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DecodeFX: accounts, fees, platforms and client protection

DecodeFX’s international offer combines STD, PRO and CENT accounts with MetaTrader, its own app and regional funding. The Vanuatu issuer is distinct from the Australian group company. This profile examines current account pricing, payment fees, margin discrepancies and the limits of negative-balance protection.

By FXBrokers.ai ResearchOperating status: ActiveSources checked Published Updated
  • STD and PRO require USD 100; CENT starts at USD 1, subject to the payment method’s higher minimum.
  • The current MT4 help article makes negative-balance relief discretionary, not automatic.
  • Symbol pages state 30% stop-out, while the current help article says 50%; account settings need confirmation.
  • Withdrawal fees include method-specific percentages, currency conversion and a separately worded USDT gas charge.

Accounts and eligibility

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This profile covers DecodeFX’s international offer under Decode Global Limited in Vanuatu. The Australian company has a separate legal identity and licence scope. The international website excludes Australian residents, so its offshore trading conditions should not be treated as an Australian retail account.[2]

Reference table01

Compare the current account choices

Compare the current account choices
AttributeSTDPROCENT
Minimum depositUSD 100USD 100USD 1Source 20
Advertised spread floor0.9 pip0.0 pips1.7 pipsSource 1
Published transaction feeNone“$7” per standard lot; side unspecifiedNoneSource 1
Account base currenciesUSD, EUR, GBP, SGD, AUD and othersUSD, EUR, GBP, SGD, AUD and othersCurrency field is blank in the current comparisonSource 1
Maximum headline leverage1:20001:20001:2000Source 1
Listed accessDecodeFX App, MT4, MT5, APIDecodeFX App, MT4, MT5, APIDecodeFX App, MT4, MT5, APISource 1
Process02

Opening a live or practice account

Opening a live or practice account
StepWhat is required
RegisterProvide name, residence, email and phone; verify the email and complete the client profile.Source 18
Identity reviewUpload a clear government-issued photo ID. The broker reviews the submission before confirming the account.Source 18
Choose the funding routeThe account minimum does not override a higher processor threshold; the help centre requires at least USD 100 for USDT deposits and withdrawals.Source 22
Demo setupThe demo form allows selection of account currency, leverage and virtual starting balance, followed by email verification.Source 19
Excluded residencesThe international footer lists the United States, Australia, Canada and North Korea; other acceptance remains subject to local restrictions.Source 2

View full spreads & trading costs

Markets and contract specifications

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Specifications03

Current symbol-level trading limits

Current symbol-level trading limits
Market / examplePublished maximum leverageMaximum order in listed lots
Major FX — EUR/USD, GBP/USD, USD/JPY1:2000100Source 6
Selected SGD crosses1:200100Source 6
NOK/SEK crosses and USD/MXN1:20100Source 6
Gold / silver — XAUUSD, XAUEUR, XAGUSD1:200050Source 7
Palladium / platinum — XPDUSD, XPTUSD1:10050Source 7
Oil — USOIL, UKOIL1:20010Source 8
Indices — NAS100, SPX500, DAX401:100100Source 9
Bitcoin / Ether — BTCUSD, ETHUSD1:10050Source 10
Other listed crypto CFDs1:50100Source 10
The facts04

Product access and sessions

Product access and sessions
MeasureValueContext
Share exposureMicrosoft, Apple, Amazon, NVIDIA and other stock CFDs are listed.The product page describes leveraged price exposure without ownership of the underlying shares.Source 11
FX hoursThe symbol table gives Monday–Thursday 00:02–23:58 and a Friday 23:55 close.Its table does not state the time zone; use the server specification and holiday notice before relying on those times.Source 6
Crypto weekendsCrypto trading includes weekend sessions with a short daily break.The published weekend window is 00:05–23:55; the page does not identify its time zone.Source 10
Contract size and minimum orderMT4/MT5 Market Watch → right-click symbol → Specification.The current help article directs clients there for the product-specific minimum and maximum volume.Source 28

Pricing, holding charges and account fees

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Pricing & charges05

How to interpret the published prices

How to interpret the published prices
Cost componentPractical interpretation
Overnight fundingThe linked PDS describes swap credits or charges on positions kept past rollover; current symbol settings supply the applicable rate.Source 5
Platform chargeThe current help article states MT4 and MT5 are free to download and install; that does not remove the account’s trading costs.Source 32
Currency conversionFunding in a currency different from the trading account is converted at the applicable rate; processor costs may also apply.Source 23
InactivityNo numeric public dormancy-fee or automatic deactivation schedule was established.Source 4Source 2

Platforms, order handling and margin

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Platforms & products06

Trading access

Trading access
Platform or facilityPublished access and use
DecodeFX AppMobile access combines quotes, orders, account administration and funding.Source 12
MetaTrader 4Desktop, web and mobile access; the platform page describes charting and automated trading capabilities.Source 13
MetaTrader 5Desktop, web and mobile access with additional analytical and order functions.Source 14
APIListed on the account comparison; public pricing and eligibility for a particular integration are not specified there.Source 1
The facts07

Margin and order controls

Margin and order controls
MeasureValueContext
Stop-out discrepancyThe product tables show 30%; the current help article says 50%.Confirm the account’s operative server threshold before trading. Treat neither percentage as a guarantee of the price at which a position will close.Source 6Source 27
MT4 negative balancesProtection is not automatic and is reviewed case by case.This specific current help statement limits the broader account-page protection wording.Source 26
Order entry during an outageThe linked agreement accepts instructions only through the trading platform; phone and other order channels are excluded.Support availability does not establish emergency dealing authority.Source 4
DurationPositions may remain open unless their product expires.Financing, margin and the broker’s closure rights still matter while exposure remains open.Source 30

Deposits, withdrawals and available cash

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Regional comparison08

Payment options differ by residence

Payment options differ by residence
RegionMethods in the current help article
ChinaUnionPay, WeChat Pay, USDT and the named Emergency Deposit route.Source 21
IndonesiaUSD wire, FasaPay, PayTrust and USDT.Source 21
Malaysia / VietnamUSD wire, PayTrust and USDT.Source 21
PhilippinesUSD wire, Dragonpay and USDT.Source 21
ThailandUSD wire, Paypaid and USDT.Source 21
Other supported regionsUSD wire and USDT; the client portal gives the actual available list.Source 21
Pricing & charges09

Published withdrawal fees

Published withdrawal fees
MethodBroker help-centre charge
UnionPay / WeChat Pay1.5%Source 22
PayTrust / Paypaid1.5%Source 22
Dragonpay2%Source 22
FasaPay0%Source 22
USD wire0%; 1% handling charge for cross-currency withdrawalsSource 22
USDT10 USDT gas fee; the article says “per lot” without defining that unitSource 22
Process10

Withdrawal procedure and timing

Withdrawal procedure and timing
ItemPractical rule
RequestClient portal → Money → Withdraw → method, currency and amount → submit and follow the payment prompts.Source 24
Bank wire3–7 working days.Source 25
CryptoPublished as immediate after approval, not immediately after the withdrawal request.Source 25
Third-party gatewaysTypically within 24 hours after approval.Source 25
OwnershipPayments must come from the account holder.Source 4
Withdrawable balanceAgreement §17.4 allows retention for open-position losses, margin, liabilities, disputes or legal obligations. A positive balance alone is not the payable amount.Source 4

Entity scope and client protection

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The facts11

What the legal documents establish

What the legal documents establish
MeasureValueContext
Vanuatu firm matchThe current VFSC list shows Decode Global Limited, 700415, active in Classes A, B and C.The listing establishes the named firm’s regulatory status, not the outcome of individual trades.Source 34
Australian scopeThe Australian licence claim belongs to Decode Capital Pty Ltd.It does not extend that company’s client arrangements to the international Vanuatu agreement.Source 2
Client moneyThe agreement describes client money held separately on trust.It also permits debts and negative balances to be offset across accounts.Source 4
Insurance claimPDS §9.5 describes company insurance for certain counterparty deficits and employee/director fraud scenarios.It states that inadequate cover or an insurer’s failure could leave the company unable to pay. No current policy certificate, insurer name or per-client/aggregate limit was established.Source 5

Support, outages and complaints

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Current support channels

Customer supportEmail
[email protected]Source 29

Scope Account and trading-support enquiries

Hours 24/7 in the current help article

Help centreWebsite
https://decodefx.com/company/help-center/Source 16

Scope Account, payment and platform guidance

Contact form and live chatWebsite
https://decodefx.com/company/contact-us/Source 16

Scope Website form and the linked live-chat service

Process12

Escalating a problem

Escalating a problem
SituationAction or stated process
Unable to tradeNotify support and preserve order IDs, times and platform logs; platform-only order entry still applies.Source 4
Formal complaintThe currently linked PDS provides acknowledgment within five business days and seeks a written resolution within 45 days.Source 5
Security of accessManagers must use their own approved MAM credentials.Source 4

Research tools, managed access and promotions

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Availability13

Additional services

Additional services
ServicePractical scope
Trading CentralThe site offers external market-analysis tools and trading ideas. They are research aids, not a promise of profitable execution.Source 15
AutochartistThe current help article directs MT4 users to Navigator → Scripts.Source 31
Managed tradingThe linked agreement supports authorised-person access through the broker’s multi-account facility. The client remains responsible for the agent’s actions.Source 4
Revoking authorityAgreement §4.2 requires signed written notice received by the broker. It does not establish automatic liquidation of existing positions.Source 4
Introducing brokersThe programme remunerates referrals according to introduced clients’ trading volume. Such rebates are partner compensation, not a cash yield on a client deposit.Source 33
The facts14

Historical reward offers

Historical reward offers
MeasureValueContext
Daily Interest RewardThe public PDF specifies a campaign ending 31 March 2023.Its trading credits required conditions before conversion to cash. It is not treated here as a currently available interest-bearing account or deposit guarantee.Source 17

Brand, legal issuer and document continuity

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The facts15

How the current brand relates to its documents

How the current brand relates to its documents
MeasureValueContext
Document datesThe present legal library links Terms and Conditions and a PDS dated 21 June 2021.Their continued publication is recorded; that date is not presented as a fresh 2026 contract revision.Source 5Source 2
Entity migrationsNo public instruction transferring existing balances, orders or complaint rights to a new entity was established.A client-specific transfer notice would need to identify the receiving legal entity and effective date.Source 3
The companies behind the brand

Legal entities & licences

These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.

Decode Global Limited

VanuatuSource 2

Licences and regulatory records for Decode Global Limited
Issuer & identifierRecorded statusDate & scope
Vanuatu Financial Services Commission700415AuthorisedChecked 12 Oct 2026Current official list: active, Classes A, B and C.Source 34

Decode Capital Pty Ltd

AustraliaSource 2

Licences and regulatory records for Decode Capital Pty Ltd
Issuer & identifierRecorded statusDate & scope
Australian Securities and Investments Commission246796Not verifiedChecked 12 Oct 2026Company gives ACN 066 066 911 and AFSL 246796. Current individual ASIC licence status was not independently obtained. Separate from the Vanuatu issuer.Source 2
Follow the evidence

Sources & further reading

  1. Current STD, PRO and CENT account comparison DecodeFX · Accessed 12 Oct 2026
  2. Current legal library and named entities DecodeFX · Accessed 12 Oct 2026
  3. Company background and service scope DecodeFX · Accessed 12 Oct 2026
  4. Forex symbol specification DecodeFX · Accessed 12 Oct 2026
  5. Precious metals symbol specification DecodeFX · Accessed 12 Oct 2026
  6. Energy CFD specification DecodeFX · Accessed 12 Oct 2026
  7. Index CFD specification DecodeFX · Accessed 12 Oct 2026
  8. Cryptocurrency CFD specification DecodeFX · Accessed 12 Oct 2026
  9. Stock CFD page DecodeFX · Accessed 12 Oct 2026
  10. DecodeFX App DecodeFX · Accessed 12 Oct 2026
  11. MetaTrader 4 access DecodeFX · Accessed 12 Oct 2026
  12. MetaTrader 5 access DecodeFX · Accessed 12 Oct 2026
  13. Trading Central tools DecodeFX · Accessed 12 Oct 2026
  14. Current customer contact page DecodeFX · Accessed 12 Oct 2026
  15. Opening a live account DecodeFX · Accessed 12 Oct 2026
  16. Opening a demo account DecodeFX · Accessed 12 Oct 2026
  17. Deposit minima by account DecodeFX · Accessed 12 Oct 2026
  18. Payment methods by region DecodeFX · Accessed 12 Oct 2026
  19. Current deposit and withdrawal fee schedule DecodeFX · Accessed 12 Oct 2026
  20. Deposit currency conversion DecodeFX · Accessed 12 Oct 2026
  21. How to request a withdrawal DecodeFX · Accessed 12 Oct 2026
  22. Withdrawal processing times DecodeFX · Accessed 12 Oct 2026
  23. Negative-balance protection on MT4 DecodeFX · Accessed 12 Oct 2026
  24. Current help article on stop-out DecodeFX · Accessed 12 Oct 2026
  25. Current support hours DecodeFX · Accessed 12 Oct 2026
  26. Position duration and product expiry DecodeFX · Accessed 12 Oct 2026
  27. Autochartist access through the dashboard DecodeFX · Accessed 12 Oct 2026
  28. MT4 and MT5 platform charges DecodeFX · Accessed 12 Oct 2026
  29. Introducing-broker model DecodeFX · Accessed 12 Oct 2026
  30. Current financial dealer list — Decode Global Limited Vanuatu Financial Services Commission · Accessed 12 Oct 2026

This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.

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