Accounts & headline costs
Sections ↑5paisa combines a trading account with demat services, while mutual-fund-only onboarding and assisted non-individual routes are also published. The standard brokerage schedule is ₹20 per executed order. A separate Scalper Terminal price and optional subscriptions mean that the screen, product and accepted tariff matter as much as the brand.[2][7]
Reference table01
Account routes and ownership
| Route | Published availability | Practical boundary |
|---|---|---|
| Digital individual | Single-holder demat through e-KYC/e-sign | Joint demat requires contact with sales for the offline process.Source 5 |
| Resident online application | Indian bank verification and e-sign journey | NRE/NRO bank details are rejected in this application; do not treat the general FATCA form as an NRI account offer.Source 4 |
| HUF / trust / company | Assisted application offered | Karta, trustee or authorised-signatory evidence is required for the selected constitution.Source 6 |
| Partnership / LLP | Assisted application offered | Entity documents and partner KYC are separate from personal account verification.Source 6 |
| Minor or guardian case | The public documents include guardian/nominee fields | Those fields do not establish availability of an unrestricted minor trading account; obtain the specific account route before applying.Source 8 |
Pricing & charges02
Headline account and trading charges
| Item | Published charge | Scope |
|---|---|---|
| Standard account opening | ₹0 | Active standard pricing; extra products can have separate subscriptions.Source 2 |
| Equity delivery and intraday | ₹20 per executed order | Ordinary tariff; buy and sell executions are separately chargeable.Source 2 |
| Equity F&O | ₹20 per executed order | Not ₹20 per lot; statutory charges remain additional.Source 2 |
| Scalper Terminal | ₹10 per order | Platform-specific published reduction from ₹20; do not extend to every 5paisa interface.Source 14 |
| Mutual funds / IPO applications | ₹0 transaction cost / application charge | Scheme expenses, exit loads and later listed-share trading costs can still apply.Source 10 |
Basic Services Demat Account status depends on ownership and aggregate eligible holdings. A second account where the investor is sole or first holder can disqualify the concession; merely holding less than ₹10 lakh is insufficient. SEBI permits only one BSDA across depositories.[48]
Pricing & charges03
Maintenance schedule: monthly quotations, quarterly collection
| Account category | Published monthly amount before GST | Interpretation |
|---|---|---|
| BSDA, holdings up to ₹4 lakh | ₹0 | SEBI annual maintenance cap is nil at this threshold.Source 3Source 48 |
| BSDA, above ₹4 lakh through ₹10 lakh | ₹8.33 | SEBI annual cap ₹100; 5paisa quotes the monthly equivalent.Source 3Source 48 |
| Ordinary individual / HUF / partnership | ₹25 | Quarterly billing; BSDA eligibility applies to individuals only.Source 3 |
| Corporate / LLP | ₹83.33 | Quarterly billing, before applicable taxes.Source 3 |
From 31 March 2026, SEBI requires quarterly eligibility reassessment and authenticated, verifiable consent to retain an ordinary account when BSDA eligibility exists. Suspended, delisted and zero-coupon zero-principal securities are excluded from this eligibility valuation.[49]
Pricing & charges04
Optional Super Saver subscription: renewal and exit
| Decision | Published terms |
|---|---|
| Billing period | Monthly, quarterly or annual; recurring renewal follows the selected term and consented payment mode.Source 9 |
| Cancellation within three days | Benefits stop immediately; refund is the subscription charge less the benefits already consumed.Source 9 |
| Later cancellation | Benefits continue to the end of the paid term; the early-cancellation refund rule no longer applies.Source 9 |
| Insufficient consented ledger balance | Terms allow later recovery when the ledger receives credit; insufficient payment is not a reliable cancellation method.Source 9 |
| Equity activation | Required for these packs; an MF-only customer must activate equity first.Source 9 |
| Ultra Trader DP benefit | Equity-sale DP waiver only; pledging, unpledging and CUSPA charges are excluded from that subscription benefit.Source 9 |
| Tax / activation | GST 18% extra; terms quote activation within one hour, or next working day for purchases after 15:00.Source 9 |
The public e-account page contains both ₹999 and ₹1,199 monthly renewal wording for an Ultra Trader trial. It does not establish one dependable current renewal price. Check the named pack, period, GST and displayed renewal mandate before subscribing; the pack terms require the renewal amount to be shown before purchase.[4][9]
Products & platforms
Sections ↑Indian exchange trading, pooled investments and the US partner service use different operating arrangements. The mobile application combines multiple products, but a product appearing in a menu does not remove its account activation, exchange eligibility or settlement requirements.[10]
Reference table05
Products available through the domestic account
| Product | Access and scope |
|---|---|
| Stocks and ETFs | Cash-market investing and trading; stock SIPs are offered in the application.Source 10 |
| Equity futures and options | Specialist option-chain and strategy tools; derivatives activation is required.Source 13 |
| Currency and commodity derivatives | Published in the standard tariff and browser platform; account segment and current contract availability govern access.Source 11 |
| Mutual funds and NFOs | Direct-plan schemes appear in the live catalogue; lump-sum and SIP journeys are offered.Source 19 |
| Mainboard and SME IPOs | Issue selection, lots, bid price and UPI mandate approval form the published application flow.Source 20 |
Reference table06
Core platform choice
| Platform | Operating form | Useful functions |
|---|---|---|
| 5paisa Trading App | Android and iOS | Charts, portfolio, stock SIPs, orders, derivatives analytics and biometric/2FA access.Source 10 |
| Trader’s Terminal | Browser; no installation required | Basket orders, slicing, VTT, watchlists and trading reports; access itself has no additional fee.Source 11 |
| 5paisa EXE | Downloaded desktop application | Combined market window, baskets, brackets, cover orders and charts.Source 12 |
| FnO 360 | Dedicated web derivatives terminal | Option-chain price/OI/straddle/Greeks views, futures rollover, bulk orders and quick reverse.Source 13 |
| tv.5paisa | Desktop chart-trading website | Free chart access, multiple layouts, depth of market and orders from charts; log in with 5paisa credentials.Source 15 |
FnO 360’s standalone page describes a web terminal, while the mobile app separately advertises integrated FnO 360 functions. Treat this as a distinction between the specialist terminal and features inside the main app; it is not evidence of a separate FnO 360 mobile application.[13]
Reference table07
Scalper Terminal controls
| Control | Consequence |
|---|---|
| Scalper Mode enabled | The fixed shortcut immediately sends its mapped order without a confirmation popup.Source 14 |
| Scalper Mode disabled | The shortcut opens an order form for review instead.Source 14 |
| Preset lot size and order type | Every shortcut uses those defaults; accidental or repeated key presses still create real orders.Source 14 |
Reference table08
Mutual funds and IPOs: ownership and cash flow
| Journey | What to check |
|---|---|
| Mutual-fund selection | The catalogue includes direct growth plans across equity, debt, hybrid and other categories; confirm the exact scheme and plan before authorising.Source 19 |
| SIP amount | The site promotes selected SIPs from ₹100; each scheme’s minimum and mandate rules still apply.Source 19 |
| IPO mandate | Submitting a bid is followed by approval in the linked UPI app. Application status alone does not establish an accepted bank mandate.Source 20 |
| Allotment and sale | Allocation depends on the issue process; selling after listing is a separate market transaction.Source 20 |
Reference table09
US stocks through Vested
| Area | Published arrangement |
|---|---|
| Provider and account | US shares, ETFs and fractional investing are provided through Vested; a separate Vested account is needed.Source 21 |
| Funding | The Indian trading ledger cannot directly fund the US account; follow the partner’s separate funding instructions.Source 21 |
| Execution chain | The page names DriveWealth in its fractional-order execution disclosure.Source 21 |
| Costs and legal terms | Read the selected Vested plan, remittance/FX charges and partner agreements. Do not apply the Indian ₹20 tariff to US orders.Source 21 |
Fees & holding costs
Sections ↑The active application links Optimum; quoted fees exclude GST.[3]
Pricing & charges10
Demat transaction and service charges
| Service | Standard published amount before GST |
|---|---|
| Credit into demat | NilSource 3 |
| Debit from demat | ₹20 per ISIN debit; the disclosed CDSL and broker portions together equal ₹20.Source 3 |
| Pledge / unpledge / invocation | ₹20 each under the tariff; eligible pledge/unpledge waiver described below.Source 3 |
| Dematerialisation | ₹15 per certificateSource 3 |
| Rematerialisation | ₹15 per certificate or per 100 units/shares, whichever gives the higher charge; CDSL charges additional.Source 3 |
| Physical documents | ₹100Source 3 |
Pricing & charges11
When assisted or forced execution costs extra
| Event | Tariff treatment |
|---|---|
| Call & Trade or auto square-off | ₹20 additional per executed order, above ordinary brokerage, plus GST.Source 3 |
| Futures expiry / option exercise or assignment / physical delivery | ₹20 per order under the standard schedule.Source 3 |
| Cash-collateral shortfall | 0.034% daily; billed weekly.Source 3 |
Pricing & charges12
Pledge-charge waiver from 10 June 2026
| Condition | Scope and boundary |
|---|---|
| Portfolio including ledger balance at least ₹5 lakh | Published eligibility threshold.Source 27 |
| No custom brokerage plan | Customers on a custom plan are excluded.Source 27 |
| Covered transactions | Margin, MTF and CUSPA pledge/unpledge charges are waived.Source 27 |
| Costs that remain | The notice does not waive brokerage, funding interest, tax or invocation charges. Its illustrative return example omits these costs.Source 27 |
Pricing & charges13
MTF interest: conflicting public schedules
| Source and scope | Published rate | How to use it |
|---|---|---|
| Current MTF product page, funding up to ₹1 crore | 0.041% daily; quoted as 14.99% p.a. | Daily funded balance; interest billed weekly.Source 22 |
| Current MTF product page, above ₹1 crore to ₹25 crore | 0.038% daily; quoted as 13.99% p.a. | Funding and exposure approval remain account-specific.Source 22 |
| Standard Optimum tariff | 0.045% daily for MTF/delayed payment | Conflicts with the product page; obtain the accepted funded-account rate.Source 3 |
| Announcement effective 1 August 2025 | 9.5%, 12.5% and 15.5% annual slabs | Older public offer; not adopted as the universal current schedule.Source 23 |
The daily and annual MTF numbers are reproduced as separately published quotations, not treated as exact mathematical equivalents. A credit limit is also a ceiling rather than promised financing: approved securities, client exposure limits and maintained margin determine actual buying power.[22]
Pricing & charges14
Financing promotions and T+5 costs
| Facility | Published treatment |
|---|---|
| T+5 | 0.045% daily; clear the debit within five trading days or holdings may be sold.Source 26 |
| Public introductory MTF offer | Terms describe 30 days from the first MTF trade and zero interest on up to ₹1 lakh, subject to a completed MTF pledge. Eligibility must be confirmed in the actual offer.Source 28 |
| Amount above the offer cap | The promotional terms quote 0.026% daily above ₹1 lakh and weekly ledger recovery after the benefit; this differs from the current general MTF page.Source 28 |
| Reimbursement timing | Where a promotional refund applies, the terms allow up to 45 days after offer completion.Source 28 |
Pricing & charges15
Securities Transaction Tax from 1 April 2026
| Indian securities transaction | Rate and payer |
|---|---|
| Delivery equity purchase / sale | 0.1% on each side, purchaser / seller respectively.Source 46 |
| Non-delivery equity sale | 0.025%, seller.Source 46 |
| Equity-oriented fund unit delivered on sale | 0.001%, seller.Source 46 |
| Sale of securities futures | 0.05% of traded value, seller.Source 46Source 47 |
| Sale of securities options | 0.15% of option premium, seller.Source 46Source 47 |
| Exercised securities option | 0.15% of intrinsic value, purchaser.Source 46Source 47 |
Exchange and clearing levies, SEBI fees, stamp duty, GST and applicable STT/CTT remain additional to brokerage. The April 2026 NSE circular supersedes the older futures and options STT rates still present in some broker documents. Tax treatment also varies between Indian securities, fund units and overseas holdings.[46][2]
Execution & trading rules
Sections ↑Select the product deliberately. Pay Later separates funded holdings from ordinary delivery, while the T+5 facility can also arise when a delivery purchase or a later ledger debit meets its conditions. A funded holding needs continuing margin even when its published holding period has no fixed maximum.[24][26]
Reference table16
Delivery, MTF and T+5 are different obligations
| Product | Published operation |
|---|---|
| Delivery | Pay Later documentation requires full cash for cash-and-carry orders.Source 24 |
| MTF / Pay Later | Approved securities; advertised leverage up to 4× and continuing interest. Holdings can continue while funding conditions are met.Source 22 |
| T+5 | Selected non-MTF securities, up to 2× leverage with at least 50% margin; maximum five trading days.Source 25 |
| Automatic T+5 tagging | Delivery holdings can be tagged T+5 if the ledger later becomes debit. Add cash within the stated period or face auto square-off.Source 26 |
Reference table17
Converting MTF holdings into paid delivery
| Step | Published process |
|---|---|
| Fund the cash requirement | Cash and MTF ledgers are separate; adding cash alone no longer automatically closes MTF.Source 24 |
| Submit Convert to Delivery | Partial or full quantities are supported; one request per security per day.Source 24 |
| Processing | The company describes same-day requests with margin blocked immediately; track the Request Summary for completion.Source 24 |
Reference table18
Risk policy: essential forced-exit controls
| Trigger | August 2026 policy |
|---|---|
| Equity/derivative intraday cutoff | 15:05 IST: new intraday orders stop; square-off starts.Source 29 |
| Intraday losses ≥50% of net worth | RMS may close intraday and overnight derivative positions.Source 29 |
| Margin/cover shortage | Intraday liquidation can occur without notice.Source 29 |
| Gross holding-value cover <20% | Square-off from 09:15; separate from the loss trigger.Source 29 |
| Failed square-off | No guaranteed execution; unclosed intraday positions become client delivery obligations.Source 29 |
Reference table19
Expiry and delivery boundaries
| Instrument | Required attention |
|---|---|
| Stock derivatives | Expiry can require cash/shares beyond premium; delivery-margin shortages can trigger earlier liquidation.Source 29 |
| Delivery election | Call desk 8976689766, option 2, by 11:00 IST on expiry day, or use eligible system marking with sufficient margin/shares. Otherwise RMS attempts exit despite adequate margin.Source 29 |
| Sale-delivery authority | Policy requires shares and POA for sale delivery; confirm DDPI treatment with the desk.Source 29 |
| Long stock options | E−4 10%, E−3 25%, E−2 45%, E−1 70%, expiry 100% of delivery margin.Source 29 |
| Deliverable commodities | No physical delivery; RMS seeks exit one day before the tender period.Source 29 |
| Commodity-option devolvement | Fresh positions blocked from E−4; earlier best-effort exits.Source 29 |
Reference table20
Persistent orders and corporate actions
| Order | Control |
|---|---|
| VTT | The trigger causes an order to be placed; reaching a trigger does not itself establish a completed exchange trade.Source 11 |
| VTT / VTD affected by corporate action | Pending orders are cancelled for splits, bonuses, rights, mergers, demergers and other changes to security terms.Source 30 |
| Notice and review | The policy provides email/in-app/SMS notice, with email at least one trading day before the ex-date. Review and recreate any required order.Source 30 |
Reference table21
Xstream API order controls effective 1 April 2026
| Control | Published requirement |
|---|---|
| Self-developed order API | Whitelist a static IP against the API key; market-data calls do not require that order-placement whitelist.Source 17 |
| Order types | Limit orders accepted; API market orders rejected. Market Price Protection is a separate implementation option.Source 17 |
| One Non-Algo App | 10 orders per second; no Algo ID for that app; excess traffic receives error 429.Source 17 |
| Algo App | Exchange-specific Algo ID required; published limit 25 orders per second.Source 17 |
| Third-party provider | Use the broker’s selected/empanelled arrangement; the provider route can have different static-IP handling.Source 17 |
Reference table22
AlgoSpace: operational controls before deployment
| Control | Effect |
|---|---|
| Daily login | Required for Auto Run; enabled strategies do not automatically start on a day without login.Source 16 |
| Equity strategies | DDPI required; missing permission can cause rejection.Source 16 |
| Stop Strategy | Prevents new trades but leaves existing positions open.Source 16 |
| Square Off | Requests closure of open positions and ends the strategy.Source 16 |
| Allocation change during market hours | Takes effect the next day for an already running strategy; duplicate deployment of the same strategy is not permitted.Source 16 |
Deposits, withdrawals & transfers
Sections ↑Fund through the account’s displayed payment journey using a mapped bank account. Successful payment initiation and available withdrawal cash are different states: the money must be reconciled, and outstanding settlement or margin obligations still have to be met.[31][8]
Reference table23
INR deposits: routes and reconciliation
| Method | Published conditions |
|---|---|
| UPI app / ID / website QR | Use the bank mapped with 5paisa; initiate the transaction from 5paisa. Direct push payments to its UPI ID are not accepted.Source 31 |
| Net-banking gateway | ₹10 plus GST per transaction under the tariff; UPI is exempt from this gateway charge.Source 3 |
| IMPS / NEFT / RTGS | Obtain the client-specific Smart Collect beneficiary inside the official app or web account.Source 31 |
| Pending or failed bank confirmation | The payment guide allows reconciliation delays; an immediate screen credit is not guaranteed.Source 31 |
| Unregistered-bank transfer | May be returned to the originating account; published examples allow several working days.Source 31 |
Trading & service hours24
Withdrawal processing introduced 30 July 2026
| Request window, IST | Processing batch | Indicative bank credit |
|---|---|---|
| 09:00–15:30, Monday–Friday | 15:30 that working day | Around 18:30 to the primary registered bank.Source 32 |
| 15:30–09:00 | 09:00 next working day | Around 11:30.Source 32 |
| Weekend / trading or clearing holiday | Next working day | Depends on the receiving bank.Source 32 |
These are the broker’s processing and expected-credit times, not a guaranteed arrival service. The July 2026 notice replaces the former single daily payout batch. A request must still be eligible; margin, funded debt and unsettled obligations cannot be treated as freely withdrawable cash.[32][8]
Reference table25
Settlement records and cash retention
| Item | Client-facing consequence |
|---|---|
| Running-account authority | The AOF provides monthly or quarterly settlement, subject to authorised retention for obligations and margins.Source 8 |
| Separate funded ledger | Pay Later displays cash and MTF ledgers independently; compare both before requesting a payout or delivery conversion.Source 24 |
| Contract note | MITC says it is supplied within 24 hours of a trade.Source 33 |
| Clearing-corporation allocation | MITC requires client funds to be allocated in the client’s name and excess funds returned under settlement rules.Source 33 |
Reference table26
Transfers, administration and closure
| Task | Useful procedure |
|---|---|
| Transfer holdings | Use correct ISIN, quantity and receiving demat details; CDSL Easiest and signed DIS are described in the transfer guide.Source 38 |
| Change bank / holder details | The forms library supplies bank-change, account-modification and transposition documents.Source 37 |
| Empty-account closure | Submit the broker/DP closure request after pending transactions and dues are resolved.Source 39 |
| Transfer and closure | Provide the destination account and transfer details, then obtain closure confirmation after completion.Source 39 |
| Trading account | Confirm closure of trading access separately; demat closure alone may not terminate the linked trading account.Source 39 |
Protection & regulation
Sections ↑SEBI’s named equity stock-broker register confirms 5Paisa Capital Limited and registration INZ000010231. This establishes a registered intermediary, rather than a guarantee of solvency, execution quality or return. The service’s legal provider and transaction type determine which complaint and custody arrangements apply.[1]
Reference table27
Provider and custody map
| Service | Evidence and boundary |
|---|---|
| Indian stockbroking | 5Paisa Capital Limited; named SEBI equity stock-broker entry.Source 1 |
| Depository participant | Company disclosure: CDSL DP registration IN-DP-192-2016. The demat number is different from the trading UCC.Source 37Source 33 |
| Mutual-fund distribution | Company disclosure: AMFI ARN-104096. Its disclaimer excludes distribution disputes from exchange arbitration/redress mechanisms.Source 37 |
| US investing | Separate Vested/US-provider arrangements; do not transplant Indian exchange protection to this service.Source 21 |
Reference table28
Demat authority and independent checks
| Control | Practical effect |
|---|---|
| Optional DDPI | Limited standing authority for specified demat debits and pledges; manual eDIS/DIS remains an alternative.Source 35 |
| 5paisa digital activation | Non-POA customers can use Holdings → Sell Authorization or My Profile, then Aadhaar e-sign. The notice quotes up to 48 hours.Source 34 |
| Depository alerts | Keep the registered mobile and email current and inspect independent debit alerts and holdings.Source 37 |
| Unpaid purchased securities | MITC describes transfer with a limited CUSPA pledge; possession in demat does not mean the purchase debt has vanished.Source 33 |
Reference table29
Security incident versus ordinary service request
| Situation | Action |
|---|---|
| Suspected cyber incident | Contact the published cybersecurity channel and identify the affected account and transaction.Source 36 |
| Freeze online access | Use My Profile → Freeze My Account with OTP; frozen access does not stop RMS obligations.Source 29 |
| Unknown trade or debit | Preserve the order/contract-note and demat evidence, and raise a formal complaint with the broker.Source 33 |
Opening an account & support
Sections ↑Account acceptance is a verification process. A fast application screen does not replace KYC validation, bank verification, segment approval or exchange activation. Use the documents appropriate to the account’s actual ownership and trading purpose.[7][6]
Reference table30
Opening documentation by purpose
| Purpose | Published requirements |
|---|---|
| New individual KYC | PAN and address evidence, bank proof, specimen signature and selfie.Source 7 |
| Already KYC-verified | The matrix reduces repeated PAN/address documents but still requires bank proof, signature and selfie.Source 7 |
| Derivatives | Income proof is required, even though it is optional for a basic investment or MF application.Source 7 |
| Company | Incorporation evidence, board resolution and authorised-person KYC.Source 6 |
| HUF / trust / partnership / LLP | HUF declaration and Karta evidence, trust deed/trustee evidence, or respective partnership/LLP documents and partner KYC.Source 6 |
Customer service and urgent reporting
Customer supportEmail
[email protected]Source 36
Scope Account, trading and service enquiries
Hours Published service channel
Support telephoneTelephone
DP and broking grievanceEmail
[email protected]Source 36
Scope Formal depository/broking grievance
Hours Published complaint channel
CybersecurityEmail
Cybersecurity telephoneTelephone
Reference table31
Escalation and availability
| Channel | Scope |
|---|---|
| RA grievance escalation | MITC publishes [email protected] and [email protected], followed by [email protected].Source 33 |
| Published RA customer-care hours | Monday–Friday 08:30–18:00; do not assume identical staffing for every service.Source 33 |
| In-app chat | The mobile page advertises access 24/7; staffed response and resolution times were not tested.Source 10 |
| External grievance route | MITC links SEBI SCORES and SMART ODR for eligible unresolved disputes. Retain the earlier complaint reference.Source 33 |
Additional services
Sections ↑Additional tools cover automated strategies, natural-language workflows, embedded order placement and financial education. Their presence changes the way an order is prepared or transmitted, while the applicable account permissions and financial obligations continue.[16][41]
Reference table32
Automation and developer services
| Service | Published capability and limit |
|---|---|
| AlgoSpace | Prebuilt equity/F&O strategies and deployment monitoring; no platform fee is advertised, while applicable brokerage and statutory charges remain.Source 16 |
| Xstream API | Free API access advertised; keys and the April 2026 order-control requirements apply.Source 16 |
| MCP assistant | The broker describes a Claude Desktop connection for portfolio, market-data and trading interactions. It can submit orders; it is not simply a reporting tool.Source 18 |
| Publisher JS | An embedded trade button with a user-login and order-placement flow; the library is advertised free.Source 41 |
Reference table33
Reporting, research and learning
| Resource | Use and limitation |
|---|---|
| Trading reports | Trader’s Terminal combines execution history, holdings and profit/loss records. Retain these alongside ledger and contract notes for reconciliation.Source 11 |
| CAS dashboard | September 2026 release shows eligible securities, indicative close, reference bands and order imbalance; indicative prices can change before final matching.Source 43 |
| FinSchool | Free courses, self-paced videos, financial dictionary and learning material for different experience levels. Course completion is not trading qualification.Source 40 |
| Research service | The RA terms distinguish research from permission to execute discretionary trades; recommendations do not assure returns.Source 33 |
Reference table34
Authorised Person business
| Area | Published arrangement |
|---|---|
| Constitutions | Individual, partnership, LLP or company; exchange approval and AP code required.Source 42 |
| Application | Broker review followed by signed physical documents and exchange verification; registration is not automatic on submitting a lead form.Source 42 |
| Fees and timing | 5paisa says it charges no AP registration fee; exchange charges apply. It estimates 10–15 working days subject to compliant documentation and approval.Source 42 |
Company background & evidence
Sections ↑The company’s annual report describes the 2017 demerger from IIFL Finance and presents 5paisa as a separately listed corporate group. Its Thane registered-office address retains the IIFL House name; that address alone does not make a client trading balance an IIFL or bank deposit.[44]
Reference table35
Company financial evidence
Reference table36
Subsidiaries and product availability
| Annual-report disclosure | Meaning for the profile |
|---|---|
| 5paisa P2P Limited | Separate subsidiary; do not treat a P2P loan as an exchange-traded brokerage product.Source 44 |
| 5paisa Corporate Services Limited | Formerly 5paisa Insurance Brokers Limited; renamed in November 2022. The report says business would commence subsequently.Source 44 |
| 5paisa International Securities (IFSC) Limited | The report says operations await necessary clearances/licences. Incorporation alone is not evidence of an active IFSC brokerage account.Source 44 |
Reference table37
SEBI online-bond-platform order
| Date and scope | Established outcome |
|---|---|
| 13 October 2025; OBPP inspection | SEBI imposed ₹3 lakh jointly and severally on the company and two named individuals for established OBPP framework breaches.Source 45 |
| Service status in that order | SEBI recorded discontinuation of OBPP services as a mitigating factor. This profile does not promote an active standalone bond-platform account on the strength of old material.Source 45 |
| Interpretation | The order concerns the inspected online bond activity; it is not an order cancelling the stock-broker registration. Subsequent appeal disposition was not independently established.Source 45 |
- Headquarters
- Thane, Maharashtra, India
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
5paisa Capital Limited
IndiaSource 1
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Securities and Exchange Board of IndiaINZ000010231 | Registered | Checked 11 Oct 2026Named SEBI equity stock-broker register checked; validity 30 September 2015–perpetual. Registration does not guarantee performance or investment returns.Source 1 |
Additional Information
Sections ↑Before activation, obtain the accepted tariff for the actual account and platform, preserve the subscription renewal terms, and confirm any funded-position rate. The material public conflicts are the Super Saver renewal amount and the competing MTF schedules. They matter directly to recurring charges and should be resolved against the customer-specific agreement.[4][23]
Reference table38
Useful distinctions when reading the account
| Term | Interpretation |
|---|---|
| Executed order versus lot | Standard brokerage is per executed order; a multi-leg or sliced strategy can create several chargeable orders.Source 2 |
| Trading UCC versus demat identifier | Separate identifiers with separate records; use the correct one for a broker enquiry or depository instruction.Source 33 |
| Stop strategy versus close exposure | AlgoSpace Stop leaves positions; Square Off requests their exit.Source 16 |
| Statement availability versus service quality | Published tools and public documents establish offered functions; they do not independently measure fills, uptime or complaint outcomes.Source 11 |
Sources & further reading
- SEBI: registered stock brokers, 5Paisa Capital Limited Securities and Exchange Board of India · Accessed 11 Oct 2026
- Brokerage charges and standard pricing 5paisa Capital Limited · Accessed 11 Oct 2026
- Optimum tariff linked from the active e-account journey 5paisa Capital Limited · Accessed 11 Oct 2026
- E-account application and linked tariff 5paisa Capital Limited · Accessed 11 Oct 2026
- Account-opening terms: single and joint demat routes 5paisa Capital Limited · Accessed 11 Oct 2026
- Non-individual account opening 5paisa Capital Limited · Accessed 11 Oct 2026
- Account-opening documentation requirements 5paisa Capital Limited · Accessed 11 Oct 2026
- Individual account-opening KYC form and client authorisations 5paisa Capital Limited · Accessed 11 Oct 2026
- Super Saver Pack terms and conditions 5paisa Capital Limited · Accessed 11 Oct 2026
- 5paisa mobile trading application 5paisa Capital Limited · Accessed 11 Oct 2026
- Trader’s Terminal browser platform 5paisa Capital Limited · Accessed 11 Oct 2026
- 5paisa EXE desktop application 5paisa Capital Limited · Accessed 11 Oct 2026
- FnO 360 derivatives platform 5paisa Capital Limited · Accessed 11 Oct 2026
- Scalper Terminal: controls and revised brokerage 5paisa Capital Limited · Accessed 11 Oct 2026
- TradingView charts through tv.5paisa 5paisa Capital Limited · Accessed 11 Oct 2026
- AlgoSpace strategy deployment and operational controls 5paisa Capital Limited · Accessed 11 Oct 2026
- API algo compliance effective 1 April 2026 5paisa Capital Limited · Accessed 11 Oct 2026
- MCP AI trading assistant 5paisa Capital Limited · Accessed 11 Oct 2026
- Mutual funds, direct-plan catalogue and SIPs 5paisa Capital Limited · Accessed 11 Oct 2026
- IPO application workflow and issue information 5paisa Capital Limited · Accessed 11 Oct 2026
- US investing through Vested 5paisa Capital Limited · Accessed 11 Oct 2026
- Margin Trading Facility: current product-page rates 5paisa Capital Limited · Accessed 11 Oct 2026
- MTF rate change announced for 1 August 2025 5paisa Capital Limited · Accessed 11 Oct 2026
- Pay Later: separate ledgers and delivery conversion 5paisa Capital Limited · Accessed 11 Oct 2026
- T+5 trading facility 5paisa Capital Limited · Accessed 11 Oct 2026
- T+5 facility launch, 29 May 2026 5paisa Capital Limited · Accessed 11 Oct 2026
- Pledge-charge waiver effective 10 June 2026 5paisa Capital Limited · Accessed 11 Oct 2026
- Terms and conditions: promotional MTF and authorisations 5paisa Capital Limited · Accessed 11 Oct 2026
- Risk Management Policy, version 1.0, August 2026 5paisa Capital Limited · Accessed 11 Oct 2026
- Policy on VTT/VTD orders and corporate actions 5paisa Capital Limited · Accessed 11 Oct 2026
- Modes of payment and payment reconciliation 5paisa Capital Limited · Accessed 11 Oct 2026
- New payout processing schedule, 30 July 2026 5paisa Capital Limited · Accessed 11 Oct 2026
- Most Important Terms and Conditions: broking and research 5paisa Capital Limited · Accessed 11 Oct 2026
- Digital DDPI activation for non-POA clients 5paisa Capital Limited · Accessed 11 Oct 2026
- DDPI and alternatives to standing demat authorisation 5paisa Capital Limited · Accessed 11 Oct 2026
- Contact details, grievances and cybersecurity reporting 5paisa Capital Limited · Accessed 11 Oct 2026
- Downloadable account and depository service forms 5paisa Capital Limited · Accessed 11 Oct 2026
- Transferring shares between demat accounts 5paisa Capital Limited · Accessed 11 Oct 2026
- Account closure and transfer-and-closure preparation 5paisa Capital Limited · Accessed 11 Oct 2026
- FinSchool courses and financial education 5paisa Capital Limited · Accessed 11 Oct 2026
- Publisher JS trade-button library 5paisa Capital Limited · Accessed 11 Oct 2026
- Authorised Person business and registration 5paisa Capital Limited · Accessed 11 Oct 2026
- Closing Auction Session dashboard, September 2026 5paisa Capital Limited · Accessed 11 Oct 2026
- Annual report 2025–26 5paisa Capital Limited · Accessed 11 Oct 2026
- SEBI adjudication order on the online bond platform, 13 October 2025 Securities and Exchange Board of India · Accessed 11 Oct 2026
- NSE circular 02/2026: revised Securities Transaction Tax National Stock Exchange of India · Accessed 11 Oct 2026
- NSE: STT computation bases, SEBI fees and other levies National Stock Exchange of India · Accessed 11 Oct 2026
- SEBI BSDA eligibility and annual maintenance limits, June 2024 Securities and Exchange Board of India · Accessed 11 Oct 2026
- SEBI BSDA amendment effective 31 March 2026 Securities and Exchange Board of India · Accessed 11 Oct 2026
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