Accounts and eligibility
Sections ↑The account prices below describe the international FinPros Financial Ltd offer in Seychelles. Finquotes Financial (Cyprus) Ltd is a separate licensed firm. Public account pages and signup-linked documents contain material differences, identified beside the affected conditions.[25]
International accounts: advertised opening conditions
| Attribute | Cent | ClassiQ | Pro | Raw+ |
|---|---|---|---|---|
| Initial deposit | USD 10 | USD 50 | USD 500 | USD 2,000Source 1 |
| Minimum EUR/USD spread | 1.2 pips | 1.6 pips | 0.9 pips | 0.1 pipsSource 1 |
| Commission | None | None | None | From USD 2.50 per lot per sideSource 1 |
| Advertised maximum FX leverage | 1:1,000; tiered | 1:500 | 1:500 | 1:500Source 1 |
| Account currency | USC | USD, EUR, GBP, CAD, JPY | USD, EUR, GBP, CAD, JPY | USD, EUR, GBP, CAD, JPYSource 1 |
| Order range | Conflicting units: see below | 0.01–50 lots | 0.01–50 lots | 0.01–50 lotsSource 1 |
| Stop-out | 30% | 30% | 30% | 30%Source 1 |
Cent: denomination, leverage and sizing qualifications
| Feature | Published condition |
|---|---|
| Balance denomination | USC represents US cents: a USD 10 deposit is displayed as 1,000 USC. That display does not increase the deposited cash.Source 2 |
| Dynamic FX leverage | The dedicated page displays 0–300 cent lots at 1:1,000; 300–600 at 1:500; 600+ at 1:200. Exact boundary handling and aggregation are not explained.Source 2 |
| Volume conflict | Account cards show 0.1–300 micro lots; their matrix shows a 500-micro-lot maximum. The dedicated page instead states 0.01 micro lots and a 500-lot maximum. Confirm the actual MT5 contract and order units.Source 1Source 2 |
| History display | Cent page states three months of account history. It does not establish destruction of regulatory records; retain exported statements.Source 2 |
Other account routes and optional status
| Attribute | MAX | Social / Social Pro | ClassiQ swap-free |
|---|---|---|---|
| Offer type | Separate live marketing/signup route | Copy-trading account route | Option on ClassiQSource 7Source 30Source 3 |
| Published entry terms | USD 10; FX leverage up to 1:3,000 | Social page says Social; FAQ says Social Pro | ClassiQ page confirms availabilitySource 7Source 30Source 14Source 3 |
| Important limit | Full instrument-specific leverage tiers, commission and spread tariff not established | Provider fees and copying settings below; a complete separate account tariff was not established | Eligible instruments, grace period and replacement administration charges not establishedSource 7Source 30Source 3 |
Account selection and eligibility
| Issue | Practical detail |
|---|---|
| Pro versus Raw+ | Pro publishes spread-only pricing; Raw+ adds commission. Compare your instrument, holding period and account currency before treating a lower headline spread as a lower total cost.Source 4Source 5 |
| Raw+ deposit disagreement | Current /raw and the main account matrix show USD 2,000. The parallel /tradings/raw page still states USD 20,000. The current main comparison is used above.Source 5Source 6 |
| Payment ownership | Personal accounts use personal funds; corporate accounts use the company’s payment account. Joint-bank-account funding may require proof that the client is a holder.Source 15 |
| Residence restrictions | The international site excludes a published list, including the United States and dependent territories, Russia and Belarus. A country appearing in a signup selector does not establish acceptance.Source 8 |
| Cyprus route | The EU site names Raw+, Edge, Vantage and ClassiQ. Its signup links currently route to a maintenance page; this review did not establish a working EU application or current complete EU tariff.Source 41 |
Markets and products
Sections ↑Market coverage and representative instruments
| Market | Published examples | Exposure |
|---|---|---|
| Forex | EUR/USD, USD/JPY, GBP/USD; EUR/GBP, GBP/JPY, AUD/CAD; USD/TRY and USD/MXN | Major, minor and exotic currency CFDsSource 9 |
| Metals | XAUUSD, XAGUSD, XPDUSD, XPTUSD | Gold, silver, palladium and platinum against USDSource 10 |
| Energy | Oil, natural gas and Brent references | Energy CFDs; no exact WTI cash/futures contract specification establishedSource 11 |
| Indices | S&P 500, Dow Jones, FTSE 100 and DAX 40 | Index CFDsSource 12 |
| Shares | Apple, Tesla and Amazon | Share CFDs, not a share-custody accountSource 8 |
| Cryptocurrencies | Bitcoin and Ethereum | CFDs; the site explicitly distinguishes trading from owning a wallet or exchange balanceSource 8 |
Instrument terms that affect a position
| Feature | Treatment |
|---|---|
| Ownership and settlement | The risk disclosure describes a CFD as a derivative on price changes. The profile does not treat that exposure as delivery or beneficial ownership of the underlying asset.Source 23 |
| Share dividends | Execution policy describes a net cash dividend adjustment for longs and a dividend debit for shorts. Margin requirements may rise before a dividend.Source 22 |
| Corporate actions | The policy allows position adjustments for events such as splits and cash treatment where fractional contracts cannot remain. Check the announcement for the actual affected symbol.Source 22 |
| Instrument list versus platform | The website markets 400+ instruments. Obtain the assigned account’s live symbol list; a family count does not establish every instrument’s hours or leverage.Source 4 |
Spreads, commissions and other costs
Sections ↑Trading-cost components
| Component | Published basis |
|---|---|
| Spread | Floating spread; Raw+ currently advertises 0.1 pip on EUR/USD. Live pricing can widen relative to the minimum.Source 5 |
| Raw+ commission | From USD 2.50 per lot per side; the minimum stated rate therefore implies USD 5 for opening and closing one charged lot. This is arithmetic, not a cash spread-cost estimate.Source 5 |
| Overnight financing | FAQ gives rollover at 22:00 GMT. Long and short swaps can differ by instrument, position size and account type; a charge or credit may result.Source 14 |
| Triple swap | The FAQ describes triple Wednesday rollover in the context of spot-FX settlement. It does not establish one universal triple-swap day for every CFD family.Source 14 |
| Wallet conversion | FAQ says no separate conversion fee and uses the preceding night’s platform closing rate when moving between currency wallets.Source 14 |
Benchmark costing: what is and is not established
| Instrument | Usable evidence | Costing limitation |
|---|---|---|
| EUR/USD | Account-specific minimum spreads and Raw+ commission above | A complete broker specification for charged lot size, pip and account-currency conversion was not established.Source 5 |
| USD/JPY and GBP/USD | Current FX product examples | No current account-matched spread and complete cash conversion inputs recovered.Source 9 |
| Gold / XAUUSD | Listed on the metals page | Displayed bid/ask snapshots lack a usable observation basis and full contract details; no persistent spread estimate is derived.Source 10 |
| WTI | Energy page describes oil CFDs | Exact WTI symbol, cash/futures form, contract multiplier and tick value remain unresolved.Source 11 |
Withdrawals and document-version conflicts
| Document or event | Published condition |
|---|---|
| Current funding page | Displays zero withdrawal fees for its listed routes.Source 16 |
| May 2025 signup-linked agreement | USD 5 per withdrawal request; an additional 3% processing charge for withdrawal after depositing without any trades.Source 19 |
| September 2024 funding policy | Introduction names the Cyprus firm/CySEC, while the footer names the Seychelles firm/FSA. Its entity scope needs correction before reliance.Source 17 |
| Controlling version | A February 2026 agreement is indexed on the main website but could not be read in full. The May 2025 signup-linked copy is documented here; obtain written confirmation of your applicable fee schedule.Source 20 |
Social trading: charges are separate from trading costs
| Charge | Calculation and timing |
|---|---|
| Performance fee | Calculated weekly in arrears on closed and open profit above a high watermark. The new watermark reflects the gain after the fee.Source 32 |
| Multiple signals | Each provider is assessed separately. Losses from one signal do not reduce fees owed to another, even when the overall account is unprofitable.Source 32 |
| Loss recovery | A provider’s losses must be recovered above its watermark before further performance fees apply; qualifying profits can roll into a later week.Source 32 |
| Account debit | Charged after weekly processing and labelled on the trading statement. Provider payment follows, less the stated administration fee; its rate was not established.Source 33 |
| Provider-set limits | Published maximum performance fee: 50%; subscription fee: USD 100. These are provider fee ceilings, not a universal tariff.Source 31 |
| Subscription timing | Deducted at the beginning of each calendar month. The full monthly fee applies even when copying for only part of that month.Source 31 |
Platforms, execution and risk controls
Sections ↑Platforms and practical access
| Feature | Established position |
|---|---|
| Primary terminal | MetaTrader 5; desktop and mobile access are marketed. The public MT5 page is the supported download route.Source 13 |
| Copy application | FinPros Social is offered through iOS and Android app routes with a separately linked trading account.Source 30 |
| Demo | The account and platform pages offer practice access. Demo results do not establish real liquidity, executable prices or acceptance of a live account.Source 13 |
| Trading style | Pro is marketed to active traders, while the execution policy prohibits price-feed exploitation, certain arbitrage and harmful algorithmic activity. Marketing does not establish unrestricted EA or high-frequency permission.Source 4Source 22 |
Margin warning and forced closure
| Mechanism | Published policy |
|---|---|
| Margin measure | Account equity relative to used margin determines the margin level; instrument requirements can change.Source 21 |
| Margin-call level | Below 100%. Notifications may be sent, but the firm is not obliged to issue a warning before intervention.Source 21 |
| Stop-out level | Below 30%: pending orders are cancelled and positions may be liquidated.Source 21 |
| Liquidation sequence | Largest losing position first, then further positions as needed to restore the required margin level.Source 21 |
| Execution price | Stop-out is not a guarantee of the price at which losses will end.Source 23 |
| Account protection | Policy provides negative balance protection separately for each account, resetting losses beyond its available balance to zero. It does not protect the cash already deposited from trading loss.Source 21 |
Execution and order protections
| Issue | Meaning |
|---|---|
| Counterparty | The signup-linked agreement states FinPros acts as principal.Source 19 |
| Market orders | Slippage can improve or worsen execution; large, fast or illiquid markets can produce different fills from the requested price.Source 22 |
| Ordinary stops | Risk disclosure says stop losses may fill at the next available price during a gap or fast market.Source 23 |
| Guaranteed-stop wording | Execution policy discusses guaranteed stops and a premium if triggered. A FinPros eligibility list and premium schedule were not established, so availability is not assumed.Source 22 |
| Abusive-order remedies | The execution policy permits trade adjustments, voiding, access restrictions or termination for specified prohibited activity.Source 22 |
Deposits, withdrawals and cash
Sections ↑Published withdrawal routes
| Method | Currencies or assets | Displayed processing |
|---|---|---|
| Credit/debit cards | USD, EUR, GBP, JPY, CAD | 24 hoursSource 16 |
| Crypto-labelled route | USDT, ETH, BTC | 24 hours; confirm asset and networkSource 16 |
| STICPAY | EUR, JPY, USD | 24 hoursSource 16 |
| Help2Pay | VND, THB, IDR, PHP, MYR | 24 hoursSource 16 |
| Bank transfer | USD, EUR, GBP, JPY, CAD | 3–5 daysSource 16 |
| Interac | CAD | 24 hoursSource 16 |
| Virtual IBAN | EUR; Europe-only label | 24 hours; regional service label is not proof of brokerage eligibilitySource 16 |
Deposit limits and verification
| Requirement | Published position |
|---|---|
| Bank-transfer deposit | Deposit FAQ: minimum 200 USD/EUR/GBP. The September funding PDF instead states 500 account-currency units; opening minimum and payment-method minimum are separate.Source 15Source 17 |
| Cryptocurrency deposit | Deposit FAQ: minimum 25 USDT. Confirm the supported chain before sending.Source 15 |
| Cards | Funding page lists card withdrawals, but the deposit FAQ says cards are not currently applicable. Verify the actual portal route before arranging a card deposit.Source 15Source 16 |
| Source and documents | Funding must originate from an accepted account in the client’s name. Expired verification documents can block withdrawals until updated.Source 18 |
Withdrawal instructions, timing and available cash
| Topic | Documented condition |
|---|---|
| Submission and processing | Submit through the client area. The December policy describes same-day handling, or the next business day for requests outside working hours.Source 18 |
| Arrival | Bank transfers may take 3–5 business days; card credits up to seven. E-wallet timing depends on the provider.Source 18 |
| Return route | Original funding source first; the policy prioritises card refunds, then e-wallets, then bank transfers according to deposited amounts.Source 18 |
| Free-margin restriction | The September policy rejects withdrawals exceeding 70% of free margin. Its unresolved entity wording makes written confirmation essential, particularly when withdrawing the whole balance.Source 17 |
| Wire minimum | September policy states 200 account-currency units for wires, while another clause says no general minimum. The method-specific wire condition must be checked.Source 17 |
| Floating profit | The funding policy requires the relevant position to close before its unrealised profit can be withdrawn.Source 18 |
| External charges | Intermediary and payment-provider charges may be deducted; the website’s displayed broker fee does not establish the net amount received.Source 18 |
Regulation and client protection
Sections ↑Legal provider and licence scope
| Entity | Verified identity or permission | Scope |
|---|---|---|
| FinPros Financial Ltd | Seychelles company 8429300-1; FSA SD087 | FSA capital-markets list confirms the provider and finpros.com.Source 39 |
| Finquotes Financial (Cyprus) Ltd | CySEC 418/22; company HE414581 | Separate Cyprus investment firm; approved domain finpros.eu.Source 40 |
| Finquotes Management LTD | Cyprus company HE433355 | Merchant, seller of services and appointed independent representative/distributor in the signup-linked privacy notice; this role is not the CySEC brokerage permission.Source 26 |
Safeguarding and insurance boundaries
| Protection | Established extent |
|---|---|
| Segregated client money | The broker says client funds are held in separate client bank accounts. Segregation does not itself guarantee repayment of every claim.Source 15 |
| Negative balance protection | Published account-level protection resets a negative balance; deposited capital remains exposed to CFD losses.Source 21 |
| Professional indemnity insurance | The legal page states cover meeting Seychelles Securities Act section 73 for claims concerning current and former employee conduct.Source 25 |
| Insurance limit and beneficiary | The page does not establish insurer, policy period, per-client limit, aggregate limit, deductible or a direct investor claim right. No numerical private-insurance entitlement is asserted.Source 25 |
| Cyprus versus Seychelles | The Cyprus licence belongs to the separate Cyprus firm. This profile does not transfer its regulatory protection or compensation eligibility to a Seychelles account.Source 40 |
Support, dealing and complaints
Sections ↑Published support and complaint channels
Scope Alternatively submit a client-portal ticket in the complaints category
Scope Firm contact in the Seychelles register; not identified as an emergency dealing line
Outage response and order responsibility
| Situation | Published instruction or limit |
|---|---|
| Electronic service unavailable | Agreement requires alternative arrangements and cites telephone or fax; telephone orders require acceptance. A dedicated emergency dealing number was not established.Source 19 |
| Support availability | The MAX page markets 24/5 support. This does not guarantee a dealer response or an accepted close instruction within a fixed time.Source 7 |
| Account security | The security page advises using two-factor authentication where available and says staff will not request passwords or security codes. Suspected impersonation should be reported through the published support address.Source 29 |
Formal complaints: preserve records promptly
| Stage | Policy timetable |
|---|---|
| Initial report | The policy requests written statement discrepancies within 48 hours, and other complaints within three business days. These are the broker’s contractual reporting terms; the profile does not determine statutory rights.Source 24 |
| Acknowledgement | Within five business days, with a complaint reference and contact details.Source 24 |
| Initial response | Within 15 business days, giving the investigation plan, findings and any proposed redress.Source 24 |
| Final response target | Four weeks after receipt or acceptance/rejection of a redress offer, whichever comes first; complex cases may require a holding response and updated timing.Source 24 |
| External escalation | The legal page permits referral to the Seychelles FSA when dissatisfied with the firm’s handling.Source 25 |
Research, tools and additional services
Sections ↑FinPros Social: setup and trade controls
| Feature | Practical effect |
|---|---|
| Account linking | FAQ permits one Social Pro account per app profile; use the trading password for linking, not the read-only investor password.Source 14 |
| Sizing | Copy choices include proportional equity, mirroring the provider and fixed size. Optional rounding to minimum size can enlarge the relative exposure of a small account.Source 14 |
| Joining an existing strategy | The app can copy existing positions when the relevant option is selected. Joining therefore may create exposure immediately.Source 14 |
| Becoming a signal | Published opening balance at least USD 500. This is an access threshold; the provider’s experience and previous returns do not assure future results.Source 31 |
Copy delays, missed orders and drawdown controls
| Event | Documented behaviour |
|---|---|
| Delayed copy | A trade may wait up to 15 minutes within the provider’s price parameters; if those conditions are not met, it can be missed.Source 35 |
| Checking failures | The app’s Positions → Missed view displays reasons. A provider trade in its history does not prove execution in your account.Source 35 |
| Drawdown scope | The documented copy drawdown calculation excludes manually placed trades and deposits/withdrawals. Cash movements require resetting the drawdown setting.Source 36 |
| Two drawdown displays | The Account-tab figure uses realised profit/loss and differs from the copy-control calculation that considers running results, swaps and commissions.Source 36 |
Stopping copying and responsibility for open exposure
| Step | Meaning |
|---|---|
| Disconnect | Open the signal profile, select Edit Copy, then Stop copying, and confirm Yes.Source 34 |
| Existing positions | The stop-copy FAQ does not say whether existing positions close, detach or retain stops. Inspect the terminal and arrange any desired closes explicitly; do not infer that disconnection makes the account flat.Source 34 |
| Pending instructions and charges | Confirm remaining pending orders and the last provider fee after stopping. Published subscription terms impose a full monthly charge even for part-month copying.Source 34Source 31 |
TradeBooster: expired terms still linked from the offer
| Item | Established status at the research date |
|---|---|
| Promotion window | The linked terms run from 5 June through 31 August 2026. The live landing page does not establish an extension; no current bonus entitlement is assumed.Source 38 |
| Historical headline | Landing page advertises a 100% initial-deposit bonus, up to USD 5,000, with minimum USD 500 on ClassiQ, Pro or Raw+.Source 37 |
| Credit versus cash | The expired terms classify the bonus as nonwithdrawable trading credit; it is not a cash balance or money owed to the client.Source 38 |
| Withdrawal effect | Under those terms, withdrawals, including profit withdrawals, reduce credit dollar for dollar; further reduction can apply when credit exceeds own funds.Source 38 |
| Loss and liquidation effect | The terms permit stop-out when own funds are depleted even if margin level is above 50%. Promotional credit does not insure the client’s deposited cash.Source 38 |
Company, entities and history
Sections ↑Corporate identity and public-document changes
| Item | Finding |
|---|---|
| Group history | The company page says FinPros Group was founded in 2021. That brand date is separate from each company’s authorisation date.Source 28 |
| Cyprus authorisation | CySEC records licence 418/22 from 5 September 2022. The name is Finquotes Financial (Cyprus) Ltd.Source 40 |
| Domain ownership wording | May 2025 privacy materials name FQ Holdings LTD, Isle of Man 018221V, as domain owner. Indexed February 2026 privacy wording instead says FinPros Financial Ltd owns and operates the domain.Source 26Source 27 |
| Migration evidence | Changed domain wording, parallel account pages and separate European routes do not establish that an existing customer contract was transferred. No completed universal client migration was verified.Source 27Source 41 |
- Headquarters
- Mahé, Seychelles
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
FinPros Financial Ltd
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Services AuthoritySD087 | Authorised | Checked 11 Oct 2026Source 39Source 25 |
Finquotes Financial (Cyprus) Ltd
CyprusSource 40
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Cyprus Securities and Exchange Commission418/22 | Authorised | Checked 11 Oct 2026Source 40 |
Finquotes Management LTD
CyprusSource 26
No separate licence entry is recorded in this panel.
Operational details and current limitations
Sections ↑Inactivity, archiving and reactivation: conflicting published copies
| Event | Published treatment |
|---|---|
| May 2025 agreement trigger | Inactive after 90 calendar days; fee starts on day 91. Activity means placing/closing a trade or depositing funds. Login alone is insufficient.Source 19 |
| May 2025 fee cadence | USD 50 every three months/every 90 days. Clause 15.9 also calls it monthly, creating an internal wording conflict.Source 19 |
| Activity resumes | Future inactivity deductions cease; previous deductions need not be refunded.Source 19 |
| Archiving | Dormant accounts with zero free balance are automatically archived. The inspected agreement does not establish a reactivation deadline or automatic closure of every contractual relationship.Source 19 |
| September 2024 policy | Instead lists a monthly EUR 22 / USD 20 / GBP 15 charge after 90 days without trading. Its different activity test and entity introduction require reconciliation.Source 17 |
Before funding, obtain the applicable agreement and account schedule. The material unresolved items are Cent order units, MAX and Social tariffs, swap-free charges, withdrawal limits and the conflicting dormancy schedule. The February 2026 agreement was indexed but unavailable for full inspection. Month labels identify URL versions, not independently verified effective dates.[20]
Sources & further reading
- Current international account comparison FinPros · Accessed 11 Oct 2026
- Cent account, sizing and dynamic leverage FinPros · Accessed 11 Oct 2026
- ClassiQ account and swap-free option FinPros · Accessed 11 Oct 2026
- Pro account conditions FinPros · Accessed 11 Oct 2026
- Current Raw+ account page FinPros · Accessed 11 Oct 2026
- Parallel Raw+ page with different deposit FinPros · Accessed 11 Oct 2026
- MAX account registration offer FinPros · Accessed 11 Oct 2026
- International products and restrictions FinPros · Accessed 11 Oct 2026
- Forex instruments FinPros · Accessed 11 Oct 2026
- Metal instruments FinPros · Accessed 11 Oct 2026
- Energy CFDs FinPros · Accessed 11 Oct 2026
- Index CFDs FinPros · Accessed 11 Oct 2026
- MetaTrader 5 access FinPros · Accessed 11 Oct 2026
- Trading, currency conversion and account FAQs FinPros · Accessed 11 Oct 2026
- Deposit requirements and method limits FinPros · Accessed 11 Oct 2026
- Current payment routes and withdrawal display FinPros · Accessed 11 Oct 2026
- Deposits and withdrawals policy: September 2024 signup-linked copy FinPros · Accessed 11 Oct 2026
- Deposits and withdrawals policy: December 2024 copy FinPros · Accessed 11 Oct 2026
- Client agreement: May 2025 signup-linked copy FinPros Financial Ltd · Accessed 11 Oct 2026
- Client agreement: February 2026 indexed version FinPros Financial Ltd · Accessed 11 Oct 2026
- Leverage and margin policy: signup-linked copy FinPros Financial Ltd · Accessed 11 Oct 2026
- Order execution policy: signup-linked copy FinPros Financial Ltd · Accessed 11 Oct 2026
- Risk disclosure: June 2025 signup-linked copy FinPros Financial Ltd · Accessed 11 Oct 2026
- Complaints procedure: signup-linked copy FinPros Financial Ltd · Accessed 11 Oct 2026
- Legal entities, insurance and complaints FinPros · Accessed 11 Oct 2026
- Privacy and corporate roles: May 2025 signup-linked copy FinPros Financial Ltd · Accessed 11 Oct 2026
- Privacy policy: February 2026 indexed copy FinPros Financial Ltd · Accessed 11 Oct 2026
- Company history and group overview FinPros · Accessed 11 Oct 2026
- Account security and phishing contact FinPros · Accessed 11 Oct 2026
- FinPros Social application and account route FinPros · Accessed 11 Oct 2026
- Signal subscription fees and provider eligibility FinPros · Accessed 11 Oct 2026
- Performance-fee calculation FinPros · Accessed 11 Oct 2026
- Performance-fee debit and payment FinPros · Accessed 11 Oct 2026
- Stop copying a signal FinPros · Accessed 11 Oct 2026
- Missed or delayed copy trades FinPros · Accessed 11 Oct 2026
- Copy-account drawdown calculation FinPros · Accessed 11 Oct 2026
- 100% TradeBooster promotional page FinPros · Accessed 11 Oct 2026
- TradeBooster terms: 5 June–31 August 2026 FinPros Financial Ltd · Accessed 11 Oct 2026
- Regulated capital-market firms Financial Services Authority · Accessed 11 Oct 2026
- Finquotes Financial (Cyprus) Ltd: official register CySEC · Accessed 11 Oct 2026
- Separate Cyprus website and account routes FinPros Europe · Accessed 11 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.