Accounts and access
Sections ↑Genial offers a broad B3 account with RLP-dependent fees and a detailed platform-contingency procedure. Its June 2026 tariff distinguishes ordinary commissions, volume-tiered risk liquidation and subscription waivers. Two different daily debit rates appear on the current cost page, making a written account-specific quotation important before using a debit facility.[7][3]
Account and commercial routes
| Route | Eligibility / distinction |
|---|---|
| Individual RLP client | Eligible for the RLP tariff; adviser conditions can varySource 7Source 3Source 4 |
| Individual without RLP | Standard published commission tableSource 7Source 3Source 4 |
| Legal entity | RLP commercial discounts are stated for individuals; standard pricing applies to corporate clientsSource 7Source 3Source 4 |
| Professional platform | Separate subscription and renewal-cycle waiverSource 7Source 3Source 4 |
| Global Account | Separate international securities and conversion serviceSource 7Source 3Source 4 |
Markets and contract mechanics
Sections ↑Market coverage
| Market | Published examples |
|---|---|
| Cash securities | Shares, BDRs, ETFs, FIIs and optionsSource 7Source 4 |
| Currency / index futures | WDO, DOL, WIN, IND, ISP and WSPSource 7Source 4 |
| Other futures | Crypto, gold, micro-index, stock futures, commodities and interest ratesSource 7Source 4 |
| International investing | Global Account fees are quoted separatelySource 7Source 4 |
WDO mini-dollar contract specification
| Feature | B3 contract rule |
|---|---|
| Underlying | BRL per US dollar commercial exchange rateSource 1 |
| Contract size | USD 10,000 of notional exposureSource 1 |
| Quote convention | BRL per USD 1,000; a quoted 5,000.0 corresponds to BRL 5.0000 per USDSource 1 |
| Minimum tick | 0.50 quotation point = R$5 per contractSource 1 |
| One quotation point | R$10 per contract; 100 points = R$1,000Source 1 |
| Trading lot | One contractSource 1 |
| Expiry | First business day of the expiry month; trading ends in the preceding sessionSource 1 |
| Settlement | Financial settlement; a futures position does not deliver a withdrawable USD balanceSource 1 |
The contract size is much larger than the cash posted as margin. A 14-point adverse move in one WDO contract equals R$140 before costs. That arithmetic does not mean the broker must close the position at R$140, or that losses cannot exceed the collateral.[1][2]
Trading costs and subscriptions
Sections ↑Electronic securities commissions per order
| Product / session | Without RLP | With RLP |
|---|---|---|
| Day: shares, fractional shares, BDRs | R$0.99 | R$0Source 7 |
| Day: options trading | R$2.49 | R$0Source 7 |
| Day: options assigned | R$2.99 | R$0Source 7 |
| Swing: standard shares / BDRs | R$2.99 | R$0.99Source 7 |
| Swing: fractional shares | R$0.99 | R$0.99Source 7 |
| Swing: options trading | R$2.49 | R$0.99Source 7 |
| Swing: options assigned | R$2.99 | R$0.99Source 7 |
| FIIs / equity ETFs | R$0 | R$0Source 7 |
Futures commissions per contract
| Product | Without RLP | With RLP / scope |
|---|---|---|
| WIN / WDO | R$0.12 | R$0; day and swingSource 7 |
| BIT / ETR / SOL | R$0.12 | R$0; day and swingSource 7 |
| ISP / WSP | R$0.12 | R$0; day and swingSource 7 |
| Stock futures / GLD / MBR | R$0.12 | R$0; day and swingSource 7 |
| DOL / IND day | R$0.50 | R$0.50Source 7 |
| DOL / IND swing | R$1.00 | R$1.00Source 7 |
| Mini-dollar options | R$0.12 | R$0.12Source 7 |
| CPM | R$0.99 | R$0.99Source 7 |
Other market and desk tariffs
| Service / instrument | Published charge |
|---|---|
| DI | 1.5% of TOBSource 7 |
| Other currency futures | R$6Source 7 |
| Commodity futures | R$2.99 day / R$5.99 swingSource 7 |
| Term, options exercise, desk or cash-market risk | 0.5% plus R$25.21; minimum R$40Source 7 |
| Tariff taxes | The cost page lists 9.65% taxes separatelySource 7 |
Securities lending, debt trading and ETF services
| Service | Published charge |
|---|---|
| Borrowing securities | 0.25% of lending financial volume, plus the relevant lending/B3 chargesSource 7 |
| Lending securities | 30% of the contract lending rateSource 7 |
| DEB, CRI, CRA, FIDC and fixed-income ETF trading | 0.05% of traded financial valueSource 7 |
| ETF creation or redemption | 0.05% of financial value plus R$264.30 for each asset requestedSource 7 |
| Fixed and variable custody tariffs | R$0 in the published securities scheduleSource 7 |
WIN/WDO risk-close pricing with RLP
Other compulsory-liquidation tariffs
Genial’s embedded June 2026 fee table states a 1.20% daily debit penalty for balances above R$250, while the same page’s footer still states 0.8%. These disclosures conflict. Neither should be treated as an unqualified current rate for a particular account without written confirmation.[7]
Platform monthly list prices
Global Account payment and conversion fees
| Service | Published charge |
|---|---|
| Buying or selling USD | 2% spread per conversionSource 4 |
| 24-hour FX service | Spread may reach 2.5%Source 4 |
| ATM withdrawal | No Genial fee; the ATM operator may surchargeSource 4 |
| Physical card / replacement | USD10 per requestSource 4 |
| Transfers between eligible Genial global accounts | No charge where the option is available in the appSource 4 |
Charges outside headline brokerage
| Cost component | When it matters |
|---|---|
| B3 charges | Exchange, clearing and settlement charges follow the applicable instrument and trading patternSource 7Source 1 |
| Tax and invoice additions | Broker schedules may quote charges before taxes or other invoice items; check each schedule’s basisSource 7Source 1 |
| Platform subscription | A recurring charge may apply even when order commission is waivedSource 7Source 1 |
| Risk intervention | The broker’s compulsory-close or desk tariff can exceed self-service commissionSource 7Source 1 |
| Price movement and financing | Slippage, daily futures settlement and collateral/debit charges are separate from brokerageSource 7Source 1 |
Execution, margin and risk controls
Sections ↑Intraday margin schedule
Order processing and platform targets
| Item | Published terms |
|---|---|
| Order / cancellation confirmation | Acknowledgement depends on exchange receipt and the order’s execution statusSource 3 |
| OMS to B3 and response to client | 500 milliseconds each as a stated service targetSource 3 |
| Information refresh | Up to 10 seconds from B3 receipt in the published policySource 3 |
| Target exclusions | Internet and exchange-side time are outside the stated OMS targetSource 3 |
B3 publishes a R$140 minimum intraday margin for WDO. It is an exchange floor, not a promise that every account can trade with R$140. The broker’s live requirement, available guarantees, pending orders and any switch to an overnight position determine actual capacity.[2]
Funding, withdrawals and asset transfers
Sections ↑Cash and currency routes
| Item | Relevant distinction |
|---|---|
| Domestic funds | Account balances, futures guarantees and unsettled obligations have different availabilitySource 7Source 3Source 4 |
| Position margin | Use the current Cockpit figure before carrying a contractSource 7Source 3Source 4 |
| Global conversion | International currency-conversion charges belong to the Global Account tariffSource 7Source 3Source 4 |
| Transfer of investments | Release pledged assets and settle relevant obligations before relying on an outward transferSource 7Source 3Source 4 |
Client assets and investor protection
Sections ↑Entity and trading records
| Issue | Published arrangement |
|---|---|
| Intermediary | Genial Investimentos Corretora de Valores Mobiliários S.A.Source 6Source 3 |
| ANBIMA identity | Public institutional profile identifies the company; association data is not a blanket product guaranteeSource 6Source 3 |
| Audit records | Platform terms describe user/IP, login and order timestamp, asset, quantity, price and order-type recordsSource 6Source 3 |
| Credential misuse | Terms allow access blocking where credentials are misusedSource 6Source 3 |
Investor compensation and market losses
| Issue | Applicable boundary |
|---|---|
| BSM MRP | Up to R$200,000 per occurrence for qualifying, proven losses in covered intermediary or custody activitySource 8Source 9 |
| Market risk | Ordinary price losses and the issuer’s bankruptcy are not covered by MRPSource 8Source 9 |
| Claim timing | BSM states an 18-month period from the loss-causing eventSource 8Source 9 |
Support, outages and complaints
Sections ↑Customer service and complaint contacts
Published platform-failure alternatives
| Affected route | Alternative in Genial’s terms |
|---|---|
| Home Broker | Trader Cockpit to manage positionsSource 3 |
| Nelogica / MetaTrader 5 / TradingView | Select the relevant platform in Cockpit and use Zerar Ativos to cancel orders and close positionsSource 3 |
| Tryd / PnT FastTrader / FlexScan | Cockpit close route; Home Broker can be used for new ordersSource 3 |
| Before retransmission | Reconcile orders and exchange confirmation so a repeated request does not duplicate exposureSource 3 |
Platforms and additional services
Sections ↑Subscription waiver controls
| Condition | Effect |
|---|---|
| Monthly activity | Ten eligible real mini contracts per renewal cycle for the standard waiverSource 3 |
| RLP | Must be active under the subscription conditionsSource 3 |
| Renewal cycle | Cycle timing matters; a calendar-month assumption can be wrongSource 3 |
| Exceptions | Ultra is excluded; other plan-specific conditions remain applicableSource 3 |
Professional tools and responsibility
| Tool | Useful function / limitation |
|---|---|
| Trader Cockpit | Collateral, position visibility and supported contingency close controlsSource 3 |
| Professional terminals | Vendor front ends remain subject to their own plans and availabilitySource 3 |
| Simulator | Training activity is not real executed volume for the standard waiverSource 3 |
| Automatic strategy | A platform subscription does not promise profit or eliminate exposure after a rejected orderSource 3 |
Company and legal identity
Sections ↑Company identity
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Genial Investimentos Corretora de Valores Mobiliários S.A.
No separate licence entry is recorded in this panel.
Worked examples and practical distinctions
Sections ↑Worked WDO cost and price examples
| Scenario | Calculation | What the result excludes |
|---|---|---|
| Non-RLP WDO round trip | 2 × R$0.12 = R$0.24 base brokerage | Tax, B3 fees and P/LSource 7Source 1 |
| RLP WDO round trip | R$0 base brokerage | Forced-close and subscription chargesSource 7Source 1 |
| RLP low-volume forced close | R$24.50 for one contract in the 1–19 tier | Trading loss, exchange fees and taxSource 7Source 1 |
| Twenty-point WDO move | 20 × R$10 = R$200 | Fees and execution differencesSource 7Source 1 |
WDO provides exchange-traded currency exposure and cash settlement in reais. Funding an overseas currency account requires a separate conversion with its own fees and terms.[1]
Sources & further reading
- B3 mini-dollar futures contract specification B3 · Accessed 26 Oct 2026
- B3 minimum intraday margins for retail mini-futures B3 · Accessed 26 Oct 2026
- Current trading-platform contract terms and detailed outage instructions, from June 2026 Genial Investimentos · Accessed 26 Oct 2026
- Genial global account FX conversion, charges and transfer scope Genial Support · Accessed 26 Oct 2026
- Official broker website, onboarding entry and brand identity Genial Investimentos · Accessed 26 Oct 2026
- ANBIMA verified institution identity for Genial Investimentos CVM S.A., CNPJ 27.652.684/0001-62 ANBIMA · Accessed 26 Oct 2026
- Genial complete costs and tariffs, including embedded June 2026 tables Genial Investimentos · Accessed 26 Oct 2026
- BSM: scope and limit of MRP compensation BSM Supervisão de Mercados · Accessed 26 Oct 2026
- BSM: submitting an MRP claim and the 18-month deadline BSM Supervisão de Mercados · Accessed 26 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.