Koinpark: INR markets, quote-currency fees and withdrawal terms

Koinpark’s matching system requires sufficient cleared balance after allowing for charges. The execution conditions permit dynamic trading limits and cancellation or rollback for system problems or manipulation. This makes the order confirmation and subsequent account record important: a submitted instruction, a displayed price and a completed fill are distinct stages.[2]

The public API is narrower than the trading interface. It documents unauthenticated market information—assets, pairs, tickers, order books and trades—without an account or key. The inspected documentation does not establish authenticated order entry, withdrawal APIs, a copy-trading service or an AI agent with account authority. Market-data integration should therefore not be presented as proof that automated account trading is supported.[7]

Koinpark’s current fee page shows rates by market. For the representative live schedule rows below, both sides are 0.4%; this is a scoped observation, not a claim that every pair and negotiated market-maker account carries the same tariff. Maker and taker describe whether an execution adds to or removes existing order-book liquidity, even when the published percentage is identical.[3]

The fee change announced on 12 November 2025 moves the debit from the base asset to the quote currency. Thus BTC/USDT fees are paid in USDT, BTC/ETH fees in ETH, XRP/BTC fees in BTC and ETH/INR fees in INR. The announcement describes an automatic platform change, so older calculations that reduce purchased coin quantity for the fee can misstate both required cash and the remaining quote balance.[4]

The selected rates do not quantify a complete deposit-to-bank round trip. Banking charges, crypto withdrawal tariffs, spread and any applicable statutory deductions are separate inputs. The public fee page has a deposit/withdrawal selector, but a complete populated tariff for those routes was not available in the inspected public response. No zero-cost withdrawal assumption is made here.[3][5]

A balance ready for trading is not automatically a balance already cleared for cash withdrawal. Plan around the route actually enabled for the account and the written status of its request, especially for a large withdrawal. The competing published time descriptions should be resolved with support before relying on a particular deadline for an external payment.[2][1][8]

The funding method also determines the records needed if something goes wrong. Bank transfers require the payment reference and receiving-account details, while crypto transfers require a blockchain transaction identifier, asset and network. Koinpark’s contact page specifically routes deposit and withdrawal issues to customer support. Send the relevant reference with the request so that the team can investigate the correct settlement system.[8][1][5]

The terms describe internally recorded balances and platform custody rather than a user-held private key for the exchange account. The risk disclosure explicitly excludes deposit-insurance protection for crypto assets. Customers therefore retain exposure to the operator’s ability to safeguard and return balances, in addition to the market risk of the asset itself.[2][5]

Simple Earn says it generates income through staking nodes, lending, trading strategies and a share of exchange trading fees. These are different economic activities: lending adds borrower exposure, strategies can lose money, and trading-fee income depends on activity. Treating the entire product as merely native blockchain staking would hide those distinctions.[6]

The Earn page advertises capital protection while also describing changing returns and product conditions. It uses an up-to-42% APY message, but its FAQ refers to APR updating every minute, with flexible terms and fixed periods extending to 60 months. Those are not interchangeable rate conventions. Before subscribing, obtain the selected plan’s rate basis, redemption provisions and legal protection terms; the general marketing page does not establish an independently backed principal guarantee.[6][5]

KYC is an access condition rather than an insurance product. The information provided can be reviewed again when transactions, documents or regulations change. The privacy policy explains collection and processing of personal and device information; a customer who withdraws consent or closes an account should distinguish the end of service access from any legally necessary record retention.[10]

The contact page promises a response during support hours without specifying a universal response deadline. The presence of a Principal Officer category provides a route for sensitive compliance matters, but it does not establish an independent external ombudsman or a guaranteed compensation process. Keep the original ticket and escalate through the relevant category if the issue remains unresolved.[8]

Two contractual reporting periods should not be confused: the terms set a 30-day window for fee discrepancies and a separate three-day notification period for data or ledger disputes. Preserve order records, bank evidence and screenshots promptly rather than waiting for a later statement cycle. No verified telephone dealing desk capable of cancelling orders during an outage was established in the inspected support materials.[2][9]

The risk disclosure anticipates connectivity and system failures that can delay or prevent execution and restrict withdrawals. After an interruption, reconcile the order’s actual state before trying again. An unchanged screen is not evidence that an instruction was never accepted; equally, a submission is not evidence of a completed fill.[5]

No verified regulator permission is assigned to either disclosed company here. The website publishes company registration number U62099TN2023PTC162115, but corporate existence, an AML reporting relationship and authorisation for a particular investment service are separate facts. The available materials do not resolve all three by displaying one identifier.[1][11][5]

Koinpark’s February 2025 refresh changed its logo and website presentation. The announcement does not document a transfer of customer contracts. The current difference between website-contract and app-developer names therefore remains a distinct corporate-identity question; it should not be explained away by that branding announcement.[14][2][11]

A separate March 2026 announcement concerns Parkcoin. Koinpark said the token project was renamed Bot Chain (KPK) and became fully owned and governed by Meta Bot, with Koinpark retaining no operational or governance control. That announcement concerns a related token project, not a rename of the Koinpark exchange. Older material presenting KPK as exchange-controlled needs that distinction.[15][16]

The Android store showed a 100,000-plus download band when inspected. Downloads do not measure funded accounts, monthly active traders, turnover or unique customers across web and iOS. The website’s broader scale language does not supply a comparable independently verified active-user series, so no global volume or popularity ranking is assigned.[11][1]

Operator

Koinpark Private Limited (named in customer terms)

Exchange model

Centralised

Service scope

INR and crypto spot markets, exchange wallets, corporate onboarding and separate Simple Earn subscriptions.

Client types

Retail clients; Institutional clients

Pricing publication

Public and quoted pricing

Other names

Koin Park

Covered jurisdictions

India

Pricing scope

Pair-level trading fees are public; current model debits the quote currency. Complete public withdrawal tariffs were not established.

Funding scope

UPI, IMPS, NEFT and RTGS promoted alongside crypto transfers; contractual processing can exceed homepage timing.

Custody and asset handling

Exchange-controlled balances. Risk disclosure excludes deposit insurance; Earn involves additional uses of assets.

Client eligibility

Adults subject to KYC and approval; corporate application separate. Complete international country acceptance was not established.

Support

[email protected], Support Center and contact-form routing; response deadline not established.

Authorisation and registration scope

FIU compliance marketed, but exact current registration not independently matched. Corporate identifier and app developer listing do not establish investment-service permission.

Exchange metadata checked 21 Oct 2026Source 1Source 2Source 3Source 4Source 5Source 11Source 12Source 6

Delisting risk is therefore an operational issue as well as an investment issue. A token may still show an external price while the exchange’s withdrawal window has closed or its conversion route lacks liquidity. Save relevant notices and move any intended withdrawal through the supported route while that route remains available.[13]

The public market API can support price monitoring and order-book analysis, but it does not supply a documented complete private transaction export. A universal CSV history or jurisdiction-specific tax report was not established from the inspected pages. Keep fills, fees in their actual quote currencies, deposit and withdrawal references, and any statutory deductions together for later reconciliation.[7][4][5]

The rewards menu should be read at offer level. Mystery was marked coming soon, and the inspected Launchpad page showed no live subscription. Neither establishes an immediately claimable cash reward. For any later competition, launch or earning plan, the decisive terms are eligibility, credit currency, vesting, redemption and whether advertised rewards are actually withdrawable.[18][17][6]