Accounts & headline costs
Sections ↑Goodbody Connect is Goodbody’s Irish execution-only online service for customers who choose their own shares and selected ETFs. It offers euro, U.S.-dollar and sterling settlement across Irish, UK, U.S. and selected European markets. Unlike flat-fee mobile brokers, its commission is percentage-based with a €25 minimum, so order size and foreign-market charges materially affect the total cost.[1][2]
Account comparison01
Account and service routes at a glance
| Account or route | Customer scope | Headline condition |
|---|---|---|
| Individual Connect account | Irish resident aged 18 or over | €5,000 minimum opening value; customer directs all orders.Source 1Source 2 |
| Joint Connect account | Two verified applicants | Both parties supply identity/address evidence; only one holder can log in at a time.Source 2 |
| Cash or transferred securities funding | Opening value may be cash, stock or combination | Asset transfer forms and eligibility differ by market/custody system.Source 1Source 2 |
| Advised/managed Goodbody service | Separate wealth-management relationship | Do not apply Connect’s execution-only tariff or responsibility model automatically.Source 11Source 3 |
Broker essentials02
Opening essentials
| Measure | Value | Context |
|---|---|---|
| Minimum initial value | €5,000 | Cash, securities or a combination; application approval remains separate.Source 1Source 2 |
| Annual maintenance | €100 + 23% VAT | Automatically debited; liabilities can lead to asset sales under the terms.Source 1Source 2 |
| Trading commission | €25 minimum; 1% first €25,000 + 0.5% balance | Online purchases and sales; telephone orders have a €100 minimum commission. Additional foreign-market charges can apply.Source 1Source 2Source 6 |
| Account company | Goodbody Stockbrokers Unlimited Company | CBI firm C759; execution-only route under Goodbody brand.Source 8Source 1 |
The percentage schedule makes small orders relatively expensive: any online trade below €2,500 reaches the €25 minimum before foreign broker, custody, regulatory or currency charges. Large orders use the two commission bands rather than one flat rate on the entire amount.[1][2]
Products & platforms
Sections ↑Availability03
Products and what is actually held
| Product | Published access | Important boundary |
|---|---|---|
| Irish, UK, U.S. and European shares | More than 1,000 shares across the marketed service | Market, custody eligibility and foreign-ownership rules can restrict a specific security.Source 1Source 2 |
| Selected ETFs | Exchange-traded fund access within supported markets | Selection is not every global ETF; fund expenses and market spread remain.Source 1 |
| Multi-currency settlement | EUR, USD and GBP account currencies | A conversion is unnecessary where the customer settles in the security currency; otherwise FX spread applies.Source 1Source 2 |
| Research and market briefing | Goodbody research and Finimize-linked daily information | Information does not convert the execution-only account into advice.Source 1 |
| Certificated shares | Irish, UK, U.S./Canadian forms and dematerialisation routes | Processing can take weeks and requires market-specific documentation.Source 2 |
Platforms & products04
Platforms and tools
| Platform or tool | Verified capability | Boundary |
|---|---|---|
| Goodbody Connect web platform | Orders, holdings, transaction history, notifications and documents | Only one joint holder may log in at a time; service availability can be interrupted.Source 1Source 2 |
| Mobile/tablet browser access | Portfolio management on supported devices | Public material describes responsive access rather than a separately documented native trading API.Source 1 |
| Recent Transaction History | Order state, execution price and cancellation control | Captured or executed orders may no longer be cancellable online.Source 2 |
| Secure notifications | Contract notes, statements and corporate actions retained at least two years | Customers should download records needed for longer tax/account history.Source 2 |
Goodbody values the portfolio in euro while securities remain priced in their trading currency. The converted portfolio total is therefore a reporting view, not evidence that every holding or cash balance has been exchanged into euro.[2]
Fees & holding costs
Sections ↑Pricing & charges05
Core charges
| Charge | Published amount | Scope or trigger |
|---|---|---|
| Annual account maintenance | €100 + 23% VAT | Charged annually in advance, in full even if the account opens partway through the year.Source 1Source 2Source 6 |
| Online commission per buy/sell | 1% first €25,000 + 0.5% balance; €25 minimum | Percentage bands apply to online orders; telephone orders have a higher minimum.Source 1Source 6 |
| Telephone order minimum | €100 commission | The agreement applies this minimum to any order placed by telephone.Source 6 |
| U.S./European custody and transaction charge | €25 included on each purchase and sale | Separate from the core percentage commission.Source 2 |
| Overseas broker charge | Market-specific; typical 0.20% | Current amount can vary with market and executing broker.Source 2 |
| FX conversion | Market rate plus spread up to 1.25% | Avoided only when settling with available cash in the trading currency.Source 2 |
| Transfer out | €13 per line; minimum €40 | Applies to outgoing stock transfers under public help.Source 2 |
Pricing & charges06
Worked cost examples
| Example | Calculated amount | Assumptions |
|---|---|---|
| €2,000 Irish share purchase | €25 core commission | Minimum applies; excludes stamp duty, spread and other market charges.Source 1 |
| €30,000 trade | €275 core commission | 1% × €25,000 + 0.5% × €5,000; additional charges excluded.Source 1 |
| €10,000 U.S. purchase funded by EUR | €100 core + €25 foreign charge + up to €125 FX spread | 1% × €10,000 core commission; FX illustration assumes conversion of €10,000 at the maximum spread. Excludes overseas broker and other market charges.Source 2Source 6 |
Pricing & charges07
Other costs and continuing charges
| Item | Published treatment | Practical consequence |
|---|---|---|
| Nominee holding | No separate nominee charge published | Annual maintenance and trading charges remain.Source 2 |
| Replacement consolidated tax voucher | €25 | Document-service charge.Source 2 |
| Foreign regulatory/third-party charges | Transaction-specific | May be passed through and requested from support.Source 2 |
| Cash interest | No interest published for ordinary Connect cash | Do not treat uninvested balance as a savings account.Source 2 |
| Unpaid liabilities | Investments may be realised | Terms permit recovery of due amounts from assets held.Source 2Source 6 |
| Empty inactive account | May be closed after at least one year with no transactions and no holdings | The agreement permits closure without advance notice; subsequent trading requires a new account.Source 6 |
The €25 foreign charge is an additional cost for an overseas order. A transaction may also carry the core Goodbody commission, an executing-broker charge, regulatory levies and currency spread. Apply each relevant charge to the order and its settlement currency.[2]
Execution & trading rules
Sections ↑Specifications08
Order handling and market access
| Rule or route | Published operation | Consequence |
|---|---|---|
| Irish limit order | Valid seven calendar days | Rejected after the validity window if price is not reached.Source 2 |
| UK during market hours | Firm quote available for 15 seconds | Customer accepts or rejects the displayed quote; some limits outside hours last only one day.Source 2 |
| U.S. limit before 17:30 | Can remain active to 21:00 and up to seven days | Late-session status may update by 08:00 next business day.Source 2 |
| U.S. order after 17:30 | Placed the next business day | Not an immediate U.S. market instruction.Source 2 |
| Pending cancellation | Online only before trader captures the order | After capture, call dealing team; execution may already have occurred.Source 2 |
Trading & service hours09
Sessions, settlement and order timing
| Situation | Published treatment | Boundary |
|---|---|---|
| Ireland | 08:00–16:30 | Goodbody dealing hours and holidays can further constrain access.Source 1Source 2 |
| United Kingdom | 08:00–16:30 | Firm-quote workflow during standard hours.Source 1Source 2 |
| United States | 14:30–21:00 | Orders after Goodbody’s 17:30 dealing cut-off can wait until next business day.Source 1Source 2 |
| Goodbody support/dealing | 08:00–17:00 or 17:30 depending on function | Public pages use different operational windows; use the relevant team.Source 1Source 2 |
An accepted order can produce a debit slightly above the indicative amount when the share price moves. Goodbody reserves room for commission, third-party costs and volatility, but an executed excess still creates an obligation to provide the additional funds.[2]
Deposits, withdrawals & transfers
Sections ↑Transfer terms10
Funding and available cash
| Route | Published process | Restriction or timing |
|---|---|---|
| Electronic bank transfer | Same-title bank account to Goodbody account | Include account code; joint bank funding must match joint account ownership.Source 2 |
| Cheque | Accepted under published instructions | Same-title and clearance requirements apply.Source 2 |
| Incoming share transfer | Nominee or certificate route | Use Irish Euroclear, UK CREST or U.S. stock-power documentation as applicable.Source 2 |
| Credit timing | Up to 72 hours depending on sending institution | Receipt at bank is not necessarily immediate tradable balance.Source 2 |
Transfer terms11
Withdrawals and transfers
| Action | Published process | What changes the timing |
|---|---|---|
| Cash withdrawal | Request by telephone or support email | Only settled, available cash can be sent; destination verification applies.Source 2 |
| Irish/UK sale proceeds | Reinvestment balance generally updates every five minutes in market hours | Bank withdrawal still depends on settlement.Source 2 |
| Late U.S. sale | Proceeds available for reinvestment after next-day status update | Execution and dashboard availability can be separated.Source 2 |
| Outgoing securities transfer | €13 per line, €40 minimum | Market forms, custody and receiving-firm acceptance can delay completion.Source 2 |
Cash available to buy, cash available to reinvest and cash available to withdraw are different balances. Goodbody may refresh sale proceeds for trading before settlement, while a bank withdrawal remains subject to settlement and operational checks.[2]
Protection & regulation
Sections ↑Essentials12
Legal entity and authority evidence
| Measure | Value | Context |
|---|---|---|
| Contracting firm | Goodbody Stockbrokers Unlimited Company | Central Bank of Ireland register reference C759.Source 8 |
| CBI client-money field | Firm record indicates client-money permissions | Permission is not a guarantee of every balance or investment.Source 8 |
| Group owner | Allied Irish Banks, p.l.c. | Goodbody states it is wholly owned by AIB; the client contract remains with the named firm.Source 1Source 11 |
| Exchange memberships | Euronext Dublin and London Stock Exchange | Membership supports market access but is not compensation insurance.Source 1Source 12 |
Protections & eligibility13
Protection depends on the asset and account
| Arrangement | Relevant scope | What it does not cover |
|---|---|---|
| Client assets and nominee custody | Held under Irish investment-firm/client-asset framework | Does not insure against market loss or issuer failure.Source 8Source 6 |
| Irish Investor Compensation Scheme | 90% of eligible net loss, maximum €20,000 under scheme rules | Triggered by inability of an investment firm to return eligible money/instruments, not poor investment performance.Source 9 |
| Foreign market/custodian chain | Custodian agents can hold overseas assets | Foreign infrastructure and insolvency processes can affect recovery/timing.Source 2Source 6 |
| AIB ownership | Corporate parent relationship | Does not create an unlimited AIB guarantee for brokerage investments.Source 11Source 1 |
The CBI register match establishes the named firm and its permissions. Compensation eligibility is a separate, fact-specific scheme question; the €20,000 ceiling is not an account balance guarantee and does not combine with parent-bank deposit protection.[8][9]
Opening an account & support
Sections ↑Process14
Application and account administration
| Stage | Published requirement | Operational detail |
|---|---|---|
| Eligibility | Irish resident, age 18 or over | Individual or joint account; approval and verification required.Source 2 |
| Application | Complete online form, SMS verification, secure document upload and electronic agreement | One photo ID and two address proofs per applicant.Source 2 |
| Setup target | Within three working days when documentation is correct | Published target, not a guaranteed outcome.Source 1 |
| Activation and funding | Credentials arrive separately; then pre-fund account | No trading until opening balance is credited.Source 2 |
Verified service routes
Goodbody Connect dealing/supportTelephone
+353 1 641 9455Source 3Source 2
Scope Option 1 trading; option 2 online execution/account support.
Hours Monday–Friday; Online support published 08:00–17:00 excluding bank holidays.
Goodbody OnlineEmail
Funding/operations supportEmail
General GoodbodyTelephone
Process15
When the platform or device is unavailable
| Situation | Published route | Limitation |
|---|---|---|
| Online order appears delayed | Contact Goodbody immediately and check transaction history | High volume, illiquidity or technical failure can delay receipt/execution.Source 2 |
| Cannot cancel online | Call dealing team if trader has captured the instruction | Cancellation is not assured after capture or execution.Source 2 |
| Platform unavailable | Use published telephone route during support/dealing hours | Telephone orders have a €100 minimum commission; execution remains subject to market conditions and dealing hours.Source 2Source 3Source 6 |
| Suspected fraud or clone | Call verified number or email risk team | Do not continue contact through suspicious channel.Source 5 |
Additional services
Sections ↑Reference table16
Additional services and account controls
| Service | Verified scope | Control or cost |
|---|---|---|
| Goodbody research | Market and company research inside the service | Information-only for Connect; customer remains decision maker.Source 1 |
| Daily Investor Brief | Goodbody/Finimize market briefing | Subscription content, not personalised advice.Source 1 |
| Foreign currency balances | EUR, USD and GBP settlement | Can reduce repeat conversions when the relevant currency is held.Source 1Source 2 |
| Joint accounts | Two legal holders | One concurrent online login; both remain parties to the account.Source 2 |
Reference table17
Records, currency and technical access
| Research point | Published outcome | Boundary |
|---|---|---|
| Statements and tax records | Electronic contract notes, statements and corporate actions retained at least two years | Download longer-term records before access changes.Source 2 |
| Order counts/validity | Seven-day limits are common, with UK one-day exceptions | Each order/market status must be checked.Source 2 |
| Device persistence | Captured orders continue in broker workflow | Closing browser does not cancel an accepted order.Source 2 |
| Security recovery | Client code/username recovery via support; verified channels published | Security review can delay access; no fixed withdrawal-hold period established.Source 2Source 5 |
| API reach | No public Connect trading API established | Do not infer institutional connectivity.Source 1 |
| AI authority | No autonomous assistant authority established | Research/news does not submit orders.Source 1 |
Company background & evidence
Sections ↑Entities & regulation18
Company identity and evidence
| Item | Current evidence | Interpretation |
|---|---|---|
| Company history | Goodbody describes itself as Ireland’s longest-established broker | Historical claim is context, not a service-quality guarantee.Source 1 |
| Current legal identity | Goodbody Stockbrokers Unlimited Company | Use this company and C759 for the Irish Connect contract.Source 8 |
| Ownership | Wholly owned subsidiary of AIB | Ownership does not merge brokerage assets with ordinary bank deposits.Source 1Source 11 |
| Migration check | No current Connect contract migration identified | Platform branding and group ownership do not establish a transfer to another entity.Source 1Source 8 |
Goodbody Connect should be assessed as an execution-only service of the CBI-registered company. Its research, group ownership and exchange memberships add context, but the account agreement, tariff and client-asset rules determine the customer relationship.[1][8][6]
- Headquarters
- Dublin, Ireland
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Goodbody Stockbrokers Unlimited Company
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Central Bank of IrelandC759 | Authorised | Checked 15 Oct 2026Named MiFID investment-firm record; current permissions and client-money status shown by the CBI register.Source 8 |
Additional Information
Sections ↑Sources & further reading
- Goodbody Connect self-investing service, fees and markets Goodbody · Accessed 15 Oct 2026
- Goodbody Online account, trading, funding, charges and complaints help Goodbody · Accessed 29 Oct 2026
- Goodbody customer and dealing contact routes Goodbody · Accessed 15 Oct 2026
- Goodbody complaint and client-support process Goodbody · Accessed 15 Oct 2026
- Goodbody verified domains and fraud-reporting routes Goodbody · Accessed 15 Oct 2026
- Goodbody Online Execution-Only Agreement (June 2026 v14) Goodbody · Accessed 29 Oct 2026
- Goodbody retail order execution policy, agreement pages 24–26 (June 2026 v14) Goodbody · Accessed 29 Oct 2026
- Goodbody Stockbrokers Unlimited Company — firm C759 Central Bank of Ireland · Accessed 15 Oct 2026
- Investor Compensation Scheme: eligibility and limits Investor Compensation Company DAC · Accessed 15 Oct 2026
- Making a complaint to the FSPO Financial Services and Pensions Ombudsman · Accessed 15 Oct 2026
- Goodbody ownership and group information Goodbody · Accessed 15 Oct 2026
- Goodbody exchange membership and market context London Stock Exchange · Accessed 15 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.