Fiper: PRO and VIP accounts across two legal routes

Fiper offers leveraged FX and CFD accounts through related websites. FiperFX.net is identified as the Mauritius gateway; Fiper.me is operated by a Georgian company. Their commercial account tables match, but their legal documents are not interchangeable. Terms were checked on 21 October 2026.[13]

The commission figures lack a per-lot/per-order unit and charging side. They cannot yet support an all-in cost calculation. Fiper.me repeats these figures, so its separate legal route does not resolve that pricing ambiguity.[14]

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The Mauritius gateway links cTrader desktop, web, Android and iOS access. Fiper.me additionally lists MT5 web and desktop/mobile downloads. These links establish advertised access, not identical automation or order-management capabilities on each device.[1][15]

The Georgian client terms permit either party to terminate without cause on five days’ written notice. Positions must be closed before termination; remaining positions may be closed by Fiper and platform access ends. This is a termination rule, not an inactivity timetable.[16]

The Mauritius margin page says stop-out occurs at or below 50% of required margin, conflicting with the 30% account table. It also says it attempts a margin-call notification below 50%. Obtain the actual account setting before relying on either liquidation threshold.[10]

The same page allows leverage-change requests and says margin does not widen overnight or at weekends. It does not provide a complete exposure-tier schedule.[10]

FiperFX.net claims average execution below 20 milliseconds after receipt and 99.35% of orders below one second. No measurement period or instrument/account sample is stated, so these are company metrics rather than observed execution results.[11]

For the Georgian route, the execution policy identifies Fiper as principal, counterparty and sole execution venue, sourcing quotes from banks, non-bank providers and qualified OXO participants. The policy applies to retail and professional clients; an ECN label does not remove that counterparty relationship. It also allows instrument-specific maximum deal sizes.[18]

The Fiper.me FAQ places deposits, withdrawals and transfers in the CRM Finance menu and blocks withdrawals until verification succeeds. It says transfers between the client’s accounts require matching currencies. Its separate P2P transfer instructions should be confirmed against the payment policy’s prohibition on third-party transfers.[20][17]

The copy-trading page advertises free deposits and withdrawals, whereas the Georgian payment contract allows broker and provider charges. No single unconditional zero-fee funding rule is established.[21][17]

The Mauritius footer gives company number 198452 and an FSC investment-dealer claim. The official register route was inaccessible. A current financial licence for the Georgian operator was not independently established; its TFZ reference is a separate registration claim.[1][13]

The Georgian regulation overview separately claims segregated bank accounts. That is a company disclosure; no named bank confirmation or independent verification of its described TFIZ financial oversight was obtained.[23]

Fiper.me uses separate CRM and trading-platform passwords. Its FAQ describes password resets through the forgotten-password route and identity-document upload through the CRM. It gives no fixed withdrawal hold following a security reset.[20]

No authenticated emergency-dealing route was established for either entity. The Georgian agreement permits electronic-service suspension; a support address is not evidence that orders can be accepted during an outage.[16]

The Georgian complaints policy generally acknowledges within three business days and targets resolution within forty working days. Its stated external recipient, “QA, TR, SVGFSA Securities Commission”, is unclear; no applicable external redress entitlement was verified.[19]

The general agreement instead states five business days for acknowledgment.[16]

The Georgian agreement provides periodic electronic statements and requires written objections within three business days of receipt. Export formats, tax certificates and post-closure statement access are not specified.[16]

Fiper’s own history attributes the project to Aldar Group and describes a Middle East focus. The website provides no inspected ownership filing supporting a more precise parent-company identification.[24]

The group describes its UAE company as a regional management and marketing hub. The Georgian operator lists TFZ/201223/01 and company 400378916; these are not the Mauritius licence. No notice transferring client accounts between those entities was established.[13]

The Mauritius legal centre links a TOB Trading MAU-named agreement, but that file returned an error/404 and other document downloads were unavailable. The filename does not establish a formal rename or transfer. Obtain the current accepted agreement identifying the operator.[12]

Current website exclusions include the United States, United Kingdom, Iran, Canada, North Korea and Myanmar. The Georgian regulation overview additionally names Brazil, Israel and New Zealand, so territorial eligibility requires account-specific reconciliation.[7][23]