Capitalix offers an international forex and CFD account covering currencies, stock and index exposure, commodities, precious metals and cryptocurrencies. Its current public range has three spread tiers—Silver, Gold and Platinum—and a web platform with mobile-app links. This profile covers the Seychelles 4 Square SY Limited route; its published exclusions include the European Union, the United States and Canada.[2][1][4]
Capitalix at a glance
| Measure | Value | Context |
|---|---|---|
| Live account range | Silver, Gold and Platinum | Source 1 |
| Minimum initial funding | EUR 250 or USD 250 | Source 2 |
| Current account currencies | EUR and USD | Source 2 |
| Practice mode | USD 100,000 virtual balance | Source 2 |
| Contracting company | 4 Square SY Limited, Seychelles | Source 5Source 15 |
| Pricing distinction | Point-based spread tiers; retail margin table is separate | Source 1Source 3 |
Accounts and eligibility
Sections ↑Current account tiers
| Feature | Silver | Gold | Platinum |
|---|---|---|---|
| EUR/USD spread, from | 25 points | 13 points | 7 pointsSource 1 |
| Gold spread, from | 74 points | 37 points | 19 pointsSource 1 |
| Oil CL spread, from | 7 points | 4 points | 2 pointsSource 1 |
| Advertised maximum FX leverage | 1:200 | 1:200 | 1:200Source 1 |
| Tier qualification | Contact Capitalix; no numerical threshold published | Contact Capitalix; no numerical threshold published | Contact Capitalix; no numerical threshold publishedSource 1 |
Opening involves registration, identity and address verification, and an experience questionnaire before live trading is approved. The current FAQ offers EUR or USD as the account currency. Although the general contract retains a GBP option, GBP is not in that current selection; confirm availability before sending sterling. Tier upgrades do not by themselves establish professional-client classification.[2][5][3]
Other account arrangements
| Arrangement | Published conditions |
|---|---|
| Virtual | Practice with USD 100,000 of virtual funds; it does not establish live execution or withdrawal performance.Source 2 |
| International swap-free | Discretionary eligibility and deposit threshold; ordinarily up to seven calendar days, with written approval needed for an extension.Source 5 |
| Islamic swap-free | Separate eligibility for Muslim clients, potentially with supporting evidence; the seven-day limit and later ordinary swaps still matter.Source 5 |
The swap-free appendices also describe a separate Standard MT4 arrangement and a three-month position-expiry provision. Those provisions should be checked for the particular approved swap-free account; they do not establish that every present Silver, Gold or Platinum account runs on MT4.[5]
Markets and contract exposure
Sections ↑Representative contracts in the published specification
| Market | Contract for one lot | Minimum order | Retail margin |
|---|---|---|---|
| EUR/USD; GBP/USD; USD/JPY | 100,000 units of base currency | 0.01 lot | 3.33%Source 3 |
| Gold XAU/USD | 100 troy ounces | 0.01 lot = 1 ounce | 5%Source 3 |
| Silver XAG/USD | 5,000 troy ounces | 0.01 lot = 50 ounces | 10%Source 3 |
| CL light sweet crude; Brent | 1,000 barrels | 0.01 lot = 10 barrels | 10%Source 3 |
| Natural gas | 10,000 MMBtu | 0.01 lot = 100 MMBtu | 10%Source 3 |
| Apple share CFD | 100 shares of price exposure | 0.01 lot = 1 share of exposure | 20%Source 3 |
| Bitcoin/USD CFD | 1 bitcoin of price exposure | 0.01 lot | 50%Source 3 |
The specification also includes US and European indices, a broad international share list, agricultural commodities, ETFs and additional crypto pairs. Dated symbols such as CL-MMMYY, BRNT-MMMYY and DAX-MMMYY refer to an expiry month. Check the active series and rollover notice before carrying a position across expiry.[3]
Headline leverage and the separate retail schedule
| Exposure | Account-page maximum | Specification retail requirement |
|---|---|---|
| Major FX examples | 1:200 | 3.33% margin, approximately 1:30Source 1Source 3 |
| Gold | 1:50 | 5% margin, equivalent to 1:20Source 1Source 3 |
| Silver and oil | 1:50 | 10% margin, equivalent to 1:10Source 1Source 3 |
| Shares | 1:10 | 20% margin, equivalent to 1:5Source 1Source 3 |
| Crypto | 1:5 | 50% margin, equivalent to 1:2Source 1Source 3 |
Use the margin actually assigned to the account and symbol. For example, at a hypothetical oil price of USD 80, the minimum 0.01-lot CL position represents 10 barrels, or USD 800 of exposure. A 10% retail requirement needs USD 80 of initial margin; a USD 1 move in oil changes the position value by USD 10 before spread, financing, conversion and other charges. This is an exposure illustration, not a price or return forecast.[3]
Spreads, financing and account charges
Sections ↑Published minimum spread references
Capitalix advertises zero trading commissions, but spreads, overnight financing and the account charges below remain separate. The specification publishes swaps for the Silver tier; it is not evidence of an identical rate on Gold or Platinum. Current terminal rates should govern a holding-cost estimate.[4][3]
Silver-tier overnight reference figures
Other costs that affect an account
| Charge | Published treatment |
|---|---|
| Application examination | EUR 50/USD 50/GBP 50 in the contract. One clause allows a waiver; another says new clients are charged. Confirm the approved account’s charge.Source 5 |
| Deposit handling | Current payment table says free, while the funding policy reserves “3% plus 0.25 cents”. The fixed component’s currency is unclear; obtain the actual charge before paying.Source 6Source 7 |
| Bank and payment-provider charges | Intermediary, receiving-bank and provider costs can reduce the amount credited or returned, even when the broker table says free.Source 7 |
| Swap-free expiry | Ordinary swap charges can begin after the approved seven-day period; an extension requires written approval.Source 5 |
Contractual monthly dormancy schedule
These monthly charges are significant relative to the initial deposit: EUR 30 equals 12% of EUR 250. That arithmetic illustrates the fee’s scale and excludes trading losses or any other charge.[5]
Platforms, orders and margin controls
Sections ↑Current workflow and execution rules
| Function | What the published route supports |
|---|---|
| Web and mobile | The current site links a browser trading platform, virtual mode and Capitalix apps in the Apple and Google stores. Device-by-device automation parity is not specified.Source 4Source 2 |
| Market and pending orders | Market orders, buy/sell limits and buy/sell stops; stop-loss and take-profit instructions. Filled trades can be closed, but their execution cannot simply be cancelled.Source 8Source 2 |
| Validity and size | Undated pending instructions can persist; the contract permits cancellation for insufficient margin. The symbol schedule supplies minima and maxima—FX examples run from 0.01 to 100 lots.Source 5Source 3 |
| Fill price | Off-exchange execution uses the broker and its liquidity relationships. Gaps and volatility can produce slippage; an accepted stop is not a guaranteed exit price.Source 8 |
| Margin control | Terms specify 75% margin call and 5% automatic stop-out, with largest-loss positions first. The risk disclosure also permits closure around 75%;5% is not a promise that earlier closure cannot occur.Source 5Source 9 |
Published trading calendars need care: the specification uses GMT+2, while the holiday page labels its clock GMT+3 and still displays March 2026 entries. The FAQ’s general statement that some crypto pairs trade 24/7 does not resolve the session for each symbol. Check the current platform’s symbol session and broker notice before planning overnight or weekend orders.[3][13][2]
Deposits, withdrawals and balances
Sections ↑Public funding table
| Method | Currencies | Broker table fee | Published processing |
|---|---|---|---|
| Visa, Mastercard, Maestro | EUR, USD | Free; contractual/provider qualifications apply | Deposit 3 business days; company handles withdrawal within 3 business daysSource 6 |
| SWIFT bank transfer | EUR, USD | Free; contractual/provider qualifications apply | Deposit 3 business days; company handles withdrawal within 3 business daysSource 6 |
| SEPA bank transfer | EUR | Free; contractual/provider qualifications apply | Deposit 3 business days; company handles withdrawal within 3 business daysSource 6 |
The withdrawal policy allows a further five to seven working days for the banking leg. Requests are normally returned to the original payment source in the client’s own name. Complete identity and payment-ownership checks first; changing the destination bank can require renewed KYC. Open positions must remain sufficiently margined after withdrawal, and continuing to trade can cause a pending request to be declined if available margin falls.[7]
Choose the account currency before funding: the current FAQ requires deposits to match EUR or USD as selected. External conversion and bank costs remain the client’s expense. A displayed trading balance can include money tied up in open positions or promotional conditions and is not automatically the amount available for withdrawal.[2][7][10]
Regulation and client-money protection
Sections ↑Entity-specific protection
| Item | Scope |
|---|---|
| Regulatory identity | The FSA register lists 4 Square SY Limited and both Capitalix and FXRoad trade names. Capitalix publishes Securities Dealer licence SD052 for this Seychelles company.Source 15Source 5 |
| Client money | The risk document permits funds at intermediate parties and omnibus accounts; bank or counterparty insolvency can delay or reduce recovery. Segregation does not guarantee repayment.Source 9 |
| Negative balances | The risk disclosure includes a guarantee against negative balance from trading the offered instruments. Other contractual payment and reversed-funding obligations remain; do not extend that clause to every possible debt.Source 9Source 5 |
| Jurisdiction | This profile’s contract is the Seychelles route. The company’s own exclusions include EU residents; an international site or European payment channel is not an EU investment account.Source 4 |
Support, records and complaints
Sections ↑Contact routes
Scope Account, funding, documents and technical enquiries
Hours Mon–Fri 06:00–19:00 GMT; weekend 07:00–16:00 as published
If the platform fails, the contract allows clients to request approval for verbal dealing by telephone or email. Acceptance depends on identity checks, available communication and the broker’s discretion; ordinary support contact is not a guaranteed emergency execution service. Notify support immediately in writing about a lost or compromised password.[5]
Deposit and withdrawal records appear under Transaction History. Trade confirmations and statements should be checked promptly: the contract sets a written-objection deadline of two calendar days from receipt or deemed receipt. Preserve relevant confirmations and account records before requesting closure.[2][5]
Complaint sequence
| Stage | Published procedure |
|---|---|
| Capitalix formal review | Email the completed complaint form. Policy acknowledgement: seven business days; ordinary response: two months, potentially up to four months with an explanation.Source 12 |
| Seychelles FSA escalation | The regulator’s current instructions say allow the financial provider 21 business days before escalating, and supply proof of the earlier complaint plus supporting evidence. This is separate from Capitalix’s longer internal timetable.Source 16 |
Research tools and promotional terms
Sections ↑The current service includes a virtual account, economic calendar, platform technical indicators, a glossary and an affiliate enquiry route. These are trading and education tools; the account contract still leaves the investment decision with the client.[2][11]
Bonus conditions to review before accepting credit
| Mechanism | Client consequence |
|---|---|
| Volume condition | The bonus terms illustrate USD 1000 of bonus requiring 300 closed qualifying forex lots. Hedged offsetting trades do not count.Source 10 |
| Early withdrawal or dormancy | The terms permit removal of bonus and related profits before volume completion; the affected profit definition can cover trades during the bonus period.Source 10 |
| Margin after removal | Removing bonus support can cause stop-out. Obtain the individual offer period and written release conditions; the existence of general terms does not establish a universal live bonus award.Source 10 |
Company, related trade names and documents
Sections ↑Company record
| Field | Documented position |
|---|---|
| Provider | 4 Square SY Limited / 4Square SY Ltd; Seychelles registration 8426168-1.Source 5Source 14 |
| Related trade name | The FSA register records Capitalix and FXRoad under the same firm and links fxroad.com. This is a shared-company relationship, not evidence of a mandatory client migration.Source 15 |
| Office references | The current contact page and FSA row use CT House, Office 4B, Providence; the website’s legal registered-address disclosure uses Office 9A.Source 11Source 15Source 14 |
| Document hierarchy | Live account/payment pages are current public offers. The legal hub still links older execution and funding policies; their fee and routing qualifications have been retained where material.Source 1Source 6Source 8Source 7 |
- Headquarters
- Seychelles
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
4 Square SY Limited
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Seychelles Financial Services AuthoritySD052 | Authorised | Checked 19 Oct 2026Independent FSA firm/trade-name match; licence number disclosed by the exact contracting company.Source 5Source 15 |
Sources & further reading
- Capitalix account comparison Capitalix · Accessed 19 Oct 2026
- Capitalix frequently asked questions Capitalix · Accessed 19 Oct 2026
- Capitalix contract specifications Capitalix · Accessed 19 Oct 2026
- Capitalix international website Capitalix · Accessed 19 Oct 2026
- Capitalix terms and conditions Capitalix · Accessed 19 Oct 2026
- Capitalix payment methods Capitalix · Accessed 19 Oct 2026
- Capitalix deposit and withdrawal policy Capitalix · Accessed 19 Oct 2026
- Capitalix order execution policy Capitalix · Accessed 19 Oct 2026
- Capitalix risk disclosure Capitalix · Accessed 19 Oct 2026
- Capitalix bonus terms Capitalix · Accessed 19 Oct 2026
- Capitalix contact details Capitalix · Accessed 19 Oct 2026
- Capitalix complaint handling policy Capitalix · Accessed 19 Oct 2026
- Capitalix trading hours and holidays Capitalix · Accessed 19 Oct 2026
- About Capitalix Capitalix · Accessed 19 Oct 2026
- Seychelles FSA capital-markets register Seychelles Financial Services Authority · Accessed 19 Oct 2026
- Seychelles FSA complaint escalation instructions Seychelles Financial Services Authority · Accessed 19 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.