Moomoo expanded account funding through Visa and Checkout.com on 8 October, enabling eligible users to deposit through Apple Pay and Google Pay with linked debit cards. The service accepts deposits throughout the week, extending the funding window beyond conventional bank-transfer business hours.[1]
US wallet-deposit terms
| Item | Published position |
|---|---|
| Eligibility | US residents with a valid Social Security Number. |
| Daily limit | $10,000 across both wallets. |
| Monthly limit | $50,000 across both wallets. |
| Deposit fee | None for this method. |
| Crediting | Generally instant; bank reviews can delay arrival by several hours. |
Deposits made on different devices are aggregated under the same limits. Using Apple Pay for one transfer and Google Pay for another therefore draws on one allowance. Card issuers can impose their own frequency or payment limits and may block a transaction for review.[2]
Visa and Checkout.com provide the payment connectivity. US securities brokerage remains with Moomoo Financial, while Futu Clearing supplies clearing and custody. Cryptocurrency services use the separate Moomoo Crypto entity. The funding connection sits ahead of those product-specific account arrangements.[1][2]
The launch complements Moomoo’s existing 24/5 access to selected US stocks and ETFs. Continuous deposit availability can help clients prepare capital outside bank hours, while the trading session and product permissions still determine when that money can be deployed.[1]
Sources & further reading
- Moomoo launches real-time deposit capabilities through Visa and Checkout.com Moomoo via GlobeNewswire · 8 Oct 2026 · Accessed 20 Oct 2026
- How do I deposit funds via Apple Pay or Google Pay? Moomoo US · Accessed 20 Oct 2026