BelleoFX is an international FX and CFD broker with Standard, Swap-Free, Zero Spread, Pro, Cent and PAMM account choices, plus a separately documented bonus offer. The core trading platform is MetaTrader 5, with the broker’s BelleoFX Go mobile app also advertised. This profile follows the Mauritius agreement linked from the public registration page. Its currency, share, index and commodity transactions settle as price differences; buying a share CFD does not provide the underlying share or voting rights.[1][2][3][16]
Account choices and opening requirements
Sections ↑Published account choices
| Account | Minimum deposit as displayed | Starting spread | Commission as displayed | Scope |
|---|---|---|---|---|
| Standard | $50 | 1.2 pips; floating | None | General account; swaps apply.Source 5 |
| Swap-Free | $1,000 | 1.5 pips; floating | None | Agreement restricts eligibility and imposes a holding charge after more than two days; see costs.Source 5Source 3 |
| Zero Spread | $1,000 | 0 pips | From $15 per lot | Account matrix says floating; homepage says fixed. Charging side is not specified.Source 5Source 1 |
| Pro | $10,000 | 0 pips; floating | $5 per lot | A plan label, not an independently established regulatory professional-client category.Source 5 |
| Cent | $10 | 0 pips; floating | $2.4 per lot | The account page does not define a cent-lot contract or a cent currency conversion.Source 5 |
| PAMM | $2,000 | 1 pip; floating | Matrix: none; homepage: $5 per lot | Public pricing conflicts; the inspected rating page does not provide a full manager/investor agreement.Source 5Source 1Source 20 |
The account matrix gives MT5 access, a 0.01-lot minimum, 50% margin call, 30% stop-out and EA support for every listed plan. These figures require care: the linked agreement instead describes a margin call below 40% and mandatory close-out at or below 20%. The general FAQ’s USD 100 starting deposit also differs from the current Standard $50 and Cent $10 rows. The lower Cent opening threshold does not override the funding page’s method-specific transaction minimum.[5][3][6][12]
Opening and verification
| Stage | Published requirement | Timing or qualification |
|---|---|---|
| Eligibility | The agreement accepts private individuals of legal age and capable legal entities. The app disclosure excludes OFAC-sanctioned and FATF-blacklisted countries. | Residence and the entity shown in the accepted application remain material; an app-store country listing is not account eligibility.Source 3Source 23 |
| Identity and address | Passport or valid national ID, address proof no older than three months and an application form. UAE residents additionally provide a visa and Emirates ID. | The payment policy requires clear complete colour copies, all corners visible, matching names, and English translation with notarisation where applicable.Source 6Source 13 |
| Review | FAQ: up to 24 hours. Payment policy: a maximum of 24 business hours. | These are published review targets, not an observed approval time. Additional source-of-funds evidence may be requested.Source 6Source 13 |
| Changes after opening | Notify changes to personal information or expiry of ID within three business days, using the registered email and supporting evidence. | The agreement permits further verification and account closure for failure to comply.Source 3 |
Markets and instrument specifications
Sections ↑The documented market range
| Product | Examples or published coverage | What is held |
|---|---|---|
| Forex | More than 55 major, minor and exotic currency pairs. | OTC currency CFDs; the agreement excludes actual currency delivery.Source 7Source 3 |
| Individual shares | Apple, Microsoft, Netflix, Amazon, Alphabet, Tesla and Starbucks are named examples. | Share CFDs; no underlying share or voting entitlement.Source 8Source 16 |
| Equity indices | The published table names DJ30ft, AUS200, CHN50ft, CHINA50, EUSTX50 and GER40ft. | Index price exposure through CFDs, including instruments with a futures-style symbol suffix.Source 9Source 3 |
| Metals and energy | Gold, silver, oil and gas. | Commodity CFDs; no delivery of bullion, oil or gas.Source 10Source 3 |
| Soft commodities | Coffee, cocoa, sugar and cotton are named. | CFD exposure, subject to the live symbol specification and any expiry.Source 10Source 3 |
| Crypto | The FX page describes Bitcoin against fiat; the risk document discusses crypto CFDs and the agreement specifies a crypto leverage category. | A complete current crypto symbol list is not supplied. Crypto funding is a separate payment service, not evidence of coin custody or of every token being tradable.Source 7Source 16Source 3Source 13 |
The homepage markets more than 1,000 instruments, while the general FAQ still says 330-plus and the About page says 270. The named product pages establish the categories above; the aggregate counts are not reconciled into a verified live catalogue. Per-symbol specifications are especially important for expiry, contract size, trading session and margin.[1][6][19][9][3]
Examples from the index specification table
| Symbol | Quote currency | Contract size as published | Leverage as published | Minimum volume / digits |
|---|---|---|---|---|
| DJ30ft | USD | 1 | 1:200 | 0.01 lots / 2Source 9 |
| AUS200 | AUD | 1 | 1:200 | 0.01 lots / 2Source 9 |
| CHN50ft | USD | 1 | 1:20 | 0.1 lots / 1Source 9 |
| CHINA50 | USD | 1 | 1:200 | 0.01 lots / 0Source 9 |
| EUSTX50 | EUR | 1 | 1:200 | 0.01 lots / 2Source 9 |
| GER40ft | EUR | 1 | 1:200 | 0.01 lots / 2Source 9 |
Trading costs, holding charges and inactivity
Sections ↑Costs beyond the account headline
| Cost or condition | Published treatment | Practical scope |
|---|---|---|
| Spread and commission | Account-specific starting spreads and per-lot commissions appear above. | No current instrument-average spread, charging side or full asset commission schedule is defined by the matrix. PAMM commission and Zero Spread’s fixed/floating description conflict between current pages.Source 5Source 1 |
| Overnight financing | The agreement applies swap additions/deductions from 23:59 to 00:10 platform time to positions open during 23:59–00:00. | Exact current long/short rates and the platform timezone are not fixed by this clause. Expiring CFDs are closed at the last quote under the contract.Source 3 |
| Swap-Free eligibility | The agreement limits Swap-Free to Muslim customers and excludes Forex Exotic and CFD instruments. | The stock page nevertheless promotes the Swap-Free plan. Eligibility and product treatment require the actual accepted account specification.Source 3Source 8 |
| Swap-Free holding fee | For positions held more than two days, the agreement allows a charge for the total holding period, based on USD point value multiplied by the pair’s swap points. | The text does not provide a complete live rate table. Removal for arbitrage/carry-trade use and a fee debit after email notice are reserved. Swap-Free is not a promise of indefinite zero holding cost.Source 3 |
| Dormancy | After three consecutive months without transactions, the agreement permits a monthly fee of 5% of the current positive balance and/or account closure. | A zero-balance dormant account is not charged that percentage fee, but can be closed without written notice after three months. Waiver is discretionary; the clause does not make a login alone an activity reset.Source 3 |
| Withdrawal without sufficient trading | General policy: two lots per USD 1,000 deposit, otherwise incurred banking costs or 3% of the withdrawal may be charged. Cards: five lots per USD 1,000, with 6% on a qualifying withdrawal. | These are distinct policy conditions. The agreement separately reserves deposit-fee recovery or 3% where no trading occurred since the last deposit or abuse is found.Source 13Source 3 |
Execution, margin, devices and outages
Sections ↑Published leverage and close-out rules
| Source or account group | Published setting | Qualification |
|---|---|---|
| Standard, Swap-Free, Zero Spread and Cent matrix | FX 1:500, except ZARJPY 1:100; metals 1:200; energy 1:100; indices 1:50. | Asset-specific limits take precedence over treating the FX headline as universal.Source 5 |
| Pro, PAMM and Bonus matrix | FX 1:200, except ZARJPY 1:100; metals/energy 1:100; indices 1:50. | The homepage instead displays 1:500 for Bonus; the bonus programme itself is separately scoped to SVG.Source 5Source 1Source 21 |
| Client Agreement asset categories | Metals 1:100; CFDs 1:100; stocks 1:10; crypto 1:1. | These differ from the account and index pages. The agreement reserves changes, including reduced leverage for positions held over a weekend.Source 3Source 5Source 9 |
| Margin call and stop-out | Account page: 50% / 30%. Agreement: margin call below 40%, mandatory close-out at or below 20%. | The agreement says the largest floating loss is closed first and permits closure without advance notice. The documents do not establish one reconciled current threshold.Source 5Source 3 |
| Client leverage changes | Agreement: no more than once in 24 hours, and unavailable while the account has open orders. | The broker separately reserves a right to change leverage without prior notification.Source 3 |
Orders and execution constraints
| Operation | Published rule | Consequence |
|---|---|---|
| Market execution | The agreement uses market execution for FX and stock/futures CFDs. A submitted order is established as processed when the server records it. | The execution quote can differ from the request. The About page’s sub-20-millisecond claim is not a tested fill-speed guarantee; the agreement describes usual processing of one to five seconds in regular conditions.Source 3Source 19 |
| Pending orders and validity | The agreement describes Buy/Sell Stop and Buy/Sell Limit, SL/TP and Good Till Cancelled validity, with an optional expiry setting. | Orders can be entered, modified or removed during the instrument’s permitted trading hours; stop-distance and freeze restrictions depend on the specification.Source 3 |
| Gaps | Stop losses and stop-entry orders may use the first quote after a gap. The agreement separately describes its treatment of take-profit and limit orders. | No guaranteed-stop service is established. The agreement reserves a 300-pip cap on profit from gaps exceeding 300 pips.Source 3Source 16 |
| EA and strategy restrictions | EAs are advertised as allowed. The agreement reserves a ban where an advisor makes over 30 requests a minute and restricts latency/arbitrage or split-order activity. | General EA support does not override these restrictions or create unlimited request capacity.Source 6Source 3 |
| Cancellation and queue | Cancellation is possible while the order remains queued, without assurance of success; once in processing it cannot be cancelled. | Closing the order window does not cancel a submitted request. A second request before confirmation can create unintended exposure.Source 3 |
Platform and device roles
| Interface | Established use | Persistence or limitation |
|---|---|---|
| MT5 desktop | Broker-linked desktop terminal, market and pending orders, charts and EAs. | The broker’s generic chart counts are not treated as a definitive MT5 capability specification. Whether the account uses hedging or netting remains an account setting.Source 11Source 3 |
| MT5 mobile and WebTrader | The broker links Android, iPhone and a web terminal; the MetaTrader server name in its mobile links is BelleoMarkets-Server. | Desktop EA permission does not establish that an EA runs inside either mobile terminal or the web browser.Source 11Source 1 |
| BelleoFX Go | The developer listing advertises mobile dealing, charts, price/event alerts, demo access and support. | These are developer-described functions. The listing does not document a broker API or a complete equivalence with desktop order controls.Source 23 |
| MT5 trailing stops | MetaQuotes documents the calculation in the terminal rather than on the trade server. | When that terminal is off, the trailing stop stops advancing; the last stop-loss level already sent to the server remains.Source 26 |
For a failed connection, the agreement expressly recognises dealing through the terminal and company live chat; another clause also mentions telephone orders. Its communication section prioritises Personal Area chat for trades, and the AML policy requires successful authentication before instructions are acted on. The public documents do not identify a guaranteed emergency dealing line, acceptance clock or fixed recovery period. Record the affected order, time and response, and seek an execution confirmation rather than treating an unanswered message as a closed position.[3][14][18]
Deposits, withdrawals and transfers
Sections ↑Selected methods from the funding schedule
| Method | Deposit minimum / stated charge | Withdrawal minimum / stated charge | Published processing |
|---|---|---|---|
| Bank transfer | USD 500 / free | USD 100 / free in the table; FAQ instead says USD 500 minimum. | Deposit: 1–5 working days. Withdrawal table: 1–24 hours processing; policy: bank receipt may take 1–6 business days.Source 12Source 6Source 13 |
| Visa, Mastercard and Maestro | USD 50 / free | USD 10 / free | Table labels deposits instant and withdrawals 1–24 hours; all requests remain subject to operations review.Source 12Source 13 |
| Neteller and Skrill | USD 50 / 1% | USD 10 / free | Same displayed instant-deposit and 1–24-hour withdrawal processing, subject to review.Source 12 |
| PayOp | USD 50 / from 3.5% | USD 10 / free | Subject to operations approval and provider processing.Source 12 |
| FasaPay, Bitcoin and Perfect Money | USD 50 / free | USD 10 / free | Amounts are USD equivalents shown by the schedule, not token amounts or network guarantees.Source 12 |
| Kora | USD 50 / from 3.5% | USD 10 / from 3.5% | Subject to operations approval and provider processing.Source 12 |
| Jetonbank and Payok | USD 50 / free | USD 10 / free | Subject to operations approval and provider processing.Source 12 |
Payment controls and separate clocks
| Issue | Published rule | Practical effect |
|---|---|---|
| Business hours and approval | Payment policy: Monday–Friday, 10:00–19:00 GMT+4; transaction requests can take up to 24 working hours. Agreement: withdrawals within two working days of receipt. | Instant network/card processing and operations approval are different stages; the documents do not promise universal instant cash receipt.Source 13Source 12Source 3 |
| Account currency | FAQ says deposits in other currencies are credited to MT5 in USD. | No public conversion mark-up or complete multicurrency account list is specified. The Cent label alone does not define a 100:1 denomination.Source 6Source 5 |
| Payment ownership | No third-party payments; verified customer name must match the bank/card/payment account. Return to original source normally applies. | If several deposit methods were used, the agreement requires a proportional return. A closed source may require documentary proof and an approved same-name replacement.Source 13Source 3Source 6 |
| Open positions and internal transfers | FAQ requires closing open trades before a withdrawal or transfer between own MT5 accounts. The policy specifically forbids withdrawal of unrealised profit. | Transfer requests go through the portal. The agreement says up to ten internal transfers are automatic and later transfers manual, without defining a counting period.Source 6Source 13Source 3 |
| Cards | Maximum three cards per customer; USD 15,000 per transaction, USD 50,000 a day per card and USD 100,000 a month per card. | Refunds normally go back to the funding card, with eligible profits routed separately. Prepaid/travel cards and methods unable to accept refunds are excluded by the policy.Source 13 |
| Additional verification | Current bank/card statements and source-of-funds documents can be required; identity and ownership checks precede processing. | No fixed withdrawal lock after a password reset is published. The policy says the company will never request a full card number, CVV, PIN or 3D Secure code.Source 13Source 14 |
The policy offers a refund request within one working day of the original deposit where no trading, investing or conversion transaction has occurred, with review within five business days. Later requests follow the ordinary withdrawal rules. This does not reverse trading losses. Its no-trading withdrawal charges and verification requirements can still matter, and the policy’s final wording treats funding refunds through the withdrawal procedure.[13]
Loss protection and regulatory scope
Sections ↑Protection and liability mechanisms
| Mechanism | Published position | Limit of the finding |
|---|---|---|
| Negative-balance reset | The risk warning says adverse losses are limited to the then-current balance. Agreement clause 3.6.5 describes a zero-balance adjustment after mandatory closure. | The agreement excludes cases the broker regards as intentional, reserves debt recovery, and allows cross-account offsets in specified linked-account circumstances. The protection is conditional.Source 16Source 3 |
| CFD ownership and market risk | There is no physical delivery or voting right in the underlying asset. Stop orders can be affected by gaps, closed markets or insufficient liquidity. | Account protection does not prevent the loss of the funded balance or assure the requested exit price.Source 16Source 3 |
| Mauritius contracting route | The current sign-up-linked agreement and payment policy expressly identify the Mauritius operator and its claimed FSC investment-dealer licence. | A current firm-level register result was not retrieved from the FSC public register; the licence entry is retained as not verified, without treating that access limit as proof of no licence.Source 2Source 3Source 13Source 24 |
| Other group references | The site also describes SVG incorporation and a UAE representative office. The bonus terms explicitly name an SVG offer. | These references are not applied as extra licences or compensation protection for the Mauritius trading agreement.Source 1Source 23Source 21 |
Support contacts and complaint deadlines
Sections ↑Published support channels
Scope Published general contact; emergency dealing availability is not specified
Hours Office: Monday–Friday, 10:00–19:00 GMT+4
Scope Account access and support tickets; credentials required for client services
Scope General enquiries and published live-chat entry
The broker’s published complaint procedures
| Issue | Published deadline or response target | Scope and discrepancy |
|---|---|---|
| Order dispute under the agreement | Submit within two working days of the grounds arising; company review within ten working days. | Use support email or a portal ticket with account, order reference, time, description and evidence. Review pauses while requested answers are outstanding; failure to respond within five days can lead to rejection.Source 3 |
| Payment-policy dispute | Submit in writing within 24 hours after the transaction was executed. | This short deadline is the payment policy’s wording; it is separate from the agreement’s order-dispute deadline.Source 13 |
| General complaint policy | Acknowledgement and a unique reference number within two working days; initial resolution wording says a maximum of one month. | The next paragraph refers to an aforementioned two-month period and a further one-month extension. The policy is internally inconsistent and does not establish a single clean final deadline.Source 17 |
| Regulatory escalation | The company policy directs escalation to FSC after its final decision and within four months of notification. | That is the company’s stated procedure, not an independently established statutory deadline. The current FSC portal separately accepts Global Business complaints and distinguishes domestic-licensee Ombudsperson cases.Source 17Source 25 |
The agreement gives the broker’s server log priority in trade disputes and excludes some claims involving notified maintenance or execution delay. Retaining confirmations, timestamps and the complaint reference is therefore useful. Its settlement provisions do not promise reimbursement of an intended but unexecuted profit; a favourable trade-dispute decision is credited to the account within one working day under the agreement.[3]
PAMM, education, partner services and records
Sections ↑PAMM is an advertised account choice, but the inspected public rating page does not supply allocation, manager-remuneration or withdrawal/disconnection terms. The general agreement is execution-only and disclaims asset-management recommendations by the broker. A manager or partner introduction therefore needs its own authority and service terms; the public evidence does not establish that stopping a manager relationship automatically closes open exposure or gives the manager withdrawal authority.[20][5][3][22]
Additional services and records
| Service | Published facility | Boundary |
|---|---|---|
| Education and calendar | The website links BelleoFX Academy and an economic calendar, and describes webinars/tutorials. | Education and general commentary are not personalised portfolio management. The linked academy returned a service-unavailable response during this check.Source 1Source 11 |
| Introducing brokers | The partner page advertises daily rebates, referral links, a partner portal and up to $25 per lot. | The headline is partner remuneration; it does not establish a customer cash bonus, net investment return or authority over the client’s funds.Source 22 |
| Client Portal records | Payment and transfer statuses and related notifications are documented by the funding policy. | The public page does not specify a complete downloadable tax statement or trade-history export format.Source 13 |
| MT5 account statements | MetaQuotes documents a desktop History report including HTML, and an iPhone trade report that can be saved/shared as PDF. | These are platform functions for the selected account, not a promise of a broker tax certificate or automatic consolidation of multiple accounts.Source 27Source 28 |
Operating company and history
Sections ↑BelleoFX’s About page dates the brokerage brand to 2020 and describes an international customer base. The current public registration page links the Mauritius Belleo Markets agreement, whose governing-law section is Mauritius. An isolated tax clause in that same agreement refers to Belize; this inconsistent wording is not treated as a second contracting route or a Belize licence. The legal-entity references below preserve the scope of the current company disclosures.[19][2][3]
The website’s SVG references use two registration identifiers: the homepage FAQ says 2584 LLC 2022, while its footer and AML policy use 26000 BC 2020. The public evidence does not document a client-account migration between those references or between SVG and Mauritius. The separate UAE reference is described as a representative office, not the CFD counterparty under the inspected Mauritius agreement.[1][14][23][3]
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Belleo Markets
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Services Commission MauritiusGB21027167 | Not verified | Checked 20 Oct 2026Current company-published Mauritius investment-dealer claim; registration 186405 GBC. Current sign-up agreement names this counterparty. The FSC public register returned no readable firm result, so current individual status and permission scope were not independently confirmed.Source 3Source 14Source 24 |
BelleoFX
No separate licence entry is recorded in this panel.
The separately documented 100% Credit Bonus
Sections ↑The bonus page expressly describes an account with Belleo Markets in Saint Vincent and the Grenadines. It should not be assumed to accompany the Mauritius account simply because a Bonus plan appears in the shared comparison matrix. The terms have no fixed campaign end date in the inspected page and reserve changes or termination by the company.[21][5]
Credit, cash conversion and withdrawal conditions
| Condition | Published bonus rule |
|---|---|
| Entry and cap | Initial and subsequent qualifying deposits are at least USD 500; eligible internal transfers can count. Credit is 100% of the qualifying amount, capped at USD 25,000 cumulatively. One account per client and IP address is allowed.Source 21 |
| Crediting and use | Credit is due within 24 hours after approval and crediting of the actual deposit. It supports trading and is initially conditional credit; it cannot be transferred between the client’s trading accounts.Source 21 |
| First cash-conversion route | Within one month of bonus crediting, complete qualifying FX and commodity lots equal to 10% of the numerical bonus amount: the page’s USD 1,000 example requires 100 lots.Source 21 |
| Alternative cash-conversion route | OR, within two months of bonus crediting, complete qualifying FX and commodity lots equal to 20% of the numerical bonus amount: USD 1,000 requires 200 lots. The two routes are alternatives, not cumulative.Source 21 |
| Ordinary withdrawal | A withdrawal of deposited money or profit removes bonus on a 1:1 basis. Amounts granted and later removed still count toward the cumulative cap. Removal can reduce available margin and cause stop-out.Source 21 |
| Trading controls | The terms state 30% stop-out and 50% margin call, but separately say no margin-call alert is supplied while the scheme applies. EAs remain subject to company restrictions.Source 21 |
| Inconsistent example | An operating example grants credit for a USD 200 deposit, although the qualifying-deposit rule specifies USD 500. The example does not establish a USD 200 entry threshold.Source 21 |
| Ending participation | The page directs a client who no longer wants the bonus account to request archiving by email. The company reserves removal for abuse, internal/external hedging or multiple accounts, and programme termination.Source 21 |
Sources & further reading
- Current homepage account cards, app and group disclosures BelleoFX · Accessed 20 Oct 2026
- Public registration page linking the Mauritius client agreement BelleoFX · Accessed 20 Oct 2026
- Mauritius Client Agreement; current sign-up-linked version BelleoFX · Accessed 20 Oct 2026
- Mauritius website Terms of Use; sign-up-linked PDF BelleoFX · Accessed 20 Oct 2026
- Seven-account comparison and asset-specific leverage BelleoFX · Accessed 20 Oct 2026
- Account opening, funding, transfers and EA FAQs BelleoFX · Accessed 20 Oct 2026
- Forex CFD coverage and Bitcoin trading description BelleoFX · Accessed 20 Oct 2026
- Individual-share CFD product page BelleoFX · Accessed 20 Oct 2026
- Index instruments and contract specifications BelleoFX · Accessed 20 Oct 2026
- Metals, energy and soft-commodity CFDs BelleoFX · Accessed 20 Oct 2026
- MetaTrader 5 desktop, mobile and web access BelleoFX · Accessed 20 Oct 2026
- Payment-method amounts, charges and processing table BelleoFX · Accessed 20 Oct 2026
- Mauritius Deposit and Withdrawal Policy BelleoFX · Accessed 20 Oct 2026
- AML, CTF and client-authentication policy BelleoFX · Accessed 20 Oct 2026
- Privacy policy and account-information handling BelleoFX · Accessed 20 Oct 2026
- Risk warning, underlying ownership and loss protection BelleoFX · Accessed 20 Oct 2026
- Complaint Handling Procedures BelleoFX · Accessed 20 Oct 2026
- Contact details and office hours BelleoFX · Accessed 20 Oct 2026
- Company history and international business description BelleoFX · Accessed 20 Oct 2026
- Public PAMM account-rating page BelleoFX · Accessed 20 Oct 2026
- 100% Credit Bonus terms; explicitly SVG offer BelleoFX · Accessed 20 Oct 2026
- Introducing-broker programme and rebates BelleoFX · Accessed 20 Oct 2026
- BelleoFX Go developer listing and capabilities Belleo Markets via Apple App Store · Accessed 20 Oct 2026
- FSC Mauritius public register; no firm result retrieved Financial Services Commission Mauritius · Accessed 20 Oct 2026
- Current FSC complaints portal and Global Business scope Financial Services Commission Mauritius · Accessed 20 Oct 2026
- MetaTrader 5 order management and terminal-side trailing stops MetaQuotes · Accessed 20 Oct 2026
- MetaTrader 5 desktop account statements MetaQuotes · Accessed 20 Oct 2026
- MetaTrader 5 iPhone account reports and PDF saving MetaQuotes · Accessed 20 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.