Accounts & headline costs
Sections ↑BDO Securities combines a Philippine stockbroking account with eligible BDO savings or current-account access. Cash held in the securities settlement account is separate from the nominated beneficiary bank account. The distinction matters for funding, withdrawal eligibility and the protection attached to each product.[5]
Account and service routes at a glance
| Account / route | Published customer scope | Principal condition |
|---|---|---|
| Online individual account | Adult applicants with a TIN and an eligible BDO savings/current account | Funding and withdrawals use the linked-bank arrangement; excluded bank-account types and current KYC rules apply.Source 5Source 4 |
| Traditional or assisted relationship | Broader participant services according to the accepted account agreement | Minimums and assisted-service terms can differ from the self-directed online route.Source 5Source 4 |
| Securities account versus bank account | BDO Securities is the dealer; BDO Unibank supplies the linked banking route | Shares and brokerage cash are not ordinary BDO deposits merely because the accounts are connected.Source 5Source 4 |
Broker tariff and separate market references
| Item | Published basis | Important scope |
|---|---|---|
| Online commission | 0.25% of trade value plus 12% VAT on commission; SCCP 0.01% and seller tax 0.1% | The published broker table does not state a peso commission floor or separately itemise a PSE charge.Source 5Source 8 |
| PSE transaction fee | 0.005% of gross value, exclusive of VAT under the current PSE schedule | Applied on both buys and sells.Source 1 |
| SCCP clearing fee | 0.01% of gross value, inclusive of VAT under the current PSE schedule | Applied on both buys and sells.Source 1 |
| Stock transaction tax | 0.1% of gross selling value | Seller-only tax for listed shares; current PSE schedule controls over older broker examples.Source 1 |
Products & platforms
Sections ↑Products and account access
| Product | Published route | Condition |
|---|---|---|
| PSE securities | Online share dealing | Funded cash and exchange order rules apply.Source 5 |
| REITs and dollar-denominated securities | Eligible PSE products | A Name-on-Central-Depository account is required.Source 5 |
| Mutual funds and UITFs | Buy Funds workflow; selected funds start at ₱1,000 | Fund documents determine costs, cutoffs and redemption settlement.Source 5 |
| Legacy Buy BDO UITF tile | FAQ labels this specific dashboard feature temporarily unavailable | BDO directs that route to Online Banking; this is separate from its broader Buy Funds instructions.Source 5 |
| Margin | FAQ describes development in progress | Do not assume margin borrowing is available in the cash account.Source 5 |
Fees & holding costs
Sections ↑Portfolio transfer and certificate charges
| Service | Published charge | Basis |
|---|---|---|
| Broker transfer in or out | ₱84 | Per type of share.Source 5 |
| Certificate upliftment | ₱250 | Plus ₱200 for provincial courier delivery.Source 5 |
| Certificate lodgement | ₱100 per stock + ₱20 per certificate | Additional 12% VAT for non-bank transfer offices.Source 5 |
The broker’s fee page lists commission, VAT on commission, SCCP fees and seller tax. Its worked example does not separately itemise the PSE fee shown in the exchange schedule above. Use the actual trade confirmation to reconcile those disclosures rather than treating the two lists as a verified combined tariff.[8][1]
Execution & trading rules
Sections ↑Platform and order controls
| Route / control | Published capability | Operational limit |
|---|---|---|
| Online order ticket | Board-lot buy and sell orders for supported PSE securities | An accepted instruction is not a guaranteed execution; price and available volume still control.Source 5Source 1 |
| Portfolio and cash views | Holdings, buying power, order status and transactions | Tradable buying power can differ from cash that is cleared and withdrawable.Source 5Source 1 |
| Push authentication | Push Authentication through the BDO Online app, introduced 9 October 2026 | SMS OTP remains an alternative; first device registration may use SMS for 24 hours.Source 5 |
Order management
| Action | Published rule |
|---|---|
| Revise or cancel | Only the unfilled part can be amended or cancelled.Source 5 |
| Same-day reinvestment | Sale proceeds enter buying power before becoming withdrawable.Source 5 |
| Email order | Not accepted.Source 5 |
| Research | Reports through the Research section and registered email.Source 5 |
Deposits, withdrawals & transfers
Sections ↑Bank and securities cash movement
| Stage | Published handling | Timing |
|---|---|---|
| Deposit | Fund Account credits the securities settlement account | Automatic; deposit maintenance 23:45–02:30, Monday–Friday, Philippine time.Source 5 |
| Withdrawal | Withdraw Funds sends eligible cash to the beneficiary account | Automatic credit after the withdrawal is available.Source 5Source 7 |
| Sale proceeds | Two-business-day clearing before withdrawal | T+2; same-day buying power is a separate feature.Source 5 |
| Dividends | Credited to the securities settlement account | View in transaction history.Source 5 |
Protection & regulation
Sections ↑Protection chain
| Layer | Published position | Scope |
|---|---|---|
| Dealer identity | BDO Securities Corporation | The securities agreement—not the parent bank brand—identifies the dealer obligation.Source 4Source 1Source 3 |
| Market supervision | SEC, PSE and CMIC framework; SCCP clearing membership and SIPF participation are disclosed | Registration does not guarantee investment value, liquidity or a successful complaint.Source 4Source 1Source 3 |
| Deposit boundary | BDO states that its securities products are outside PDIC cover and are not guaranteed by BDO Unibank. | The linked bank account retains its separate legal character.Source 5 |
Opening an account & support
Sections ↑Opening and ongoing access
| Requirement | Published condition |
|---|---|
| Online applicant | Adult with a valid TIN, eligible BDO savings/current account and active BDO Online app account.Source 5 |
| Excluded account types | BDO Pay, SSS Pensioner, Joint AND and In-Trust For; sole proprietorship applications excluded.Source 5 |
| Dormancy | Two years without a deposit or withdrawal places the account on the inactive list.Source 5 |
| Beneficiary change | Signed amendment from the registered email; up to seven business days.Source 5 |
Contact and service routes
Scope 2/F BDO Towers Paseo, 8741 Paseo de Roxas Avenue, Salcedo Village, Bel-Air, Makati City 1209, Philippines. Published office address.
Additional services
Sections ↑Funds and cash-account distinctions
| Function | Published treatment |
|---|---|
| Fund dealing | Subscriptions/redemptions follow the selected fund’s cutoff and net asset value.Source 5 |
| Fund charges | BDO publishes no sales load or transaction fee; underlying fund expenses remain.Source 5 |
| Cash protection | Securities and investment funds retain their own risk and legal treatment even when accessed from a linked bank relationship.Source 5 |
Company background & evidence
Sections ↑BDO Securities at a glance
| Measure | Value | Context |
|---|---|---|
| Contracting entity | BDO Securities Corporation | The accepted account agreement should carry this legal identity.Source 4Source 5 |
| Primary jurisdiction | Philippines | PSE-listed securities and Philippine market infrastructure are the core scope.Source 4Source 1 |
| Headquarters | Makati City, Philippines | Public company/contact location; operational desks can differ.Source 5 |
| Platforms | Web platform and BDO Securities Mobile Trading App | The app provides trading, account information and cash movement.Source 5 |
Service identity
- Headquarters
- Makati City, Philippines
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
BDO Securities Corporation
No separate licence entry is recorded in this panel.
Sources & further reading
- Investing procedures, settlement, fees and trading hours Philippine Stock Exchange · Accessed 16 Oct 2026
- PSE trading-participant directory Philippine Stock Exchange · Accessed 16 Oct 2026
- Investor complaint and information routes Capital Markets Integrity Corporation · Accessed 16 Oct 2026
- BDO Securities Corporation participant record Philippine Stock Exchange · Accessed 16 Oct 2026
- Frequently asked questions BDO Securities · Accessed 29 Oct 2026
- How much is needed to invest BDO Securities · Accessed 16 Oct 2026
- Account funding and withdrawal BDO Securities · Accessed 29 Oct 2026
- Understanding BDO Securities fees BDO Securities · Accessed 29 Oct 2026
- Online trading service and protection disclosures BDO Securities · Accessed 16 Oct 2026
- Corporate profile BDO Securities · Accessed 16 Oct 2026
- Published customer contact details in the FAQ footer BDO Securities · Accessed 29 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.