StealthEX arranges wallet-to-wallet conversions through a quote-and-deposit workflow. Its exchange interface offers crypto swaps and links to third-party fiat purchases, while its partner tools let another website or wallet embed the same service. The important operating distinction is between holding no standing customer balance and controlling a transfer during processing: a swap can still depend on liquidity providers, blockchain confirmations and compliance review.[1][14][10]
The public service and Android listing remain active, but the incorporated counterparty behind the current brand is not established by the July 2026 terms. The company section below records a government dissolution notice concerning the LLC still named in the app listing. This is a corporate-continuity gap, not evidence that every current swap has stopped.[2][22][27]
Markets & services
Sections ↑A customer selects the sending asset, receiving asset, amount and rate type, then supplies a receiving address. StealthEX generates the deposit instructions and forwards the converted asset after processing. The interface advertises more than 2,000 coins and tokens; that company figure is an asset catalogue claim, not a count of liquid markets or evidence that every route is available for every amount.[4][1]
Service choices and their operating boundaries
| Service | What the customer receives | Relevant boundary |
|---|---|---|
| Crypto conversion | A quoted conversion delivered to an external wallet. | The reviewed workflow is a swap instruction, rather than an exchange account with a reusable trading balance.Source 6Source 25 |
| Floating quote | An estimated receiving amount that moves with the rate used during processing. | The initial estimate can increase or decrease before completion.Source 5 |
| Fixed quote | A rate reservation for the particular exchange. | Funding must meet the amount and time conditions shown for that order.Source 5 |
| Fiat purchase | Crypto delivered after a payment-provider checkout. | The provider controls its payment, identity checks and quote; availability varies by route.Source 12 |
| Embedded integrations | Swap functionality inside a partner website, wallet or application. | The integrator may configure additional fees; an embedded form does not eliminate the underlying processing chain.Source 17Source 18 |
Web, app and transaction continuity
The Android listing shows an update dated 5 August 2026 and a 10K+ download band. That is an app-store threshold, not verified funded accounts or active traders. The company’s January 2026 mobile guide describes transaction history, market-rate checking and a favourites list. A public feature-by-feature comparison, cross-device history guarantee and complete statement-export specification were not established from the reviewed materials.[22][24]
Because the transaction has its own exchange identifier and on-chain transfer, closing a browser window is not a cancellation instruction. Retain the exchange ID and transaction hash independently of a browser session; support uses those details to locate delayed transfers. No live trade, mobile-login recovery or persistence test was performed for this profile.[4][13]
Fees & commercial terms
Sections ↑StealthEX’s public consumer FAQ describes network and liquidity-provider charges as included in the displayed estimate. There is no universal consumer maker/taker tariff to apply across all routes. Compare the final receiving amount for the same asset, network, input amount and rate mode; the quote is economically more useful than assuming that an advertised partner commission is the whole customer cost.[3][19]
How conversion costs arise
| Cost or condition | Published treatment | How to read the figure |
|---|---|---|
| Floating execution | The receiving amount follows the rate when the swap is processed. | A favourable or adverse rate movement changes the result even without a separately itemised new charge.Source 5 |
| Fixed execution | The help guide describes a time-limited reservation, usually 15–30 minutes, and a higher spread than floating. | The actual order deadline governs; the guide’s usual window is not a promise for every route.Source 5 |
| Sending-wallet network cost | The customer must broadcast the deposit from a wallet or exchange. | Check the sending service’s fee as well as the receiving estimate; a charge paid outside the quote is still part of the customer’s expenditure.Source 4 |
| Fiat purchase | The customer chooses a payment-provider offer and completes that provider’s checkout. | Compare fiat charged with crypto delivered, and inspect any issuer currency-conversion or payment charge separately.Source 12 |
Worked example: partner fee configuration
| Input or calculation | Illustrative result |
|---|---|
| Documented standard partner fee | 0.4% in the partner configuration described in the API v4 specification.Source 18 |
| Partner adds 0.6 percentage points | 0.4% + 0.6% = 1.0%. The extra-fee parameter applies to floating swaps.Source 18 |
| 10,000 units × 1.0% | 100 units of illustrative partner-fee value; 40 at the standard rate and 60 from the increment.Source 18 |
The separate partner page illustrates commission using 50 BTC of volume at 0.4%, giving 0.2 BTC. That is a partner-revenue example. It should not be read as a fixed consumer discount, withdrawable customer bonus or complete statement of what a particular customer pays.[19]
Deposits & withdrawals
Sections ↑Funding a single swap
| Stage | Required action | Why it matters |
|---|---|---|
| Select the route | Match both asset and network, then read the quoted minimum. | The swap guide gives a typical minimum of roughly US$10–20, but explicitly makes it route dependent.Source 6 |
| Receiving details | Use the destination wallet address and any required additional identifier. | The interface may label a memo or tag as Payment ID; some XRP, XLM and ATOM routes need it.Source 9 |
| Deposit | Send the requested amount to the address generated for this exchange. | The FAQ does not permit funding one swap from two different wallets; separate transfers require separate exchanges.Source 4Source 3 |
| Confirmations | Wait for the relevant blockchain and processing stages. | The general help estimate is 5–30 minutes, with an hour or longer possible during congestion or other delays.Source 7 |
| Delivery | Check receipt on the destination network and preserve the hash. | Delivery to an external wallet is the final leg of the exchange, not a later withdrawal from a standing StealthEX balance.Source 4 |
Asset-specific confirmation rules can outweigh the general timing headline. The Monero help article dated 21 January 2026 states a minimum of 25 confirmations and an estimated 45–75 minutes. It directs users to support if processing remains incomplete after the required confirmations. These are published operating estimates, not independently measured completion times.[26]
Exceptions, delays and recovery
| Problem | Published handling | Practical limit |
|---|---|---|
| Below-minimum or mismatched amount | The wrong-amount guide directs the user to support; a subminimum transfer is not automatically exchanged. | Recovery depends on technical feasibility and the liquidity provider’s policy.Source 8 |
| Wrong destination or deposit address | A transfer to another StealthEX address can be investigated; an unrelated address is outside its recovery control. | An investigation does not guarantee that assets can be recovered.Source 8 |
| Missing memo or tag | Supply the exchange ID and blockchain transaction hash for manual tracing. | The asset may have reached an address without being attributed to the intended transaction.Source 9 |
| Large floating-rate movement | The FAQ says an abrupt move above 5% in either direction can cause failure, followed by support arranging a new rate or refund. | The terms allow failed-transaction refunds to exclude incurred service, network and third-party charges.Source 3Source 2 |
| Delayed network or provider processing | Support can investigate with the exchange ID and transaction hash. | The reviewed delay guidance does not provide a telephone dealing service or a guaranteed completion deadline.Source 7Source 13 |
Custody & asset handling
Sections ↑The fund-protection help page says that crypto passes through the processing system temporarily before onward delivery. That is more informative about the transfer interval than the broad non-custodial label: during a pending swap, the user cannot simply spend the same deposited coins from the original wallet. The reviewed materials do not establish an insured recovery entitlement, customer-specific segregation audit or complete independently audited asset-and-liability statement.[10]
Control and information during processing
| Area | What the documents establish | Remaining boundary |
|---|---|---|
| Compliance hold | The AML policy allows a transaction to be postponed until due-diligence and source-of-assets information is supplied. | A no-account workflow does not remove the possibility of a held transfer.Source 16 |
| Recovery investigation | Wrong-amount and wrong-address cases are reviewed under technical and provider constraints. | Support access is not equivalent to possession of a private key capable of reversing a completed blockchain transfer.Source 8 |
| Personal data | The privacy policy covers technical logs, transaction data and identification information where requested, with permitted sharing. | The reviewed policy does not support a promise that all swaps are anonymous or that no personal data is processed.Source 15 |
| Retention | The AML policy describes at least five years of relevant record retention after the transaction or relationship ends, with possible extensions. | A deletion request does not necessarily override legal retention obligations.Source 16Source 15 |
Client eligibility & restrictions
Sections ↑The July 2026 terms require adulthood under the applicable minimum age, legal capacity and lawful ownership of assets. They exclude restricted or sanctioned persons and jurisdictions, and politically exposed persons together with specified family members or close associates. Organisations require prior approval. The terms do not provide a complete country-by-country permission matrix, so global website access should not be treated as confirmed local eligibility.[2]
Crypto swapping ordinarily needs no account, but the verification guide allows KYC for unusual activity, high-volume transactions or liquidity-provider requests. Checks can therefore arise after funds have been sent. The absence of a registration form at the start does not determine what evidence will be required to complete a particular exchange.[11]
Fiat identification thresholds: unresolved document conflict
| Official material | What it says | Practical consequence |
|---|---|---|
| Main FAQ | Describes a US$700 per-user threshold in its fiat-purchase explanation. | Not used as a universal current KYC exemption.Source 3 |
| Registration/KYC help | Describes US$900 or €700 in its fiat discussion. | A different published threshold does not guarantee that this purchase will be exempt from verification.Source 11 |
| 28 January 2026 card guide | Describes first-use identity verification for the Mercuryo example. | The selected provider’s actual checkout and requirements need to be read for that purchase.Source 24 |
Support & contacts
Sections ↑Published support routes
Scope Include exchange ID, transaction hash and an explanation of the issue.
Hours 24/7 availability stated by the company.
Scope Use the official site chat for an incomplete or failed exchange.
Hours 24/7 availability stated by the company.
Scope Published exchange, verification and troubleshooting guidance.
The support guide advertises chat responses within a few minutes and email responses in about 20–30 minutes. Those are company claims rather than measured service levels. A useful case file contains the original quote, deposit instructions, exchange ID, relevant network, sending and receiving hashes, and any verification or refund correspondence.[13][4]
The terms select England and Wales law and London courts, subject to mandatory consumer rights, and require written dispute notification to support within 30 days of the occurrence. That contractual route does not identify an independent compensation scheme or establish that the unnamed operating company is incorporated in England.[2]
Authorisations & registrations
Sections ↑No firm-specific financial authorisation was established for the current contracting operator in this review. The AML policy describes compliance procedures, while the current terms identify the service by brand; neither supplies a verified present-day licence entry for a named legal counterparty. The company-status notice discussed below concerns dissolution of an LLC and should not be relabelled as a financial regulator’s assessment of the trading service.[2][16][27]
Operator & entity scope
Sections ↑The Android app listing identifies its developer as Stealthex Llc and gives an address at Euro House, Richmond Hill Road, P.O. Box 2897, Kingstown, Saint Vincent and the Grenadines. The listing’s August 2026 software-update date establishes an app event, not the legal status of that company or its appointment as the present swap counterparty.[22]
The government Gazette published on 16 December 2025 states on printed page 827 that STEALTHEX LLC, company number 2680 LLC 2022, was dissolved and removed from the register following a certificate dated 1 December 2025. The July 2026 website terms subsequently identify only StealthEx. The reviewed later public documents did not establish a reinstatement, replacement incorporated operator or customer-contract transfer. The matching name and territory warrant the continuity question, but the notice alone cannot prove the operator behind every current website transaction.[27][2]
The company’s March 2023 announcement records the launch of fixed-rate exchanges and describes StealthEX as established in 2018. These are company-reported milestones. No independently verified current trading-volume figure, funded-customer count or active-user total was established; the app download band and advertised asset count are different measures.[23][22][1]
- Operator
- StealthEx brand; current incorporated counterparty not established
- Exchange model
- Centralised
- Service scope
- Quote-based wallet-to-wallet crypto conversion with fixed or floating rates; third-party fiat purchases and partner integrations. This profile covers the public service, not an order-book account.
- Client types
- Retail clients
- Pricing publication
- Quote only
- Other names
- StealthEx
- Pricing scope
- Route-specific receiving quotes; consumer totals should not be inferred from API or partner commission examples.
- Funding scope
- Crypto deposits fund individual exchange instructions; the receiving asset is delivered to the specified external wallet. Card purchases use an external payment-provider checkout.
- Custody and asset handling
- No standing customer trading balance is described. Transfers pass through processing and liquidity-provider arrangements; pending funds can be subject to confirmation, recovery and compliance controls.
- Client eligibility
- Risk-based verification and territorial restrictions apply. The public materials do not establish a complete current country matrix; fiat-provider requirements vary.
- Support
- Company-stated 24/7 website chat and [email protected]; preserve exchange IDs and blockchain transaction hashes.
- Authorisation and registration scope
- No current financial permission verified for a named incorporated counterparty. A government notice records dissolution of STEALTHEX LLC in December 2025; the later terms do not identify a successor. The app publisher listing is not a licence or conclusive current counterparty record.
Exchange metadata checked 21 Oct 2026Source 1Source 14Source 10Source 12Source 13Source 27Source 2Source 22
Additional Information
Sections ↑Developer access and automation
API v4 uses bearer-key authentication and documents a 600-request-per-minute limit, with HTTP 429 and Retry-After for throttling. Its endpoints cover routes, estimates, exchange creation and tracking. Fixed-rate creation uses a rate identifier and expiry from the estimate. The exchange record distinguishes expected from received deposit amounts and expected from sent withdrawal amounts, which helps an integration avoid presenting an estimate as completed delivery.[18]
The API creates a routing instruction; it does not sign the customer’s sending-wallet transaction. Partner documentation recommends server-side integration. A complete read-only-key permission matrix, credential-revocation delay and account-wide kill-switch behaviour were not established in the reviewed public specification. The documented automation is exchange routing and status handling; an AI label would not establish discretionary trading authority.[18][17]
Partner earnings and records
StealthEX offers referral links and an embedded exchange widget. The widget page advertises commission of 0.4% and describes partner earnings paid in BTC through the partner account. A referral balance belongs to the partner programme, distinct from the customer’s swap output. The reviewed landing pages did not establish a complete current payout-minimum, settlement-time and eligibility schedule for every partner arrangement.[20][21]
For record keeping, the company’s card guide shows purchase details such as fiat amount, crypto amount, provider transaction reference and receiving address, while its mobile guide describes exchange history. Preserve those details together with network fees and the final on-chain receipts. A complete tax-ready export, cost-basis calculation and history-retrieval guarantee after changing devices were not established by the reviewed guides.[24]
Sources & further reading
- StealthEX exchange and buying interface StealthEX · Accessed 21 Oct 2026
- Terms of Use — last updated July 2026 StealthEX · Accessed 21 Oct 2026
- Exchange, fees and fiat-purchase FAQ StealthEX · Accessed 21 Oct 2026
- How the exchange workflow operates StealthEX · Accessed 21 Oct 2026
- Fixed and floating rate differences StealthEX · 8 Oct 2025 · Accessed 21 Oct 2026
- How to exchange crypto on StealthEX StealthEX · Accessed 21 Oct 2026
- Exchange processing times StealthEX · Accessed 21 Oct 2026
- Wrong amount or address: recovery conditions StealthEX · Accessed 21 Oct 2026
- Transactions missing the required memo or tag StealthEX · Accessed 21 Oct 2026
- How funds are handled during an exchange StealthEX · Accessed 21 Oct 2026
- Registration and risk-based verification StealthEX · Accessed 21 Oct 2026
- How to buy crypto with a card StealthEX · Accessed 21 Oct 2026
- Official support channels and response claims StealthEX · 29 Jan 2026 · Accessed 21 Oct 2026
- What is StealthEX? StealthEX · Accessed 21 Oct 2026
- Privacy Policy and personal-data handling StealthEX · Accessed 21 Oct 2026
- KYC/AML Policy — last updated March 2024 StealthEX · Accessed 21 Oct 2026
- Partner API integration StealthEX · Accessed 21 Oct 2026
- Official API v4 OpenAPI specification StealthEX · Accessed 21 Oct 2026
- Partner programme and commission illustration StealthEX · Accessed 21 Oct 2026
- Embedded exchange widget StealthEX · Accessed 21 Oct 2026
- Referral-link programme StealthEX · Accessed 21 Oct 2026
- StealthEX Android app: developer, update and downloads Google Play / Stealthex Llc · Accessed 21 Oct 2026
- Fixed-rate exchange launch StealthEX · 24 Mar 2023 · Accessed 21 Oct 2026
- Card buying guide and mobile features StealthEX · 28 Jan 2026 · Accessed 21 Oct 2026
- Company description of registration-free swapping StealthEX · 28 Aug 2026 · Accessed 21 Oct 2026
- Monero confirmation requirements and processing estimate StealthEX · 21 Jan 2026 · Accessed 21 Oct 2026
- Government Gazette No. 66: Stealthex LLC dissolution notice, page 827 Government of Saint Vincent and the Grenadines · 16 Dec 2025 · Accessed 21 Oct 2026
This profile reports dated public information, including exchange-published services and terms. It does not independently test or guarantee trading, custody, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.