eToro combines an investment account, leveraged CFD trading and social-investing tools inside one web and mobile platform. The same brand is used by separate UK, Cypriot and Australian legal entities, so product ownership, crypto treatment, compensation arrangements and available account currencies depend on the company serving the client.[2][1]
Accounts and ownership routes
Sections ↑Account comparison01
What the platform can represent
| Route | Economic form | Important qualification |
|---|---|---|
| Non-leveraged stocks | Underlying investment or locally permitted equivalent | A stock commission of US$1 or US$2 may apply by country and exchange; some restricted positions can still be CFDs.Source 6Source 2 |
| ETFs | Non-leveraged investment where available | ETF commission and eToro spread fee are shown as free; the market spread still exists.Source 6 |
| Leveraged or short positions | CFD | The ticket identifies CFD treatment; spreads and overnight financing can apply.Source 6 |
| Crypto | Asset or CFD depending region and position | Manual crypto fees, custody and transfer conditions differ from crypto CFDs and wallet activity.Source 6 |
| CopyTrader / Smart Portfolios | Copying or managed thematic allocation | Availability and the underlying asset treatment follow the relevant account and region.Source 2 |
The UK ISA is a separate Moneyfarm-powered service, not merely a tax setting switched on inside the general eToro investment account. The published offer distinguishes self-directed and managed investing. Its transfer instructions describe existing ISA assets being sold and moved as cash, rather than the original securities arriving unchanged. That route should not be applied to an ordinary brokerage transfer or a crypto-wallet movement.[10]
Trading and account costs
Sections ↑Pricing & charges02
Published general-account fees
| Item | Published charge | Scope |
|---|---|---|
| Account opening | Free | General investment-account fee.Source 6 |
| Management fee | Free | Does not remove product, spread, conversion or financing costs.Source 6 |
| Local-currency withdrawal | Free | Applies to eligible local-currency accounts and external withdrawals.Source 6 |
| USD-account withdrawal | US$5 | Minimum withdrawal US$30.Source 6 |
| Inactivity fee | Free | Current general fee page checked 9 October 2026.Source 6 |
| Currency conversion | Variable | Depends on residence, payment method, currencies and Club tier.Source 6 |
| UK SDRT | 0.5% | Government tax on eligible electronic purchases of UK-listed stocks.Source 6 |
Pricing & charges03
Selected investment and CFD price bases
| Position | Published price basis | Financing / custody |
|---|---|---|
| Non-leveraged ETF buy | No commission and no eToro spread fee | No overnight or custody fee shown.Source 6 |
| Stock buy | US$1 or US$2 may apply by country/exchange | No overnight fee for ordinary non-leveraged ownership.Source 6 |
| Stock or ETF CFD | 0.15% opening and 0.15% closing spread fee | Overnight financing can apply.Source 6Source 7 |
| Crypto CFD | 1% opening and 1% closing spread fee | Overnight financing can apply.Source 6Source 7 |
| Currencies, commodities and indices CFDs | Variable eToro markup plus market spread | Overnight and triple weekend treatment can apply.Source 6Source 7 |
Platforms and portfolio controls
Sections ↑Platforms & products04
Published platform functions
| Feature | What it does | Limit or scope |
|---|---|---|
| Demo account | US$100,000 virtual portfolio | Simulation does not reproduce every live-market or liquidity condition.Source 2 |
| 24/5 trading | 100+ US stocks Monday to Friday | Eligible instruments and market conditions apply.Source 2 |
| CopyTrader | Replicates selected investors’ positions | Past performance and copied exposure do not establish future results.Source 2 |
| Smart Portfolios | Bundles assets around a theme or strategy | Composition, fees and regional availability require the portfolio documents.Source 2 |
| Recurring investments | Automates scheduled contributions | Eligible products, currencies and dates vary.Source 2 |
| ProCharts / Tori | Chart comparison and AI-powered assistance | Tools provide information; they do not guarantee an outcome.Source 2 |
The general CopyTrader help page sets a US$200 minimum and US$500,000 maximum per copied investor. Those are allocation boundaries for the copying feature, not the minimum to open an ordinary account. The copied positions retain their own product treatment, pricing and regional eligibility.[11][2]
Withdrawals and account transfers
Sections ↑Account comparison05
Cash routes have different instructions
| Route | Receipt estimate or process | Key boundary |
|---|---|---|
| USD account withdrawal | Up to five business days for bank/card; up to two for listed e-wallet routes. | Verified account and available funds; US$30 minimum and US$5 ordinary fee.Source 8Source 6 |
| Local-currency account | Wallet → local account → Send Payment; most payments immediate, sometimes up to three business days. | No external-withdrawal fee or minimum in the current fee table; eligibility depends on residence.Source 8Source 6 |
| Cancel a pending withdrawal | Reverse the request in withdrawal history before it reaches In Process. | Cancellation returns the amount and withdrawal fee to the account.Source 8 |
| UK ISA transfer | Use the ISA transfer process managed by Moneyfarm. | The published service describes a cash transfer after sale, not an in-specie transfer.Source 10 |
Selling a position, withdrawing cash and moving securities to another provider are different operations. The reviewed general withdrawal page establishes cash-payment mechanics; it does not establish one universal outbound-securities-transfer tariff or timetable. Product-specific instructions are needed before treating a portfolio as transferable without sale.[8]
Entities and asset safeguards
Sections ↑Entities & regulation06
Entity-level reference
| Legal entity | Regulatory relationship | Published protection context |
|---|---|---|
| eToro (UK) Ltd | FCA reference 583263 | Eligible UK investment claims may fall within FSCS rules; exact eligibility applies.Source 1 |
| eToro (Europe) Ltd | CySEC licence 109/10 | Eligible Cyprus ICF claims: the lower of 90% of cumulative covered claims or €20,000 per covered client against the member, aggregated across accounts.Source 1Source 12 |
| eToro AUS Capital Limited | ASIC AFSL 491139 | Australian permissions and client terms are separate from UK/EU arrangements.Source 1 |
The facts07
Published client-asset safeguards
| Measure | Value | Context |
|---|---|---|
| Segregation | Client funds and assets held in segregated accounts | The company states these are kept separate from its own assets.Source 1 |
| UK investment compensation | Up to £85,000 for an eligible claim | Scheme rules and the product/entity determine eligibility.Source 1 |
| Cyprus investor compensation | Lower of 90% of cumulative covered claims or €20,000 | For eligible covered claims against eToro (Europe), aggregated across accounts with the member; concerns inability to return client funds or instruments, not ordinary market losses.Source 1Source 12 |
| Partner-bank deposit schemes | Can apply separately in some cases | Coverage follows the bank, account structure and local deposit-guarantee rules.Source 1 |
UK support and complaints
Sections ↑Account comparison08
The August 2026 UK complaint procedure
| Step | Published treatment |
|---|---|
| Raise the issue | Use Customer Service or another accepted communication channel; no special wording is required. Include account, transaction, date and desired resolution where available.Source 9 |
| Acknowledgement | Promptly and no later than five business days after receipt; complaints are free.Source 9 |
| Final response | Within eight weeks, or explain the delay and applicable referral rights.Source 9 |
| FOS referral | Eligible cases: normally within six months of the final response, with other time limits also possible. Crypto jurisdiction depends on the particular service.Source 9 |
Company reporting
Sections ↑Broker essentials09
Business and current scale
| Measure | Value | Context |
|---|---|---|
| Listed parent | eToro Group Ltd. — Nasdaq: ETOR | The listed group reports consolidated operating metrics; it is not the legal counterparty for every regional account.Source 3Source 4 |
| Funded accounts | 4.36 million | August 2026 metric; funded accounts have completed onboarding, funded and traded, and retain a positive balance.Source 5 |
| Assets under administration | US$20.2 billion | August 2026; includes users’ equities, crypto and cash under the company definition.Source 5 |
| Q2 net contribution | US$229 million | Three months ended 30 June 2026; the company defines this after specified direct revenue costs.Source 4 |
| Q2 net income | US$53 million | Unaudited second-quarter GAAP result.Source 4 |
| Q2 adjusted EBITDA | US$78 million | Non-GAAP measure; the company provides a reconciliation in the results release.Source 4 |
- Headquarters
- Israel — listed parent; regional operating companies serve individual accounts
- Founded
- 2007 (company history; listed parent now trades as Nasdaq: ETOR)
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
eToro (UK) Ltd
United KingdomSource 1
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Conduct Authority583263 | Authorised | Checked 9 Oct 2026FCA reference disclosed on eToro’s regulation page; England company number 07973792.Source 1 |
eToro (Europe) Ltd
CyprusSource 1
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Cyprus Securities and Exchange Commission109/10 | Authorised | Checked 9 Oct 2026CySEC licence disclosed for the European operating company.Source 1 |
eToro AUS Capital Limited
AustraliaSource 1
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Australian Securities and Investments Commission491139 | Authorised | Checked 9 Oct 2026Australian Financial Services Licence disclosed by eToro.Source 1 |
Scope
Sections ↑Sources & further reading
- Regulation and licence eToro · Accessed 9 Oct 2026
- eToro online trading platform and mobile app eToro · Accessed 9 Oct 2026
- Investor relations overview eToro Group Ltd. · Accessed 9 Oct 2026
- eToro reports second-quarter 2026 results eToro Group Ltd. · 11 Aug 2026 · Accessed 9 Oct 2026
- eToro reports selected August 2026 business metrics eToro Group Ltd. · 14 Sep 2026 · Accessed 9 Oct 2026
- eToro fees: investment, stocks, ETFs, crypto and CFDs eToro · Accessed 15 Oct 2026
- CFD overnight fees eToro · Accessed 9 Oct 2026
- Withdrawal routes, receipt estimates and cancellation eToro · Accessed 15 Oct 2026
- eToro (UK) Ltd complaints handling, August 2026 eToro (UK) Ltd · 1 Aug 2026 · Accessed 15 Oct 2026
- UK ISA services powered by Moneyfarm eToro · Accessed 15 Oct 2026
- CopyTrader investment boundaries eToro Help Centre · Accessed 15 Oct 2026
- Investor Compensation Fund: covered claims and calculation Cyprus Securities and Exchange Commission · Accessed 15 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.