Accounts & headline costs
Sections ↑DragonFi Securities provides Philippine investment accounts. Its funds and PERA services have their own product terms, while DragonFi Save is a deposit owed by CIMB Bank Philippines. Moving money through the same app does not merge these legal accounts.[4][10][9][15]
Account comparison01
Account and service routes at a glance
| Account / route | Published customer scope | Principal condition |
|---|---|---|
| Regular securities account | Self-directed PSE investing through DragonFi Securities | Current help lists Individual and Joint OR cash accounts; corporate and margin are described as forthcoming.Source 14 |
| Fund investing | Selected collective-investment products in the same customer experience | Underlying fund/trust fees and settlement periods remain even where DragonFi charges no transaction fee.Source 10 |
| PERA+ | Personal Equity and Retirement Account administration/investing route | Tax and eligibility rules are separate from an ordinary securities account.Source 9 |
| DragonFi Save | CIMB Bank Philippines deposit integrated with DragonFi cash movement | It is a bank deposit product with separate limits and PDIC framework, not brokerage cash.Source 15 |
Pricing & charges02
Headline charges and market-wide layers
| Item | Published basis | Important scope |
|---|---|---|
| Online commission | 0.25% of gross trade; 12% VAT on commission | Current fee page states no peso commission minimum.Source 11 |
| PSE transaction fee | 0.005% of gross value, exclusive of VAT under the current PSE schedule | Applied on both buys and sells.Source 1 |
| SCCP clearing fee | 0.01% of gross value, inclusive of VAT under the current PSE schedule | Applied on both buys and sells.Source 1 |
| Stock transaction tax | 0.1% of gross selling value | Seller-only tax for listed shares; current PSE schedule controls over older broker examples.Source 1 |
Products & platforms
Sections ↑Specifications03
Products and account boundaries
| Product route | Published scope | Boundary |
|---|---|---|
| PSE-listed securities | Stocks, ETFs, REITs and supported local instruments | PSE order, lot and T+2 rules apply.Source 5 |
| Mutual funds / UITFs or trust products | Published funds catalogue with product-level expenses | No DragonFi transaction fee does not remove the fund manager’s charges.Source 10 |
| PERA investments | Eligible retirement products under the administrator route | Withdrawals and tax treatment follow PERA rules rather than normal cash-account access.Source 9 |
Fees & holding costs
Sections ↑Pricing & charges04
Account-event and withdrawal charges
| Service | Published charge | Scope |
|---|---|---|
| Securities transfer | ₱75 per security | Broker fee schedule.Source 11 |
| Transfer between DragonFi accounts | ₱200 per instruction letter | Separate from an external transfer.Source 11 |
| Stock or fund certification | ₱200 | Holdings certification.Source 11 |
| Ordinary withdrawal | No DragonFi withdrawal fee | Bank and cheque exceptions below.Source 13 |
| Cancelled withdrawal cheque | ₱100 | Cancellation requiring cheque cancellation.Source 13 |
| Failed withdrawal-cheque deposit | ₱100 | Closed, invalid or cash-only BDO/Landbank destination; inter-branch/provincial bank charges may also apply.Source 13 |
Execution & trading rules
Sections ↑Platforms & products05
Platform and order controls
| Route / control | Published capability | Operational limit |
|---|---|---|
| Web and mobile trading | Order entry, portfolio, screeners and research tools | Feature availability can vary by account and release.Source 5Source 1 |
| Advanced analytics | Market Pulse, dividend tools and other screening features | Analytics do not create an advisory or discretionary-management mandate.Source 5Source 1 |
| Auto Invest | Scheduled investment instruction where enabled | Stopping future instructions does not automatically sell existing holdings.Source 5Source 1 |
An instruction or trigger is not an execution guarantee. PSE hours, board lots, price bands, available volume, partial fills, order expiry and platform availability can change the result. A cancellation is effective only when acknowledged before the order is matched.[5][1]
Deposits, withdrawals & transfers
Sections ↑Process06
Cash withdrawal by route
| Destination | Published cutoff | Published bank-credit treatment |
|---|---|---|
| UnionBank, BPI or BDO | Before 08:00 on a business day | Same-day credit described by the broker.Source 12 |
| Other banks | Before 10:00 | Same-day processing, followed by one day of cheque clearing; expected next business day.Source 12 |
| DragonFi Save | Separate integrated transfer route | Instant, zero-fee transfer of eligible cash, subject to its daily limits.Source 8Source 7 |
| Sale proceeds | After applicable settlement | PSE T+2 is distinct from subsequent bank processing.Source 1 |
Transfer terms07
Moving an existing portfolio
| Transfer type | Published treatment | Material consequence |
|---|---|---|
| Incoming securities | Broker transfer subject to supported assets and matching registration | Supported securities and matching account registration are required.Source 5Source 1 |
| Outgoing securities | Current fee schedule: ₱75 per security | It can take longer than a cash withdrawal and does not itself sell the shares.Source 11 |
| Account-to-Save movement | Internal interface between different legal products | It does not merge SIPF/market protection with PDIC deposit protection.Source 15Source 7 |
Protection & regulation
Sections ↑Protections & eligibility08
Protection chain
| Layer | Published position | Scope |
|---|---|---|
| Brokerage entity | DragonFi Securities, Inc. | The dealer owes the securities-account obligations.Source 4Source 1Source 3 |
| Bank deposit entity | CIMB Bank Philippines for DragonFi Save | CIMB describes PDIC cover up to ₱1 million per depositor for eligible deposits. Securities and fund values are outside this deposit product.Source 15 |
| Market framework | PSE/SCCP/PDTC participation and SIPF/CMIC/SEC framework as disclosed | No framework guarantees returns or makes every product equally liquid.Source 4Source 1Source 3 |
Opening an account & support
Sections ↑Process09
Application, service and escalation
| Step / route | Use | Boundary |
|---|---|---|
| Digital or documented onboarding | Individual or Joint OR cash account under the published account guide | Published completion estimates assume acceptable complete evidence.Source 14 |
| Customer support | Use the broker’s official secure/help route for account-specific issues | A general help channel is not necessarily authorised to place an urgent order.Source 6 |
| Trade or platform outage | Use any published dealing channel and preserve timestamps/order details | No source establishes a guaranteed emergency fill or price.Source 5 |
| Formal complaint | Complain to the broker first, then use the relevant CMIC/SEC route where eligible | A regulator report and compensation for an individual loss are separate questions.Source 5Source 3 |
Official support destination
Official customer-help routeWebsite
https://www.dragonfi.ph/contact-usSource 6
Scope Account opening, service and complaint information; verify current phone or email details on the official page.
Additional services
Sections ↑Account comparison10
DragonFi Save: current rate and transfer limits
| Item | Published condition |
|---|---|
| Base interest | 2.30% a year from 1 June 2026 under CIMB’s rate advisory. The migrated DragonFi FAQ still shows the earlier 2.5%; its old promotional figures are not used as current rates.Source 16Source 7 |
| Save → brokerage | Up to ₱500,000 per day.Source 7 |
| Brokerage → Save | Up to ₱250,000 per user per day.Source 7 |
| Eligibility | Verified Filipino individual account holder with valid ID; the detailed FAQ excludes Joint OR, ITF and PERA accounts.Source 15Source 7 |
| Account completion | Linking and verifying in the CIMB app can remove separate unlinked-account restrictions; this does not establish removal of the two transfer-channel limits above.Source 7 |
Company background & evidence
Sections ↑Broker essentials11
DragonFi at a glance
| Measure | Value | Context |
|---|---|---|
| Contracting entity | DragonFi Securities, Inc. | The accepted account agreement should carry this legal identity.Source 4Source 5 |
| Primary jurisdiction | Philippines | PSE-listed securities and Philippine market infrastructure are the core scope.Source 4Source 1 |
| Headquarters | Taguig City, Philippines | Public company/contact location; operational desks can differ.Source 5 |
| Platforms | DragonFi web; DragonFi mobile app; DragonFi Lite / current account interfaces | Eligibility and current feature availability vary by route.Source 5 |
Reference table12
Company and service boundaries
- Headquarters
- Taguig City, Philippines
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
DragonFi Securities, Inc.
No separate licence entry is recorded in this panel.
CIMB Bank Philippines, Inc.
PhilippinesSource 15
No separate licence entry is recorded in this panel.
Sources & further reading
- Investing procedures, settlement, fees and trading hours Philippine Stock Exchange · Accessed 16 Oct 2026
- PSE trading-participant directory Philippine Stock Exchange · Accessed 16 Oct 2026
- Investor complaint and information routes Capital Markets Integrity Corporation · Accessed 16 Oct 2026
- DragonFi Securities participant record Philippine Stock Exchange · Accessed 16 Oct 2026
- DragonFi products, pricing and tools DragonFi · Accessed 16 Oct 2026
- Account opening and contact routes DragonFi · Accessed 16 Oct 2026
- DragonFi Save FAQs DragonFi · Accessed 29 Oct 2026
- DragonFi Save deposit and transfer description DragonFi · Accessed 29 Oct 2026
- PSE appoints DragonFi for its PERA program Philippine Stock Exchange · Accessed 16 Oct 2026
- Funds and product disclosures DragonFi · Accessed 16 Oct 2026
- Brokerage and account-event fee schedule DragonFi · Accessed 29 Oct 2026
- Withdrawal cutoffs and bank-credit timing DragonFi · Accessed 29 Oct 2026
- Withdrawal fees and cheque exceptions DragonFi · Accessed 29 Oct 2026
- Individual and Joint OR cash-account availability DragonFi · Accessed 29 Oct 2026
- DragonFi Save product, eligibility and bank-deposit status CIMB Bank Philippines · Accessed 29 Oct 2026
- Deposit-rate change effective 1 June 2026 CIMB Bank Philippines · Accessed 29 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.