4T profile: account tiers, multi-asset CFDs and the Seychelles route

Opening an account involves identity and residence checks. The onboarding FAQ asks for a passport or national identity card showing the name, photograph, birth date and expiry, with both sides supplied where applicable. Address evidence must be no older than three months and show the name, address, issue date and issuer. The email-verification link completes a separate onboarding step.[14]

View full spreads & trading costs

The instruments are CFDs: equity exposure, for example, is a position on the share price rather than a shareholding. The equity page distinguishes US and European markets and publishes leverage of up to 10:1 for both groups.[7]

The website does not present one consistent leverage headline. Its general service page advertises up to 500:1, while the current trading FAQ says accounts can reach 1,000:1. Obtain the approved account leverage and check each instrument’s margin setting; a headline maximum does not establish the margin for an individual position.[22][16]

MetaQuotes documents MT4 trailing stops as terminal-dependent. When the terminal stops, further trailing adjustments stop; the last stop-loss level already submitted remains at the server. This differs from assuming the trailing calculation continues simply because a mobile app can display the position.[21]

The account page also advertises USDT funding. The detailed payment schedule above only supplies bank and card conditions; it does not establish a USDT network, minimum, withdrawal route or charge.[3]

Unrealised profits cannot be withdrawn; required margin, uncleared funds and liabilities may be retained.[11]

4T says it accepts money only from accounts in the client’s name and sends withdrawals back to the original source. Each request is subject to identity and payment verification. Changing a destination is therefore not simply an edit to a bank field.[1]

4T describes client money as segregated at financial institutions. Segregation concerns how cash is held; it does not turn the leveraged trading balance into a guaranteed deposit or establish an individual insurance payment.[1]

For an uncertain order, telephone promptly. Dealing requires your name and account identifier plus dealer acceptance. Statements are available online or on request.[11]

Request the complaint form from [email protected].[11]

The Seychelles FSA requires the financial services provider to be given 21 business days from the internal complaint before escalation. Its online form requires evidence of that submission, the outcome if available, relevant correspondence and supporting transaction documents. Complaints must be in English, Creole or French; other-language documents need certified translations. This is a request for the authority’s investigation.[20]

For institutions, 4T advertises FIX connectivity, MT4/MT5 bridge technology, liquidity and white-label arrangements. Its stated audience includes smaller brokers, asset managers, proprietary firms and family offices. These are negotiated institutional services; the retail account table does not establish automatic FIX access or retail API permissions.[19]

The group combines brokerage with an institutional technology offering. Its institutional page separately identifies 4T Technology GmbH in Switzerland, registration CHE-301.894.566, alongside the Seychelles, UK and UAE companies. A technology registration is not an additional investment-services licence for the Seychelles customer.[19]

Headquarters

Victoria, Seychelles