DOYOS: account tiers, CFD specifications and PAMM terms

DOYOS combines self-directed MT5 forex and multi-asset CFD trading with an approved Islamic service, corporate accounts and PAMM allocations to external strategy managers. Its current self-directed entry points are comparatively substantial: an Individual Classic account starts at a quoted $10,000, while Priority Trading Service Basic starts at $5,000. The January 2026 client agreement names DOYOS Global Ltd, Mauritius company C188915, and publishes FSC licence GB24101245. Independent confirmation of the current regulator record remains incomplete; the detailed offer below stays with that exact contracting company.[2][3][4][7][33]

Basic, Advance and Pro belong to the Priority Islamic family; Classic, Standard and VIP belong to Individual accounts. The generic swap-free page also describes an overlay on Individual accounts, so the approved account structure and symbol list need to be explicit. The accounts overview’s generic Islamic “$0 + terms” commission should not override the more specific homepage Pro card quoting $5 per side. Likewise, a residual “Pro 1.2 pips” reference on the general spreads page is not evidence of a fourth current Individual tier.[1][2][4][9][8]

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The current agreement expressly covers forex, precious metals, energy/other commodities, indices, share CFDs and crypto CFDs. Shares confer no ownership or voting rights, and crypto CFDs do not deliver tokens or a wallet. DOYOS markets more than 2,250 instruments overall and more than 20,000 equities on its share page; those different catalogue counts are not reconciled in the public materials. The named examples and contract units below are more useful for sizing than treating either headline as an independently counted live inventory.[7][1][13][15][12]

The specification page calls its hours indicative and uses GMT+3 server time. It puts metals’ daily break at 00:00–01:00 and describes ordinary rollover around 23:59–00:05, with Wednesday usually carrying triple swaps. Holidays, corporate actions, liquidity and risk decisions can change sessions or margin. A website TradingView price is also explicitly indicative and can differ from DOYOS’s execution feed.[12][1]

The general spreads page still advertises a Pro account from 1.2 pips, while the homepage, Individual page and All Conditions guide identify Standard at 2.0 pips as the middle Individual tier. That older Pro reference is kept out of the live account matrix. The broker’s “raw” label and variable minimum spreads also do not mean trades are cost-free: the stated commission, financing and other applicable charges remain.[8][1][3][17]

DOYOS markets DMA/NDD and straight-through processing, but its binding agreement and execution policy explicitly make every CFD an OTC transaction with DOYOS Global Ltd as principal. Prices are derived from pooled liquidity sources; the company may hedge aggregate exposure at its discretion. Neither the marketing labels nor that hedging make the client the owner of an exchange-traded position.[3][7][21]

One calculation in the risk notice is inconsistent: it says a 0.2% adverse move at 1:100 wipes out all initial margin. For an isolated position initially margined at exactly 1:100, the arithmetic is 0.2% × 100 = 20% of that initial margin before costs; a 1% move consumes 100%. Actual account stop-out depends on total equity, other positions and margin rules, so neither percentage is an account liquidation forecast.[31][16]

For connection problems, the Help Centre says to check the emailed MT5 server, password and internet connection and use the portal reset if needed. The Windows guide names DoyosGlobal-Server, but the accepted account’s emailed server remains the relevant login detail. Contact support immediately for an open-position problem and retain timestamps, symbol, order/ticket references and screenshots. The risk notice mentions phone/support closure only where available; no complete emergency-dealing authority, authentication method or dedicated staffed line was established.[24][19][25][31][22]

Use the portal to submit a payout; completed KYC, approved payment details and compliance checks are required. Deposits return to the original funding source first, up to the amount funded, after which profits can go to a verified account in the client’s name. The refund policy qualifies some routes as original-source “where possible” and permits delays for open compliance holds, unmet bonus volume or an unresolved execution dispute. It mentions a daily cut-off without publishing the exact time. The pages also refer to withdrawal minima and free-withdrawal thresholds without giving a complete numeric schedule.[10][11][7]

DOYOS does not supply a complete public account-base-currency menu in the inspected account materials. Dollar initial deposits, a USD-quoted instrument and BTC/ETH/USDT payment options are different things. The risk notice says conversion applies when account currency differs from profit/loss currency; the refund policy uses the prevailing provider or bank rate plus any disclosed margin, without a fixed spread or markup. Confirm the account denomination and both sides of a currency conversion before funding or withdrawing.[2][10][11][31]

The account pages, Help Centre and contact desk generally publish 24/5 service, while the homepage account cards say 24/7. Crypto’s 24/7 trading schedule therefore does not establish an equally staffed round-the-clock dealing desk. The contact page promises a business-day reply target, and the complaints policy offers same-day urgent triage; neither is a guarantee that a price-sensitive order will be executed through support.[1][3][24][25][22][15]

For an arithmetic example, a USD 5,000 allocation in a USD 50,000 pool represents 10%. A USD 10,000 pool profit would allocate USD 1,000 before the agreed performance fee; a USD 10,000 pool loss would allocate a USD 1,000 loss. These are proportional-allocation examples, not entry requirements or return forecasts. The source’s larger worked example likewise does not establish the actual minimum for any available manager.[6]

DOYOS also publishes an Academy, guides, webinars, calculators, calendars and trading-signal references. EAs can execute a client’s configured strategy on the supported terminal. PAMM gives an independent manager a separate trading mandate without authority to withdraw investor funds.[26][1][19][6]

The company presents its business as MT5 market access supported by education, a corporate service and introducing-partner programmes. Current public contracts consistently name DOYOS Global Ltd. No dated founding account, ownership breakdown, former-client-company migration, forced domain transfer or continuity arrangement for historic complaints and statements was established. A support point in a country, including an excluded country, does not override the agreement’s eligibility restrictions.[26][7][32]