İş Yatırım combines domestic securities and derivatives, international dealing and a separately contracted leveraged FX/CFD service. Herkese Borsa has its own volume-based prices and US-market account workflow, so its free domestic services should not be applied to every TradeMaster or adviser account. Foreign-market custody disclosures contain a calculation-period inconsistency that should be resolved in the signed tariff before relying on a holding-cost estimate.[1][2][4][5][6][7]
Accounts and eligibility
Sections ↑Account comparison01
Choose the account and service first
| Item | Details |
|---|---|
| General/adviser relationship | Uses the agreed İş Yatırım tariff and service contract.Source 1Source 4Source 5 |
| Herkese Borsa | A separate branded digital route with its own domestic volume schedule and listed fee concessions.Source 1Source 4Source 5 |
| Leveraged FX | TradeMaster FX requires its own agreement and product permissions.Source 1Source 4Source 5 |
Account comparison02
Activating Herkese Borsa US markets
| Item | Details |
|---|---|
| Application | Products and Services, then New Products and Services, then Overseas Markets.Source 6 |
| Contract | Approve the disclosures and contracts to send the Saxo account-opening request to İş Yatırım.Source 6 |
| Minimum | The FAQ states no account-opening or investment minimum, while instrument/exchange minimum quantities can still apply.Source 6 |
Account comparison03
Website membership and client access
| Item | Details |
|---|---|
| Website membership | Does not itself open a trading account.Source 3 |
| Platform access | Trading access is for clients with the necessary account.Source 3 |
| Children’s accounts | The general FAQ says they can be arranged with account-opening assistance; it does not promise the same self-service route for every age.Source 3 |
Account comparison04
Long-unclaimed assets
| Item | Details |
|---|---|
| Published rule | Investment-service assets and receivables unclaimed for ten years from the last demand, transaction or written instruction enter the statutory limitation process.Source 11 |
| Notices | The firm publishes information for the relevant 2026 and 2027 populations.Source 11 |
| Distinction | This is an unclaimed-property process, not a monthly inactivity fee or an automatic ten-year investment guarantee.Source 11 |
Products and market access
Sections ↑Specifications05
Domestic investments
| Item | Details |
|---|---|
| Securities | Turkish shares, funds, warrants and fixed-income products under the relevant service.Source 1Source 4Source 5 |
| Derivatives | Borsa İstanbul VİOP futures and options have separate contract and collateral requirements.Source 1Source 4Source 5 |
| Other digital product | Herkese Borsa publishes an ELÜS warehouse-receipt trading tariff.Source 1Source 4Source 5 |
Specifications06
International securities routes
| Item | Details |
|---|---|
| Herkese Borsa US route | NASDAQ and NYSE shares and ETFs.Source 6Source 4 |
| Broader international service | The general tariff covers additional foreign shares, options and futures under the applicable agreement.Source 6Source 4 |
| Availability | A global tariff entry does not establish that the same product is enabled in the Herkese Borsa US account.Source 6Source 4 |
Specifications07
TradeMaster FX scope
Trading and holding costs
Sections ↑Pricing & charges08
General domestic commission schedule
| Item | Details |
|---|---|
| Shares, ETFs and short sales | Published general rate 0.20% of transaction value.Source 4 |
| Domestic fixed income | 0.10% in the corresponding tariff line.Source 4 |
| VİOP futures | 0.20% of transaction value.Source 4 |
| VİOP options | 0.20% on the stated nominal base; do not substitute premium value for nominal value.Source 4 |
Pricing & charges09
General international shares and extras
| Item | Details |
|---|---|
| Foreign shares | 0.25%, with venue-specific minimums in the general tariff.Source 4 |
| Specified OTC foreign route | An additional 0.03% third-party cost is listed.Source 4 |
| TradeMaster International extended-hours ALGO | An additional half US cent per share, equal to USD 0.005, in the stated service.Source 4 |
| Contract check | These general lines are separate from the Herkese Borsa USD 1 minimum.Source 4 |
Pricing & charges10
General international derivatives
| Item | Details |
|---|---|
| Equity/ETF options | USD 5 or EUR 5 per contract according to the market.Source 4 |
| Other specified options | USD 15 or EUR 15 per contract in the relevant lines.Source 4 |
| Foreign futures | USD 7 or EUR 7 per contract according to the market.Source 4 |
| Currency | The venue and contract determine the charging currency; the figures are not interchangeable.Source 4 |
Pricing & charges11
Herkese Borsa share tiers: up to TRY 1 million
| Item | Details |
|---|---|
| Daily average up to TRY 40,000 | 0.15%.Source 5 |
| TRY 40,001–100,000 / 100,001–200,000 | 0.14% / 0.13%.Source 5 |
| TRY 200,001–500,000 / 500,001–800,000 | 0.12% / 0.11%.Source 5 |
| TRY 800,001–1,000,000 | 0.10%. These are average-volume bands, not minimum deposits.Source 5 |
Pricing & charges12
Herkese Borsa higher share-volume tiers
Pricing & charges13
Herkese Borsa VİOP tiers
Pricing & charges14
Herkese Borsa domestic service concessions
| Item | Details |
|---|---|
| No listed service charge | Domestic live data, opening, account maintenance, exchange/clearing/custody and the stated corporate-action/cancellation services.Source 5 |
| TL transfer | Free in this schedule.Source 5 |
| Own-issued warrants | No commission on İş Yatırım-issued warrants through the specified Herkese Borsa and İş Varant mobile route.Source 5 |
| Tax | Published fees exclude applicable BSMV/VAT; the domestic concessions are not a waiver of foreign-market custody or every tax.Source 5 |
Pricing & charges15
Herkese Borsa US shares and receipts
| Item | Details |
|---|---|
| NASDAQ/NYSE brokerage | 0.25%, minimum USD 1.Source 5 |
| ADR/GDR depositary custody | USD 0.03 per share every six months in the stated tariff.Source 5 |
| Proxy voting | USD 5 for the listed service.Source 5 |
| Additional charges | Relevant market levies and taxes can apply; no inconsistent SEC fee figure is reproduced.Source 5 |
Pricing & charges16
Foreign custody: reconcile the calculation period
| Item | Details |
|---|---|
| Fee-page entry | 0.0042% with a monthly charging label for the specified foreign-share custody category.Source 5Source 6 |
| FAQ method | Separately describes daily valuation multiplied by a rate divided by days in the year, then collected monthly.Source 5Source 6 |
| Before relying on an estimate | Obtain the contractual rate basis and calculation period; the two descriptions should not be combined into an invented annual total.Source 5Source 6 |
Pricing & charges17
Advice and ELÜS prices depend on the route
Pricing & charges18
General cash-transfer charges
| Item | Details |
|---|---|
| Ordinary specified EFT | TRY 18 for the stated non-İşbank transfer made before 15:30; other timing and taxes can change the charge.Source 4 |
| Specified external FX/security transfer | USD 30 in the corresponding general-tariff line, with other applicable costs.Source 4 |
| Do not combine routes | Herkese Borsa’s free TL-transfer line is a separate service condition.Source 4 |
Pricing & charges19
FX/CFD and securities-lending costs
| Item | Details |
|---|---|
| Leveraged FX/CFDs | Instrument spreads and overnight swap/financing terms differ from share commission.Source 4Source 2 |
| Securities lending | The tariff’s 20% figure is a share of lending commission, not 20% of the security’s market value.Source 4Source 2 |
| Holding period | A transaction price alone does not capture financing or lending-related charges.Source 4Source 2 |
Platforms, orders and execution
Sections ↑Process20
TradeMaster platform selection
| Item | Details |
|---|---|
| Web and mobile | Account and transaction access through supported devices.Source 1Source 3 |
| Desktop / International | Dedicated platform choices for the services offered.Source 1Source 3 |
| FX | MetaTrader 5 under the separate FX relationship; permissions do not transfer automatically between product accounts.Source 1Source 3 |
Process21
Orders and amendments
| Item | Details |
|---|---|
| The firm says it does not accept orders sent by email.Source 3 | |
| Limit amendments | The FAQ describes increasing a buy limit or reducing a sell limit.Source 3 |
| Cancellation | It describes cancellation during the Borsa İstanbul session; execution status still determines whether an instruction can take effect.Source 3 |
Process22
US-market data subscriptions
Process23
Enabling ETFs and corporate-action choices
| Item | Details |
|---|---|
| ETF visibility | Profile, Platform Settings, Trading Products, then enable ETFs.Source 6 |
| Corporate actions | Use Portfolio, Capital Movements, or Profile, Corporate Activities.Source 6 |
| Scope | These are settings and instructions in the overseas-market service, not features of every domestic order ticket.Source 6 |
Funding, settlement and transfers
Sections ↑Process24
USD bank deposits and withdrawals
| Item | Details |
|---|---|
| Deposit | Use the USD IBAN and reference displayed in Herkese Borsa’s deposit workflow.Source 6 |
| Withdrawal destination | Register and verify a USD bank account in the client’s own name.Source 6 |
| Withdrawal amount | Only the displayed withdrawable cash can be transferred; a portfolio valuation is not an available-cash balance.Source 6 |
Process25
Moving USD to and from the Saxo account
| Item | Details |
|---|---|
| Internal route | Cash Transactions, Overseas Collateral transfers money between the free USD balance and the overseas account.Source 6 |
| Full operating days | Published deposit window 09:00–16:00; withdrawal window 09:00–14:00.Source 6 |
| Half operating days | 09:00–10:00 for the stated deposit and withdrawal service; consult the service calendar for the applicable day.Source 6 |
Process26
US settlement and withdrawable proceeds
| Item | Details |
|---|---|
| Market standard | Most relevant US securities transactions use T+1, one business day after trading, following the May 2024 change.Source 12Source 6 |
| Account posting | The broker describes a separate next-business-day posting step before a withdrawal request tied to settlement receivables.Source 12Source 6 |
| Practical check | Use the actual settled, withdrawable balance and transfer window; selling a position does not make all proceeds immediately transferable.Source 12Source 6 |
Process27
Transferring securities and receiving dividends
| Item | Details |
|---|---|
| Incoming holding | Instruct the originating broker to transfer the securities to the İş Yatırım account.Source 3 |
| Pending sales | A holding subject to an unsettled sale cannot be treated as immediately transferable.Source 3 |
| Cash dividend | The FAQ says customer credit follows the day Takasbank credits the member account.Source 3 |
Custody and client protection
Sections ↑Protections & eligibility28
Legal firm and authorisation disclosure
| Item | Details |
|---|---|
| Legal company | İş Yatırım Menkul Değerler A.Ş.; a separate company from Türkiye İş Bankası.Source 7Source 8 |
| Licence disclosed in KAP | Broad-authority intermediary G-012 (296), dated 3 September 2015.Source 7Source 8 |
| Current scheme list | The YTM October 2026 institution list records the firm as active.Source 7Source 8 |
Protections & eligibility29
YTM compensation scope in 2026
| Item | Details |
|---|---|
| Maximum | TRY 2,065,145 for an eligible investor under the 2026 limit.Source 9Source 10Source 8 |
| Trigger and scope | A qualifying compensation decision addresses an investment firm’s failure to meet covered cash-payment or securities-delivery obligations.Source 9Source 10Source 8 |
| Aggregation | The limit concerns the investor’s aggregate claims at the same institution, not a separate allowance for every account or currency.Source 9Source 10Source 8 |
| Exclusions | Market-price and investment-advice losses are excluded, along with the statutory excluded claimant categories.Source 9Source 10Source 8 |
Protections & eligibility30
Bank deposits and brokerage assets
| Item | Details |
|---|---|
| Investment firm | The FAQ distinguishes brokerage services from bank deposit-taking.Source 3Source 6Source 10 |
| Overseas account | The Herkese Borsa route involves a separate Saxo opening request and its associated terms.Source 3Source 6Source 10 |
| Protection boundary | Do not assign a bank-deposit guarantee or a foreign compensation scheme to every İş Yatırım balance solely from the group relationship or platform name.Source 3Source 6Source 10 |
Support, complaints and records
Sections ↑Process31
General and account-opening contacts
| Item | Details |
|---|---|
| Company contact | +90 212 350 20 00; [email protected] in the current KAP filing.Source 7Source 3Source 5 |
| Account-opening help | +90 212 350 24 24 in the FAQ.Source 7Source 3Source 5 |
| Herkese Borsa help | 0850 721 57 00 in the service website.Source 7Source 3Source 5 |
Process32
International dealing assistance
| Item | Details |
|---|---|
| Desk | +90 212 350 28 28.Source 3 |
| Published scope | The FAQ describes international dealing assistance until the New York Stock Exchange closes, alongside TradeMaster International.Source 3 |
| Outage instruction | Contact the desk to establish the accepted, authenticated instruction route; the FAQ does not guarantee execution during every outage.Source 3 |
Process33
Account information and reports
| Item | Details |
|---|---|
| TradeMaster Web | Displays the client’s account and transactions.Source 3 |
| Adviser | Can provide regular account information and arrange research-report delivery.Source 3 |
| Privacy | The FAQ states that account information requires client authority before disclosure to another person.Source 3 |
Process34
Closing the overseas-market account
| Item | Details |
|---|---|
| Before requesting closure | Resolve positions, positive cash, custody debts, unpaid carrying charges and incomplete withdrawals.Source 6 |
| Request | Use the Close control beside Overseas Markets in New Products and Services.Source 6 |
| Scope | This sends the Saxo account-closure request to İş Yatırım; it should not be read as closing every other brokerage service automatically.Source 6 |
Research and additional services
Sections ↑Availability35
Research and advice serve different purposes
| Item | Details |
|---|---|
| Public research | Market analysis, watchlists, company information and analyst commentary.Source 5Source 3Source 4 |
| Personal advice | A separately agreed advisory service can carry the applicable monthly charge.Source 5Source 3Source 4 |
| Execution authority | General published commentary does not itself authorise discretionary trades.Source 5Source 3Source 4 |
Company and service history
Sections ↑Regional comparison36
Current identity and ownership
| Item | Details |
|---|---|
| Registered company | İş Yatırım Menkul Değerler A.Ş., registered on 18 December 1996.Source 7 |
| Controlling shareholder | Türkiye İş Bankası: 65.74% in the current KAP filing.Source 7 |
| Listed shares | ISMEN; listed since 18 May 2007.Source 7 |
| Head office | İş Kuleleri Kule 2, Levent, Beşiktaş, Istanbul.Source 7 |
- Headquarters
- Türkiye
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
İş Yatırım Menkul Değerler A.Ş.
TürkiyeSource 7
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Capital Markets Board of TürkiyeG-012 (296) | Not verified | Checked 27 Oct 2026Broad-authority intermediary certificate dated 3 September 2015 is disclosed in the current KAP filing. The YTM October 2026 list separately records the firm as active; a direct current CMB register entry was not retrieved.Source 7 |
Cost illustrations and practical implications
Sections ↑Scenarios37
Calculated Herkese Borsa share example
Scenarios38
Calculated US-share minimum example
Sources & further reading
- İş Yatırım: current services, products and TradeMaster platform range İş Yatırım — TradeMaster and TradeMaster FX · Accessed 27 Oct 2026
- İş Yatırım TradeMaster FX: MetaTrader 5 and leveraged product scope İş Yatırım — TradeMaster and TradeMaster FX · Accessed 27 Oct 2026
- İş Yatırım FAQ: accepted orders, transfers, reporting and contact routes İş Yatırım — TradeMaster and TradeMaster FX · Accessed 27 Oct 2026
- İş Yatırım commission and expense tariff, dated 28 August 2026 İş Yatırım — TradeMaster and TradeMaster FX · Accessed 27 Oct 2026
- Herkese Borsa: domestic volume tiers, US commissions and separate foreign custody costs İş Yatırım — TradeMaster and TradeMaster FX · Accessed 27 Oct 2026
- Herkese Borsa US-market FAQ: Saxo activation, USD transfers, data and closure İş Yatırım — TradeMaster and TradeMaster FX · Accessed 27 Oct 2026
- KAP current company filing: İş Yatırım identity, ownership, licence and contacts Public Disclosure Platform (KAP) · Accessed 27 Oct 2026
- YTM October 2026 member institutions and operating-status list Yatırımcı Tazmin Merkezi · Accessed 27 Oct 2026
- YTM: maximum investor compensation by year, including 2026 Yatırımcı Tazmin Merkezi · Accessed 27 Oct 2026
- YTM: Capital Markets Law Article 84, compensation scope and exclusions Yatırımcı Tazmin Merkezi · Accessed 27 Oct 2026
- İş Yatırım: ten-year unclaimed assets and 2026–2027 notices İş Yatırım — TradeMaster and TradeMaster FX · Accessed 27 Oct 2026
- SEC investor bulletin: T+1 standard US securities settlement from 28 May 2024 US Securities and Exchange Commission · Accessed 27 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.