Cook Islands Financial Supervisory Commission: money-changing licence checks

The Financial Supervisory Commission administers Cook Islands financial-services legislation covering banking, insurance, trustee companies and money-changing or remittance businesses. For a forex brand citing an FSC licence, the relevant first check is the named legal entity and the precise category in the Commission’s public licensee list.[2][1]

Authority

Financial Supervisory Commission

Jurisdiction

Cook Islands

Remit

Cook Islands financial-services supervision, including banking, insurers, trustee companies and licensed money-changing and remittance businesses.

The list retrieved on 11 October 2026 identifies 4xCube Limited specifically as a licensed money-changing business. It lists businesses licensed for both money-changing and remittance separately. A company-registration reference and a money-changing licence number describe different records; neither should be silently expanded into a claim that every group company or every financial service holds the same permission.[1][2]

The displayed money-changing list does not provide detailed individual licence conditions or licence numbers for each named firm. Ask the Commission about the exact entity, licence scope and any current restrictions when those details determine an account decision. Its contact page provides a dedicated address for financial-institution licence and regulation enquiries.[1][3]

Open the official register ↗

Check the exact legal entity, permissions, current status and scope in the official record. A brand connection in our coverage does not establish authorisation.

The Commission’s legislation page cautions that amendments may affect the current status of material hosted there and directs statutory-copy enquiries to the Clerk of Parliament. The public licensee list and an individual broker’s commercial account terms answer different questions; regulatory listing alone does not supply a client compensation amount or an insurance entitlement.[2][1]

A money-changing or remittance listing should not be converted into a claim that every leveraged product, custody service or affiliate is covered. The public list does not publish the individual conditions needed to settle those questions. Obtain the company’s exact agreement and ask the Commission to confirm any permission that is material to the account.[1][3]

Use the Commission’s published enquiry route to clarify a claimed licence or to ask which complaint process applies. Keep that request distinct from a repayment demand addressed to the contractual company. This profile does not establish an independent ombudsman award process or a statutory compensation amount from the public pages reviewed.[3][1]

The contact page reviewed for this update marks the main +682 20798 line as down and publishes an urgent alternative. Because this is an operational notice rather than a permanent contact change, the live page is the appropriate place to obtain a working number.[3]

Resource availability describes the documented route. It does not establish eligibility, authorisation or compensation coverage.

This profile has not yet established the applicable procedure, receiving body and eligibility for this task. Consult the authority’s official resources and check your firm, product and circumstances before acting.

This profile has not yet established the applicable procedure, receiving body and eligibility for this task. Consult the authority’s official resources and check your firm, product and circumstances before acting.