Investingor: cTrader tiers, short-trade restrictions and copy-account controls

The FSA’s current dealer directory matches Investingor Ltd and investingor.com.[1]

The profiled agreement is with Investingor Limited, company 8429727-1, under Seychelles licence SD135. This identifies the contracting entity; account acceptance still requires the broker’s identity and eligibility checks.[11]

All tiers advertise up to 1:200. The footnote discards every trade closed inside two minutes, including profit or loss. EA and news-trading permission does not remove this scalping restriction.[5]

The dedicated Islamic-account page describes accounts without overnight interest. That changes the financing arrangement, not the product’s leveraged price exposure. Establish the approved account’s instrument eligibility and any administrative charge before carrying positions overnight; the public description alone is not an instrument-by-instrument financing schedule.[6]

Verification requires government-issued photographic identification and proof of address, such as a recent utility bill or bank statement. The AML policy uses a three-month recency requirement for utility bills. Names on the application, identity evidence and funding account need to agree. Cash and third-party payments are not accepted under that policy.[25]

View full spreads & trading costs

The market pages contain their own maximum sizes and trading sessions. For example, the forex specifications show a 50-lot ceiling for EUR/USD, while the account matrix uses a lower general ceiling. Use the account’s executable symbol specification when sizing an order; neither a generic account maximum nor a contract table is a promise that all sizes will be accepted.[12]

Stock and index tables are useful for identifying the type of exposure, but they are not a substitute for the live dealing list. Before a corporate action or contract expiry, check whether the account carries the same symbol, quantity and adjustment terms. This is particularly relevant to any strategy that attempts to reproduce a portfolio of cash shares.[16]

Premium’s unspecified commission charging side prevents a reliable all-in FX calculation. Confirm the tariff and executable spread together before comparing it with the spread-only tiers.[5]

Investingor provides forex calculators for estimating trade quantities and currency effects. Such estimates help reconcile a proposed size with the account currency, but the actual order confirmation and account ledger determine the executed charge. A calculator result does not fix a future spread or guarantee that a stop will fill at its requested price.[20]

Spotware allows the same cTrader ID to access accounts on several devices. Account-linking or unlinking questions go to the broker. Keep access recovery separate from trading instructions: replacing a password does not itself establish that a position was closed or a pending order cancelled.[30]

The agreement makes Investingor the contractual counterparty for OTC orders. Unexecuted instructions can remain effective into the next session, so a market closure does not automatically cancel them.[4]

The risk disclosure explains that gaps, poor liquidity and communications failures can produce execution materially away from the requested price or prevent execution. A stop-loss is therefore an instruction to close under its execution conditions, not insurance for a fixed exit value. Leave room for price movement while a funding request is still processing.[24]

For permanent closure, Investingor provides an account-closure form. It asks the client to settle open trades and withdraw the remaining balance before submitting the request. A closure request is consequently the final administrative step after dealing and cash withdrawal; it should not be used as a substitute for closing an exposed position.[19]

The closure page says user data must be retained for five years. Retention does not establish continued portal access. Save trade history, account statements, deposit receipts and withdrawal confirmations before submitting closure, especially if an earlier transaction could later need reconciliation.[19]

Investingor’s regulation page advertises segregation and negative balance protection. Those are different protections: separating client cash concerns how money is held, while negative balance treatment concerns liability after trading losses. Neither description is a promise to reimburse an ordinary losing trade.[11]

The agreement permits onward transfer to an intermediary or liquidity provider and warns that third-party omnibus holdings can be difficult to separate on insolvency. The public segregation claim therefore should not be read as a named bank deposit guarantee for each trading-account balance.[4]

There is also a material deficit conflict. The published risk disclosure says a client remains liable for a resulting deficit after liquidation, while the regulation page advertises negative balance protection. Written confirmation of the protection applicable to the accepted account is necessary before relying on a zero-debt outcome after a gap.[24][11]

The home and FAQ pages advertise 24/5 online assistance, while the contact page gives separate office hours. Neither source establishes that telephone support can accept, amend or close a live order during an outage. If a dealing problem occurs, record the ticket, requested instruction, time and error message and contact support promptly.[9][8]

cTrader Web can generate an HTML statement for the selected history period and export the data as CSV. Its history differentiates filled, partially filled, rejected and error outcomes. Reconcile those records with the broker’s cash ledger so that a requested order is not mistaken for an executed deal.[29]

Save a consistent date range and account identifier for any tax or accounting work. Platform history is useful transaction evidence; the export itself does not decide local tax treatment or supply a jurisdiction-specific tax certificate. Include financing, commissions and currency conversions when checking net performance.[29]

Spotware says cTrader Open API is supported by default for affiliated brokers’ trading accounts. It provides market data, deal and order history, and permitted trading operations on demo or live accounts. This is platform-level integration; it does not change the broker’s accepted symbols or contractual trading restrictions.[31]

API authorisation distinguishes view-only account access from trading permission. The client chooses the linked accounts an application can access; later-added accounts require further authorisation. A reporting connection consequently need not have order authority, and these trading scopes do not establish permission to withdraw client cash.[32]

Investingor advertises cTrader Copy with a separate copying account for each selected strategy, adjustable allocations and an equity stop. Allocation is an instruction to expose real money to another strategy. Changes in balance, available margin and the broker’s symbol sizes can affect what the investor’s account reproduces.[18]

Before disconnecting, check both the copying status and the remaining positions, then reconcile realised profit, loss and fees. The distinction matters when an investor wants only to stop new signals but also intends to retain or close existing exposure: the platform’s stop-copying operation has its own liquidation behaviour.[27]

Investingor also markets an introducing-broker and affiliate programme with revenue sharing and acquisition payments. These are partner remuneration arrangements, not a retail deposit bonus or evidence of independent investment advice. A referral relationship can create an incentive to attract funded trading activity.[21]

The white-label programme packages company-formation support, a branded website, client management, cTrader terminals and risk-management support for brokerage businesses. It is a separate commercial service. A partner’s logo on software does not by itself identify which company signs a retail client’s agreement.[22]

Investingor’s company page says it was established in Seychelles in 2020 by financial-services professionals. The business presents itself as a retail multi-asset broker with related partner services. This profile uses the currently accessible account pages and linked legal documents checked on 19 October 2026; the material inconsistencies are identified in the relevant account, margin, funding and protection sections.[10]

Headquarters

Profiled account entity: Mahé, Seychelles

Founded

2020