Accounts and access
Sections ↑Clear is XP’s trading-focused brand. Its Brazilian account combines zero brokerage on many exchange products with separately charged forced exits, margin cover and professional platforms. The current tariff also includes a distinct international account, whose US securities commissions and currency-conversion spreads are separate from mini-dollar trading.[4]
At a glance01
Account and service routes
| Route | Operator / practical distinction |
|---|---|
| Brazilian investing | Clear brand operated through XP Investimentos CCTVM; domestic securities and futuresSource 3Source 4 |
| Day trading | Intraday guarantee allocation and risk limits apply independently of account openingSource 3Source 4 |
| Professional platform | Separate subscription; an RLP/volume waiver is conditionalSource 3Source 4 |
| International investing | US securities and foreign-exchange charges sit in the Global Account tariffSource 3Source 4 |
Markets and contract mechanics
Sections ↑At a glance02
Published market coverage
| Market | Examples / charging distinction |
|---|---|
| Brazilian securities | Shares, ETFs, BDRs, FIIs and optionsSource 4 |
| Currency and index futures | WDO/WIN mini contracts and DOL/IND full contractsSource 4 |
| Other listed futures | Bitcoin, Ethereum, Solana, gold and micro-index contracts have distinct margin/risk chargesSource 4 |
| US securities | Shares, ETFs, REITs and ADRs through the separate international serviceSource 4 |
At a glance03
WDO mini-dollar contract specification
| Feature | B3 contract rule |
|---|---|
| Underlying | BRL per US dollar commercial exchange rateSource 1 |
| Contract size | USD 10,000 of notional exposureSource 1 |
| Quote convention | BRL per USD 1,000; a quoted 5,000.0 corresponds to BRL 5.0000 per USDSource 1 |
| Minimum tick | 0.50 quotation point = R$5 per contractSource 1 |
| One quotation point | R$10 per contract; 100 points = R$1,000Source 1 |
| Trading lot | One contractSource 1 |
| Expiry | First business day of the expiry month; trading ends in the preceding sessionSource 1 |
| Settlement | Financial settlement; a futures position does not deliver a withdrawable USD balanceSource 1 |
The contract size is much larger than the cash posted as margin. A 14-point adverse move in one WDO contract equals R$140 before costs. That arithmetic does not mean the broker must close the position at R$140, or that losses cannot exceed the collateral.[1][2]
Trading costs and subscriptions
Sections ↑At a glance04
Self-service and assisted brokerage
| Product / route | Published charge | Boundary |
|---|---|---|
| Shares, ETFs, BDRs, FIIs | R$0 brokerage | B3/invoice costs remainSource 4 |
| WDO/WIN and DOL/IND | R$0 brokerage | Does not waive compulsory liquidationSource 4 |
| GLD gold future | R$1 day; R$2 swing | Exception to broad zero-brokerage wordingSource 4 |
| Securities desk | Minimum R$50 | Channel-specific scheduleSource 4 |
| Options exercise | 0.5% of exercised financial value | Separate from placing an options orderSource 4 |
At a glance05
Compulsory close charges
At a glance06
Margin cover and debit-balance charges
| Event | Published charge | Application |
|---|---|---|
| Margin cover | 0.50% per day | Minimum R$11 for covered amounts below R$2,199.99Source 4 |
| Debit up to R$49.99 | No daily penalty | Published exemptionSource 4 |
| Debit R$50–999.99 | R$9.90 per day | Published fixed bandSource 4 |
| Debit above R$1,000 | 1% per day | Published percentage bandSource 4 |
| Insolvent account above R$1,000 | 2% per day | Separate insolvency rowSource 4 |
At a glance07
Monthly platform list prices
At a glance08
Global Account securities commissions
At a glance09
Global Account currency conversion
| BRL conversion band | Published Digital / Exclusive spread |
|---|---|
| Up to R$15,000 | 2.25%Source 4 |
| Above R$15,000 to R$50,000 | 1.90%Source 4 |
| Above R$50,000 to R$100,000 | 1.75%Source 4 |
| Above R$100,000 to R$250,000 | 1.70%Source 4 |
| Above R$250,000 to R$500,000 | 1.60%Source 4 |
| Above R$500,000 | 1.55%Source 4 |
At a glance10
Securities lending and international transfers
| Service | Published charge |
|---|---|
| Brazilian securities borrower | 0.50% of contract value; renewal also 0.50%Source 4 |
| Brazilian securities lender | 50% of the lending rateSource 4 |
| Global ACAT transfer | Incoming free; outgoing USD75Source 4 |
| Global DRS / DWAC | USD115 incoming or outgoing; rejected transfer USD125Source 4 |
At a glance11
Charges outside headline brokerage
| Cost component | When it matters |
|---|---|
| B3 charges | Exchange, clearing and settlement charges follow the applicable instrument and trading patternSource 4Source 1 |
| Tax and invoice additions | Broker schedules may quote charges before taxes or other invoice items; check each schedule’s basisSource 4Source 1 |
| Platform subscription | A recurring charge may apply even when order commission is waivedSource 4Source 1 |
| Risk intervention | The broker’s compulsory-close or desk tariff can exceed self-service commissionSource 4Source 1 |
| Price movement and financing | Slippage, daily futures settlement and collateral/debit charges are separate from brokerageSource 4Source 1 |
Execution, margin and risk controls
Sections ↑At a glance12
Published day and swing guarantees
At a glance13
Order and risk workflow
| Stage | Operational consequence |
|---|---|
| Before ordering | Allocate accepted available guarantees to the futures trading routeSource 6Source 4 |
| Open position | Monitor both market P/L and available collateral; a low entry margin is not a loss limitSource 6Source 4 |
| Carrying overnight | Use the swing requirement for the actual contractSource 6Source 4 |
| Broker close | The separate liquidation tariff applies when the risk desk intervenesSource 6Source 4 |
B3 publishes a R$140 minimum intraday margin for WDO. It is an exchange floor, not a promise that every account can trade with R$140. The broker’s live requirement, available guarantees, pending orders and any switch to an overnight position determine actual capacity.[2]
Funding, withdrawals and asset transfers
Sections ↑At a glance14
Funding and available cash
| Item | Practical treatment |
|---|---|
| Bank details | Obtain current recipient and account details in the authenticated Clear/XP serviceSource 4Source 7Source 6 |
| Domestic account/TED charges | The tariff lists account opening, maintenance and TED as freeSource 4Source 7Source 6 |
| Collateral | Required guarantees and unsettled obligations reduce what can be releasedSource 4Source 7Source 6 |
| Global Account | Convert separately; WDO settlement does not fund the US-dollar balanceSource 4Source 7Source 6 |
Client assets and investor protection
Sections ↑Clear’s disclosure identifies XP Investimentos CCTVM as the financial institution. It also states that client registration accounts do not have the same legal regime as statutory payment accounts. Treat the legal intermediary and the product held as the starting point for a protection claim.[7]
At a glance15
Investor compensation and market losses
| Issue | Applicable boundary |
|---|---|
| BSM MRP | Up to R$200,000 per occurrence for qualifying, proven losses in covered intermediary or custody activitySource 8Source 9 |
| Market risk | Ordinary price losses and the issuer’s bankruptcy are not covered by MRPSource 8Source 9 |
| Claim timing | BSM states an 18-month period from the loss-causing eventSource 8Source 9 |
Support, outages and complaints
Sections ↑At a glance16
Customer service and complaint contacts
| Channel | Published contact | Scope / hours |
|---|---|---|
| Customer service | 4003-6245 / 0800-887-9107 | Brazilian service numbersSource 7 |
| +55 11 4950-2195 | Official service channelSource 7 | |
| SAC | 0800-774-0404 / 0800-878-4046 | Daily, 08:00–20:00Source 7 |
| Ombudsman | 0800-722-3730 / 0800-878-4047 | Monday–Friday, 09:00–18:00Source 7 |
At a glance17
Trading-platform failure route
| Action | Clear’s stated arrangement |
|---|---|
| Alternative dealing | The disclosure directs clients to the trading desk by telephone or online chat if online trading is unavailableSource 7Source 4 |
| Before another order | Reconcile live orders and positions through the available channelSource 7Source 4 |
| Cost | A desk or risk action can have its own tariff; an outage is not proof that an earlier order failedSource 7Source 4 |
Platforms and additional services
Sections ↑At a glance18
Platform waiver and strategy conditions
| Service | Condition |
|---|---|
| Profit Pro waiver | Official platform FAQ specifies at least five mini contracts in the month plus active RLPSource 5Source 4 |
| Profit Trader Clear waiver | FAQ specifies at least one monthly mini contract plus active RLPSource 5Source 4 |
| Multiple subscriptions | Cost page limits the waiver to one eligible platformSource 5Source 4 |
| Billing | Monthly fee charged on the 10th or next business day of the following monthSource 5Source 4 |
| Ontick strategy | R$1.50 per contract on profitable strategy days; no charge for an unprofitable strategy daySource 5Source 4 |
| Changes to waivers | The cost page permits cancellation or alteration with 30 days’ advance noticeSource 4 |
At a glance19
Profit installation and cancellation
| Action | Published workflow |
|---|---|
| Desktop installation | After contracting in the platform menu, the installer link is sent by emailSource 5 |
| Mobile access | Profit app available through the named mobile app storesSource 5 |
| Cancellation | Disable automatic renewal in the app or website platform menu and confirm with the electronic signatureSource 5 |
| Remaining access | Licence remains active until the end of the current contracted cycleSource 5 |
Company and legal identity
Sections ↑At a glance20
Brand and corporate identifiers
| Identity | Role |
|---|---|
| Clear | Trading brandSource 7Source 4 |
| XP Investimentos CCTVM S.A. | Brazilian intermediary; head-office CNPJ 02.332.886/0001-04Source 7Source 4 |
| Clear website footer | Branch CNPJ 02.332.886/0011-78; not a second independent brokerSource 7Source 4 |
| XP International | International-account perimeter; distinct from the domestic B3 serviceSource 7Source 4 |
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
XP Investimentos Corretora de Câmbio, Títulos e Valores Mobiliários S.A.
BrazilSource 3
No separate licence entry is recorded in this panel.
Worked examples and practical distinctions
Sections ↑At a glance21
Worked WDO cost and price examples
| Scenario | Calculation | What the result excludes |
|---|---|---|
| WDO discretionary round trip | R$0 + R$0 = R$0 brokerage | B3 costs, taxes, market P/L and any subscriptionSource 4Source 1 |
| WDO risk-close scenario | R$0 entry + R$20 forced close = R$20 broker charge | Other costs and the loss that triggered interventionSource 4Source 1 |
| One WDO tick | 0.50 × 10 = R$5 | Fees and slippageSource 4Source 1 |
| Profit Pro without waiver | R$160 × 1.1068 ≈ R$177.09 | Other account/service chargesSource 4Source 1 |
WDO provides exchange-traded currency exposure and cash settlement in reais. Funding an overseas currency account requires a separate conversion with its own fees and terms.[1]
Sources & further reading
- B3 mini-dollar futures contract specification B3 · Accessed 26 Oct 2026
- B3 minimum intraday margins for retail mini-futures B3 · Accessed 26 Oct 2026
- Clear corporate history and XP legal operating relationship Clear · Accessed 26 Oct 2026
- Published Clear operational prices, margin schedules and platform conditions Clear · Accessed 26 Oct 2026
- Profit Pro subscription, volume waiver and activation conditions Clear · Accessed 26 Oct 2026
- Published Clear risk-management manual and group relationship Clear · Accessed 26 Oct 2026
- Clear official support and current XP account disclosure Clear Corretora · Accessed 26 Oct 2026
- BSM: scope and limit of MRP compensation BSM Supervisão de Mercados · Accessed 26 Oct 2026
- BSM: submitting an MRP claim and the 18-month deadline BSM Supervisão de Mercados · Accessed 26 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.