The FCA’s XTB GROUP warning identifies an unauthorised impersonator separately from XTB Limited, reference 522157. Published on 15 March 2021 and updated on 26 June 2025, it concerns a clone, not misconduct by the genuine firm.[2]
What the warning actually identifies
Identity and contact details in the FCA notice
| Item | Genuine firm identified by the FCA | Clone details recorded in the warning |
|---|---|---|
| Name | XTB Limited | XTB GROUPSource 2 |
| Website | www.xtb.com/en | xtb-groups.io; x-tradebrokers.com; xtbe.orgSource 2 |
| Regulatory identity | FCA reference 522157 | Unauthorised impersonator; no connection to the genuine firmSource 2 |
An impersonator can pair a genuine name or reference number with a different domain, telephone number or email address. The comparison therefore needs to extend from the identity to the route used to contact the customer.[2]
A separate company-name issue within the real group
Within the legitimate group, UK XTB Limited is company 07227848, FCA reference 522157, with an office at One Canada Square, London. A separate Cypriot subsidiary also uses the name XTB Limited, while XTB S.A. is the Polish parent operating European branches under its Polish-authorisation framework. Those real corporate relationships are separate from the impersonator identified by the FCA.[1][4]
The contact route completes the check
For an unexpected approach, the FCA advises replying through contact details obtained independently from its Firm Checker. That connects the identity search to a practical action instead of continuing the conversation through the unverified contact route.[2][3]
The checker also helps establish whether the business has permission for the intended service. Professional-only records, client-money permissions and historic fines can require the fuller Financial Services Register. FSCS and Financial Ombudsman eligibility are determined under their own rules, so a matched firm identity starts the assessment rather than deciding a future claim.[3]
Sources & further reading
- Is XTB Regulated? XTB · Accessed 9 Oct 2026
- XTB GROUP: clone of FCA authorised firm Financial Conduct Authority · 15 Mar 2021 · Accessed 9 Oct 2026
- FCA Firm Checker and information outside its scope Financial Conduct Authority · Accessed 9 Oct 2026
- Structure of XTB Group XTB S.A. · Accessed 9 Oct 2026