flatexDEGIRO reported third-quarter net profit of €50 million on 21 October, up from €39 million. Interest earnings contributed more to the year-on-year increase than commissions.[1]
Quarterly results, €m
| Measure | Q3 2026 | Q3 2025 |
|---|---|---|
| Revenue | 150.3 | 132.0 |
| Net commission income | 75.5 | 70.2 |
| Net interest income | 53.6 | 40.2 |
The company cites deposits, margin loans, treasury activity and rates as interest drivers. Results remain preliminary and unaudited.[1]
Net interest grew €13.4 million, against €5.3 million for net commissions. These are income-line changes; other income, operating costs and taxes also enter the reconciliation to net profit.[1]
For a broker with a banking business, customer activity has several economic effects. A transaction generates a fee, a financed position creates a loan exposure, and retained cash can support interest earnings. Comparing these streams after their direct expenses makes the operating model clearer than looking only at headline trading volume.
The larger interest contribution makes earnings more sensitive to customer balances, borrowing demand and the spread earned on those assets.
Sources & further reading
- Third-quarter profitability update flatexDEGIRO via EQS · 21 Oct 2026 · Accessed 21 Oct 2026