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Capitalix: accounts, CFD markets, fees and Seychelles protections

Silver, Gold and Platinum CFD accounts, with point-based spreads, separate retail margin requirements and significant contractual dormancy and bonus conditions.

By FXBrokers.ai ResearchOperating status: ActiveSources checked Published
Profile scope

Capitalix profile under 4 Square SY Limited. FSA-listed FXRoad/fxroad.com is a related trade name and has not been profiled here. No rebrand or forced migration is established. Current offer and older contractual fee/margin distinctions are scoped in the article.

Capitalix offers an international forex and CFD account covering currencies, stock and index exposure, commodities, precious metals and cryptocurrencies. Its current public range has three spread tiers—Silver, Gold and Platinum—and a web platform with mobile-app links. This profile covers the Seychelles 4 Square SY Limited route; its published exclusions include the European Union, the United States and Canada.[2][1][4]

The facts01

Capitalix at a glance

Capitalix at a glance
MeasureValueContext
Live account rangeSilver, Gold and PlatinumSource 1
Minimum initial fundingEUR 250 or USD 250Source 2
Current account currenciesEUR and USDSource 2
Practice modeUSD 100,000 virtual balanceSource 2
Contracting company4 Square SY Limited, SeychellesSource 5Source 15
Pricing distinctionPoint-based spread tiers; retail margin table is separateSource 1Source 3

Accounts and eligibility

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At a glance02

Current account tiers

Current account tiers
FeatureSilverGoldPlatinum
EUR/USD spread, from25 points13 points7 pointsSource 1
Gold spread, from74 points37 points19 pointsSource 1
Oil CL spread, from7 points4 points2 pointsSource 1
Advertised maximum FX leverage1:2001:2001:200Source 1
Tier qualificationContact Capitalix; no numerical threshold publishedContact Capitalix; no numerical threshold publishedContact Capitalix; no numerical threshold publishedSource 1

Opening involves registration, identity and address verification, and an experience questionnaire before live trading is approved. The current FAQ offers EUR or USD as the account currency. Although the general contract retains a GBP option, GBP is not in that current selection; confirm availability before sending sterling. Tier upgrades do not by themselves establish professional-client classification.[2][5][3]

At a glance03

Other account arrangements

Other account arrangements
ArrangementPublished conditions
VirtualPractice with USD 100,000 of virtual funds; it does not establish live execution or withdrawal performance.Source 2
International swap-freeDiscretionary eligibility and deposit threshold; ordinarily up to seven calendar days, with written approval needed for an extension.Source 5
Islamic swap-freeSeparate eligibility for Muslim clients, potentially with supporting evidence; the seven-day limit and later ordinary swaps still matter.Source 5

The swap-free appendices also describe a separate Standard MT4 arrangement and a three-month position-expiry provision. Those provisions should be checked for the particular approved swap-free account; they do not establish that every present Silver, Gold or Platinum account runs on MT4.[5]

View full spreads & trading costs

Markets and contract exposure

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At a glance04

Representative contracts in the published specification

Representative contracts in the published specification
MarketContract for one lotMinimum orderRetail margin
EUR/USD; GBP/USD; USD/JPY100,000 units of base currency0.01 lot3.33%Source 3
Gold XAU/USD100 troy ounces0.01 lot = 1 ounce5%Source 3
Silver XAG/USD5,000 troy ounces0.01 lot = 50 ounces10%Source 3
CL light sweet crude; Brent1,000 barrels0.01 lot = 10 barrels10%Source 3
Natural gas10,000 MMBtu0.01 lot = 100 MMBtu10%Source 3
Apple share CFD100 shares of price exposure0.01 lot = 1 share of exposure20%Source 3
Bitcoin/USD CFD1 bitcoin of price exposure0.01 lot50%Source 3

The specification also includes US and European indices, a broad international share list, agricultural commodities, ETFs and additional crypto pairs. Dated symbols such as CL-MMMYY, BRNT-MMMYY and DAX-MMMYY refer to an expiry month. Check the active series and rollover notice before carrying a position across expiry.[3]

At a glance05

Headline leverage and the separate retail schedule

Headline leverage and the separate retail schedule
ExposureAccount-page maximumSpecification retail requirement
Major FX examples1:2003.33% margin, approximately 1:30Source 1Source 3
Gold1:505% margin, equivalent to 1:20Source 1Source 3
Silver and oil1:5010% margin, equivalent to 1:10Source 1Source 3
Shares1:1020% margin, equivalent to 1:5Source 1Source 3
Crypto1:550% margin, equivalent to 1:2Source 1Source 3

Use the margin actually assigned to the account and symbol. For example, at a hypothetical oil price of USD 80, the minimum 0.01-lot CL position represents 10 barrels, or USD 800 of exposure. A 10% retail requirement needs USD 80 of initial margin; a USD 1 move in oil changes the position value by USD 10 before spread, financing, conversion and other charges. This is an exposure illustration, not a price or return forecast.[3]

Spreads, financing and account charges

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At a glance06

Published minimum spread references

Published minimum spread references
InstrumentSilver: pointsGold: pointsPlatinum: points
EUR/USD25137Source 1
USD/JPY25137Source 1
GBP/USD24126Source 1
Gold XAU/USD743719Source 1
Oil CL742Source 1
DAX21810955Source 1

Capitalix advertises zero trading commissions, but spreads, overnight financing and the account charges below remain separate. The specification publishes swaps for the Silver tier; it is not evidence of an identical rate on Gold or Platinum. Current terminal rates should govern a holding-cost estimate.[4][3]

At a glance07

Silver-tier overnight reference figures

Silver-tier overnight reference figures
InstrumentBuy swap: published pointsSell swap: published points
EUR/USD−27.17−27.17Source 3
GBP/USD−69.12−68.08Source 3
USD/JPY−51.72−53.77Source 3
Gold XAU/USD−79.8−77.84Source 3
Oil CL−6.66−6.04Source 3
At a glance08

Other costs that affect an account

Other costs that affect an account
ChargePublished treatment
Application examinationEUR 50/USD 50/GBP 50 in the contract. One clause allows a waiver; another says new clients are charged. Confirm the approved account’s charge.Source 5
Deposit handlingCurrent payment table says free, while the funding policy reserves “3% plus 0.25 cents”. The fixed component’s currency is unclear; obtain the actual charge before paying.Source 6Source 7
Bank and payment-provider chargesIntermediary, receiving-bank and provider costs can reduce the amount credited or returned, even when the broker table says free.Source 7
Swap-free expiryOrdinary swap charges can begin after the approved seven-day period; an extension requires written approval.Source 5
At a glance09

Contractual monthly dormancy schedule

Contractual monthly dormancy schedule
Inactivity periodMonthly fee
Days 1–30FreeSource 5
Days 31–60EUR 30Source 5
Days 61–90EUR 50Source 5
Days 91–120EUR 150Source 5
Days 121–150EUR 250Source 5
Days 151–180EUR 300Source 5
Over 181 days, as writtenEUR 500Source 5

These monthly charges are significant relative to the initial deposit: EUR 30 equals 12% of EUR 250. That arithmetic illustrates the fee’s scale and excludes trading losses or any other charge.[5]

Platforms, orders and margin controls

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At a glance10

Current workflow and execution rules

Current workflow and execution rules
FunctionWhat the published route supports
Web and mobileThe current site links a browser trading platform, virtual mode and Capitalix apps in the Apple and Google stores. Device-by-device automation parity is not specified.Source 4Source 2
Market and pending ordersMarket orders, buy/sell limits and buy/sell stops; stop-loss and take-profit instructions. Filled trades can be closed, but their execution cannot simply be cancelled.Source 8Source 2
Validity and sizeUndated pending instructions can persist; the contract permits cancellation for insufficient margin. The symbol schedule supplies minima and maxima—FX examples run from 0.01 to 100 lots.Source 5Source 3
Fill priceOff-exchange execution uses the broker and its liquidity relationships. Gaps and volatility can produce slippage; an accepted stop is not a guaranteed exit price.Source 8
Margin controlTerms specify 75% margin call and 5% automatic stop-out, with largest-loss positions first. The risk disclosure also permits closure around 75%;5% is not a promise that earlier closure cannot occur.Source 5Source 9

Published trading calendars need care: the specification uses GMT+2, while the holiday page labels its clock GMT+3 and still displays March 2026 entries. The FAQ’s general statement that some crypto pairs trade 24/7 does not resolve the session for each symbol. Check the current platform’s symbol session and broker notice before planning overnight or weekend orders.[3][13][2]

Deposits, withdrawals and balances

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At a glance11

Public funding table

Public funding table
MethodCurrenciesBroker table feePublished processing
Visa, Mastercard, MaestroEUR, USDFree; contractual/provider qualifications applyDeposit 3 business days; company handles withdrawal within 3 business daysSource 6
SWIFT bank transferEUR, USDFree; contractual/provider qualifications applyDeposit 3 business days; company handles withdrawal within 3 business daysSource 6
SEPA bank transferEURFree; contractual/provider qualifications applyDeposit 3 business days; company handles withdrawal within 3 business daysSource 6

The withdrawal policy allows a further five to seven working days for the banking leg. Requests are normally returned to the original payment source in the client’s own name. Complete identity and payment-ownership checks first; changing the destination bank can require renewed KYC. Open positions must remain sufficiently margined after withdrawal, and continuing to trade can cause a pending request to be declined if available margin falls.[7]

Choose the account currency before funding: the current FAQ requires deposits to match EUR or USD as selected. External conversion and bank costs remain the client’s expense. A displayed trading balance can include money tied up in open positions or promotional conditions and is not automatically the amount available for withdrawal.[2][7][10]

Regulation and client-money protection

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At a glance12

Entity-specific protection

Entity-specific protection
ItemScope
Regulatory identityThe FSA register lists 4 Square SY Limited and both Capitalix and FXRoad trade names. Capitalix publishes Securities Dealer licence SD052 for this Seychelles company.Source 15Source 5
Client moneyThe risk document permits funds at intermediate parties and omnibus accounts; bank or counterparty insolvency can delay or reduce recovery. Segregation does not guarantee repayment.Source 9
Negative balancesThe risk disclosure includes a guarantee against negative balance from trading the offered instruments. Other contractual payment and reversed-funding obligations remain; do not extend that clause to every possible debt.Source 9Source 5
JurisdictionThis profile’s contract is the Seychelles route. The company’s own exclusions include EU residents; an international site or European payment channel is not an EU investment account.Source 4

Support, records and complaints

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Contact routes

Customer supportEmail
[email protected]Source 11

Scope Account, funding, documents and technical enquiries

Hours Mon–Fri 06:00–19:00 GMT; weekend 07:00–16:00 as published

Seychelles telephoneTelephone
Formal complaintEmail
[email protected]Source 12

Scope Use the complaint form in the policy

Media enquiriesEmail

If the platform fails, the contract allows clients to request approval for verbal dealing by telephone or email. Acceptance depends on identity checks, available communication and the broker’s discretion; ordinary support contact is not a guaranteed emergency execution service. Notify support immediately in writing about a lost or compromised password.[5]

Deposit and withdrawal records appear under Transaction History. Trade confirmations and statements should be checked promptly: the contract sets a written-objection deadline of two calendar days from receipt or deemed receipt. Preserve relevant confirmations and account records before requesting closure.[2][5]

At a glance13

Complaint sequence

Complaint sequence
StagePublished procedure
Capitalix formal reviewEmail the completed complaint form. Policy acknowledgement: seven business days; ordinary response: two months, potentially up to four months with an explanation.Source 12
Seychelles FSA escalationThe regulator’s current instructions say allow the financial provider 21 business days before escalating, and supply proof of the earlier complaint plus supporting evidence. This is separate from Capitalix’s longer internal timetable.Source 16

Research tools and promotional terms

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The current service includes a virtual account, economic calendar, platform technical indicators, a glossary and an affiliate enquiry route. These are trading and education tools; the account contract still leaves the investment decision with the client.[2][11]

At a glance14

Bonus conditions to review before accepting credit

Bonus conditions to review before accepting credit
MechanismClient consequence
Volume conditionThe bonus terms illustrate USD 1000 of bonus requiring 300 closed qualifying forex lots. Hedged offsetting trades do not count.Source 10
Early withdrawal or dormancyThe terms permit removal of bonus and related profits before volume completion; the affected profit definition can cover trades during the bonus period.Source 10
Margin after removalRemoving bonus support can cause stop-out. Obtain the individual offer period and written release conditions; the existence of general terms does not establish a universal live bonus award.Source 10

Company, related trade names and documents

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At a glance15

Company record

Company record
FieldDocumented position
Provider4 Square SY Limited / 4Square SY Ltd; Seychelles registration 8426168-1.Source 5Source 14
Related trade nameThe FSA register records Capitalix and FXRoad under the same firm and links fxroad.com. This is a shared-company relationship, not evidence of a mandatory client migration.Source 15
Office referencesThe current contact page and FSA row use CT House, Office 4B, Providence; the website’s legal registered-address disclosure uses Office 9A.Source 11Source 15Source 14
Document hierarchyLive account/payment pages are current public offers. The legal hub still links older execution and funding policies; their fee and routing qualifications have been retained where material.Source 1Source 6Source 8Source 7
Headquarters
Seychelles
The companies behind the brand

Legal entities & licences

These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.

4 Square SY Limited

SeychellesSource 5Source 15

Licences and regulatory records for 4 Square SY Limited
Issuer & identifierRecorded statusDate & scope
Seychelles Financial Services AuthoritySD052AuthorisedChecked 19 Oct 2026Independent FSA firm/trade-name match; licence number disclosed by the exact contracting company.Source 5Source 15
Follow the evidence

Sources & further reading

  1. Capitalix account comparison Capitalix · Accessed 19 Oct 2026
  2. Capitalix frequently asked questions Capitalix · Accessed 19 Oct 2026
  3. Capitalix contract specifications Capitalix · Accessed 19 Oct 2026
  4. Capitalix international website Capitalix · Accessed 19 Oct 2026
  5. Capitalix terms and conditions Capitalix · Accessed 19 Oct 2026
  6. Capitalix payment methods Capitalix · Accessed 19 Oct 2026
  7. Capitalix deposit and withdrawal policy Capitalix · Accessed 19 Oct 2026
  8. Capitalix order execution policy Capitalix · Accessed 19 Oct 2026
  9. Capitalix risk disclosure Capitalix · Accessed 19 Oct 2026
  10. Capitalix bonus terms Capitalix · Accessed 19 Oct 2026
  11. Capitalix contact details Capitalix · Accessed 19 Oct 2026
  12. Capitalix complaint handling policy Capitalix · Accessed 19 Oct 2026
  13. Capitalix trading hours and holidays Capitalix · Accessed 19 Oct 2026
  14. About Capitalix Capitalix · Accessed 19 Oct 2026
  15. Seychelles FSA capital-markets register Seychelles Financial Services Authority · Accessed 19 Oct 2026
  16. Seychelles FSA complaint escalation instructions Seychelles Financial Services Authority · Accessed 19 Oct 2026

This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.

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