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Finex: accounts, fees, platforms and client protection

Finex’s Indonesian account combines MT5 trading and local-bank funding. This profile covers opening, commission and contract conventions, margin, withdrawal checks, records and protection, including differences between current product pages and the older trading rules still linked by the broker.

By FXBrokers.ai ResearchOperating status: ActiveSources checked Published Updated
  • One real MT5 account; the USD 1-per-lot commission needs its charging side confirmed before an all-in comparison.
  • Margin and leverage differ by product; conflicting count-versus-volume limits remain qualified.
  • The payment page and rejection guide differ over withdrawals with open positions.

Accounts and opening requirements

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This is the Indonesian finex.co.id offer, not an unrestricted global account. The product catalogue and local-bank process belong to the named Indonesian company.[20][5]

Reference table01

Real-account essentials

Real-account essentials
TopicPublished terms and practical effect
Initial fundingUSD 10.Source 1
SpreadFloating, from 0.5 pip; not an independently measured average or guaranteed quote.Source 1
CommissionUSD 1 per lot; the current account page does not identify per-side versus round-trip charging.Source 1
Minimum tradeFrom 0.01 lot; share-contract and instrument-specific quantities can differ.Source 1Source 7
Account alternativesThe help centre identifies one real account. No invented Standard, Raw or Pro tiers are added.Source 2
DemoUSD 5,000 virtual opening balance; not withdrawable cash.Source 2
Reference table02

Opening and verification

Opening and verification
TopicPublished terms and practical effect
ApplicationRegister online or in the app, then submit full name, email, telephone, address and identification.Source 10
EvidenceIdentity card, domicile evidence and further documents where requested.Source 11
TimingNormally up to 24 hours; additional review can take three business days. This is distinct from the faster marketing estimate.Source 12Source 1
Live permissionVerification is required before real trading; a demo login is not approval.Source 18

View full spreads & trading costs

Products and platforms

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Reference table03

Products and advertised leverage

Products and advertised leverage
ProductCatalogueMaximum headline leverage
Forex27 currency pairs1:500Source 1
MetalsGold and silver within the metals/energy catalogue1:500Source 1
IndicesSeven index contracts1:200Source 1
EnergyInstrument-specific contracts1:200Source 1
Share derivatives41 instruments1:25Source 1
Reference table04

Platform differences

Platform differences
TopicPublished terms and practical effect
DesktopWindows MT5 supports MQL5 and Expert Advisors.Source 14
iPhone and webFinex links the MT5 iOS, Android and web terminals. A mobile terminal is not a desktop EA host.Source 14
Native appThe dedicated Finex app page links Android. A separate native iOS Finex app was not established.Source 15
In-app functionsBalances, deposits, withdrawal requests, transaction history and supported order controls.Source 15
Reference table05

Examples of quoted FX specifications

Examples of quoted FX specifications
SymbolContract sizeCommon spread in price units
AUD/USD100,000 AUD0.00007Source 4
AUD/JPY100,000 AUD0.011Source 4
CAD/JPY100,000 CAD0.013Source 4
EUR/AUD100,000 EUR0.00011Source 4

Fees and holding costs

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Reference table06

Transaction and holding costs

Transaction and holding costs
TopicPublished terms and practical effect
Commission basisConfirm opening and closing debits before comparing the USD 1-per-lot quote with another broker’s round-trip tariff.Source 1
SpreadBid/ask cost varies independently of the separate commission.Source 4
Overnight financingLinked rules describe daily swap and a Wednesday triple adjustment, subject to current symbol terms.Source 7
Temporary swap offerThe listing covers 1 June–30 November 2026. Instrument eligibility, holding limits and replacement charges were not established because the detailed terms could not be fetched.Source 16
Local transfersThe listed BCA, Mandiri, CIMB Niaga, BNI and BRI methods have zero Finex deposit/withdrawal fees.Source 5
Reference table07

Administrative cost boundaries

Administrative cost boundaries
TopicPublished terms and practical effect
ConversionUse the IDR/USD rate shown for the actual payment rather than a historical fixed-rate example.Source 3Source 5
DormancyA current explicit fee and real-account archiving schedule were not recovered. Zero transfer fees do not establish zero dormancy charges.Source 6
Third-party costsBank conversion or other external costs are not necessarily included in a zero broker-transfer fee.Source 5

Execution, orders and risk controls

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Reference table08

Margin, limits and execution

Margin, limits and execution
TopicPublished terms and practical effect
Call / stop-outPublished margin-call level 50%; stop-out 20%. A threshold does not guarantee the exit price.Source 1
Count versus volume conflictThe account page refers to 50 per order and 200 positions; the rules describe 50 lots per trade and 200 open lots. A company page also says orders are unlimited. Confirm the live server’s count and volume limits.Source 1Source 7Source 8
Equity tiersThe linked rules describe leverage reductions with higher equity; do not assume the headline 1:500 at every balance.Source 7
HedgingThe company says it is permitted. Margin remains applicable.Source 8
Market-execution claimMT5 is described as market execution without requotes; no zero-slippage or guaranteed-fill claim is inferred.Source 14
Reference table09

Order and interruption details

Order and interruption details
TopicPublished terms and practical effect
Order controlsLinked rules describe market, limit, stop and Close By functions.Source 7
Price errorsThe rules reserve correction or cancellation for erroneous prices.Source 7
Alternative dealingNo confirmed executable emergency channel was recovered. Ordinary support contacts are not described as a telephone dealing desk.Source 7Source 9

Deposits, withdrawals and transfers

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Reference table10

Local-bank money movement

Local-bank money movement
TopicPublished terms and practical effect
Deposit serviceThe detailed page states 24/7, subject to banks and holidays.Source 5
Withdrawal service24/5 excluding national holidays; home lists a USD 1 minimum.Source 5Source 3
Speed claim80% of withdrawals are said to take 20 minutes–2 hours. This is not a guarantee for every request.Source 5
Own-name bankUse the registered account; the rejection guide requires the deposit bank for return payments.Source 5Source 13
Open positionsPayment guidance permits free-margin withdrawals with positions open, but a help article says an open order can cause rejection. Obtain account-specific confirmation.Source 5Source 13
StatusThe personal area’s Transaction History shows rejected requests and reasons.Source 13
Payment destinationFinex says it does not request money into individuals’ bank accounts. The official register lists segregated accounts.Source 3Source 20

Client protection and complaints

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Reference table11

Protection is not a profit or payout guarantee

Protection is not a profit or payout guarantee
TopicPublished terms and practical effect
Official matchBappebti’s public entry matches the company, website and business permission.Source 20
Client-money allocationFinex describes 70% at KBI and 30% in segregated banks. This is a company description, not an independent account-by-account audit.Source 8
Negative balancesThe risk warning says losses can exceed initial margin. No universal negative-balance guarantee is asserted.Source 3
InsuranceNo current individual private-policy limit or universal fixed compensation entitlement was established.Source 8Source 6
Information securityISO 27001 is a company security-management claim, not investment insurance.Source 17
Reference table12

Complaints and trade evidence

Complaints and trade evidence
TopicPublished terms and practical effect
Complaint contacts[email protected]; +62 811-8780-038.Source 19
Official reportingFinex links the Bappebti customer-complaint route; choose the applicable company and product.Source 9
RecordsLinked rules describe daily MT5/app and emailed statements.Source 7
Trade query deadlineThe rules require a telephone report followed by written objection within two working days. Keep tickets, timestamps and correspondence.Source 7

Account support and records

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Reference table13

Service and account records

Service and account records
TopicPublished terms and practical effect
General serviceWhatsApp +62 811-8105-688; office +62 21-5010-1569.Source 9
HoursTelephone callbacks are described for weekdays; chat/WhatsApp cover weekends. Verification staff work 08:00–20:00 weekdays.Source 9Source 12
Exports and closureTransaction history is available, but specific CSV/tax formats and guaranteed post-closure retrieval were not established.Source 15
Read-only accessThe linked rules distinguish investor/read-only credentials from the master trading password.Source 7
RecoveryA fixed lost-device turnaround or post-recovery withdrawal hold was not established.Source 17

Tools, automation and additional services

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Reference table14

Automation, analysis and promotions

Automation, analysis and promotions
TopicPublished terms and practical effect
EAsExplicitly supported through desktop MT5; no mobile-hosted EA claim is made.Source 14
AI wordingThe native app mentions analysis/strategies but does not establish model identity or autonomous order authority.Source 15
Copying / PAMMA current broker-operated mandate, fee schedule and exit procedure were not recovered; MT5 access alone does not prove availability.Source 14Source 2
Promotional cashThe current listing reviewed is a swap concession, not proof of a withdrawable bonus.Source 16

Company background and evidence

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Reference table15

Identity, history and document quality

Identity, history and document quality
TopicPublished terms and practical effect
Legal companyPT Finex Bisnis Solusi Futures; the regulator records the former name PT Finex Berjangka.Source 20
HistoryThe company dates its business to 2012.Source 8
BI disclosureCurrent footer uses 28/103/DPPK/Srt/B; older documents use 27/391/DPPK/Srt/B. No current independent BI firm record was recovered.Source 1Source 6
OJK disclosureS-247/PM.02/2025 is described as in-principle approval. It is not upgraded to independently verified final permission.Source 6
Document dateThe legal centre still links December 2024 rules; current-page conflicts are retained beside affected facts.Source 6
The companies behind the brand

Legal entities & licences

These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.

PT Finex Bisnis Solusi Futures

IndonesiaSource 20

Licences and regulatory records for PT Finex Bisnis Solusi Futures
Issuer & identifierRecorded statusDate & scope
Bappebti47/BAPPEBTI/SI/04/2013AuthorisedChecked 13 Oct 2026Exact firm and website matched. SPA permission separately listed as 77/BAPPEBTI/SP/12/2014.Source 20
Follow the evidence

Sources & further reading

  1. Real-account conditions Finex · Accessed 13 Oct 2026
  2. Available real-account types Finex · Accessed 13 Oct 2026
  3. Current product and payment disclosures Finex · Accessed 13 Oct 2026
  4. Instrument specifications Finex · Accessed 13 Oct 2026
  5. Deposit and withdrawal conditions Finex · Accessed 13 Oct 2026
  6. Legal and regulatory documents Finex · Accessed 13 Oct 2026
  7. Trading Rules Finex — December 2024 Finex · Accessed 13 Oct 2026
  8. Business and client-money description Finex · Accessed 13 Oct 2026
  9. Official contacts Finex · Accessed 13 Oct 2026
  10. Opening a real account Finex · Accessed 13 Oct 2026
  11. Verification documents Finex · Accessed 13 Oct 2026
  12. Verification timing Finex · Accessed 13 Oct 2026
  13. Withdrawal rejection reasons Finex · Accessed 13 Oct 2026
  14. Finex native trading app Finex · Accessed 13 Oct 2026
  15. Swap-promotion listing Finex · Accessed 13 Oct 2026
  16. Personal-information security Finex · Accessed 13 Oct 2026
  17. Verification before trading Finex · Accessed 13 Oct 2026
  18. Published customer-complaint contacts Finex · Accessed 13 Oct 2026

This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.

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