT5 | MT4 and MT5 | MT4 and MT5Source 1 |
How the pricing models differ
| Account | Meaning of the published price |
|---|---|
| Standard | The dedicated page describes raw spread plus one pip. The additional pip is the account pricing component, not a guaranteed total spread in all conditions.Source 2 |
| Pro | Raw pricing with a separately charged commission. The published USD 7 amount explicitly covers both sides; do not double it when comparing an opening-and-closing cycle.Source 3 |
| Cent | Balances and position sizes are denominated in cents. One cent lot represents 1,000 base-currency units; minimum order is 0.01 cent lot.Source 4 |
Account-specific restrictions
| Item | Cent | Standard / Pro |
|---|---|---|
| Residence | Africa and Latin America only | Broker acceptance and restricted-country rulesSource 4 |
| Margin call / stop-out | 100% / 80% | 120% / 100%Source 4Source 2 |
| Swap-free option | Not offered | MT5 Standard only; approval and special fees applySource 2 |
| Maximum leverage | Up to 1:500 | Up to 1:500; instrument-specific margins prevailSource 1 |
A Cent account is a smaller contract format rather than a promise that the underlying market is less volatile. The minimum cash needed to place a particular order still depends on the symbol, its price and required margin. Its USD 500 deposit ceiling also matters for funding plans and transfers into the account.[4]
Products & platforms
Sections ↑Core FX instruments
| Instrument | Public availability | Comparable cost evidence |
|---|---|---|
| EUR/USD | Listed major FX CFD | Account-wide minima; no measured account-specific average obtained.Source 5 |
| USD/JPY | Listed major FX CFD | JPY quote convention must be used in any pip conversion.Source 5 |
| GBP/USD | Listed major FX CFD | No simultaneous spread snapshot used for an all-in estimate.Source 5 |
Gold and exact WTI product specifications
XWTI is the identified US crude-oil CFD. It is not the separately listed XBRENT contract. The commodity page describes rolling spot CFDs without expiry. For a one-lot XWTI position, a USD 1 change per barrel gives USD 100 of gross price movement; minimum volume represents ten barrels. Financing and any applicable charges remain separate.[6]
Additional product coverage
| Family | Examples and ownership distinction |
|---|---|
| Indices | US S&P 500, Dow and technology-index exposure plus European and Asian index CFDs; symbols are broker contracts.Source 7 |
| Shares | US and European stock CFDs are advertised. They provide price exposure rather than registered share ownership.Source 8 |
| Commodities | Silver, Brent, natural gas and agricultural contracts supplement gold and WTI. Contract size varies substantially between symbols.Source 6 |
| Cryptocurrency | Bitcoin, ether and other listed crypto CFDs; no wallet delivery or ownership of coins is established.Source 9 |
Platforms and account compatibility
| Platform | Useful functions | Compatibility |
|---|---|---|
| MT4 | Desktop/mobile charting, indicators and automated strategies through Expert Advisors. | Standard and Pro account access.Source 10 |
| MT5 | MQL5 automation, market depth, additional order types, economic tools, Windows/macOS and mobile access. | Cent, Standard and Pro subject to server availability.Source 11 |
| MT5 WebTerminal | Browser-based market and pending orders, monitoring and synchronised positions/history. | No installation required; browser access does not establish hosted EA execution.Source 12 |
MT4 and MT5 accounts are separate: the broker’s MT5 FAQ says an MT5 login cannot be used for MT4. MT5’s netting and hedging features are platform capabilities; confirm the selected server’s accounting mode before adopting a strategy that depends on simultaneous opposing positions. Downloading the platform itself is free, while trading costs still apply.[11]
Fees & holding costs
Sections ↑Trading and administrative charges
| Item | Published treatment |
|---|---|
| Inactivity | The current fees page advertises no inactivity charge.Source 13 |
| Deposit / withdrawal fee | No broker-applied fee is advertised; the page retains an exception for bank and payment-provider costs.Source 13 |
| Standard trading charge | Spread includes the stated one-pip addition; zero separate commission does not mean zero trading cost.Source 2 |
| Pro non-FX charge discrepancy | The linked CFD PDF quotes USD 8 / EUR 6 round-turn for precious metals, while current Pro marketing quotes USD 7 per lot. Obtain the live symbol schedule before treating gold as USD 7.Source 34Source 3 |
Overnight funding and corporate actions
| Item | How it works |
|---|---|
| Swaps | Rates can change daily; long and short values differ. Check each symbol’s MT4/MT5 Specification rather than treating a saved number as permanent.Source 14 |
| FX rollover | The FX page notes Wednesday triple swaps and potential wider spreads around the daily bank rollover.Source 5 |
| Metals and commodities | Published convention is Wednesday triple swaps for metals and Friday for commodities.Source 6 |
| Share CFDs | Dividend adjustments credit qualifying long positions and debit shorts; applicable tax and broker adjustments can affect the amount.Source 8 |
MT5 Standard swap-free programme
| Item | Published terms |
|---|---|
| Eligible residences | Indonesia, Jordan, Malaysia, Kuwait, Brunei, Maldives, Thailand, Oman, Qatar, Saudi Arabia, UAE and Vietnam are listed. Other religious applications are discretionary.Source 30 |
| Eligible symbols | Selected FX pairs including EUR/USD, USD/JPY and GBP/USD, plus XAUUSD and XAGUSD; other instruments retain standard swaps.Source 30 |
| Grace period and fee | Agreement provides seven calendar days without holding charges, then a daily USD 5 per lot charge under its eighth-day clock; Thursday charge is triple.Source 30 |
| Status changes | Misuse can result in revocation and retrospective charges. The agreement does not warrant compliance with any particular faith.Source 30 |
The help centre confirms MT5 Standard only and ordinarily one swap-free account per client. Its FAQ contains both seven-day and five-day wording. Use the linked agreement’s precise rollover clock and obtain the active account’s written fee confirmation, particularly for positions near the grace-period boundary.[20]
Charges that headline fees omit
| Cost | Evidence boundary |
|---|---|
| Third-party costs | The 2026 contract assigns bank, provider, conversion, blockchain and reversal-related costs to the client unless waived.Source 28 |
| Live spreads | The public minimum is not a time-weighted average, a volume-weighted effective cost or a promise for a specific order size.Source 13 |
| Holding period | A cost comparison requires the account, direction, symbol and number of rollover events. The observed sources do not support one universal overnight amount.Source 14 |
Execution & trading rules
Sections ↑Margin and order handling
| Rule | Operational consequence |
|---|---|
| Standard / Pro | Margin call 120%; stop-out 100%. Minimum order 0.01 lot on the account pages.Source 2Source 3 |
| Close-only interval | The help centre says accounts between 120% and 100% margin may close positions but cannot open new ones.Source 20 |
| Cent | Dedicated Cent page uses 100% margin call and 80% stop-out; the general FAQ’s 100% stop-out must not override this account distinction.Source 4 |
| Market change | The contract allows margin changes with notification through the platform; additional required margin can be immediately payable.Source 28 |
Execution model: marketing and contract
| Evidence | What it establishes |
|---|---|
| ECN presentation | The account pages advertise no dealing-desk execution and no restrictions on scalping or news trading. These are company claims.Source 1 |
| Counterparty | The 2026 terms say KTM deals as principal and is the counterparty to transactions.Source 28 |
| Execution policy | The policy describes transmitting orders to liquidity providers and prioritising price and costs; it excludes principal dealings and the aspects covered by specific client instructions.Source 29 |
| Order aggregation | The policy permits aggregating orders; allocation may advantage or disadvantage an individual order, although consistent disadvantage should be avoided.Source 29 |
These documents describe different aspects of the service and do not establish that every customer order is sent unchanged to an exchange or independent liquidity provider. The order-execution policy sets a process, not an independently observed execution-speed guarantee. No live order, slippage sample or liquidity-provider fill record was tested.[29]
Trading restrictions and market hours
| Topic | Published condition |
|---|---|
| Automated strategies | The 2026 terms prohibit abusive trading, including price/feed exploitation, latency or swap arbitrage and disruptive algorithmic activity; trades can be revoked.Source 28 |
| Crypto hours | The broker’s crypto offer is 24/5. Do not infer weekend access from the underlying cryptocurrency market.Source 9 |
| Rollover window | Commodity page warns of thin liquidity, wider spreads and possible non-execution around 23:55–00:05 server time.Source 6 |
| Server clock | Current commodity page uses GMT+2 winter / GMT+3 summer; the linked PDF’s fixed GMT+3 wording is older.Source 6 |
Stops and independent control
| Tool | Limit |
|---|---|
| Stop loss / take profit | Available trading instructions are not evidence of a guaranteed execution price or insured maximum loss.Source 36 |
| Own monitoring | The security page promotes automatic safeguards, but these do not substitute for the applicable stop-out threshold or eliminate gap risk.Source 17 |
| Technical access | Browser, desktop and mobile provide ways to monitor an account. A published second interface is not an independently tested outage failover arrangement.Source 12 |
Deposits, withdrawals & transfers
Sections ↑Deposits: published methods and arrival times
| Method | Time advertised | Scope |
|---|---|---|
| SWIFT in USD | 2–4 working days | Bank transferSource 15 |
| SEPA in EUR | One business day | Eligible EUR transfer routeSource 15 |
| Visa / Mastercard | Instant | Corporate card deposits not acceptedSource 15 |
| Skrill / Sticpay / UnionPay | Instant | Country availability appliesSource 15 |
| PIX / Korapay / Payretailers | Instant | Regional availability appliesSource 15 |
| Crypto | Up to thirty minutes | Asset, network and confirmation details require the payment screenSource 15 |
Withdrawals: method timing
The withdrawal page says funds return to the original source. The payment tables describe routes and indicative transit times; they do not establish that every request is approved instantly. Cards appear in the deposit table but not as a corresponding withdrawal row, so the return route for card-funded accounts needs account-specific confirmation.[16]
Approval, verification and returns
| Situation | Contract or policy position |
|---|---|
| Approval and settlement | Refund policy allows up to three business days to process a request and another five to seven business days for arrival after approval.Source 31 |
| Third parties | Only the account holder may fund or withdraw; transfers to unrelated holders are prohibited.Source 15 |
| Unused funding | The refund policy allows return to the remitter after a month with no recorded trading.Source 31 |
| AML concern | The policy permits blocking portal access, suspending accounts or cancelling transfers while the concern is addressed.Source 31 |
Currency and limits to confirm before funding
| Question | Current evidence |
|---|---|
| All account base currencies | A complete current selectable currency list was not established. USD prices and a EUR SEPA route do not prove every account can be denominated in both currencies.Source 15 |
| Minimum transfer vs account opening | Cent USD 10 and Standard/Pro USD 50 are account-entry thresholds; individual payment rails may impose additional limits.Source 13 |
| Withdrawal amount, network and cutoff | A universal minimum/maximum withdrawal table, blockchain-network list and bank cutoff were not verified in public pages.Source 16 |
Protection & regulation
Sections ↑Practical limits of the Mauritius contract
| Item | Established disclosure |
|---|---|
| Contract classification | 2026 terms identify an Investment Dealer, Full Service Dealer excluding Underwriting.Source 28 |
| Other jurisdictions | 2026 terms expressly deny authorisation outside Mauritius and do not provide EU/EEA or FCA compensation and product-intervention protections.Source 28 |
Customer money and loss protection
| Question | Evidence and limit |
|---|---|
| Segregation | The broker says client funds are kept in accounts separate from its own money. No current bank statement, trust structure or independent reconciliation was inspected.Source 17 |
| Negative balances | Risk disclosure warns that losses can exceed deposits. No universal contractual retail zero-balance guarantee was established.Source 36 |
| Stop-out | Automatic liquidation can limit continuing exposure but does not guarantee a maximum loss during discontinuous prices or failed execution.Source 36 |
| Compensation | The Mauritius contract must not be presented as UK FSCS or an EU investor-compensation entitlement.Source 28 |
The distinction between segregated money and guaranteed repayment matters here. The security page describes the broker’s safeguards; it does not identify an insured amount, independently verify balances, or prove that funds would be returned without delay after an insolvency. No such guarantee is inferred from the broker’s licence claim.[17]
Opening an account & support
Sections ↑Eligibility and onboarding
| Topic | Published requirements |
|---|---|
| Restricted residence | The website warns that it does not solicit UK or EU residents. The help centre excludes US, Iran and North Korea, with other restrictions possible.Source 20 |
| Application steps | Register, submit verification, select an account and fund through an available method. Approval remains discretionary.Source 26 |
| Retail / professional | The 2026 terms can classify clients as professional based on experience, corporate status or deposits of USD 100,000 equivalent or more. Confirm classification before funding that threshold.Source 28 |
| Corporate route | Companies apply through the team, complete a tailored application and provide ownership/authority documentation.Source 26 |
Verification documents and material inconsistencies
| Evidence | What to prepare |
|---|---|
| Identity | Current passport, national identity card or driving licence; identity must be independently verified.Source 32 |
| Address | Utility bill, bank/card statement or appropriate professional confirmation. AML PDF allows six months; current help centre says three months. Use recent evidence and confirm acceptance.Source 32Source 20 |
| Companies | Incorporation/existence evidence, accounts where available, ownership/control information and identification of the authorised people and principals.Source 32 |
| Source of funds | Policy calls for further evidence above USD 50,000 for individuals and financial statements above USD 100,000 for legal persons, with enhanced checks possible below those amounts.Source 32 |
Support, dealing enquiries and complaints
Scope Account, funding and platform enquiries
Hours Contact page business hours: Monday–Friday 07:00–18:00 GMT
Scope Published Mauritius contact; not expressly a dedicated emergency execution line
Hours Monday–Friday 07:00–18:00 GMT
The contact material separately advertises 24/5 chat and narrower business hours. Neither statement establishes a guaranteed response time or continuous telephone execution service. No contact channel was tested. Keep an account number, symbol, order ticket and incident timestamp ready when reporting a time-sensitive problem.[19]
Complaint timetable
| Stage | Published process |
|---|---|
| Submission | Send name, account, contact details, incident date/time, staff involved if relevant, explanation and supporting evidence.Source 33 |
| Acknowledgement | Usually within three business days, with an expected response date.Source 33 |
| Review | Target response within seven business days, subject to complexity and third-party involvement.Source 33 |
| Escalation | Policy points to Mauritius FSC or another competent authority where applicable.Source 33 |
Additional services
Sections ↑Copy trading: follower and provider accounts
| Role | Published features and costs |
|---|---|
| Follower | Follow multiple strategies, monitor through mobile/web access, start or stop following and manually manage positions. The platform advertises a maximum-loss control.Source 22 |
| Provider | Choose a performance-fee structure and affiliate commission terms; public strategy statistics support discovery.Source 22 |
| Fee and execution boundary | Provider fees vary. The page’s rapid-copying claims were not tested, and copying does not establish identical fills or a guaranteed stop amount.Source 22 |
PAMM investor and manager service
| Feature | Published treatment |
|---|---|
| Investment and exit | The service page advertises entry/exit within one business day with no lock-in period; read the selected manager’s offer.Source 23 |
| Allocation | Profit/loss allocation is described as hourly, with no pre-existing losses passed to new entrants. The broker provides daily statements and web monitoring.Source 23 |
| Manager fees | Managers can set performance, management and other fees, so a low self-trading commission is not the total investor cost.Source 23 |
| Technology | Cloud operation needs no investor VPS. The manager’s strategy may not be copied or reverse-engineered under the service design.Source 23 |
Signal Start
| Feature | Evidence and limitation |
|---|---|
| Service | A Myfxbook-linked subscription service with strategy selection and adjustable copying settings.Source 24 |
| Activation | The page describes activation after subscription payment. Provider and service subscription charges need the selected offer.Source 24 |
| Free offer | Accounts above USD 10,000 are advertised as eligible for free Signal Start. The page does not define every continuing-eligibility or external strategy-fee condition.Source 24 |
Broker-funded VPS plans
VPS hosting is supplied by New York City Servers. The policy limits the free service to one VPS per client, permits deactivation after three months without qualifying activity and says stored data is permanently deleted on termination. Maintain strategy and configuration backups independently. The broker does not warrant the third-party service’s uptime.[35]
Savings feature and access to idle balances
| Item | Published offer |
|---|---|
| Currency and rate | USD only; 3% annual rate displayed at research access, variable with notice.Source 21 |
| Accrual and payment | End-of-day balance accrual, credited monthly.Source 21 |
| Access | No published minimum holding period or lock-in; internal transfers are advertised as immediate.Source 21 |
| Charges / conversion | No savings-account fee or withdrawal penalty advertised; currency conversion inside the savings account is unavailable.Source 21 |
This is a broker-provided account feature. The public description does not establish a bank deposit, statutory deposit guarantee or an independently verified yield reserve. The advertised 3% is a current published rate rather than a fixed promise for future periods. Transferring money away from a trading account can also change that account’s available margin.[21]
Institutional, API and partnership access
| Service | What is published |
|---|---|
| FIX/API | The company page advertises connectivity, but no public retail eligibility threshold, tariff, message limit or supported API specification was verified.Source 18 |
| Corporate accounts | A dedicated application route serves companies, asset managers and institutions with tailored support and CFD access.Source 26 |
| IB / partner programme | The company describes affiliate and introducing-broker tools and a partner portal; individual payout economics require the applicable partner agreement.Source 18 |
Company background & evidence
Sections ↑Company-published history
Document quality and evidence
| Finding | Treatment in this profile |
|---|---|
| Latest master contract | The live legal index links a 2026 terms-of-business PDF; search results also retain a 2025 version. The current linked contract was inspected.Source 27 |
| Older product PDF | Some index names, server-time wording and precious-metals pricing differ from current pages. Such differences are not silently normalised.Source 34 |
| VPS document | The linked VPS policy contains an incomplete regulator placeholder and different company wording. It supports service conditions, not independent licence verification.Source 35 |
| Independent testing | No trading, payment, KYC, uptime or customer-support transaction was performed. No regulator audit or current capital statement was obtained.Source 27 |
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Key to Markets International Limited
MauritiusSource 18
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Services CommissionGB19024503 | Not verified | Checked 11 Oct 2026Current broker claim; Mauritius company number 169425. A firm-specific live issuer entry was not independently obtained.Source 18 |
Additional Information
Sections ↑Account records and closure
Records and exit arrangements
| Item | Useful detail |
|---|---|
| Data retention | The AML policy retains client due-diligence and transaction records throughout the relationship and for seven years afterwards.Source 32 |
| Closure | The refund policy advertises no additional account-cancellation fee: submit the withdrawal request and notify the broker of the closure request. Outstanding trading and transfer costs remain separate.Source 31 |
| Trade evidence | Save statements and the live contract specification when placing an order; later document updates can otherwise obscure the exact terms relevant to a dispute.Source 27 |
Unresolved comparisons and account-specific information
What still needs direct confirmation
| Item | Reason |
|---|---|
| Regulator register | Current licence status and exact permissions should be confirmed against the live Mauritius issuer entry before treating a broker claim as independently verified.Source 18 |
| Pricing | No pair-specific average spread series was obtained; gold Pro commission remains inconsistent between current account marketing and the linked specification.Source 3Source 34 |
| Eligibility | A website disclaimer or an accessible application is not permission to receive services in every country; obtain acceptance and contracting-company confirmation.Source 26 |
| Cash and transfer terms | Full base-currency selection, internal conversion markup, crypto network requirements and rail-specific withdrawal limits were not established.Source 16 |
| Services | Copy/PAMM fees, API terms and continuing Signal Start eligibility need the actual offer; they are not replaced with invented universal defaults.Source 24 |
Sources & further reading
- Trading accounts comparison Key to Markets · Accessed 11 Oct 2026
- Standard account terms Key to Markets · Accessed 11 Oct 2026
- Pro account terms Key to Markets · Accessed 11 Oct 2026
- Cent account terms Key to Markets · Accessed 11 Oct 2026
- Forex products and trading notes Key to Markets · Accessed 11 Oct 2026
- Commodity contracts and trading notes Key to Markets · Accessed 11 Oct 2026
- Index CFD products Key to Markets · Accessed 11 Oct 2026
- Stock CFD products Key to Markets · Accessed 11 Oct 2026
- Cryptocurrency CFD products Key to Markets · Accessed 11 Oct 2026
- MetaTrader 4 Key to Markets · Accessed 11 Oct 2026
- MetaTrader 5 Key to Markets · Accessed 11 Oct 2026
- MetaTrader 5 WebTerminal Key to Markets · Accessed 11 Oct 2026
- Fee disclosures Key to Markets · Accessed 11 Oct 2026
- Overnight swap treatment Key to Markets · Accessed 11 Oct 2026
- Deposit methods Key to Markets · Accessed 11 Oct 2026
- Withdrawal methods Key to Markets · Accessed 11 Oct 2026
- Security of funds Key to Markets · Accessed 11 Oct 2026
- Company history and regulatory disclosure Key to Markets · Accessed 11 Oct 2026
- Contact channels and hours Key to Markets · Accessed 11 Oct 2026
- Help centre Key to Markets · Accessed 11 Oct 2026
- USD savings account feature Key to Markets · Accessed 11 Oct 2026
- Copy trading accounts Key to Markets · Accessed 11 Oct 2026
- PAMM accounts Key to Markets · Accessed 11 Oct 2026
- Signal Start service Key to Markets · Accessed 11 Oct 2026
- VPS hosting Key to Markets · Accessed 11 Oct 2026
- Corporate account application Key to Markets · Accessed 11 Oct 2026
- Legal document index Key to Markets · Accessed 11 Oct 2026
- 2026 terms of business Key to Markets · Accessed 11 Oct 2026
- Order execution policy Key to Markets · Accessed 11 Oct 2026
- Swap-free account agreement Key to Markets · Accessed 11 Oct 2026
- Refund and return policy Key to Markets · Accessed 11 Oct 2026
- Anti-money-laundering policy Key to Markets · Accessed 11 Oct 2026
- Complaint policy Key to Markets · Accessed 11 Oct 2026
- CFD trading specifications Key to Markets · Accessed 11 Oct 2026
- VPS service policy Key to Markets · Accessed 11 Oct 2026
- Risk and disclosure notice Key to Markets · Accessed 11 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.