Accounts and access
Sections ↑ILIRIKA’s Slovenian service combines assisted securities brokerage with ILIRIKA Online, its browser and mobile interface. The conventional securities account and separate INR define the contractual arrangement, not the app alone.[6][2]
The account is not the same as the app
| Route | What changes |
|---|---|
| Conventional securities account | Domestic and foreign securities through the brokerage service; choose independent online dealing or broker assistance.Source 3 |
| INR | A separate account for a Slovenian-resident individual, with eligible investments and statutory contribution/withdrawal rules.Source 6 |
| Vzajemna-share route | A specifically priced route for receiving VZZR shares; its concession is not the general multi-asset account tariff.Source 9 |
Government guidance limits an INR to one individual owner, opened once in a lifetime, with provider-to-provider transfer allowed. It is not a joint account. The published opening rules distinguish the basic subaccount from the additional Slovenian-investment subaccount; an ordinary securities account does not become an INR merely by changing its display name.[8]
Products and investment scope
Sections ↑The brokerage service offers Ljubljana-listed and overseas shares, bonds and ETFs. Its website also markets financing for securities purchases and assisted dealing. Exchange securities should not be described as leveraged CFDs: the funding arrangement and the underlying instrument are separate choices.[3]
The group’s SBITOP TR UCITS ETF concentrates on Slovenian listed companies; its Global UCITS ETF targets developed equity markets. The fund manager is ILIRIKA SKLADI d.d., not the identically branded brokerage company. Accumulation means income is retained within the fund, not that the investor earns a fixed interest rate.[11]
Charges and tax-account limits
Sections ↑The conventional securities tariff effective 1 May 2026 replaces the January change notice as the pricing reference. ILIRIKA’s own fees sit alongside exchange, depository, custodian and executing-broker charges in its separate Annex 1. INR has a separate tariff.[13][5]
Conventional account and custody charges
| Charge | Published basis |
|---|---|
| Opening | Individuals: free, including video identification. Legal persons: EUR 50; video opening unavailable.Source 13 |
| Trading package — individuals | EUR 30 annually with paper communications, or EUR 24 with electronic communications and ILIRIKA Online registration.Source 13 |
| Business package | EUR 84 annually for either communication route. Sole proprietors may choose either package.Source 13 |
| Domestic custody | Monthly basis: equities 0.0010%; debt 0.00080% of average portfolio value. Qualifying Slovenian retail government bonds are exempt from this ILIRIKA holding fee.Source 13 |
| Foreign custody | 0.0070% of average monthly foreign portfolio value.Source 13 |
| Custody minimum and billing | Trading package: EUR 3 per quarter; Business: EUR 6. Small accumulated charges may be deferred, but are collected by year-end or closure.Source 13 |
For EUR 10,000 held abroad throughout a month, 0.0070% is EUR 0.70 before the quarterly minimum and other charges. Annual package fees are charged in full on opening; later-year closure permits a proportional refund for remaining months, but first-calendar-year closure does not.[13]
Conventional dealing charges
| Route | Broker commission and settlement |
|---|---|
| ILIRIKA Online | 0.40%; daily transaction minimum EUR 5 for the domestic market and EUR 9 for foreign markets.Source 13 |
| Assisted dealing | 0.60%–1.00% by daily turnover tier; daily minimum EUR 15 domestic and EUR 25 foreign.Source 13 |
| Broker settlement charge | Domestic: none. Foreign: EUR 6 per order, with same-instrument transactions on the same day charged once. Direct market/custody costs are additional.Source 13 |
INR contribution and withdrawal framework
| Item | Statutory distinction |
|---|---|
| First calendar year | Basic contribution limit EUR 20,000.Source 7 |
| Later years | EUR 5,000, with an additional EUR 5,000 for qualifying Slovenian instruments.Source 7 |
| Lifetime paid-in amount | EUR 150,000; investment growth is not the same as a new contribution.Source 7Source 8 |
| Withdrawal tax | Generally 15% on the relevant income; the first withdrawal after 15 years can be exempt when no earlier withdrawal occurred. This is not a guarantee of investment return.Source 7 |
Platform and order controls
Sections ↑The current app supports remote identification, biometric login, watchlists and a financial calendar, alongside browser access. The platform is advertised without an initial-deposit minimum. Twenty-four-hour account access must be distinguished from the opening hours of the exchange on which an order is to execute.[2]
Check the status of the original order before submitting a replacement. A cancellation request can race with execution; retain the confirmation and trade record.[2]
Cash movements and securities transfers
Sections ↑Different movements require different instructions
| Movement | Practical boundary |
|---|---|
| Money into the account | Use the account-specific payment instructions supplied by ILIRIKA. Its corporate bank details are not treated here as verified client-funding instructions.Source 1 |
| Vzajemna shares from KDD | The dedicated offer includes free opening and receipt from KDD. The current Trading tariff charges EUR 15 annually for electronic service when the portfolio contains only qualifying Slovenian retail government bonds or VZZR shares; standard paper service is EUR 30.Source 9Source 13 |
| Existing securities into INR | Government guidance excludes ordinary-account securities transfers into INR, apart from the stated Vzajemna exception. A provider-to-provider INR transfer is a different process.Source 8 |
Cash remittances, transfers and closure
| Movement | ILIRIKA charge |
|---|---|
| EUR remittance within SEPA | Up to EUR 50,000: EUR 1.20. Above EUR 50,000 or urgent: EUR 8.50.Source 13 |
| Remittance outside SEPA | 0.15%, minimum EUR 20 and maximum EUR 220.Source 13 |
| Same-holder securities transfer in | No ILIRIKA transfer fee from another KDD member or foreign intermediary; third-party costs remain separate.Source 13 |
| Same-holder securities transfer out | 0.12% of the instrument’s value, minimum EUR 50 and maximum EUR 1,000 per transaction, plus direct costs.Source 13 |
| Account closure | EUR 19.90 plus KDD costs. The ILIRIKA closure fee is waived for portfolios containing only qualifying Slovenian retail government bonds.Source 13 |
Custody and regulatory evidence
Sections ↑Investor-claim protection
| Point | Scope |
|---|---|
| Eligible claim limit | ILIRIKA’s published ZTFI-1 notice states up to EUR 22,000 of eligible net claims against the same failed scheme member, across accounts and currencies.Source 14 |
| Eligibility exclusions | Professional clients and specified connected parties, medium-sized and large companies and other excluded claims do not receive this cover.Source 14 |
| What it does not cover | Market losses or promised investment returns. The amount is not a separate bank-deposit guarantee.Source 14 |
ILIRIKA links its ATVP permission information, and the Ljubljana Stock Exchange identifies the company on its member board. The authorisation record determines the permitted investment services; exchange representation alone does not establish that scope.[1][12]
Support and complaints
Sections ↑The published general contact is +386 1 300 22 50 and [email protected], with Monday–Friday 08:30–17:30 hours. These are contact hours, not a guaranteed after-hours dealing service. For a dispute, retain the order reference, timestamps, execution statement and requested remedy.[1]
Securities complaint stages
| Stage | Published procedure |
|---|---|
| Submit | Write to Slovenska cesta 54a, 1000 Ljubljana or [email protected]. An in-person oral complaint is recorded and signed.Source 15 |
| Initial response | 30 days after receipt; a delay requires a written explanation. The policy treats eight weeks without an answer as an unsuccessful internal outcome.Source 15 |
| Internal appeal | Appeal to ILIRIKA’s complaints commission within 15 days of the decision. The response period is 30 days.Source 15 |
| External route | Consumer disputes: European Centre for Dispute Resolution (ECDR). Non-professional legal persons: the arbitration route at Slovenia’s Chamber of Commerce. The policy specifies the escalation conditions.Source 15 |
Credit and related services
Sections ↑Published securities-financing terms
| Facility | Scope |
|---|---|
| Loan / account limit | Up to 10% of portfolio value, capped at EUR 20,000. Loan: six months with possible extension; account limit: one calendar year.Source 10 |
| Repo | Temporary securities sale with a repurchase obligation; detailed table states up to 50% of portfolio, capped at EUR 70,000, with EUR 100,000 minimum portfolio and 12-month term.Source 10 |
| Interest components | Loan/limit: 1M Euribor + 8% p.a.; repo: 1M Euribor + 6.4% p.a. The page additionally specifies a variable consumer-price-growth component and zero floors for negative reference values.Source 10 |
The repo heading and detailed table show inconsistent headline caps. Obtain the signed calculation and collateral/liquidation conditions before relying on the facility; this profile does not turn that marketing table into a complete credit agreement.[10]
Company context
Sections ↑The profiled company is ILIRIKA borzno posredniška hiša d.d., Ljubljana, registration 5831652, at Slovenska cesta 54a. Its stated formation year is 1994. The review is confined to that Slovenian contracting identity; a related company or similarly branded regional service does not inherit the same account terms.[1]
- Headquarters
- Ljubljana, Slovenia
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
ILIRIKA borzno posredniška hiša d.d., Ljubljana
SloveniaSource 1
No separate licence entry is recorded in this panel.
Sources & further reading
- Slovenian legal identity and contact details ILIRIKA · Accessed 20 Oct 2026
- Online and mobile trading platform ILIRIKA · Accessed 20 Oct 2026
- Stockbroking service and market scope ILIRIKA · Accessed 20 Oct 2026
- 8 January 2026 notice: tariff changes effective 12 January ILIRIKA · Accessed 20 Oct 2026
- Tariffs, custody rules, complaints and regulatory document index ILIRIKA · Accessed 29 Oct 2026
- Current individual investment account service ILIRIKA · Accessed 20 Oct 2026
- INR law takes effect: 5 March 2026 Slovenian Ministry of Finance · Accessed 20 Oct 2026
- Opening and transferring an INR: February 2026 guidance Slovenian Ministry of Finance · Accessed 20 Oct 2026
- Vzajemna share receipt and transfer service ILIRIKA · Accessed 29 Oct 2026
- Loans, account limit and repo conditions ILIRIKA · Accessed 20 Oct 2026
- Own-group ETF range and fund-manager identity ILIRIKA · Accessed 20 Oct 2026
- Exchange Board of Members: ILIRIKA representation Ljubljana Stock Exchange · Accessed 20 Oct 2026
- Securities tariff effective 1 May 2026 (Slovenian) ILIRIKA · Accessed 29 Oct 2026
- Investor-claim protection information, 24 April 2025 ILIRIKA · Accessed 29 Oct 2026
- Securities complaints and out-of-court dispute rules ILIRIKA · Accessed 29 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.