Trading routes and execution controls
Sections ↑Triv’s service centres on access between Indonesian rupiah and digital assets, with a simple purchase route alongside a more conventional order book. The distinction matters because the denomination, displayed price and charging presentation can change between interfaces. A quoted purchase should be compared using the final coin quantity delivered for the rupiah spent, while an order-book transaction also requires attention to its fill price.[1]
Service map
| Service | Mechanism | What to inspect |
|---|---|---|
| Triv Spot | Simplified rupiah purchases and sales. | Quoted exchange rate and final proceeds.Source 1 |
| Triv Market | Buyers and sellers meet in USDT markets. | Order type, available depth and commission.Source 1 |
| Triv Futures | USDT-PERP contracts. | Mark/index price, funding and position settings.Source 20 |
| Staking | The company describes rewards from supported proof-of-stake protocols. | Asset mechanism and lockup; stablecoin yield listings require separate explanation.Source 19 |
The Market order guide describes three instructions. Instant orders execute against the market and cannot be cancelled after immediate execution; their actual prices appear in fills. A limit order sets the desired price and can remain unfilled. A stop waits for a condition before launching an order. The stop threshold therefore controls when execution begins, not a guaranteed final execution price.[2]
The live Futures page separates mark price, index price and funding/countdown from ordinary market-price fields. Those labels matter because a last trade, a valuation reference and a periodic holding charge answer different questions. The inspected public page displayed market symbols but left several live fields loading, so its empty placeholders cannot be used as a volume observation or a zero funding rate.[20]
Triv’s 14 October 2025 Dynamic Leverage announcement described a range from 1x to 25x and the ability to adjust leverage. That is the latest detailed leverage notice inspected for this profile. A higher leverage setting permits greater exposure relative to margin; it also leaves a smaller buffer against an adverse move. The permitted setting must be checked for the actual contract and account.[21]
Contract quantity is not interchangeable with money at risk. Triv’s February 2025 listing specifications distinguish the asset represented by one lot, the minimum lot count and the smallest price increment. Those inputs can differ substantially between large-denomination coins and meme tokens. Use the current instrument specification to translate a lot count into asset exposure before comparing positions.[22]
Commission, spreads and other charges
Sections ↑The current publisher description in Apple’s App Store states a flat 0.1% transaction charge excluding government taxes. The help centre’s older tariff distinguishes free Triv Spot commission from 0.1% Market maker/taker charges. Because these official descriptions are not fully aligned, the final order preview is necessary to establish the current total for the selected route. A zero stated commission still leaves the quoted buy/sell spread.[18][4]
Published charging references
| Item | Published amount | Scope/date |
|---|---|---|
| Market maker or taker | 0.1% | Help article updated 8 April 2022.Source 3 |
| IDR wallet cash withdrawal | IDR5,000 flat | Help tariff updated 27 October 2024.Source 4 |
| Bitcoin to external address | 0.0005 BTC in the Bitcoin row | Same dated tariff; confirm current network quote.Source 4 |
| Internal member transfer | Free | Same tariff; distinct from an external blockchain send.Source 4 |
| Manual correction of customer payment details | IDR15,000 | Specified wrong bank/account/address/VA cases in the dated tariff.Source 4 |
At a 0.1% commission, a 1,000-USDT Market trade costs 1 USDT before tax or other charges. Two separate 1,000-USDT trades would total 2 USDT in commission. This is an arithmetic illustration using equal turnover on each leg; it does not assume that selling a position later produces the same gross value as its purchase.[3]
The legacy tariff separately discusses V-money purchases, payment-gateway costs and issuer-driven refunds. Those lines should not be copied into a generic crypto commission. In particular, a gateway or issuer can affect the amount returned after a rejected payment even when Triv labels the purchase commission free. The tariff does not supply a complete current tax-inclusive matrix for every product.[4]
Triv’s staking fee FAQ says the service itself is free. That statement concerns the staking service, while buying the stake, selling rewards or moving funds can involve the separate trading and payment charges. It also does not turn an estimated annual token reward into a fixed rupiah income.[14]
Funding, cash-out and transfer status
Sections ↑Triv advertises funding and withdrawal access through Indonesian banks and supported e-wallets throughout the week. The homepage promotes a starting investment of IDR50,000 and a broad local payment network. A starting investment is not a universal bank-transfer minimum: the available route, its limits and any provider charge are part of the payment instruction shown for that transaction.[15]
The purchase guide routes the customer from Buy to an asset choice, then a payment method such as rupiah bank transfer or a supported wallet. It identifies Ivepay as the gateway and explains automated payment detection. Its same-name warning is particularly useful: funding from a bank account that does not match the Triv account can be rejected and require a separate refund process.[12]
The sale workflow asks for the asset and payout destination, including a bank or supported e-wallet, before displaying the payment instructions. The guide says Ivepay handles payments to customers. This separates selling the asset from the provider’s delivery of rupiah; an accepted sale and receipt by the destination bank are two events to reconcile.[13]
Understanding payment status
| Status or event | Practical meaning |
|---|---|
| Under Review, Pending, Failed or Expired | Triv’s manual-processing guide identifies these as states that can need staff review.Source 10 |
| Release | The withdrawal has passed accounting processing and awaits release approval.Source 11 |
| Wrong bank-holder name | The purchase guide warns of payment rejection and refund processing.Source 12 |
The manual-processing article attributes exceptions to payment-gateway traffic, bank outages and transactions flagged for examination. It is dated 2016 and describes its then-applicable staff-processing hours, so those hours are not presented here as a current service guarantee. The enduring practical distinction is between automated processing and an exception awaiting review: repeatedly resubmitting a payment does not resolve the underlying discrepancy.[10]
The release-status guide also separates internal approval from arrival at the receiving bank. It gives an indicative approval interval in its older workflow, rather than a blockchain-confirmation promise. When asking about a delayed cash-out, provide the transaction reference and exact status so support can identify whether the remaining step concerns Triv’s approval or the external payment route.[11]
Withdrawals require matching bank ownership or the correct crypto network and memo, plus authentication and email confirmation. Account-specific daily limits reset at 00:00 WIB.[17]
Custody, staking and security controls
Sections ↑Triv’s staking page advertises USD100 million of BitGo/Lloyd’s insurance for cold-storage assets and uses broad insured language. The inspected disclosure did not include the policy, deductible, beneficiary or allocation across customers. The stated figure should therefore be treated as an attributed custody-policy claim, not USD100 million of personal cover or protection against investment losses.[19]
The same product page describes staking as securing a blockchain protocol in return for its rewards. Its wider catalogue also includes stablecoin yield labels, so the mechanism must be established asset by asset: the fact that a platform calls both offerings staking does not make each one validator staking. The advertised reward rate is annual and can change.[19]
Unstaking duration depends on the coin’s blockchain rules. The help guide directs customers to the lockup period shown in the app or website rather than giving one platform-wide number. A plan to cash out consequently needs to allow for the specific release period before trading or withdrawing the returned balance. The displayed lockup is more useful than the platform’s general 24/7 availability claim.[5]
Auto-staking is a separate authority setting. The help centre says it debits available balances at 09:00 WIB to stake them, including reinvestment of rewards. This can change how much remains immediately available for another transaction. Review the enabled setting and supported assets before relying on a displayed wallet balance for an upcoming purchase or withdrawal.[6]
For suspected compromise, Triv instructs customers to change credentials, remove active API keys, lock the account through the login email and contact support.[17]
Account eligibility, closure and delisting
Sections ↑The terms require age 17 or above and verified identity; foreign applicants need the listed passport/residency documentation. US citizenship and specified sanctioned-country citizenships are excluded.[17]
Account deletion cancels pending orders, pending withdrawals and API keys. Login with email, password and OTP can recover the account within 30 days. The terms warn that remaining assets cannot be claimed afterwards: settle and withdraw before deleting.[17]
The delisting clause allows automatic IDR conversion at the last system price if assets remain 72 hours after the announcement.[17]
Support and complaints
Sections ↑Official assistance
| Channel | Published purpose and availability |
|---|---|
| Signed-in support desk | Preferred route for existing-account issues.Source 24 |
| [email protected] | Use the registered email; do not include passwords or other sensitive credentials.Source 24 |
| Live chat | 24/7, described as answering general enquiries.Source 24 |
| 021 4020 0828 | Telephone hours Monday–Friday, 09:00–17:00 WIB; transaction/account enquiries directed to chat or email.Source 24 |
The support page distinguishes a general live-chat question from an account-specific ticket. A message about a missing payout should identify the route, reference, amount and status rather than assume the agent can inspect every private detail in an open chat. The published availability is the company’s service description; this profile did not test response times or place transactions.[24]
Operator and product-specific permissions
Sections ↑OJK’s indexed January 2026 provider list records PT Tiga Inti Utama (Triv), number S-23/D.07/2025 dated 1 February 2025, in the digital-asset-trader section. It is the relevant independent entity match found in this research. The newer September PDF was not retrievable, and the older listing does not confirm every currently marketed product.[28]
Triv’s US-stock page separately identifies affiliated PT. Alpha C. Berjangka as the provider and describes its Bappebti permission. That is the company’s account of a different service. The crypto trader entry must not be used as proof of stock ownership rights, derivatives approval or coverage under a foreign securities compensation scheme.[27]
Company history and reported activity
Sections ↑Triv dates its origins to 2015 and identifies Gabriel Rey as founder and CEO and Jordan Simanjuntak as chief marketing officer. Its company page describes expansion from a crypto exchange into a wider investment application with more than 1,000 global assets. That broader product count includes multiple asset categories and should not be read as a count of separately withdrawable cryptocurrencies.[16]
An official 4 August 2026 update reports more than six million Indonesian users and more than five million downloads. These are Triv’s figures; downloads and registered users are different measures and neither identifies monthly active traders. The update also describes the wider group’s media and investment activities, which should be kept separate from the customer’s crypto-exchange contract.[26]
The September 2025 market-expansion notice explicitly identifies USDT perpetual contracts. That is why this profile classifies the crypto derivatives service as perpetuals even though the interface is branded Futures. A dated futures contract with delivery at expiry would be a different instrument and is not established by that product name.[23]
- Operator
- PT Tiga Inti Utama
- Exchange model
- Centralised
- Service scope
- Rupiah spot purchases, USDT order book, perpetuals and staking.
- Client types
- Retail clients
- Pricing publication
- Public pricing
- Other names
- Triv Market; Triv Spot
- Funding scope
- Indonesian banks, supported wallets and crypto transfers.
- Custody and asset handling
- Centralised wallets; issuer describes BitGo cold-storage insurance.
- Client eligibility
- Verification required; citizenship exclusions apply.
- Support
- Support desk and [email protected]; general live chat 24/7.
- Authorisation and registration scope
- Dated OJK trader entry S-23/D.07/2025; stock-provider scope separate.
Exchange metadata checked 20 Oct 2026Source 15Source 16Source 17Source 18Source 19Source 20Source 24Source 27Source 28
Covered contracting entities
PT Tiga Inti Utama
- Jurisdiction
- Indonesia
- Covered services
- Triv crypto platform.
- Client and location scope
- Verification and product conditions apply.
PT. Alpha C. Berjangka
- Jurisdiction
- Indonesia
- Covered services
- US-stock service named by Triv.
- Client and location scope
- Separate product terms.
Records, automation and reward programmes
Sections ↑The Market guide points customers to fills for actual instant-order execution prices. Those records matter when reconciling a quoted price with the executed amount, especially if an order consumes several prices. The inspected documentation did not provide a complete downloadable tax-report specification, so retain the individual fills and funding records needed to reconcile trading results and withdrawals.[2]
The public terms acknowledge API access, but the inspected documents did not define read/trade/withdrawal permissions. No autonomous AI trading mandate was verified.[17]
An older help article describes fractional tokenised US stocks trading around the clock. The current stock page instead foregrounds a named local provider. These references should not be blended into an assumption that every stock-labelled balance carries direct shareholder ownership, unrestricted token withdrawal or identical settlement rights. The contract for the selected product determines those features.[7]
Rewards are different kinds of value
| Programme | Published terms | Cash distinction |
|---|---|---|
| Affiliate | 0.1% on referred sales; 0.2% on referred purchases/wallet top-ups. | Page advertises commission withdrawal through supported banks/wallets.Source 25 |
| Triv Point | Points awarded for transactions and redeemable with participating merchants or hotel rewards. | Points are not described as withdrawable rupiah.Source 8 |
| Point accrual | Help article updated 6 May 2024: one point per IDR10,000 turnover, in multiples. | The points count alone supplies no cash redemption rate.Source 9 |
Under that published point-accrual rule, IDR1,000,000 of eligible turnover produces 100 points. This counts the programme units; it assigns no rupiah value to a point and assumes the transaction meets the programme’s current eligibility rules. A reward catalogue or promotion can change independently of the trading commission.[9]
The affiliate page promotes quarterly travel rewards for top marketers as well as commissions, but does not provide a complete current ranking or qualification schedule on the inspected page. The cash commission, the leaderboard prize and ordinary loyalty points should be evaluated separately. None of those descriptions establishes a universal cash bonus merely for opening a Triv account.[25]
Sources & further reading
- Spot and Market distinction Triv · Accessed 20 Oct 2026
- Order types Triv · Accessed 20 Oct 2026
- Market commission Triv · Accessed 20 Oct 2026
- Payment and trading tariff Triv · Accessed 20 Oct 2026
- Unstaking periods Triv · Accessed 20 Oct 2026
- Automatic staking Triv · Accessed 20 Oct 2026
- Stock-token description Triv · Accessed 20 Oct 2026
- Reward points Triv · Accessed 20 Oct 2026
- Reward points accrual Triv · Accessed 20 Oct 2026
- Manual transaction review Triv · Accessed 20 Oct 2026
- Withdrawal release status Triv · Accessed 20 Oct 2026
- Purchase and payment workflow Triv · Accessed 20 Oct 2026
- Sale and payout workflow Triv · Accessed 20 Oct 2026
- Staking fee policy Triv · Accessed 20 Oct 2026
- Platform overview Triv · Accessed 20 Oct 2026
- Company history Triv · Accessed 20 Oct 2026
- Platform agreement Triv · Accessed 20 Oct 2026
- Publisher app description Triv · Accessed 20 Oct 2026
- Staking and custody description Triv · Accessed 20 Oct 2026
- Perpetual trading interface Triv · Accessed 20 Oct 2026
- Dynamic leverage notice Triv · Accessed 20 Oct 2026
- Contract specifications notice Triv · Accessed 20 Oct 2026
- Perpetual market expansion Triv · Accessed 20 Oct 2026
- Support channels Triv · Accessed 20 Oct 2026
- Affiliate programme Triv · Accessed 20 Oct 2026
- August company update Triv · Accessed 20 Oct 2026
- US-stock service provider Triv · Accessed 20 Oct 2026
- OJK provider list, January 2026 OJK · Accessed 20 Oct 2026
This profile reports dated public information, including exchange-published services and terms. It does not independently test or guarantee trading, custody, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.